Yardley Wealth Management

FEBRUARY 4, 2025

Key Takeaways: Maximize available deductions through strategic planning Consider timing of income recognition and deductions Leverage investment and charitable giving strategies Stay informed about AMT implications Regularly review and update your tax strategy FAQ Q: What are the best tax deductions for high-income earners?

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Integrity Financial Planning

OCTOBER 9, 2023

When talking about retirement financial planning, we often take investment strategy at face value. But what does an investment strategy really consist of? An investment strategy is utilized to help your wealth not only retain its value against inflation but hopefully grow as well.

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Nerd's Eye View

DECEMBER 25, 2023

And as 2023 draws to a close, we wanted to highlight 25 of the most popular and insightful articles that were featured throughout the year (that you might have missed!).

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WiserAdvisor

AUGUST 31, 2023

Financial advisors play a crucial role in assisting you before your retire. They can assess your financial situation, long-term goals, risk tolerance, and investment preferences to create personalized strategies. Here are 5 benefits of hiring a financial advisor after you retire: 1.

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WiserAdvisor

MAY 29, 2025

Best 1,000-dollar investment instruments High-yield savings accounts or certificates of deposit (CDs) : High-yield savings accounts and CDs are excellent entry points for those who prioritize safety and stability. These options typically offer higher interest rates than traditional savings accounts and come with minimal risk.

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Darrow Wealth Management

AUGUST 30, 2022

Inherited cash, stocks, or a brokerage account. Inheriting money or taxable investment accounts has some big benefits. Jump-starting (or catching up on) retirement savings by investing the money in a brokerage account. Inherited IRA or retirement account. Shoring up college funds.

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WiserAdvisor

JUNE 4, 2025

Financial advisors should take these factors into account to ensure their clients receive the right experience. This article will discuss some of the most pivotal financial planning industry trends to watch out for this year. There is technological advancement like never before, and society itself is transforming rapidly.

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WiserAdvisor

SEPTEMBER 6, 2023

Overindulgence in information can lead to poor decisions, and excessive monitoring of your retirement account balance can result in stress. Checking your retirement account balance too often can have a psychological impact on you. When should you check your retirement account balance?

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Nationwide Financial

DECEMBER 7, 2022

For people nearing retirement, these challenges can be even more daunting. A market downturn at the start of retirement, hitting portfolio values when retirees begin to take account withdrawals, can be unsettling, even for seasoned investors. Many near-retirees see their highest portfolio values just before retirement.

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WiserAdvisor

APRIL 12, 2023

When planning for retirement, one of the most important decisions you will likely make is which type of retirement account to use. The Roth Individual Retirement Account (IRA) and the pre-tax retirement account are two common options. What is a pre-tax retirement account?

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Sara Grillo

AUGUST 25, 2023

I created this list of financial advisors for small accounts (less than $300,000 in assets) because there are alot of schmucks out there hawking crap products to people with portfolio of this size, and I don’t think it’s fair. Transform Retirement www.transformretirement.com Avg account size: Approx. 56 Capital Partners www.56capitalpartners.com

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Your Richest Life

APRIL 15, 2024

Do you have a plan in place for your retirement? For many people, the extent of their retirement planning includes signing up for the plan at work – which is often more of a starting point than a comprehensive retirement plan. Some 457 plans can allow for Roth contributions and in-plan rollovers.

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Talon Wealth

AUGUST 26, 2023

We all know retirement is an important milestone that requires careful planning. Of course, one of the most important aspects of retirement planning is managing retirement taxes. Taxes can significantly impact the amount of money you’ll have for retirement. This can be a mistake.

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Talon Wealth

OCTOBER 26, 2023

We all know retirement is an important milestone that requires careful planning. Of course, one of the most important aspects of retirement planning is managing retirement taxes. Taxes can significantly impact the amount of money you’ll have for retirement. This can be a mistake.

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WiserAdvisor

DECEMBER 15, 2023

According to a survey, a significant majority of Americans, approximately 80%, share the common notion that the point of working hard in your adult life is so you can enjoy a nice retirement. After years of dedicated labor and hard work, the prospect of a peaceful retirement appeals to everyone.

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Good Financial Cents

AUGUST 11, 2022

If you have a million dollars to invest or anywhere close to that, the steps below can help you grow your money so it lasts a lifetime. Ad Robo-Advisors move with the market to ensure your investments. Invest in real estate. Track your retirement. Invest in stocks. Invest in crypto. Investing with a Plan.

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WiserAdvisor

JANUARY 3, 2024

Starting your journey of saving for retirement is a pivotal financial goal. But the one thing that remains constant in this advice is that investing is essential to secure a comfortable retirement. Yet, the path to building a robust investment portfolio for retirement can be an intimidating task.

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Darrow Wealth Management

OCTOBER 28, 2024

Are you planning to retire? Are you expecting any major purchases or new business investments? How do the cash proceeds stack up against your other assets and investments? How do the cash proceeds stack up against your other assets and investments? Create a formal financial plan. Put the plan into action.

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Carson Wealth

OCTOBER 6, 2022

I have two friends, both in education, who literally threw away their 403(b) enrollment forms because they didn’t understand what the tax-sheltered retirement plan was. 1. Employer match on 401(k) plans. There’s not a lot of mystery surrounding the 401(k) retirement and savings investment plan.

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Darrow Wealth Management

OCTOBER 29, 2024

Without periodic rebalancing, your investment mix will change as the market fluctuates, falling out of alignment with your target investment mix. To rebalance your portfolio, you’ll buy and sell certain investments to realign to your accounts with your desired asset allocation.

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WiserAdvisor

AUGUST 26, 2022

Are you good with numbers, accounting, and financial planning? If yes, then DIY financial planning might be a good option for you. On the other hand, if you tend to struggle with budgeting or find financial planning overwhelming, then professional money management could be a better solution. You are nearing retirement.

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Carson Wealth

DECEMBER 1, 2022

Take Advantage of Retirement Plans and Matching Contributions. Most employer retirement plans allow you to save on a tax-deferred basis, meaning that contributions into these types of accounts are not considered in calculating your taxable income. . Consider the following example below:?? .

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MainStreet Financial Planning

MARCH 15, 2023

Even though the federal government has rescued SVB and guaranteed all deposits over the FDIC insurance limit of $250,000 per account, that doesn’t mean they will be doing it again for other banks. In the United States, any individual account with a balance of up to $250,000 at a bank is insured. and are not protected by SIPC.

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WiserAdvisor

SEPTEMBER 8, 2023

Most people feel a sense of anticipation and excitement before retirement. Yet, amidst the joy and delight, it is vital to remember that the journey to retirement is not one to be rushed. Hasty decisions made before retirement can lead to unexpected financial troubles and compromises.

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Clever Girl Finance

MARCH 19, 2024

No one cares more about your financial well-being than you, so having a personal financial plan is important. Knowing how to make a financial plan will allow you to save money, afford the things you want, and achieve long-term goals like saving for college and retirement. Table of contents What is a financial plan?

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Gen Y Planning

JUNE 1, 2022

That’s more than a whole percentage point higher than present inflation rates and a far cry above savings accounts. The average high-yield savings account is only paying 0.60% interest currently. So if you’re one of those people who has been complaining about how low the rate on your savings account is, then I-Bonds are for you.

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Clever Girl Finance

NOVEMBER 21, 2023

In addition, when you start to cut back, use effective money-saving tips, and use high-interest accounts, you may find that the cents start to turn into dollars fast and you find that you are able to save 50k. Figure out a payment plan that works for you—and your other investment plans—and take things from there.

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Good Financial Cents

OCTOBER 17, 2022

To sweeten the deal, Robinhood didn’t require account minimums, so even investors with limited capital could start investing. Gone were the restrictions of many investing platforms with account minimums and hefty trading commissions. Margin accounts? ? million individual brokerage accounts. X X X X X X ?

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Clever Girl Finance

OCTOBER 12, 2023

Women’s financial plans are unique, so their investing strategies should be, too. Find out more about women and investing, and discover ideas for creating your own investment plan. It was also found that millennial women are investing outside of their retirement more often than previous generations.

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eMoney Advisor

FEBRUARY 9, 2023

Starting Out clients are likely to be digitally-fluent, so putting this type of responsibility on them isn’t overly burdensome and can create major efficiencies in your planning processes. Holistic planning will be a valuable way for you to address this broad range of needs.

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WiserAdvisor

JANUARY 16, 2024

Preparing for retirement is a significant life transition that demands a clear understanding of your financial situation. This data can serve as a baseline for tailoring your retirement plan, taking into account factors such as inflation, your current age, and your desired retirement age.

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Wealthfront

AUGUST 18, 2022

IRAs, or individual retirement accounts, are a popular way to save for retirement, and with good reason: IRAs have numerous benefits. You may already be familiar with some of the different types of IRAs, including traditional IRAs and Roth IRAs. The post Is a Roth Conversion Right for Me?

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Gen Y Planning

APRIL 3, 2023

But it may surprise you that plenty of advisors cater to people who aren’t retired millionaires. There are plenty of reasons for younger people to engage with a financial advisor well before retirement age. The great news is it’s never too early to start considering retirement. Where does a financial planner come into play?

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Clever Girl Finance

MAY 13, 2023

For some, having financial freedom means retiring early and traveling. 4 Milestones to financial independence Having financial independence means that you can retire early or pursue your passions without being held back by financial constraints. This could include setting up a 401(k), IRA, or other retirement plans.

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WiserAdvisor

MARCH 30, 2023

A goal-based investing approach is one such strategy. It stands out as it focuses directly on your goals, determining the amount of money you need to achieve your financial goals, and then developing an investment plan designed to achieve those goals within a specific timeframe. 5 steps involved in goal-based investing 1.

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Park Place Financial

MARCH 10, 2022

Increasing tax-deferred savings, such as an employer-sponsored retirement plan, to lower your taxable income . Suspending compensation from certain investments to have better control of taxation . Diversify your Investment Portfolio. Consult an Advisor on Retirement Accounts. What is Portfolio Rebalancing?

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Carson Wealth

JANUARY 17, 2023

And as you think about retirement and long-term goals, they feel more tangible than they did twenty years ago. Consider the following five steps to take planning for retirement in your 40s:   . Maximize Your Retirement Plan Savings  . Ellie decides to contribute $20,500 into this plan.

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