Wealth Management

FEBRUARY 20, 2025

What is Lorem Ipsum? Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.

Electronics 234

Electronics 234

Calculated Risk

APRIL 5, 2025

At the Calculated Risk Real Estate Newsletter this week: Click on graph for larger image. FHFAs National Mortgage Database: Outstanding Mortgage Rates, LTV and Credit Scores Moody's: Q1 2025 Apartment Vacancy Rate Highest Since 2010; Office Vacancy Rate at Record High Freddie Mac House Price Index Increased in February; Up 3.4%

Marketing 173

Marketing Marketing 173

Calculated Risk

JANUARY 11, 2025

At the Calculated Risk Real Estate Newsletter this week: Click on graph for larger image.

Marketing 162

Marketing Marketing 162

Calculated Risk

MARCH 4, 2025

There is much more in the article. The Fannie Mae serious delinquency rate peaked in February 2010 at 5.59% following the housing bubble and peaked at 3.32% in August 2020 during the pandemic.

306

306

Calculated Risk

FEBRUARY 15, 2025

At the Calculated Risk Real Estate Newsletter this week: Click on graph for larger image.

Marketing 147

Marketing Marketing 147

Nerd's Eye View

JUNE 13, 2025

Also in industry news this week: Under its budget proposal for the fiscal year 2026, the SEC expects to be able to examine 11% of RIAs per year, down from 14% in 2024, as it trims staff throughout the organization RIAs lead the way among advisory channels in AI adoption, according to a recent survey, as advisors on the whole see themselves as more (..)

Financial Planner 200

Financial Planner Financial Advisor Tax Planning Clients 200

Nerd's Eye View

DECEMBER 20, 2024

Senate appears poised to pass legislation that would eliminate the long-established WEP and GPO provisions and increase the Social Security benefits of many state and local workers in the process From there, we have several articles on investment planning: While index funds are often viewed as 'passive' investments, advisors can add value for their (..)

Financial Planner 246

Financial Planner Certification CFP Education 246

Calculated Risk

FEBRUARY 8, 2025

At the Calculated Risk Real Estate Newsletter this week: Click on graph for larger image.

Marketing 147

Marketing Marketing 147

Calculated Risk

MARCH 29, 2025

At the Calculated Risk Real Estate Newsletter this week: Click on graph for larger image. New Home Sales Increase to 676,000 Annual Rate in February Case-Shiller: National House Price Index Up 4.1% Below 2022 Peak This is usually published 4 to 6 times a week and provides more in-depth analysis of the housing market.

Sales 162

Sales Marketing Marketing 162

Calculated Risk

JANUARY 22, 2025

There is much more in the article. This index has been an excellent leading indicator for rents and vacancy rates, and this suggests higher vacancy rates and a further weakness in asking rents. This is the tenth consecutive quarter with looser conditions than the previous quarter.

Marketing 276

Marketing Marketing Sales 276

Calculated Risk

NOVEMBER 26, 2024

There is much more in the article. Sales in October 2024 were down 9.4% from October 2023. New home sales, seasonally adjusted, have increased year-over-year in 17 of the last 19 months.

Sales 289

Sales 289

Calculated Risk

JANUARY 6, 2025

There is much more in the article. This graph shows the apartment vacancy rate starting in 1980. Annual rate before 1999, quarterly starting in 1999). Note: Moodys Analytics is just for large cities.

Retail 267

Retail 267

Calculated Risk

NOVEMBER 8, 2024

There is much more in the article. The percent of loans in the foreclosure process decreased year-over-year from 0.49 percent in Q3 2023 to 0.45 percent in Q3 2024 (red) and remains historically low. We will see an increase in 30-day delinquencies in Q4 due to the hurricanes.

277

277

Nerd's Eye View

NOVEMBER 15, 2024

Also in industry news this week: NASAA has proposed an amendment to its broker-dealer conduct model rule that would restrict the use of the terms “advisor” and “adviser” for broker-dealers and their registered representatives who are not also investment advisers or investment adviser representatives A recent study suggests that (..)

Financial Planner 246

Financial Planner Asset Allocation Taxes Tax Planning 246

Calculated Risk

JUNE 7, 2025

At the Calculated Risk Real Estate Newsletter this week: Click on graph for larger image.

Marketing 147

Marketing Marketing 147

Nerd's Eye View

DECEMBER 27, 2024

Also in industry news this week: According to a recent survey, advisors are putting an increasing share of client assets into model portfolios, allowing for customization and time savings that advisors appear to be using to provide more comprehensive planning services RIA M&A deal volume saw an annual record in 2024 as a lower cost of capital, (..)

Financial Planner 246

Financial Planner Insurance Coverage Insurance Valuation 246

Calculated Risk

FEBRUARY 1, 2025

At the Calculated Risk Real Estate Newsletter this week: Click on graph for larger image. New Home Sales Increase to 698,000 Annual Rate in December Case-Shiller: National House Price Index Up 3.8% year-over-year in November Inflation Adjusted House Prices 1.1% Below 2022 Peak Freddie Mac House Price Index Increased in December; Up 4.0%

Sales 147

Sales Marketing Marketing 147

Calculated Risk

MAY 31, 2025

At the Calculated Risk Real Estate Newsletter this week: Click on graph for larger image. Case-Shiller: National House Price Index Up 3.4% year-over-year in March Inflation Adjusted House Prices 1.0% Below 2022 Peak Freddie Mac House Price Index Declined in April; Up 2.6%

Sales 165

Sales Marketing Marketing 165

Calculated Risk

APRIL 23, 2025

There is much more in the article. This is essentially the opposite of what happened with existing home sales that had been down year-over-year every month for 3+ years (existing home sales have been up year-over-year for the last 4 or the last 5 months).

Sales 263

Sales 263

Calculated Risk

JANUARY 20, 2025

There is much more in the article. There were 16.8 thousand completions of 2-to-4 units, and 590.6 thousand completions of 5+ units (blue), up 35% from 2023, and the most since 1974!

Manufacturing 276

Manufacturing 276

Nerd's Eye View

JANUARY 31, 2025

Also in industry news this week: While RIA M&A deal flow hit record levels in 2024 (both in terms of volume and the speed of completing them), firm valuations saw relatively modest gains In its latest annual regulatory oversight report, FINRA joined the SEC in flagging the potential risks to firm and client data from the use of third-party vendors (..)

Financial Planner 242

Financial Planner Retirement Planning Compliance Communication 242

Calculated Risk

OCTOBER 30, 2024

There is much more in the article. The Fannie Mae serious delinquency rate peaked in February 2010 at 5.59% following the housing bubble and peaked at 3.32% in August 2020 during the pandemic.

264

264

Calculated Risk

JANUARY 14, 2025

There is much more in the article. The percent of new homes of total inventory should continue to decline as existing home inventory increases. However, the percent of new home inventory will increase seasonally over the Winter as existing homes are withdrawn from the market.

Marketing 278

Marketing Marketing Numbers Sales 278

Nerd's Eye View

NOVEMBER 29, 2024

Also in industry news this week: While many financial advisors are paying close attention to the potential extension of sunsetting measures within the Tax Cuts and Jobs Act (TCJA) in the coming year, legislation related to retirement savings could be on Congress' agenda as well Fidelity is planning to change the default for its existing RIA non-retirement (..)

Financial Planner 246

Financial Planner Financial Advice Retirement Financial Advisor 246

Nerd's Eye View

JUNE 27, 2025

Also in industry news this week: While the estate tax exemption is slated to rise to $15 million in 2026 under Republican-proposed legislation, estate planning will remain a key topic for advisors and their clients across the wealth spectrum, from managing possible state estate tax exposure to ensuring that clients’ end-of-life preferences are (..)

Financial Planner 189

Financial Planner Financial Advisor Estate Planning Clients 189

Calculated Risk

MAY 22, 2025

There is much more in the article. On an NSA basis for the month of April, this was at the low for housing bust for the month of April that happened in April 2009. Year-to-date, sales are down 2.4%

Sales 253

Sales 253

Nerd's Eye View

JANUARY 24, 2025

Nonetheless, given the scale and brand awareness of the wirehouses, and as their own use of fee-based models increases (as opposed to primarily relying on commissions from selling products), competition for clients (and advisors) will likely remain stiff going forward, even amidst the favorable trends for RIAs Also in industry news this week: A recent (..)

Financial Planner 245

Financial Planner Asset Allocation Clients Commission 245

Calculated Risk

JUNE 28, 2025

At the Calculated Risk Real Estate Newsletter this week: Click on graph for larger image. • New Home Sales Decrease to 623,000 Annual Rate in May • NAR: Existing-Home Sales Increased to 4.03 million SAAR in May; Down 0.7% YoY • Case-Shiller: National House Price Index Up 2.7% year-over-year in April • Inflation Adjusted House Prices 1.7%

Sales 147

Sales Marketing Marketing 147

Calculated Risk

JUNE 30, 2025

There is much more in the article. These low existing mortgage rates made it difficult for homeowners to sell their homes and buy a new home since their monthly payments would increase sharply. This was a key reason existing home inventory levels were so low. However, time is eroding this lock-in effect.

205

205

Calculated Risk

APRIL 2, 2025

There is much more in the article. This graph shows the apartment vacancy rate starting in 1980. Annual rate before 1999, quarterly starting in 1999). Note: Moodys Analytics is just for large cities.

Marketing 232

Marketing Marketing 232

Calculated Risk

MARCH 1, 2025

At the Calculated Risk Real Estate Newsletter this week: Click on graph for larger image. New Home Sales Decrease to 657,000 Annual Rate in January Case-Shiller: National House Price Index Up 3.9% year-over-year in December Inflation Adjusted House Prices 1.0% Below 2022 Peak Freddie Mac House Price Index Increased in January; Up 3.9%

Sales 147

Sales Marketing Marketing 147

Nerd's Eye View

NOVEMBER 22, 2024

Also in industry news this week: Why the announced acquisition of RIA custodian TradePMR by retail brokerage firm Robinhood could prove to be a boon for RIAs on TradePMR's platform, who could receive a wave of referrals from Robinhood's massive base of next-generation retail clients How Morningstar is cutting the "Medalist Ratings" of thousands of (..)

Financial Planner 245

Financial Planner Retirement Retail Retirement Planning 245

Calculated Risk

OCTOBER 29, 2024

There is much more in the article. Seasonally adjusted, San Francisco has fallen 6.8% from the recent peak, Phoenix is down 4.3% from the peak, Portland down 2.7%, and Denver down 2.6%.

263

263