Harness Wealth

NOVEMBER 12, 2024

Frontloading 529 Contributions Contributions to 529 plans can also be frontloaded or “superfunded”, allowing you to make up to five years’ worth of contributions in a single year without incurring gift taxes. A CRT allows the taxpayer to manage assets, have control over the timing of deductions, and support philanthropic goals.

Tax Planning 52

Tax Planning Taxes Planning Estate Planning 52

Harness Wealth

JULY 14, 2025

Alternative investments encompass a broad range of assets beyond traditional stocks, bonds, and cash. Cryptocurrencies and digital assets: Decentralized digital or virtual currencies and other digital representations of value using cryptography. Real estate Real estate investments offer a unique set of tax advantages.

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Zoe Financial

JUNE 20, 2025

For high-net-worth individuals, continuously refining your strategy over time is what keeps your plan efficient and aligned with evolving goals. Are my estate documents—POA, will, trust—current and goal-aligned? Do I have a clear plan for RMDs and potential Roth conversions?

Retirement Planning 40

Retirement Planning Retirement Planning Estate Planning 40

Steve Sanduski

APRIL 8, 2025

Our team is so focused on the financial planning side of the equation for everyone that they just eat up all this planning. ’ So they read it and they document it, they model it into the financial planning software, how it’s going to work when shares are coming in over time. Do you have an estate plan?

Communication 52

Communication Engineering Financial Planning Clients 52

Steve Sanduski

FEBRUARY 18, 2025

Advisors who learn how to incorporate these and other emerging asset classes into Life-Centered Financial Plans will be offering a valuable service that sets them apart — especially in the eyes of high-net-worth individuals. Including collectibles in estate planning to avoid family disputes.

Financial Planning 52

Financial Planning Planning Valuation Clients 52

Carson Wealth

MAY 7, 2025

They are essentially dedicated accounts into which you, and other donors as well, can place cash, stocks, or non-publicly traded assets that are eligible for an immediate tax deduction. You can fund a private foundation with a broad variety of asset types, and as a donor, you have control over the investment and granting decisions.

Compliance 52

Compliance Distribution Taxes Assets 52

Carson Wealth

DECEMBER 31, 2024

Your personal preferences and the potential good your bequests can do are factors to think about in your estate planning. What Is Estate Equalization? Basically, estate equalization is the process of helping ensure fairness in your estate plan, whether that means leaving all your primary heirs the same bequests or not.

Estate Planning 52

Estate Planning Planning Taxes Distribution 52

Harness Wealth

APRIL 16, 2025

This flexibility allows for more sophisticated estate planning strategies and continued tax-free growth throughout retirement. The mechanics of recharacterization required careful documentation through IRS Form 8606 , along with coordination between financial institutions handling the movement of funds.

Taxes 52

Taxes Retirement Retirement Planning Distribution 52

Zajac Group

NOVEMBER 7, 2024

Creating wealth that can provide financial security for generations to come is an incredible feat, and it requires careful planning, consideration, and communication among family members. Gifting Other than transferring assets after death, the other primary way to transfer wealth is to gift portions of your estate during your lifetime.

Planning 52

Planning Estate Planning Taxes Assets 52

Nerd's Eye View

DECEMBER 30, 2024

We start with several articles on retirement planning: Why considering a client's retirement time horizon and spending flexibility could lead to more accurate (and often higher) safe withdrawal rates than the simpler "4% rule" Four unique risks retirees face when drawing down their assets, from sequence of returns risk to tax risk, and how financial (..)

Financial Advisor 240

Financial Advisor Insurance Tax Planning Taxes 240

Harness Wealth

FEBRUARY 4, 2025

In this article, well explore all the details of alternative investments, the reasons behind their growth as an investment choice, and how their tax treatment differs from traditional assets. Eligibility: Direct property investment does not require accreditation, but some real estate platforms have accreditation requirements.

Taxes 52

Taxes Investing Investments Startup 52

Yardley Wealth Management

SEPTEMBER 3, 2024

Mike Garry : Financial advisor, CFP®️, founder and CEO of Yardley Wealth Management, and estate planning lawyer at Yardley Estate Planning. Therefore, having a realistic and comprehensive business plan is crucial. Hosts Madison Demora : Podcast producer and co-host.

Business Planning 52

Business Planning Wealth Management Estate Planning Planning 52

Wealth Management

JUNE 11, 2025

Melissa Rodriguez June 11, 2025 5 Min Read As the most significant intergenerational wealth transfer in the history of the United States unfolds, women, particularly widows, are increasingly at the forefront of estate management and disputes.

Estate Planning 222

Estate Planning Planning Wealth Management Fiduciary Duty 222

Carson Wealth

MARCH 6, 2025

If its been some time since you established your estate plan, you may want to think about giving it a review. After all, you dont want your loved ones blowing the dust off your original plan years from now only to discover that you havent accounted for all the changes along the way. How will this affect your overall plan?

Estate Planning 125

Estate Planning Planning Taxes Financial Advisor 125

Financial Symmetry

APRIL 28, 2025

When it comes to estate planning, there are many pieces to ensure that your heirs and loved ones are taken care of and have a clear understanding of your wishes. Any estate planning professional would tell you that the more you do while you are still living, the better.

Estate Planning 62

Estate Planning Accounting Insurance Distribution 62

MainStreet Financial Planning

NOVEMBER 14, 2024

Passing on Your Legacy: Planning for Smooth Asset Transfer Hosted by: Vida Jatuils , CFP® & Anna Sergunina , CFP® Guest: Barry W. Finkelstein Are you prepared for how your assets will pass to your loved ones? Join Anna Sergunina, CFP® and Vida Jaulis, CFP®, and guest estate planning expert Barry W.

Assets 52

Assets Planning Estate Planning CFP 52

The Big Picture

APRIL 8, 2025

She was CIO at Merrill Lynch Asset Management, and now CIO at both Morgan Stanley Wealth Management and runs their asset allocation models and their outsourced chief investment officer models. ’cause the asset management business of Sanford Bernstein, as everyone I think knows, was a deep value shop.

Asset Allocation 147

Asset Allocation Wealth Management Clients Assets 147

Harness Wealth

JANUARY 28, 2025

For individuals with investments in assets such as stocks, real estate, and other securities, changes in the capital gains taxespecially long-term capital gainswill be particularly relevant. Assets held for over one year, however, are subject to more favorable long-term capital gains tax rates. Starting at $1,500 per year.

Taxes 52

Taxes Planning Retirement Accounting 52

Nerd's Eye View

MARCH 5, 2025

Historically, estate planning centered on tangible documentation – wills, account access, and critical information stored in safes or files, with clear instructions for heirs. As a result, integrating digital assets into estate plans has become a crucial part of an advisor's process.

Estate Planning 174

Estate Planning Assets Planning Clients 174

Discipline Funds

DECEMBER 29, 2024

Asset and Liability Matching. Good financial planning is all about asset and liability matching across time. That means you need to make sure you understand how your income and assets relate to your expenses and liabilities. A financial plan with an asset liability mismatch is likely to fail over time.

Financial Planning 64

Financial Planning Planning Asset Allocation Retirement Planning 64

Yardley Wealth Management

DECEMBER 10, 2024

Consider investing in a mix of stocks, bonds, and other asset classes to spread risk and maximize potential returns. Protect Your Assets Protecting your assets is critical for preserving your financial security in retirement. Adjust your budget as needed to align with your financial goals and lifestyle preferences.

Retirement Planning 52

Retirement Planning Financial Advice Retirement Planning 52

Darrow Wealth Management

APRIL 28, 2025

Although a living trust can be an effective estate planning technique, it is important to understand the benefits it can and cannot provide. A living trust doesn’t help with asset protection purposes or remove the home from your taxable estate. This can be significant for appreciated assets like homes.

Estate Planning 95

Estate Planning Insurance Taxes Planning 95

Nerd's Eye View

MAY 14, 2025

They might want to have more control over how the account assets are distributed to their beneficiaries. Notably, the IRS regulations only allow this 'separate accounting' treatment when the trust document includes a provision to divide the trust into separate subtrusts before the account owner's death. Read More.

Distribution 190

Distribution Accounting Retirement Retirement Planning 190

Carson Wealth

MAY 8, 2025

Healthcare emergencies, unexpected home repairs, or the sudden loss of a loved one can shake up even the best retirement plan. Make sure you have at least a basic estate plan in place. The documents youll need at a minimum may include a will, durable power of attorney, and a health care power of attorney.

Retirement 71

Retirement Retirement Planning Taxes Distribution 71

Nerd's Eye View

JUNE 11, 2025

Even with the right messaging and tools, many clients still delay the estate planning process for various reasons. Some may assume that estate planning doesn't apply to their stage of life, especially those in their 30s–50s, who often believe their assets will automatically pass to a partner or children.

Estate Planning 225

Estate Planning Planning Clients Sales 225

WiserAdvisor

JULY 1, 2025

Estate planning is not just for the wealthy; it is essential for anyone who wants to ensure their assets are managed and distributed according to their wishes. A lack of estate planning can lead to significant complications. An effective estate plan does more than simply divide assets.

Estate Planning 59

Estate Planning Planning Distribution Taxes 59

Nerd's Eye View

OCTOBER 7, 2024

This month's edition kicks off with the news that digital estate planning platform Wealth.com has raised a whopping $30 million in Series A funding, following on the heels of Vanilla's follow-on $20M capital round just a few months ago – which on the one hand reflects the anticipated enthusiasm for solutions that can help advisors efficiently (..)

Clients 246

Clients B2B Estate Planning Planning 246

Nerd's Eye View

AUGUST 7, 2023

This month's edition kicks off with the news that estate planning platform Wealth.com has launched Ester, an AI-driven 'legal assistant' that uses machine learning to help advisors quickly review and extract the key information from clients' estate planning documents, as it joins FP Alpha in the competition to become 'Holistiplan for estate planning (..)

Estate Planning 246

Estate Planning Wealth Management Financial Advisor Planning 246

Carson Wealth

MAY 23, 2024

One of the most important decisions you’ll make when designing your estate plan is who to name in the various fiduciary roles: trustee, personal representative, executor and agent. While a critical decision, it’s often given significantly less thought than the distribution of your assets.

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Estate Planning Planning Distribution Valuation 119

Nerd's Eye View

JANUARY 24, 2024

In this guest post, David Haughton, the Team Lead for Advanced Planning at Commonwealth Financial Network, explores the importance of comprehensive POAs and how they can be constructed to avoid many of the common pitfalls that loved ones may encounter when accessing an incapacitated person's assets.

Estate Planning 246

Estate Planning Accounting Clients Planning 246

Nerd's Eye View

JANUARY 24, 2024

In this guest post, David Haughton, the Team Lead for Advanced Planning at Commonwealth Financial Network, explores the importance of comprehensive POAs and how they can be constructed to avoid many of the common pitfalls that loved ones may encounter when accessing an incapacitated person's assets.

Clients 246

Clients Estate Planning Accounting Planning 246

Pacifica Wealth

FEBRUARY 17, 2022

Optional estate planning documents are generally not legally binding documents. . Their purpose has little or nothing to do with the transfer of assets and do not effect estate tax. Optional estate documents focus on values, lessons, and legacy issues. 1) Organ donor. 3) Autobiography.

Estate Planning 52

Estate Planning Planning License Wealth Advisor 52

Abnormal Returns

OCTOBER 23, 2023

advisorperspectives.com) Vanilla is rolling out more AI tools for estate planning. investmentnews.com) Compliance How to conduct and document an annual compliance review. kitces.com) The SEC's examination priorities for 2024 include the marketing rule and alternative assets.

Compliance 162

Compliance Estate Planning Financial Advice Financial Planning 162

eMoney Advisor

MARCH 7, 2023

Fortunately, financial professionals have tools and wealth transfer strategies that can help couples be intentional about the use of their assets in an estate plan. Why Focus on Estate Planning for Blended Families A thoughtful plan and good communication can go a long way in heading off conflict in large families.

Estate Planning 83

Estate Planning Planning Financial Planner Clients 83

eMoney Advisor

FEBRUARY 22, 2023

And if they’re unprepared—or worse, if the family estate planning strategies are less than buttoned up—how will that affect your practice down the line? The Softer Side of Finance While it may seem easier to use structural solutions to control the transfer of client assets (think trusts, 529 accounts, etc.),

Estate Planning 75

Estate Planning Planning Education Clients 75

Carson Wealth

APRIL 4, 2024

Information you’ll want to document includes: Bank accounts Investments Retirement accounts Estate planning documents (wills, trusts, etc.) But note, in order for a power of attorney (POA) document to be valid, it must be signed by your parents while they are still mentally competent.

Management 137

Management Healthcare Medical Estate Planning 137

Nerd's Eye View

AUGUST 5, 2024

From there, the latest highlights also feature a number of other interesting advisor technology announcements, including: Envestnet has announced that it is being acquired and taken private in a $4.5

Estate Planning 130

Estate Planning Accounting Assets Clients 130