Investing Caffeine

MAY 1, 2025

Source: NewsWeek Financial Crisis Depression 2.0 2008) In October 2008, the Time magazine cover encapsulated the zeitgeist of the period with a 1929 photo that included a line of desperate people waiting for food donations at a soup kitchen.

Media

Workable Wealth

JULY 30, 2025

It’s about how financial uncertainty affects your sleep, relationships, and daily peace of mind. For women over 40, traditional risk assessment questionnaires miss the nuanced realities of midlife financial planning. There’s a moment that happens to almost all of us. ” The math makes sense.

Risk Tolerance

Carson Wealth

JULY 10, 2025

Can you share examples of how you’ve guided clients through past downturns, like in 2008 and 2020? It’s not just about predictions—it’s about building a well-diversified investment portfolio that serves as a financial plan equipped to ride out the waves.” How do you personalize risk tolerance for individual clients?

Risk Tolerance

Investing Caffeine

DECEMBER 2, 2024

As you can see from the chart below , the stock market is priced at levels not seen since 2001 and valuations are roughly double what they were at the lows of the 2008 Financial Crisis.

Marketing

Investing Caffeine

JULY 1, 2025

During financial stress—like the 2008 crisis or the COVID crash in 2020—CDS prices surge as investors seek protection. Economy Resilient Despite Tariffs and Geopolitical Turmoil Source: Calafia Beach Pundit Credit Default Swaps ( CDS ) act as insurance contracts that protect investors against corporate debt defaults.

Marketing

Dear Mr. Market

NOVEMBER 22, 2024

But what if Bill and Alice still have a typical 2008-era estate plan with AB Trusts, designed to use both spouses’ federal estate tax exemptions? If they neglected to update their plan and Bill dies inv2026, Alice would be stuck with an AB Trust designed with outdated planning priorities.

Estate Planning

Wealth Management

JUNE 22, 2023

Also, contrary to popular belief that investment management has become commoditized, there was more demand for those services in 2022, while interest in financial planning dropped, according to a new study by the IAA and COMPLY.

Assets

Nerd's Eye View

SEPTEMBER 25, 2023

So, in the late 1960s, a movement began to organize and promote best practices that would establish financial planning as a true profession. As a result, in 1973, a group of 35 planners became the inaugural recipients of the CFP marks. Read More.

CFP

The Chicago Financial Planner

JUNE 13, 2022

Assuming that you have a financial plan with an investment strategy in place there is really nothing to do at this point. Ideally you’ve been rebalancing your portfolio along the way and your asset allocation is largely in line with your plan and your risk tolerance. Nobody can predict how long this will last. Do nothing.

Risk Tolerance

BlueMind

FEBRUARY 15, 2023

Category: Client Relations Financial planning is difficult for anyone, and even more so for someone who is a special needs person or has such a family member. Once your client is eligible for DTC they can further apply for federal programs such as the Registered Disability Savings Plan (RDSP).

Financial Planning

Nerd's Eye View

AUGUST 13, 2024

What's unique about Eric, though, is how he has built Marcum Wealth into a multi-billion-dollar firm under the umbrella of a national accounting firm, in large part by cultivating mutually beneficial relationships with the firm's internal CPAs to get them comfortable providing referrals of their accounting clients to his financial planning business.

Financial Advisor

The Chicago Financial Planner

NOVEMBER 8, 2021

At some point we are bound to see a stock market correction of some magnitude, hopefully not on the order of the 2008-09 financial crisis. During the financial crisis there were many stories about how our 401(k) accounts had become “201(k)s.” Financial Planning is vital. Review and rebalance .

Retirement

The Chicago Financial Planner

FEBRUARY 5, 2022

The New York Giants (an old NFL team) won in 2008 and the market tanked in what was the start of the financial crisis. Rather I suggest an investment strategy that incorporates some basic blocking and tackling: A financial plan should be the basis of your strategy. Take stock of where you are.

Investments

Integrity Financial Planning

DECEMBER 13, 2022

The 2022 economy has broken multiple records, first, with the highest inflation rate in 40 years, and now, the highest federal reserve interest rates since 2008. [1] It is important to know where you stand and how best to go about your financial plan amidst this changing economy. 1] [link]. [2] 2] [link]. [3] 3] [link]. [4]

Financial Planning

Nationwide Financial

MARCH 29, 2023

The Fed has a recent history of creating innovative policy tools as part of its “qualitative easing” programs during previous financial crises. billion on March 15 through the discount window, surpassing the prior record of $112 billion during the 2008 financial crisis.

Banking

Nerd's Eye View

SEPTEMBER 28, 2022

In this episode, we talk in-depth about how Joe has witnessed firsthand as an advisory firm owner, and now a partner at a leading global investment management firm, how the financial services industry is evolving in real time as more banks and brokerage firms are truly adopting financial planning and implementing advisory services at national scale (..)

Executive Compensation

Your Richest Life

MARCH 31, 2023

The top spot belongs to the 2008 Lehman Brothers collapse.) About Your Richest Life At Your Richest Life, Katie Brewer, CFP®, believes you too should have access to financial resources and fee-only financial planning. The markets responded erratically to these collapses, and are still very up and down.

Banking

Nerd's Eye View

MARCH 14, 2023

Nancy is the CEO and Founder for Benchmark Wealth Management, an independent RIA affiliated with LPL Financial based in Memphis, Tennessee, that oversees nearly $340 million in assets under management for almost 1000 client households.

Management

NAIFA Advisor Today

FEBRUARY 27, 2023

Peg Fraser began her career in insurance and financial services selling health insurance part-time, but she soon found the same question coming up again and again from her clients. They asked if she could help with other types of insurance and financial planning. She wanted to do more.

License

Random Roger's Retirement Planning

MARCH 26, 2024

PRPFX outperformed 60/40 in 2008 by almost 12 percentage points and in 2022 by 11 1/2 percentage points. A percent or two into something that goes to zero is not going to blow up a financial plan even if it would be very disappointing. Bank loan funds are mostly lower risk but the space did blow up in 2008.

Portfolio

Integrity Financial Planning

MAY 18, 2022

Brian talks about how predictions went with economists and TV personalities before 2008. appeared first on Integrity Financial Planning, inc. With inflation at a 40-year high and the Federal Reserve raising interest rates, is a recession coming next? Will it be mild? How can we prepare now? Diversify as much as you can.

Retirement

Random Roger's Retirement Planning

APRIL 17, 2024

Back in the financial crisis, a reader left a comment about just "putting it all in Hussman" and forget about it. The reader back then didn't specify which funds but since 2008, Hussman's two most prominent funds have compounded at -4.15% and 3.16% versus 7.52% for Vanguard Balanced Index Fund (VBAIX).

Portfolio

Nationwide Financial

APRIL 19, 2023

One-fifth (20%) of investors said they expect to face two or more financial crises in their lifetime, while nearly half (43%) said they expect to face three or more. With echoes of the 2008 financial crisis and the COVID recession in 2020 still reverberating, perhaps it’s not surprising to see investors bracing for the worst.

Clients

Indigo Marketing Agency

DECEMBER 19, 2022

Dorsainvil, CFP®, they are on a mission to provide access to financial planning for “the rest of us.” Lazetta believes that solid financial advice is not just for the 1%. She was also named a Top 10 Financial Advisor by Investopedia. Lazetta Braxton is a CFP® professional and co-founder and co-CEO of 2050 Wealth Partners.

Financial Advisor

BlueMind

SEPTEMBER 11, 2022

Only by assessing both can you possibly create a financial plan to achieve the objective that you and your client mutually come up with. However, one may ask, is there any decision in the financial world that guarantees 100% success?

Risk Tolerance

Ballast Advisors

JUNE 12, 2023

In today’s dynamic economic landscape, mortgage interest rates play a significant role in shaping individuals’ financial plans. Both Parnell and Mattaini have been in the financial services industry for over 20 years, and each has seen the evolution of how interest rates impact their clients. Since 2008, The U.S.

Financial Planning

Indigo Marketing Agency

AUGUST 23, 2023

Beneath the surface, there are three compelling reasons why financial advisors should focus on millennials. After facing the challenges of a post-2008 financial crisis world, many have thrived as entrepreneurs and in higher career roles. They need help initiating or boosting retirement plans, and saving prudently.

Financial Advisor

Walkner Condon Financial Advisors

NOVEMBER 11, 2022

We are on pace to post the first double-digit loss in the major US markets since 2008. Another overlooked area of a sound financial plan is insurance coverage and their respective coverage amounts. 2022 has been a difficult and trying year for stock and bond indexes in both emerging and developed markets. Insurance Amounts .

Insurance Coverage

Indigo Marketing Agency

DECEMBER 8, 2022

And you know that they’re probably no longer as reassured by the message “It’s about time in the market, not timing the market” and being pointed back to 2008. Market downturns present an opportunity for financial advisors to demonstrate how the value they provide is truly essential. So what do they need from you? .

Marketing

Carson Wealth

OCTOBER 7, 2022

Only in 2008 was it red and fortunately, we don’t think we are in that type of environment. Fifth, this was the third worst start to a year ever for the S&P 500. The good news is this: Looking at the 10 worst starts ever to a year, the fourth quarter saw higher performance nine times.

Economy

The Irrelevant Investor

NOVEMBER 25, 2017

They liked to think they were doing holistic wealth management, but all that meant was once all your insurance needs are filled, they could also sell you a financial plan and sprinkle in some mutual funds. It was late 2008 and I was making at least a hundred cold calls a day.

Ethics

Inside Information

JUNE 25, 2024

For more years than I’d care to name, I’ve been trying to put my finger on exactly why I have a such a huge problem with the traditional (Think: Riskalyze, now Nitrogen) risk tolerance assessments in the financial planning profession. You can actually test various bear markets and adjust accordingly.)

Risk Tolerance

The Irrelevant Investor

JUNE 2, 2017

I was at an insurance company from 2008-2010, and when I left, I already knew what I wanted to do, but I had no idea how to get there. I was much more interested in portfolio construction than financial planning, so I decided to rededicate myself to the CFA. The CFA didn't help me get a job. In fact, it hurt my chances.

Insurance

Investing Caffeine

FEBRUARY 1, 2023

Over the last 25 years, we have arguably experienced three 100-year floods (2000 Tech Bubble, 2008 Financial Crisis, and 2020 COVID pandemic), so investors have been bracing for another enormous financial hurricane.

Economy

Walkner Condon Financial Advisors

MAY 27, 2022

The recently released rate for the month of April shows that the savings rate for Americans hit its lowest level since 2008 (4.4%). From a financial perspective, it is important to keep in mind that correctly positioned emergency funds are imperative. – Nate Condon, Financial Advisor.

Budgeting

Darrow Wealth Management

MARCH 28, 2022

While modeling can’t fully insulate an investor from the impact of short-term events (nothing can), a detailed analysis can help investors understand the probability of outcomes by stress testing a financial plan to better assess the likelihood of success over the long-term. Plans that don’t bend, break. Consider U.S.

Asset Allocation

Midstream Marketing

SEPTEMBER 15, 2019

As someone who has been an active part of the world of digital marketing and wealth management and financial planning for the last decade and a half, it’s easy to see why staying current on all the latest tips, tricks, best practices and trends in the industry is important. The Reformed Broker. Pragmatic Capitalism.

Financial Advisor