Random Roger's Retirement Planning

AUGUST 18, 2022

At 50 though, you do need to have some context for how viable your idea of retirement is. A $20,000/mo lifestyle isn't a reasonable outcome for a 50 year old with $160,000 in the bank. That doesn't specify age nor does it specify some amount of money in the bank. Time and health are more important than money.

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Nerd's Eye View

JANUARY 1, 2024

This month's edition kicks off with the news that held-away asset management platform Pontera has raised $60 million in venture capital funding as advisors increasingly seek to directly manage clients' 401(k) and other outside assets – although an ongoing investigation by Washington state regulators over whether advisors' use of Pontera violates (..)

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Retirement Planning Startup Clients Compliance 246

Abnormal Returns

NOVEMBER 8, 2023

podcasts.apple.com) Retirement Why working longer isn't necessarily a good retirement plan. cnbc.com) Retirement is an opportunity to let go of stuff you are carrying around. tonyisola.com) No one cares more about your retirement than you. rogersplanning.blogspot.com) Questions to ask when assessing when to retire.

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Carson Wealth

AUGUST 25, 2022

often fail to consider sequence of return, housing, longevity, health or family risks faced in retirement. Focus on Your Retirement Plan Rather Than a Magic Number. would be “How do I plan for retirement?“ Social Security is a federal retirement plan originally created under the Social Security Act of 1935.

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Nerd's Eye View

MARCH 24, 2023

Also in industry news this week: Top Democratic Senators are urging the Treasury Department to crack down on a range of estate planning strategies for high-net-worth individuals, including GRATs and IDGTs Amid fallout from recent bank failures, both Republicans and Democrats are considering whether current FDIC insurance limits should be increased (..)

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Financial Planner CFP Certification Retirement Planning 245

Good Financial Cents

OCTOBER 3, 2022

If you’re currently holding your money in a bank that’s paying 0.0-something In this guide, we’re going to provide 11 of the best online banks, most of which pay interest rates on deposits well above “traditional” banks. We’ve listed all 11 banks, and their basic features. Our Picks for Best Online Banks.

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Banking Accounting Electronics Investments 100

Nerd's Eye View

DECEMBER 25, 2023

And as 2023 draws to a close, we wanted to highlight 25 of the most popular and insightful articles that were featured throughout the year (that you might have missed!).

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The Big Picture

FEBRUARY 27, 2023

equity valuations: “Baby-boomers’ huge flow of 401K plan contributions helped to drive equities higher; now that ~70 million Boomers are retiring, when do demographics flip this from a huge positive to a net drag?” I am purposefully omitting the specifics and the names of the fund managers, sponsors, banks, etc.)

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Carson Wealth

JUNE 28, 2023

Your retirement income plan may be sending up bubbles, too, whether around Social Security, retirement account distributions, taxes or somewhere else – and these holes need to be patched up right away. So, to help your retirement plan be more airtight, let’s look at a few of the common leaks.

Retirement Planning 52

Retirement Planning Retirement Planning Distribution 52

Tobias Financial

JUNE 16, 2025

Monthly or quarterly reviews of bank statements, budgets, and investment accounts can help monitor your day-to-day financial health. Annual reviews of tax filings, insurance policies, retirement plans, estate documents, and net worth statements support long-term clarity and preparedness.

Planning 52

Planning Engineering Financial Planning Financial Advisor 52

Darrow Wealth Management

APRIL 21, 2025

This approach typically provides greater benefits to those who have significant assets and high taxable income in retirement. Consider your next steps carefully and find a strategy that is consistent with your retirement planning goals and wealth management objectives.

Retirement 56

Retirement Retirement Planning Taxes Accounting 56

Park Place Financial

NOVEMBER 29, 2022

Retirement Planning 5 Ways to Catch Up on Retirement Planning Later in Life Schedule a Complimentary Financial Review CLICK HERE TO SCHEDULE. Retirement is a significant investment, which is why so many financial experts recommend establishing goals and starting when still a younger adult. SIMPLE 401(ks) and IRAs

Retirement Planning 52

Retirement Planning Retirement Certified Financial Planner Planning 52

Million Dollar Round Table (MDRT)

JANUARY 29, 2023

By Kennedy Sumarlie, CFP Most of the time, retirement plans and children’s education fund-related products require long-term discipline and consistent financial commitment. When I encounter a client who may be hesitant about long-term planning, I often use simple explanations. This feels challenging for some clients.

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Clients Financial Planning Planning Retirement Planning 98

Trade Brains

JUNE 16, 2025

Why It’s Suitable for Retirees: It’s secure, comes with a fixed return, and provides regular income—ideal for planning for monthly expenses. Senior Citizen Fixed Deposits (FDs) Overview: Banks and NBFCs provide extra interest to senior citizens, usually 0.25% to 0.75% above normal FDs.

Retirement 52

Retirement Taxes Government Retirement Planning 52

Carson Wealth

OCTOBER 24, 2024

Banking Another aspect of retiring abroad is how you will manage your finances and banking. You’ll need to navigate foreign exchange rates, banking fees, and the logistics of transferring money between countries. bank account while opening a local account in their new country is a practical solution.

Retirement 143

Retirement Healthcare Taxes Medical 143

Good Financial Cents

SEPTEMBER 29, 2022

That means no government backing, no banks, corporations, or physical assets. Traditional IRA: Best for Dedicated Retirement Planning. You can open an account, usually online, with banks, investment brokers, and robo-advisors. IRA plans are subject to Required Minimum Distributions (RMDs) beginning at age 72.

Investments 109

Investments Investing Retirement Planning Risk Tolerance 109

Nationwide Financial

APRIL 19, 2023

As multiple recessionary signs flash red including bank failures, persistent inflation, and ongoing volatility, investors of all ages are increasingly nervous about the state of the markets and economy and what it means for their retirement plans and their ability to save for retirement.

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Retirement Planning Retirement Clients Planning 96

The Chicago Financial Planner

AUGUST 24, 2021

If a financial advisor suggests that you don’t need to house your investments with a third-party custodian such as Schwab, Fidelity, your bank, Merrill Lynch, etc. None the less here are some tips for you to reduce the risk: Use a third-party custodian. I suggest that you run (don’t walk) away from any relationship with this person.

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Good Financial Cents

JANUARY 24, 2023

While they do share some similarities, there are enough distinct differences between the two where they can just as easily qualify as completely separate and distinct retirement plans. Either plan is an excellent choice, particularly if you’re not covered by an employer-sponsored retirement plan. Not exactly.

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Retirement Planning Retirement Taxes Distribution 122

Random Roger's Retirement Planning

MAY 14, 2025

trillion market for 401(k)-type retirement plans as crucial to this growth. " The entire private credit and private space is probably large enough to be a problem akin to a bubble but I'm not sure there's enough homogeneity to tie it all together into a systemic event like mortgages through the banking system.

Retirement Planning 52

Retirement Planning Portfolio Planning Assets 52

Getting Your Financial Ducks In A Row

OCTOBER 17, 2022

Two primary goals of the IRA were to provide a tax-advantaged retirement plan to employees of businesses that were unable to provide a pension plan; in addition, to provide a vehicle for preserving tax-deferred status of qualified plan assets at employment termination (rollovers). billion in the first year (1975).

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Retirement Distribution Taxes Retirement Planning 111

MazumaBusinessAccounting

MAY 31, 2022

Have you ever wondered how long to keep important financial records such as receipts, bank statements, and credit card bills? You’ll want to keep utility payment receipts, bank withdrawals, and deposit slips until you receive your monthly statements. You might be wondering how long to keep bank statements. You’re not alone!

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Good Financial Cents

JANUARY 17, 2023

And how does it compare to the 401k and other retirement plans that exist? Being a self-employed retirement plan , the SIMPLE IRA gives you the discretion of what exactly you want your money invested into. . Most retirement plans — 401(k)s, regular IRAs, or Roth IRAs, etc. What is a Simple IRA?

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Retirement Planning Retirement Planning Taxes 111

Integrity Financial Planning

DECEMBER 29, 2022

Don’t just give any company your credit card or bank account information. Plan Ahead! When it comes to your retirement, planning ahead is the name of the game. The internet can provide an ocean of opportunities for deals, but make sure you use reputable sites and sellers when searching for them.

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Integrity Financial Planning

JULY 24, 2023

4] Unfortunately, inflation is not something that can be safely reversed, but it can be slowed by central banks’ control of monetary policy as well as government spending. [5] The consumer price index was at 4% year-over-year in May. This is an indication that inflation might be slowing. [4]

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Clever Girl Finance

DECEMBER 23, 2024

Freelancing is liberating, but without a solid financial plan, it can also be unpredictable. As a freelancer, you juggle not only your craft but also your finances, taxes, and retirement planning. That’s where financial planning for freelancers comes in. Its exhilaratingand, lets be honest, a little overwhelming.

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Budgeting Financial Planning Planning Insurance 52

Harness Wealth

APRIL 16, 2025

Separating personal and business expenses Opening dedicated business bank accounts and credit cards represents a fundamental step in establishing clear financial boundaries for tech startups. For growing tech startups, establishing company retirement plans serves multiple purposes beyond tax benefits.

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Startup Taxes Tax Planning Transportation 52

Clever Girl Finance

SEPTEMBER 11, 2023

The Fidelity Learning Center features insights on investing, retirement planning, and other financial topics. Retirement planning tools Fidelity provides retirement planning tools , including calculators, educational content, and retirement income planning help.

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Investments Investing Education Accounting 98

Brown Advisory

JANUARY 20, 2023

taxpaying clients is the “FBAR,” or the Report of Foreign Bank and Financial Accounts. Under the Bank Secrecy Act (“BSA”) of 1970, any U.S. The requirement comes from the Bank Secrecy Act, which was enacted to target those that deliberately evade federal taxes through secret or undisclosed accounts. Financial interest.

Accounting 100

Accounting Compliance Taxes Banking 100

International College of Financial Planning

JUNE 17, 2025

Financial institutions based in GIFT City can treat their operations, investments, and deposits as offshore, enabling Indian banks, NBFCs, insurance providers, and capital market entities to offer global financial products in foreign currencies.

Compliance 40

Compliance Education Economics Investments 40

Midstream Marketing

OCTOBER 29, 2024

They do not fully trust traditional banks. Millennials want to learn about things like student loans, saving for a home, and planning for the future. This includes budgeting, investing, retirement planning, and understanding key financial concepts in wealth management. They like finding helpful tips online instead.

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Good Financial Cents

SEPTEMBER 15, 2022

Unlike taxable brokerage accounts and even bank accounts, there’s no possibility of incurring the so-called “ kiddie tax ” on the investment earnings in a Roth IRA account. And either plan can be invested in an investment account of your choice, including banks, brokerage accounts, robo-advisors, and fund families. How it works.

Accounting 101

Accounting Taxes Retirement Retirement Planning 101

Random Roger's Retirement Planning

APRIL 9, 2024

It is fun history to look at but I can't get to the point of applying lessons from the banking crisis of 1878 to investing today. Fun note, the 1878 banking crisis was mentioned in an episode of Deadwood. I don't put stock into data sets that include the 1900's.

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Clever Girl Finance

MARCH 28, 2023

The importance of understanding financial literacy basics Financial literacy covers several topics , including budgeting, banking, investing, handling debt, and planning for the future. Open a bank account Bank accounts are a safe way to store your money. Find out before placing your money with a specific bank.

Budgeting 110

Budgeting Accounting Banking Planning 110

Good Financial Cents

APRIL 1, 2023

When you turn age 72, you’re required to begin receiving distributions from the plan. This is always true when neither you nor your spouse are covered by an employer-sponsored retirement plan. The numbers are different if you’re not covered by an employer-sponsored retirement plan, but your spouse is.

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Planning Distribution Taxes Retirement Planning 95

Random Roger's Retirement Planning

APRIL 7, 2025

I saw something on Friday that talked about "banks" selling gold. I don't know if they meant consumer banks or central banks and I don't know if it's true but could account for it especially since the dollar hasn't really been a haven other than going up today. The misery in managed futures continued.

Banking 45

Banking Portfolio Accounting Management 45

Random Roger's Retirement Planning

JANUARY 10, 2025

The tradeoff for these folks is permanently impairing their capital versus from here going forward, getting the same yield for now (or close to it) with essentially no volatility switching short dated treasuries or just a little volatility in something like bank loans. The bank loan fund I use has a standard deviation of 4.81

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Engineering Banking Portfolio Management 52