International College of Financial Planning

JULY 31, 2023

Let’s explore the role of investment advisors in helping individuals avoid these pitfalls and make informed decisions. Their knowledge extends to various investment products, risk management, tax implications, and financial planning. By diversifying investments advisors can help with asset allocation.

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WiserAdvisor

DECEMBER 13, 2023

Understanding the advantages of beginning early and strategizing to combat the gap if you are starting later, is key to making informed and effective decisions for your retirement journey. Adapt your approach Late starters should consider a strategic shift in their asset allocation.

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Investing Caffeine

JUNE 3, 2024

Short-term news cycle headlines shouldn’t drive portfolio decision-making, but rather your personal objectives, goals, and risk tolerance. These items are not static, and can change over time, therefore it’s important to revisit your asset allocation periodically as financial circumstances and life events change your objectives.

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Carson Wealth

DECEMBER 1, 2022

An individual who learns to manage $4,000 a month after taxes will be equipped to manage $14,000 or even $40,000 a month as their earnings increase over time. By Lisa saving $6,000 into the plan, she reduces her federal taxable income to $94,000, meaning she will have a lower annual tax liability. Build Positive Financial Behaviors.

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WiserAdvisor

MARCH 30, 2023

Understand your risk appetite The third step is to determine the level of risk you are willing to take to achieve your goals. You must consider your risk tolerance and ability to tolerate market fluctuations. This will help to determine the appropriate asset allocation for the investment portfolio.

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eMoney Advisor

MARCH 21, 2023

Re-examine Risk Tolerance Volatile markets may cause your clients to rethink their risk tolerance, especially those who are close to retirement. Portfolio Rebalancing Depending on what has been going on in the market, you may have clients whose portfolio asset allocations are no longer in balance.

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Workable Wealth

SEPTEMBER 16, 2020

Asset Allocation. Building on diversification, asset allocation is an investment strategy that builds your portfolio by weighing an adequate amount of risk for your goals. Asset allocation evaluates how your portfolio is created and the specific securities you are investing in. Dollar-Cost Averaging.

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Harness Wealth

JUNE 1, 2023

These services typically include: Wealth Management: Advisors can offer customized investment portfolios aligned with your risk tolerance, time horizon, and financial objectives. Financial advisors can handle asset allocation and portfolio management, monitoring your investments for adherence to your agreed-upon investment strategy.

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WiserAdvisor

SEPTEMBER 6, 2023

Overindulgence in information can lead to poor decisions, and excessive monitoring of your retirement account balance can result in stress. The focus should be on staying informed without succumbing to obsessive behavior and overthinking. A rollover attracts taxes in the year of conversion. Need a financial advisor?

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Investing Caffeine

MAY 3, 2023

Are you overly concentrated in one asset class, sector, or individual security? Risk Tolerance: What is your asset allocation? Tax Planning: Are you maximizing your tax-deferred investment accounts? If you are over-tilted on one side of your financial boat, it could tip over.

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WiserAdvisor

MARCH 19, 2024

The wealthy make strategic investments that help them grow their wealth, mitigate risks and minimize taxes. Instead, they strategically allocate their funds to investments that have the potential to generate high returns over time. This can be a tax-efficient vehicle for retirement planning and wealth transfer.

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Fortune Financial

SEPTEMBER 29, 2022

Depending on your personal risk tolerance level and the time until retirement, the more risk your allocation should include. Each year we update these projections based on current information such as changes in income, assets, inflation, etc. . Calculating After-Tax Rate of Investment Returns.

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WiserAdvisor

APRIL 25, 2023

Rebalancing a 401(k) refers to adjusting the asset allocation of your investment portfolio back to its original target percentages. Your investment strategy determines the target percentages for each asset, often based on your risk tolerance, investment goals, and time horizon. Click to compare vetted advisors now.

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Brown Advisory

DECEMBER 2, 2015

We work with clients to create—either in writing or verbally—a “mission statement” detailing how they want their assets to serve their well-being in coming decades. This includes articulating a policy with regard to investment risk tolerance, long-term goals, cash flow needs and sector diversification.

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WiserAdvisor

JANUARY 8, 2023

A lot of investors use the New Year to review their portfolios, change asset allocations, and prepare for the coming months. This is because the use of technology helps automate many of the tasks involved in managing an investment portfolio, such as portfolio rebalancing, monitoring investments, tax planning, tax-loss harvesting, etc.

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WiserAdvisor

NOVEMBER 21, 2022

As an individual or business owner, you have a unique set of circumstances, goals, and risk tolerance that are each necessary to consider when creating a successful financial plan. The purpose of a CFP is to bridge this gap and act as a reliable source of information to help people achieve their life goals.

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WiserAdvisor

JANUARY 23, 2024

Your financial advisor should be able to provide clear and transparent information about the returns on your investments, both in absolute terms and relative to your initial investment. An effective financial advisor should be proactive in reviewing your tax plan before the year-end.

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Good Financial Cents

JUNE 11, 2023

You can also get information on your performance and asset allocation. I can’t stress enough how valuable this information is for all types of investors – beginner or seasoned. Like other similar products, they first determine your risk tolerance, personal preferences, and investment goals.

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The Big Picture

MAY 9, 2023

So how do you then go from tax and audit practice to finance and investing? If I’d moved to Hong Kong, I think it would have looked like a fairly self-serving tax trade. They have a different liability structure, different investment goals, different investment risk tolerances, and we have different teams.

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Zoe Financial

MAY 18, 2023

They can help you analyze your current investments, optimize your asset allocation, and make necessary adjustments to ensure your retirement nest egg grows steadily. Which investments should I withdraw from, considering market conditions and tax implications? It pays to have a good wealth planner in your corner.

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WiserAdvisor

NOVEMBER 6, 2023

You may consult with a professional financial advisor who can help suggest suitable investing strategies that align with your risk tolerance, future goals, and needs. This seven-step guide on how and where to invest 100k can help you make prudent choices and informed decisions with respect to your hard-earned savings.

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WiserAdvisor

JUNE 22, 2023

However, engaging in open and insightful conversations with your financial advisor is important to ensure you understand your portfolio well and can make informed decisions. The questions you ask your financial advisor should cover various aspects of your portfolio, such as fees, taxes, risk, and others.

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Park Place Financial

MARCH 14, 2022

When people buy and sell sections of their portfolio to maintain a consistent asset allocation, they are rebalancing their investments. Individuals may also readjust their portfolios if their risk level changes and they need to develop a new asset allocation strategy. About Rebalancing Investments.

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Brown Advisory

OCTOBER 11, 2021

In this brief paper, we will touch on what we believe are some of the most important issues and questions—including the different types of assets, return potential, fees, liquidity, diversification, volatility and transparency—that investment committees must understand as they weigh adding alternatives to their portfolios.

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Brown Advisory

OCTOBER 11, 2021

In this brief paper, we will touch on what we believe are some of the most important issues and questions—including the different types of assets, return potential, fees, liquidity, diversification, volatility and transparency—that investment committees must understand as they weigh adding alternatives to their portfolios. THE NEED.

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Good Financial Cents

SEPTEMBER 2, 2022

From there, your investment will be fully managed, including periodic rebalancing to maintain the asset allocation, as well as reinvestment of dividends. They also offer benefits like automatic portfolio balancing, dividend reinvestment, and tax-savings tools. Diversify Your Investments. Click below today! Get Started.

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The Big Picture

SEPTEMBER 12, 2022

BITTERLY MICHELL: … this isn’t a generalization, but they have a higher risk tolerance. And so, when you think of the area that I was very passionate about in derivatives, there’s a natural understanding just by growing up in an economy like that, that interest rate risk matters. RITHOLTZ: Right. RITHOLTZ: Sure. RITHOLTZ: Right.

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The Better Letter

APRIL 20, 2023

Investment Beliefs Here, in no particular order, is my ongoing working list of beliefs, ideas, maxims, and generalizations that inform my financial and investment process. High fees are a major drag on returns; tax advantages and consequences matter a lot too. Don’t let the tax “tail” wag the investment “dog.”

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The Big Picture

MARCH 12, 2024

We were just there as a source of information. It’s affecting today’s CPI numbers that the market doesn’t do a great job of adjusting the real time for information that they already have. They’re asset allocation model driven folks. And we keep that information current in real time.

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James Hendries

JULY 6, 2022

To be sure, the Biden administration, while focused squarely on its policy of transitioning the economy towards a non-fossil fuel environment, has been trying to alleviate the burden of rising gasoline and diesel prices by trying to introduce a federal gasoline tax holiday. The breakdown in savings comes from the 18.4 IMPORTANT DISCLOSURES.

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