Weekend Reading For Financial Planners (June 14–15)
Nerd's Eye View
JUNE 13, 2025
Other key findings from the survey included a gap between long-term investment return expectations of investors and advisors (12.6%
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How To Budget: Budgeting Methods And Budget Categories
Clever Girl Finance
JULY 3, 2023
Love it or hate it, if you want to be financially successful, you need to budget your money and understand budget categories. Getting your finances in order and building wealth takes planning, and your budget can help you do just that. Determine which budgeting methods will work for you 2. Table of contents 1.
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A Wedding Budget Breakdown + Tips To Plan Your Dream Wedding
Clever Girl Finance
SEPTEMBER 2, 2022
After you’ve announced your relationship status and had your fair share of celebrating, it’s time to start planning for your big day with a wedding budget breakdown! This means putting together a wedding budget spreadsheet with percentages and categories. Why a wedding budget breakdown matters for your finances.
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Weekend Reading For Financial Planners (December 14–15)
Nerd's Eye View
DECEMBER 13, 2024
Also in industry news this week: While the SEC has had the power to restrict mandatory arbitration clauses in RIA client agreements for more than a decade, an advisory committee meeting this week suggests support for such a measure isn't unanimous CFP Board saw a record number of exam-takers during 2024, reflecting recognition of the professional and (..)
How To Create A Budget Binder + A Free Budget Binder Printables
Clever Girl Finance
FEBRUARY 28, 2023
Maybe you overspent on a housing project or didn’t account for a last-minute expense, but your budget got blown again. Thus, a paper and pen option like a budget binder could be the tool to unlock your financial success. What is a budget binder? A budget binder is a visible way to use a zero-based budgeting system.
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Budgeting For Couples: How To Budget As A Couple
Clever Girl Finance
JULY 16, 2023
Budgeting as a couple is critical in managing your household finances. Your budget not only allows you to plan and track where the money will be spent, but it enables you to direct the course of your finances together. What is the best budget for a married couple? How do you split finances as a couple?
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How To Use Budget Categories
Clever Girl Finance
NOVEMBER 4, 2023
Love it or hate it, if you want to be financially successful, you need to budget your money and success with budgeting means understanding budget categories. So, let’s talk about the various categories that you might need, including a budget categories list! How many categories should I have for a budget?
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Weekend Reading For Financial Planners (Dec 24-25)
Nerd's Eye View
DECEMBER 23, 2022
”, a series of measures that will have significant impacts on the world of retirement planning. A review of financial planning actions, from tax-loss harvesting to charitable giving, that have a December 31 deadline.
17 Of The Best Cash Envelope Wallets
Clever Girl Finance
FEBRUARY 11, 2025
If you’re thinking about using the cash envelope system to budget effectively, having the right cash envelope wallet is key. A well-organized wallet makes it easy to divide, access, and track your cash, helping you stay committed to your budgeting goals. The cash envelope system essentially puts you on a cash budget.
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Weekend Reading For Financial Planners (April 27-28)
Nerd's Eye View
APRIL 26, 2024
Enjoy the current installment of "Weekend Reading For Financial Planners" - this week's edition kicks off with the news that the Department of Labor released the final version of its Retirement Security Rule (a.k.a.
How Does The 60 30 10 Rule Work For Budgeting?
Clever Girl Finance
JULY 13, 2024
The 60/30/10 budget turns the traditional rules of budgeting upside down. Instead of focusing on discretionary spending, this budgeting rule emphasizes sprinting toward our financial goals. And although the 60/30/10 rule budget won’t work for everyone, many could use it to take their finances to the next level.
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The 50-30-20 Budget: How It Works + A 50-30-20 Budget Template
Clever Girl Finance
FEBRUARY 10, 2023
Like many, you might shudder at the word budget. But the 50-30-20 budget and the 50-30-20 budget template prove it doesn't have to be difficult. A budget plans out exactly how you'll use your money and this can be tailored to suit your specific lifestyle and situation. What is a 50-30-20 budget?
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Budgeting With An Irregular Income: 5 Success Tips
Clever Girl Finance
OCTOBER 9, 2023
Whether you’re working for yourself or have an irregular job schedule, budgeting on an irregular income can be tough. But creating a budget for this type of income is easy to learn! Table of contents Budgeting when you have an irregular income 1. Create your baseline budget 2. Can you budget with an irregular income?
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Start Planning Your Retirement Early to Save Enough and Plan Better
WiserAdvisor
JUNE 27, 2025
Start planning early. It takes strategic foresight, hard numbers, and smart decisions that begin well before your final day at work. Yet far too many professionals delay the planning process. Even if you don’t plan to retire unusually early, starting your retirement planning now can dramatically improve your options later.
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Weekend Reading For Financial Planners (February 24-25)
Nerd's Eye View
FEBRUARY 23, 2024
Which suggests that instead of trying to go head-to-head with these larger firms (and their heftier marketing budgets) in attracting clients, smaller firms might instead demonstrate how they are 'different' by offering a unique service offering tailored to their ideal target clients.
7 Essential Things To Do When You Get Paid
Clever Girl Finance
JUNE 22, 2025
What changed the game for me wasn’t just budgeting harder or cutting out all my fun—it was being intentional with how I handled my paycheck the moment it hit my account. Tune up your budget 5. How often should I update my budget? Is your phone plan still competitive? Table of contents 1. Pause before you spend anything 2.
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How To Create A Bare Bones Budget
Clever Girl Finance
JANUARY 16, 2024
There are many different ways to come up with your perfect budgeting strategy. Alongside your monthly budget, you should also have a bare bones budget waiting in the wings. Table of contents What is a bare bones budget? Who needs a bare bones budget? It’s a budget that only covers the necessities.
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#FA Success Ep 356: Scaling To (Nearly) $2M Of Revenue As A Flat-Fee, Advice-Only Firm, With Sarah-Catherine Gutierrez
Nerd's Eye View
OCTOBER 24, 2023
Sarah-Catherine is the founder of Aptus Financial, a fee-only financial planning firm based in Little Rock, Arkansas, that is approaching $2M in revenue and works with over 480 client households. Welcome to the 356th episode of the Financial Advisor Success Podcast ! My guest on today's podcast is Sarah-Catherine Gutierrez.
10 Of The Best Budget Templates And Tools
Clever Girl Finance
SEPTEMBER 5, 2024
But once I discovered the magic of budget templates, everything changed. Table of contents What is a budget template? The Best budget templates: Spreadsheets The Best budget templates: Apps Expert Tip: Find a budget template that works for you What are some key features to look for in a budget template?
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How To Create A Biweekly Budget In 5 Simple Steps
Clever Girl Finance
MARCH 29, 2024
When you are paid on a biweekly basis, it may make sense to create a biweekly budget. A biweekly budget is perfect for those who get paid every other week. You can structure your budget around your paychecks so you don’t miss anything with your money, and you can find out how here! How does a biweekly budget work?
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What Is The 70-20-10 Budget?
Clever Girl Finance
DECEMBER 16, 2023
If you don’t feel like you truly have a strong handle on your finances, one possible cause for that is using a budgeting method that doesn’t work. While not everyone needs a to-the-penny balanced budget, some type of budgeting strategy or template is really important if you want to know where your money is going month after month.
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Weekend Reading For Financial Planners (Jan 28-29)
Nerd's Eye View
JANUARY 27, 2023
By switching to 501(c)(6) nonprofit status, the new CFP Board of Standards will have expanded abilities to advance the planning profession through lobbying and more targeted advertising messages to grow the ranks of CFP professionals.
7 Of The Best Budget Templates And Tools
Clever Girl Finance
DECEMBER 26, 2022
A budget is a critical piece of any successful financial picture. Without a budget, it is hard to know where you stand financially. Even if you have a healthy emergency fund, a budget will allow you to track how much money you are earning, saving, and investing every single month. What is a budget template?
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The 50-30-20 Rule: How It Works + A 50 30 20 Budget Template
Clever Girl Finance
SEPTEMBER 11, 2023
Like many, you might shudder at the word budget, or perhaps it sounds too boring or challenging to figure out. But the 50-30-20 rule and the 50 30 20 budget template prove it doesn’t have to be difficult. If you’re looking to simplify your budgeting process or are new to budgeting, then this might be the perfect match!
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Weekend Reading For Financial Planners (January 13-14)
Nerd's Eye View
JANUARY 12, 2024
Also in industry news this week: The Department of Labor (DoL) this week published a final rule delineating what makes an individual an independent contractor versus a company employee, though it did not provide specific guidance for registered representatives of broker-dealers and other financial professionals who have expressed concern that their (..)
The 10 Best Financial Advisor Conferences To Attend In 2024
Nerd's Eye View
OCTOBER 30, 2023
Most notable is the fact that industry associations are not the drivers of advisor conferences that they once were; while a decade ago, 75%+ of this "Best Conferences" list consisted of various events run by industry associations, now it numbers less than 25%.
Your Guide to a Financially Healthy Holiday Season
Your Richest Life
NOVEMBER 12, 2024
The good news is that number has come down over the past couple of years, falling to its lowest number since 2017. But holiday spending is still a struggle for most people, with seven in 10 people reporting that they usually go over budget on their holiday expenses. That doesn’t have to be your story, however.
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A $300,000 College Tour
Wealth Management
JUNE 12, 2025
Number 8860726. Lynn O'Shaughnessy , Columnist: College Planning June 12, 2025 4 Min Read 12875116/iStock/Getty Images Plus When I took on this task years ago, it was challenging to figure out the itinerary for a 12-day trip that included nine private liberal arts colleges in Massachusetts, New York and Pennsylvania.
How To Create A Family Budget That Works For Your Family
Clever Girl Finance
SEPTEMBER 7, 2023
In personal finance, where income, expenses, dreams, and aspirations converge, the budget emerges as a crucial tool. It’s not just a set of numbers, rather, it’s a strategic plan that empowers you to navigate the complexities of financial decisions. Table of contents What is a family budget?
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How I Stopped Wasting Money: 5 Habits That Were Costing Me!
Clever Girl Finance
APRIL 11, 2025
The number shocked me. Shifting to budget-friendly meal planning I started packing snacks and easy meals before we left the house. I gave myself a realistic fast food budget, so when we do eat out, its intentional. Grocery shopping while hungry My grocery bill was a sneaky budget killer for me. But the good news?
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$25-an-Hour Is How Much a Year? (Plus Budgeting and Side Hustle Tips)
Good Financial Cents
MARCH 17, 2023
This information is critical if you want to create a budget and manage your money correctly. I’ll also share some budgeting and side hustle tips so you can get the most out of the money you earn. Multiply 40 hours by 52 weeks to get the number of hours worked in a year: 40 x 52=2,080 hours 3. Sample Calculation 1.
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7 Steps to Define and Align Your Money Values for Success
Clever Girl Finance
JANUARY 10, 2025
Your money values influence the decisions you make about budgeting, saving, investing, and even giving. That realization encouraged me to create a fun fund in my budget , so I could treat myself to experiences without guilt. Creating this list helps you see the bigger picturemoney isnt just numbers in a bank account.
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Why Should You Care About Financial Planning?
Workable Wealth
OCTOBER 14, 2020
Financial planning can take your money game up a notch by bringing clarity, strategy, and intention to your financial life. A healthy financial plan gives you the tools to take control of your finances and start living your life with passion, purpose, and freedom. So what’s the value of a financial plan? Tax Planning.
4 Steps to Make Your 401(k) Work as Hard as You Do
The Chicago Financial Planner
FEBRUARY 6, 2022
In spite of what was said on PBS Frontline The Retirement Gamble and elsewhere in the press, in my opinion 401(k) plans are one of the best retirement savings vehicles available. Here are 4 steps to make sure that your 401(k) plan is working hard for your retirement. There are a number of retirement plan options to consider.
12 Steps To Creating A Solid Financial Plan For Yourself
Clever Girl Finance
MARCH 19, 2024
No one cares more about your financial well-being than you, so having a personal financial plan is important. Knowing how to make a financial plan will allow you to save money, afford the things you want, and achieve long-term goals like saving for college and retirement. Table of contents What is a financial plan?
A Roadmap for Cash Flow Planning
MainStreet Financial Planning
APRIL 26, 2023
So being the lifelong learner that I am I decided to have a conversation about cash flow planning with Caroleen Verly of Untangle Your Money. See a budget less as a restriction and more to enable you to focus on the things you really value. I hope this post inspires you to work on your spending plan!
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Ten Steps To Creating A Solid Financial Plan For Yourself
Clever Girl Finance
DECEMBER 1, 2022
No one cares about your financial well-being more than you, so it's important to have a financial plan for yourself. Knowing how to make a financial plan will allow you to save money, afford the things you really want, and achieve long-term goals like saving for college and retirement. What is a financial plan?
5 Tips for Getting the Right Medicare Coverage This Open Enrollment Season
Carson Wealth
SEPTEMBER 5, 2024
Navigating Medicare can be a daunting task, especially with the numerous plans and options available. However, choosing the right Medicare plan is crucial to ensure that you have the coverage you need as you move into retirement. Different plans cater to different needs. It runs annually from October 15th to December 7th.
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Tuesday links: staying young psychologically
Abnormal Returns
SEPTEMBER 3, 2024
entrylevel.topdowncharts.com) Strategy Analysts focus on these market numbers, you don't have to. wsj.com) ESPN How ESPN plans to survive in the age of streaming. frontofficesports.com) Global Ireland is running a budget surplus. Markets How major asset classes performed in August 2024. axios.com) Year 2 for ESPN Bet is here.
Try A No Spend Month To Reset Your Finances!
Clever Girl Finance
FEBRUARY 11, 2025
Follow your existing budget : Stick to your pre-planned necessities and nothing extra. 8 tips for planning a successful no spend month You need to set yourself up to be successful because not spending is a big challenge! Here are some no spend month rules to follow to keep you on track and make it a success.
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How To Succeed At A Low Buy Year And Transform Your Finances
Clever Girl Finance
FEBRUARY 11, 2025
In a low-buy year, you might allow yourself a $100 clothing budget for the year or one new item per season. Instead of waiting until the last minute and breaking your low-buy rules, plan ahead. Likewise, if you have your credit card number memorized, cut it up and ask for a new one. What Is The 70-20-10 Budget?
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Enhance Your Financial Planner SEO Using SEM
Midstream Marketing
NOVEMBER 7, 2024
Introduction In financial planning, it is key to know about search engine optimization (SEO) and search engine marketing (SEM). A mix of SEO and SEM makes a strong digital marketing plan. This plan can increase reach and give better results in the financial industry. Get clear steps to set up and improve your SEM campaigns.
Kotak Mahindra Cancels Myntra Credit Card — Here’s What Shoppers Need to Know Before July 10
Trade Brains
JULY 8, 2025
the Kotak Myntra had a lesser number of users, hence the banks plan on shifting to a universal and more lifestyle-based approach. Budgeting: To maximize value, strategize around general purchases, fuel expenses within ₹4,000/month, and milestone targets.
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