Abnormal Returns

DECEMBER 1, 2024

nytimes.com) Budgeting When you do the math, it's hard to find trillions to save in the federal budget. econbrowser.com) The Department of Veteran Affairs now makes up 5% of the federal budget. economist.com) No-limit vouchers are blowing a hole in the state of Arizona's budget. Just ask Norway.

Math

MainStreet Financial Planning

JANUARY 23, 2025

For 2024, the maximum taxable earnings subject to Social Security tax is $168,600. Revise Your Annual Budget Look over your budget from the previous year and make adjustments for 2024. Log intomyssa.govto view and confirm your earnings history. If you notice any errors, you can easily request a correction online.

Estate Planning

Harness Wealth

JUNE 27, 2025

Interested in using Harness at your tax firm, or know a tax firm you’d like to refer to Harness? What does it really take to build a future-ready tax firm? Generally, most state individual and corporate income tax changes take effect on January 1, the beginning of the calendar year, for consistency through the tax year.

Taxes

The Big Picture

JULY 16, 2025

Yeah, I think it, it’s helpful to get very granular about the budgeting, and I don’t mean you know that you’re nickel and dimming yourself and looking at every line item, but if you have, say, a big family trip planned in year two of your retirement, spend some time figuring out what the implications will be.

Retirement

Advisor Perspectives

MAY 28, 2025

Proposed tax-cut extensions and higher debt costs could amplify fiscal concern.

Budgeting

MainStreet Financial Planning

MARCH 12, 2025

You can reduce your stock exposure and increase investments in fixed income options, such as cash or bonds, within tax-advantaged accounts (like a 401(k), IRA, or Roth IRA). This adjustment lowers risk without triggering tax consequences, giving you more stability in uncertain markets.

Economics

The Big Picture

MARCH 10, 2025

” A : Money is NOT a store of value to be useful, a dollar must maintain its value long enough for me to pay my rent or mortgage, buy food and energy, fund my entertainment and travel, pay my taxes, and get invested. It does that splendidly. Q :“ Your book discusses emotional decision-making extensively. I grew up lower income.

Investments

Nerd's Eye View

OCTOBER 28, 2024

So I hope you'll find this year's 2025 top conferences list (and our updated Master Conference List) to be helpful as a guide in planning your own conference budget and schedule for next year, and be certain to take advantage of the special discount codes that several conferences have offered to all of you as Nerd's Eye View readers!

Financial Advisor

WiserAdvisor

JULY 2, 2025

Using Health Savings Accounts (HSAs) to manage healthcare costs in retirement A health savings account (HSA) is one of the most tax-efficient tools available for covering qualified medical expenses, both before and during retirement. Tax-free growth on interest and investment returns within the account.

Healthcare

Tobias Financial

JUNE 16, 2025

These events may affect your investment approach, tax planning strategies, insurance needs, and estate planning documents. Monthly or quarterly reviews of bank statements, budgets, and investment accounts can help monitor your day-to-day financial health.

Planning

Advisor Perspectives

JUNE 17, 2025

federal deficit: the Congressional Budget Office estimates that passage would add almost $3 trillion to the national debt over the coming decade. The draft of the One Big Beautiful Bill Act (OBBBA) runs more than 1,000 pages. Analysis of the legislation has focused primarily on its impact on the U.S.

Taxes

Advisor Perspectives

JUNE 16, 2025

federal deficit: the Congressional Budget Office estimates that passage would add almost $3 trillion to the national debt over the coming decade. The draft of the One Big Beautiful Bill Act (OBBBA) runs more than 1,000 pages. Analysis of the legislation has focused primarily on its impact on the U.S.

Taxes

Yardley Wealth Management

NOVEMBER 12, 2024

Start saving early by contributing to tax-advantaged accounts like 529 Plans or Coverdell Education Savings Accounts (ESAs). These accounts come with tax benefits that can alleviate future financial pressures when it’s time for your child to attend college. Lead by Example Children often learn more from what we do than what we say.

Financial Planning

Carson Wealth

JULY 16, 2025

The IRS taxes capital gains. Those held short-term (less than a year) will be taxed at higher rates than those held long-term (more than a year). You can use capital losses to your advantage by offsetting gains to reduce your tax bill. issuing bonds) rather than taxes or revenue. Rebalancing may be a taxable event.

Investments

Zoe Financial

DECEMBER 28, 2024

Outcome: Define Your Big Financial Goals Set a Clear Spending Plan Create a budget that prioritizes your values. Plan Your Tax Strategy Work with a financial advisor to optimize your tax situation. This could include leveraging tax-advantaged accounts, maximizing deductions, or planning for capital gains.

Estate Planning

WiserAdvisor

JUNE 13, 2025

It can also help reduce taxes and make life easier for your family during difficult times. A qualified local attorney can help you create a plan that honors your wishes and minimizes taxes. In your 60s: As you near retirement, you may shift toward income planning, optimizing tax strategies, and leaving a financial legacy.

Estate Planning

Zoe Financial

JUNE 18, 2025

Managing spending doesn’t require strict budgeting—it’s about awareness. A helpful approach is to categorize expenses into: Fixed expenses: Mortgage, rent, property taxes, insurance, and loan repayments. Without a clear understanding of where money goes, it can be difficult to plan effectively. Ready to Grow Your Wealth?

Insurance

WiserAdvisor

JULY 4, 2025

Did you know that the Internal Revenue Service (IRS) adjusts 2025 tax brackets to account for inflation? These changes can affect how much tax you owe and whether you are eligible for certain tax credits or deductions. Alternative Minimum Tax (AMT) Alternative Minimum Tax (AMT) exemption phaseout thresholds d.

Taxes

Zoe Financial

JUNE 6, 2025

Review Your Budget — And Your Spending Leaks Even high earners lose track of money. Disclosure: This page is not investment advice and should not be relied on for such advice or as a substitute for consultation with professional accounting, tax, legal or financial advisors. Then ask: Is my current plan aligned?

Budgeting

WiserAdvisor

JUNE 4, 2025

At any given moment, people are working towards multiple goals like saving for retirement, managing taxes, buying a home, protecting their family through insurance, or planning for healthcare needs. For example, a clients investment choices should align closely with their tax strategy, too. People want all these goals to work together.

Financial Planning

Midstream Marketing

DECEMBER 6, 2024

Running focused social media campaigns that highlight their services and share their skills in areas like tax planning or retirement planning. Pay attention to their special problems, such as preparing for the future, managing taxes better, and protecting wealth. They like communication that is tailored just for them.

Marketing

Clever Girl Finance

APRIL 14, 2025

I created a budget I could actually stick to 3. I created a budget I could actually stick to When I started living stingy, budgeting became my best friend. Today I create a monthly budget that reflects my actual lifestyle. I saved every windfall In the past, when I got a bonus or tax refund, I spent it right away.

Budgeting

WiserAdvisor

JULY 9, 2025

It involves a lot more, such as: Defining your financial goals Understanding your risk appetite Figuring out timelines for each goal Picking the right investment and savings options Managing and tracking your investments Rebalancing your investment portfolio periodically Filing taxes and knowing how your investments are taxed Whew!

Financial Advisor

Indigo Marketing Agency

AUGUST 11, 2025

Facebook and Google Ads for Financial Advisors: Breaking Through Ad Budget Paralysis to Scale Your Business You understand that Facebook and Google ads for financial advisors can transform your practice, but the question that keeps you stuck is simple: “What should I actually spend?” The good news?

Financial Advisor

Carson Wealth

JUNE 27, 2025

Tax planning. Utilizing tax-efficient investment strategies, such as municipal bonds and tax-managed ETFs, may help minimize tax liabilities. Charitable giving and philanthropic activities can also provide tax benefits while supporting causes you care about. Budget for emergencies. Tax planning is crucial.

Financial Planning

Inside Information

JANUARY 31, 2025

Ayasha Jones, partner and Director of Operations at BlueSky Wealth Advisors in New Bern, NC said that she and other ops professionals are inundated with new fintech options all the time, and the IT percentage of the operating budget is larger than it ever was.

Risk Tolerance

Carson Wealth

MAY 29, 2025

Do you know how you will take money from your 401(k) or IRA, how you will take Social Security, how to be tax-smart with your income planning? As part of your plan, you should create a budget. The budget will help you understand how much income you need in retirement. Its also how you plan your retirement income.

Retirement Planning

Harness Wealth

MARCH 27, 2025

Pass-Through Entity Tax (PTET) is a state-level tax mechanism designed to sidestep the federal State and Local Tax (SALT) deduction limit. Allowing a pass-through entity to pay state income taxes directly, PTET effectively shifts the tax burden from individual owners to the business itself.

Taxes

Workable Wealth

NOVEMBER 25, 2020

Contributions are pre-tax, investments grow tax-free, and distributions are taxed as ordinary income. To add more tax-efficiency into your retirement planning, it’s also good to consider investing in a Roth IRA. This tax-advantage is hugely beneficial for retirees to keep their tax bill at bay.

Taxes

MainStreet Financial Planning

MARCH 7, 2025

Why a Fee-Only, Flat-Fee Financial Planner is the Better Choice Transparent & Predictable Costs You know exactly what you’re paying, making it easier to budget for financial planning services. Comprehensive Financial Planning is Included Many AUM advisors charge extra for estate planning, tax strategies, and retirement planning.

Fee Only

Tobias Financial

JUNE 15, 2025

You’re planning for one, which often simplifies decisions around budgeting, income needs, and lifestyle goals,” Chad shares. However, single retirees must also prepare for certain financial disadvantages, especially when it comes to taxes. That control can provide clarity and confidence.”

Retirement

Validea

APRIL 4, 2025

Main Topics Covered: Tariffs Explained: A deep dive into how tariffs function as a corporate tax, their impact on domestic companies, and the challenges of passing costs to consumers. DOGE Initiative: Examination of the Department of Government Efficiency (DOGE) as a propaganda tool and realistic estimates of potential budget savings.

Marketing

WiserAdvisor

AUGUST 13, 2025

They offer services such as tax planning, retirement strategies, estate planning, budgeting, saving, investing, and debt management. They can help you figure out how to draw money from your 401(k), Individual Retirement Account (IRA), and any other savings you have without running out too early or getting hit with unnecessary taxes.

Financial Advisor

Workable Wealth

OCTOBER 14, 2020

This could come in many forms: Negative spending habits Little to no emergency fund Inadequate investment vehicles Improper risk management and insurance coverage Making emotional financial decisions Overpaying on taxes Acquiring unnecessary debt Incurring penalties and fees Let’s look at a few of these examples more in-depth. Tax Planning.

Financial Planning

Carson Wealth

JANUARY 28, 2025

Plus, putting charitable giving in the context of other wealth planning strategies like estate and tax planning can help increase the effectiveness of your philanthropy and overall financial plan. Establish a budget and schedule for giving. How much are you comfortable giving?

Risk Management

Harness Wealth

JULY 14, 2025

Tax season is approaching, which means many people will be exploring the use of tax software to prepare and submit their tax returns themselves. While tax software certainly offers benefits, particularly when it comes to cost, the decision to use it isn’t nearly as straightforward as it may seem.

Taxes

Carson Wealth

DECEMBER 10, 2024

With careful planning, you may be able to reduce your tax bill or optimize the impact of your estate. Establish a Budget and Schedule for Giving One of your first tasks is to determine how much you are comfortable giving. Or maybe boost their publicity budget to attract more donors? What do you want to do for that organization?

Taxes