Darrow Wealth Management

FEBRUARY 9, 2025

So historically, every $1 million invested would yield annual dividend income of $19,800 on average… before tax. If you own 10,000 shares, you receive $40,000 in dividend income (before taxes) and have a portfolio currently worth $2M. Over the last 30 years, the S&P 500’s average dividend yield was 1.98%.

Retirement 85

Retirement Asset Allocation Taxes Portfolio 85

Harness Wealth

JANUARY 29, 2025

Tax-loss harvesting is a powerful strategy that investors can use to reduce their taxable income. As effective as tax-loss harvesting can be, there are a number of important details that investors need to be aware of in order to implement the strategy successfully while following regulations. How does tax-loss harvesting work?

Taxes 52

Taxes Assets Sales Portfolio 52

MainStreet Financial Planning

MARCH 12, 2025

Reevaluate Your Asset Allocation If watching your investment portfolio fluctuate causes anxiety, your current allocation might be too aggressive. You can reduce your stock exposure and increase investments in fixed income options, such as cash or bonds, within tax-advantaged accounts (like a 401(k), IRA, or Roth IRA).

Economics 87

Economics Asset Allocation Financial Planning Taxes 87

Nerd's Eye View

OCTOBER 23, 2024

Though in practice, while a 1% AUM fee is a common 'starting point' in the industry, the actual fee structure can vary based on the firm's approach; for example, some firms may reduce the fee for high-net-worth clients, or charge an additional fee for separate and additional services (from deeper financial planning to add-ons like tax preparation).

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Clients Financial Advice Financial Planning Financial Advisor 246

Harness Wealth

NOVEMBER 12, 2024

As the year comes to a close, now is the time to review potential financial moves to help minimize your tax burden heading into 2025. Proactive year-end tax planning can lead to significant savings and set you up for financial success in the new year. Find your next tax advisor at Harness today. Starting at $2,500.

Tax Planning 52

Tax Planning Taxes Planning Estate Planning 52

Darrow Wealth Management

MARCH 13, 2025

If one stock makes up more than 10% of your overall asset allocation, it’s probably too much. Charitable Contributions: Donating appreciated stock to charity while reducing capital gains tax. This includes the stock itself, its sector, industry, and other highly correlated assets.

Management 83

Management Taxes Estate Planning Asset Allocation 83

WiserAdvisor

DECEMBER 2, 2022

However, what is equally critical when it comes to creating a portfolio is asset allocation and selection. Asset allocation aims to balance risk and reward through a portfolio composition of different kinds of assets. If not allocated efficiently, you may become subject to a slew of taxes and other charges.

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Asset Allocation Assets Portfolio Risk Tolerance 52

Validea

NOVEMBER 9, 2024

For those in high-tax states, dividends can be particularly tax-inefficient. The Ancient Wisdom of Asset Allocation Interestingly, Faber draws inspiration from a 2000-year-old investment principle found in the Talmud, which suggests dividing one’s portfolio into thirds: business, land, and reserves.

Asset Allocation 52

Asset Allocation Portfolio Assets Taxes 52

Darrow Wealth Management

MARCH 3, 2025

Because of these differences, stocks and bonds accomplish different things in an asset allocation. Taxes, fees, expenses, trading costs, etc. As economic conditions and income needs change, so too will your asset allocation. When you own a stock, you’re buying a piece of equity ownership in the company.

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Risk Tolerance Asset Allocation Assets Portfolio 78

Abnormal Returns

NOVEMBER 21, 2022

riabiz.com) Retirement Why retirees should include Social Security into their asset allocation. morningstar.com) Delaying taxes in retirement isn't always the best strategy. thinkadvisor.com) How Notice 2022-53 has affected the tax code. (riabiz.com) CI Financial ($CIXX) is planning to spin-off its U.S.

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Financial Planner Asset Allocation Recruitment Financial Advising 144

Carson Wealth

OCTOBER 26, 2022

As the tax year draws to a close, many high-income investors will look to reposition their portfolios to intentionally generate losses as a way to offset gains — an investment strategy known as tax loss harvesting. A net neutral tax position. What Is Tax Loss Harvesting? How Tax Loss Harvesting Works.

Taxes 98

Taxes Financial Planner Asset Allocation Portfolio 98

Yardley Wealth Management

FEBRUARY 18, 2025

Key benefits include: Ensuring essential financial obligations are met first – Taxes, estate planning, and retirement savings take precedence. Strategic long-term planning – Provides a roadmap for surplus wealth allocation. Wealth preservation – Protects assets while allowing for strategic investments and philanthropy.

Wealth Management 52

Wealth Management Management Estate Planning Distribution 52

Brown Advisory

MARCH 18, 2022

CIO Perspectives Webinar, 2022 Asset Allocation Outlook mhannan Fri, 03/18/2022 - 06:42 Markets have been unsteady at the start of 2022, driven by geopolitical tensions, inflation, and concerns about equity valuations. Brown Advisory does not render legal or tax advice. The war in Ukraine is causing even more uncertainty.

Asset Allocation 52

Asset Allocation Assets License Investments 52

Brown Advisory

MARCH 18, 2022

CIO Perspectives Webinar, 2022 Asset Allocation Outlook. CIO Perspectives Webinar, 2022 Asset Allocation Outlook . The themes and topics discussed include: The performance of various markets and asset classes over recent years and since the onset of the Ukraine conflict. Fri, 03/18/2022 - 06:42. Watch the Video.

Asset Allocation 52

Asset Allocation Assets License Investments 52

Truemind Capital

JULY 8, 2024

🔊 Play Audio Have you heard of the Income Tax Saving Festival in India? Well, usually it starts in the last quarter of the financial year (Jan-Mar) when many employees scurry to provide investment proof to save tax outgo. If not already, why not from today?

Taxes 65

Taxes Asset Allocation Tax Planning Financial Planning 65

Tobias Financial

MARCH 16, 2025

A portfolio review can help you: Assess your investment objectives and confirm they align with your financial plan Evaluate your time horizon and risk tolerance Ensure proper diversification and asset allocation Review tax management strategies, including capital gains and the Net Investment Income Tax (NIIT) Monitor performance beyond just returns, (..)

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Investments Investing Risk Tolerance Asset Allocation 52

Random Roger's Retirement Planning

MARCH 21, 2025

One of the pre-market Bloomberg emails gave a positive mention to the Cambria Global Asset Allocation ETF (GAA) because it is up in what of course has been a tough tape for equities this year. It is an interesting asset allocation that targets 40% in equities, 40% in fixed income and 20% in alternatives.

Asset Allocation 52

Asset Allocation Portfolio Assets Numbers 52

International College of Financial Planning

MARCH 12, 2025

What to Do Instead: Stick to fundamentals: Learn about asset allocation, risk management, and diversification before investing. But many jump into stocks, crypto, or NFTs without understanding risk, diversification, or asset allocation.

Financial Planning 52

Financial Planning Planning Asset Allocation Financial Advice 52

Yardley Wealth Management

DECEMBER 17, 2024

If your employer offers a Roth 401(k) option, evaluate whether splitting your contributions between traditional and Roth accounts might benefit your long-term tax strategy. Tax Efficiency: A Often Overlooked Opportunity One area where I see clients consistently leaving money on the table is tax planning.

Financial Planning 52

Financial Planning Debt Management Retirement Planning Retirement 52

Nationwide Financial

JANUARY 25, 2023

Review risk tolerance and current asset allocation strategy It’s important to ensure your clients’ portfolios align with their risk tolerance because taking too much risk can negatively impact their ability to navigate market fluctuations. You can help them start the year right by conducting a retirement checkup.

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Risk Tolerance Retirement Planning Asset Allocation Retirement 102

Advisor Perspectives

DECEMBER 26, 2023

Advisors are being asked to provide their clients with a full suite of solutions, ranging from estate and tax planning to portfolio management, and everything in between. Clients are increasingly eager to gain access to fully customizable solutions that meet their individual needs.

Asset Allocation 105

Asset Allocation Portfolio Management Tax Planning Financial Planning 105

Random Roger's Retirement Planning

DECEMBER 23, 2024

This is a little bit of a follow up to yesterday where I mentioned the Global Asset Allocation as mentioned in a paper by Meb Faber. Today, Meb Tweeted out a reference to the Atlas Lifted report from Robeco which references a similar idea, the Global Market Portfolio which is allocated as follows.

Sales 52

Sales Asset Allocation Portfolio Assets 52

Random Roger's Retirement Planning

MAY 1, 2025

Other than having the proper asset allocation and addressing sequence of return risk when relevant, I would not want to get too aggressive, like selling 95% of my stocks, trying to fight that inertia. What if it jumped 10%, he got back in and then it fell 30% and then traded sideways? The chart is the S&P 500 going back 40 years.

Asset Allocation 59

Asset Allocation Management Taxes Portfolio 59

Darrow Wealth Management

OCTOBER 29, 2024

Your asset allocation is the percentage of your portfolio that you distribute between different asset classes, like stocks and bonds. To rebalance your portfolio, you’ll buy and sell certain investments to realign to your accounts with your desired asset allocation. Then work down, perhaps going to U.S.

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Asset Allocation Accounting Risk Tolerance Portfolio 75

Zoe Financial

MARCH 21, 2025

A financial advisor can help navigate the complexities of wealth management, from tax considerations to estate planning and retirement strategies. Their role extends beyond investment managementthey can help with: Retirement Planning : Structuring your assets to support your desired lifestyle. Ready to Grow Your Wealth?

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Financial Advisor Strategic Planning Estate Planning Retirement 40

Random Roger's Retirement Planning

MAY 4, 2025

The more someone trades, the more they are fighting that natural inertia other than proper asset allocation targets and mitigating sequence of return risk when relevant. They are not intended to constitute legal, tax, securities or investment advice or a recommended course of action in any given situation.

Asset Allocation 59

Asset Allocation Portfolio Portfolio Management Engineering 59

Truemind Capital

APRIL 19, 2024

Consequently, the portfolio allocation should reflect these probabilities depending on the risk profiles. Therefore, we maintain our underweight position to equity (check the Model Portfolio Current asset allocation below). One can consider debt portfolios with floating rate instruments for long-term allocation.

Financial Market 98

Financial Market Asset Allocation Marketing Marketing 98

Gen Y Planning

MARCH 10, 2025

Tariffs are, essentially, taxes imposed on imported goods. Diversifying portfolios across asset classes, sectors, and geographies to reduce concentrated risks. Emphasizing low-fee, tax-efficient strategies to maximize your returns regardless of market conditions. And should we be concerned?

Marketing 52

Marketing Marketing Financial Planning Asset Allocation 52

MainStreet Financial Planning

MARCH 7, 2025

Unlike AUM advisors, they dont have an incentive to keep assets under management, so their recommendations are truly objective. Comprehensive Financial Planning is Included Many AUM advisors charge extra for estate planning, tax strategies, and retirement planning. Are There Any Benefits to AUM-Based Advisors?

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Fee Only Financial Planner Financial Planning Estate Planning 52

Carson Wealth

JANUARY 22, 2025

The process of diversifying among asset classes is known as asset allocation, and the exact composition should be based on your financial goals and risk profile. You can also further diversify within an asset class. You should be re-evaluating your asset allocation at regular intervals to keep your portfolio on track.

Investing 52

Investing Investments Marketing Marketing 52

A Wealth of Common Sense

SEPTEMBER 26, 2024

The Roth Man himself, Bill Sweet, joined me on the show this week to discuss questions about taxes in marriage, retirement withdrawal strategies, the tax implications of selling farmland and how to manage tax rates in early retirement.

Retirement 121

Retirement Planning Portfolio Management Taxes 121

WiserAdvisor

APRIL 25, 2023

Rebalancing a 401(k) refers to adjusting the asset allocation of your investment portfolio back to its original target percentages. Your investment strategy determines the target percentages for each asset, often based on your risk tolerance, investment goals, and time horizon. Click to compare vetted advisors now.

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Risk Tolerance Asset Allocation Portfolio Financial Advisor 76

Wealthfront

NOVEMBER 4, 2024

Today, we’re excited to announce we’re releasing updated asset allocations for all of our Automated […] The post Wealthfront’s Portfolios Are Now Even More Tax-Optimized appeared first on Wealthfront Blog. As part of that commitment, we are always looking for opportunities to help you earn more and keep more.

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Fiduciary Duty Portfolio Taxes Asset Allocation 40

Yardley Wealth Management

SEPTEMBER 10, 2024

Take advantage of tax-advantaged retirement accounts such as 401(k)s, IRAs, and Roth IRAs to maximize your contributions and benefit from tax-deferred or tax-free growth. Rebalancing involves selling appreciated assets and buying underperforming ones to keep your portfolio aligned with your goals.

Retirement 40

Retirement Risk Tolerance Investments Investing 40

Talon Wealth

AUGUST 26, 2023

Of course, one of the most important aspects of retirement planning is managing retirement taxes. Taxes can significantly impact the amount of money you’ll have for retirement. As such, you must be aware of any tax implications arising from your investments during your working years.

Retirement 52

Retirement Taxes Retirement Planning Risk Tolerance 52

Talon Wealth

OCTOBER 26, 2023

Of course, one of the most important aspects of retirement planning is managing retirement taxes. Taxes can significantly impact the amount of money you’ll have for retirement. As such, you must be aware of any tax implications arising from your investments during your working years.

Retirement 52

Retirement Taxes Retirement Planning Risk Tolerance 52

Random Roger's Retirement Planning

MARCH 20, 2025

The asset allocation was 10% to hedges, 30% to T-bills for asymmetry but that seems more like optionality to me, 9% to edges which included one broad stock picking ETF, a derivative income fund and a short volatility product. None of them were hideously wrong out of the blocks but it's too soon to declare victory with them.

Investing 59

Investing Investments Portfolio Asset Allocation 59