Random Roger's Retirement Planning

MAY 10, 2023

When you get close to retirement, you know what will matter? What will matter is whether you have enough to retire to the lifestyle you want plus maybe having some sort of margin for error in your accumulated savings. Sure, I'm $200,000 short of my goal but you know what, I beat the market five years in a row from 2009-2013."

Marketing 75

Marketing Marketing Wealth Advisor Retirement 75

Random Roger's Retirement Planning

FEBRUARY 9, 2023

The funds did well in the Financial Crisis and they did well in 2022 but from 2009 onward, one of his two long standing funds has a negative annual growth rate and the one with a positive growth rate was less than 1/3 of a plain vanilla 60/40 portfolio.

Asset Allocation 75

Asset Allocation Portfolio Assets Numbers 75

Good Financial Cents

JUNE 11, 2023

You can also get information on your performance and asset allocation. This will help you to create an asset allocation that will get you where you need to go with your investments. It can be used to help you with your asset allocation, at least based on the investment options that your plan includes.

Management 80

Management Investing Investments Accounting 80

The Irrelevant Investor

JUNE 15, 2019

. ($18,500, $24,500 for people 50 or older) The chart below shows overall asset allocation in these plans. Outside of a retirement account, I see nothing wrong with holding six months of living expenses or something like this. The biggest takeaway for me here is the cash number. There is way too much of it.

Asset Allocation 52

Asset Allocation Retirement Accounting Distribution 52

SEI

AUGUST 2, 2022

Retirement plan sponsors. We are currently experiencing one of the most volatile times in decades, on top of the start of the pandemic and the 2008-2009 recession. Setting a strategic asset allocation and stress testing it, as part of the risk management exercise, is a critical component in “pre-experiencing” such downturns.

Nonprofit 52

Nonprofit Marketing Marketing Risk Management 52

Brown Advisory

DECEMBER 2, 2015

It also encompasses intended lifestyle, charitable giving, retirement and estate planning, and liabilities, including anticipated costs for health care. The “core” allocation is made up of a mix of assets aimed at stability and growth. By Taylor Graff, CFA, Asset Allocation Analyst.

Taxes 52

Taxes Clients Estate Planning Portfolio 52

The Big Picture

FEBRUARY 6, 2024

And that a bit of that cult, Dick and Ike are both retired now. And I very much get the sense he has no interest in retiring. I could maybe flip that around a little bit since I think particularly post 2008, 2009, the quality style of investing has become a lot more popular. We, we call asset allocation at GMO.

Valuation 130

Valuation Assets Investments Investing 130

Brown Advisory

MARCH 13, 2018

From a longer-term perspective, stocks rose from 2009 until this recent correction with only a few setbacks along the way. increase in the average hourly wage rate, the fastest rise in that rate since 2009. (It Even after recent record-setting gains, investors remained positive about the prospects for further profits. 2, the U.S.

Investing 52

Investing Investments Economy Assets 52

Brown Advisory

MARCH 13, 2018

From a longer-term perspective, stocks rose from 2009 until this recent correction with only a few setbacks along the way. increase in the average hourly wage rate, the fastest rise in that rate since 2009. (It Even after recent record-setting gains, investors remained positive about the prospects for further profits. 2, the U.S.

Investing 52

Investing Investments Economy Assets 52

The Big Picture

JUNE 6, 2023

And I think that has been true since 2009 until now. Once you have your asset allocation dialed in, your automatic contributions dialed in, all the basics, then you can move on. RITHOLTZ: if you’re one latte away from your retirement being messed up you got bigger … SETHI: Bigger problems. SETHI: Yes. I love that.

Accounting 130

Accounting Numbers Budgeting Financial Counseling 130

Brown Advisory

JUNE 21, 2017

Exhibit 1 at right illustrates this pattern; for example, it shows clearly how the relative performance of active managers has slipped during the bull market that started in 2009. Over longer periods, we think active management can add alpha, even in more efficient asset classes. Reasons for this tendency are varied.

Investing 52

Investing Investments Portfolio Management 52

Brown Advisory

JUNE 21, 2017

Exhibit 1 at right illustrates this pattern; for example, it shows clearly how the relative performance of active managers has slipped during the bull market that started in 2009. Over longer periods, we think active management can add alpha, even in more efficient asset classes. Reasons for this tendency are varied.

Investing 52

Investing Investments Portfolio Management 52

Random Roger's Retirement Planning

DECEMBER 22, 2023

Amusingly, about the only content I found was stuff I'd written including this at Seeking Alpha from October, 2009. Where John's approach veers from mine is how complex his portfolio was in 2009. It was an active portfolio though with changes made as necessary. ARBFX 3.7% JRS 3.9% (short position) MERFX 3.7%

Portfolio 74

Portfolio Asset Allocation Accounting Management 74

Random Roger's Retirement Planning

JUNE 10, 2024

I am guessing they chose that timeframe to coincide with the March 2009 bottom. According to the article, the only "asset allocation" fund to outperform the S&P 500 over the last 15 years has been the PIMCO StocksPLUS Long Duration Fund (PSLDX) which ironically enough is a leveraged fund tracking 100% each to stocks and long term bonds.

Retirement 98

Retirement Asset Allocation Math Marketing 98

The Big Picture

DECEMBER 20, 2022

KOENIGSBERGER: What I really like is on top of these four return streams that we have, we kind of have a multi-asset, dynamic asset allocation process. KOENIGSBERGER: So that’s what — with our multi-asset strategy, we wanted to solve for that problem, which is — I call it a governance problem.

Banking 157

Banking Assets Government Marketing 157

The Big Picture

JANUARY 31, 2023

And I remember I wrote a piece basically I think in June 2009, basically saying that the recession was over. It was really in March of 2009. You have a lot of early retirements. You talked about retirements. And at that time, it was a controversial call. RITHOLTZ: So how did you end up at RenMac? You were at Merrill.

Economics 144

Economics Economy Marketing Marketing 144

The Big Picture

NOVEMBER 25, 2024

And so graduating right into 2009, right out of the financial crisis, I said, I don’t think I’m gonna get a job. Most clients, whether they’re individuals or institutions, have some sort of benchmark, a policy portfolio, some strategic asset allocation that they start with. And I just caught the bug.

Portfolio 144

Portfolio Management Assets Marketing 144