Zoe Financial

JUNE 20, 2025

2025 Observations in Retirement and Estate Planning Trend Insight Increased Use of Roth Conversions More high-net-worth individuals are adopting Roth conversion strategies as part of long-term tax planning—not to time the market, but to shift assets into tax-advantaged accounts over time, especially ahead of potential future tax increases.

Retirement Planning

Harness Wealth

JULY 31, 2025

These aren’t just annual tweaks—they’re openings for meaningful, proactive tax planning. Digital asset reporting requirements The 2025 tax year brings a major shift in how digital assets are reported. TCJA sunset preparation The clock is ticking on the Tax Cuts and Jobs Act. The top rate’s increase from 37% to 39.6%

Taxes

Covisum

MAY 30, 2025

When it comes to retirement income planning, taxes matter, a lot. Yet tax planning is often overlooked or oversimplified. The truth is, your clients tax exposure in retirement doesnt just depend on how much they withdraw each year, but how and from where those withdrawals happen.

Retirement Planning

Harness Wealth

APRIL 17, 2025

The calculation becomes increasingly complex for higher-income taxpayers , as it introduces factors such as W-2 wages paid to employees, the unadjusted basis of qualified property, and retirement plan contributions. Bonus Depreciation continues to evolve, with 2025 offering a 40% deduction rate for eligible new and used property.

Taxes

Yardley Wealth Management

DECEMBER 17, 2024

Retirement Planning: Looking Beyond the Basics For 2025, it’s essential to think beyond the standard “maximize your 401(k)” advice. While that remains important, consider diversifying your retirement strategy. For 2025, consider implementing tax-loss harvesting strategies in your investment accounts.

Financial Planning

Tobias Financial

JUNE 16, 2025

Life transitions such as marriage, divorce, the birth of a child or grandchild, career changes, retirement, an inheritance, or the purchase or sale of a home can all influence your broader financial picture. These events may affect your investment approach, tax planning strategies, insurance needs, and estate planning documents.

Planning

Darrow Wealth Management

APRIL 21, 2025

This approach typically provides greater benefits to those who have significant assets and high taxable income in retirement. Consider your next steps carefully and find a strategy that is consistent with your retirement planning goals and wealth management objectives. appeared first on Darrow Wealth Management.

Retirement Planning

Harness Wealth

APRIL 30, 2025

Employee Stock Ownership Plans (ESOPs) An ESOP allows owners to gradually sell their shares to employees through a qualified retirement plan. This can be an effective way to preserve company culture, reward loyal staff, and capitalize on significant tax benefits.

Taxes

Harness Wealth

APRIL 30, 2025

This article will explore how to navigate complex tax situations arising from multiple income sources, examining various income types, reporting requirements, self-employment obligations, and strategic approaches to record-keeping and tax planning that can help protect your financial interests.

Taxes

Harness Wealth

JANUARY 9, 2025

Total 401(k) contribution limits: Including employer matches, after-tax contributions, and other contributions, the total limit is $69,000 (or $76,500 for individuals aged 50 and above). The key difference lies in the final destination of the after-tax contributions.

Taxes

Midstream Marketing

DECEMBER 6, 2024

Running focused social media campaigns that highlight their services and share their skills in areas like tax planning or retirement planning. Writing helpful blog posts that talk about common money problems and give good advice to the target audience.

Marketing

Carson Wealth

JUNE 27, 2025

Unexpected events can derail your progress toward your goals and even your financial security if you don’t have a plan for managing them. Financial planning should ideally involve every area of your financial life because they are all interrelated. Tax planning. Tax planning is crucial.

Financial Planning

Harness Wealth

JANUARY 29, 2025

Bunching strategies Bunching strategies are tax planning techniques used to maximize deductions by combining multiple years’ worth of deductible expenses into a single tax year. The Residential Clean Energy Credit offers up to 30% back on installation costs, helping reduce both your tax liability and energy expenses.

Taxes

Harness Wealth

APRIL 16, 2025

Let us face ittech startups encounter a unique set of tax challenges that can make or break their financial future. The complex interplay between traditional tax regulations and the innovative nature of tech businesses demands smart planning from day one.

Startup

International College of Financial Planning

JULY 2, 2025

Whether it’s investment planning, retirement planning, tax strategy, estate management, insurance planning, or holistic money management, the CFP designation proves that you can deliver advice that is both competent and client-centric.

Financial Planner

Yardley Wealth Management

FEBRUARY 4, 2025

In this comprehensive guide, we’ll explore proven strategies to help you minimize tax liability while staying compliant with current regulations. From maximizing deductions to managing capital gains, we’ll cover everything you need to know about smart tax planning.

Taxes

FMG

JUNE 17, 2025

Event Invitation Follow-up “Hi [Client Name], thanks for your interest in our retirement planning workshop. New Service Introduction “Hi [Client Name], we’re now offering tax planning services that could save you significantly next year. Here’s your registration link: [Link].

Financial Advisor

Harness Wealth

MARCH 6, 2025

A good rule of thumb is to set aside at least 30% of every payment you receive to cover your estimated tax obligationshowever, this percentage may need to be adjusted based on your individual tax bracket. On the whole, its advisable to consult a tax adviso r to develop a dependable tax plan.

Taxes

Financial Symmetry

APRIL 9, 2025

Tax planning might not top everyone’s list of leisure activities, but in the middle of tax season, theres a hidden opportunity. In this episode, we talk about five strategies you can use during tax season to create opportunities to help you reach your financial goals.

Taxes

NAIFA Advisor Today

MAY 12, 2025

As more clients look for impactful retirement planning strategies, understanding how cash balance plans work is more important than ever. This session will cover: How to layer a cash balance plan on top of an existing retirement plan. The role of life insurance in enhancing cash balance plan benefits.

Planning

Darrow Wealth Management

NOVEMBER 11, 2024

There are income limits for contributions to a traditional IRA that qualify for a tax deduction. The deductibility phase-out is based on filing status, income (MAGI), and whether or not the individual(s) are eligible to participate in a retirement plan at work. Yes and no.

Taxes

Harness Wealth

APRIL 16, 2025

Strategic timing of conversions during lower-income years can minimize tax impact, though without recharacterization, investors must be more certain about their decision. This structure particularly benefits those expecting lower tax rates in retirement than during their working years.

Taxes

Talon Wealth

NOVEMBER 12, 2024

Here’s how it breaks down for 2023-2024: If a couple’s total retirement income is between $32,000 and $44,000, up to 50% of Social Security benefits could be taxable. If their income is over $44,000, up to 85% could be taxed!

Taxes

Indigo Marketing Agency

JULY 2, 2025

Good CTA Examples (And a Few to Avoid) Great CTAs: “Download Our Retirement Planning Guide” “Join Our Webinar on Investment Strategies” “Get Your Personalized Financial Plan” “Subscribe to Our Weekly Financial Tips” Each of these is clear, benefit-driven, and actionable.

Financial Advisor

Nerd's Eye View

DECEMBER 30, 2024

And as 2024 draws to a close, we wanted to highlight 24 of the most popular and insightful articles that were featured throughout the year (that you might have missed!).

Financial Advisor

Darrow Wealth Management

MAY 7, 2025

Tax filing status will also play a big role in determining your tax liability. Unrealized gains are not taxed, and you won’t owe taxes when selling assets held in tax advantaged retirement plans or IRAs, though there are tax implications when money is withdrawn.

Taxes

FMG

MAY 19, 2025

Add keywords your audience might use, like Financial Advisor | Retirement Planning or “Wealth Management | Tax Planning.” Make it easy to remember and search. Use the Name Field Wisely The name field, not the handle, is searchable. ” Dont waste this space by repeating your username.

Financial Advisor

Yardley Wealth Management

SEPTEMBER 24, 2024

A financial professional can handle the day-to-day tasks of financial management, such as investment research, portfolio rebalancing, and tax planning, allowing you to enjoy greater efficiency and peace of mind. Comprehensive Financial Planning: Financial planning is a holistic process.

Tax Planning

Midstream Marketing

NOVEMBER 6, 2024

Retirement Planning: Give tips on how to save for retirement. Explain how to manage your retirement funds and pay for healthcare. Tax Planning: Help clients learn smart tax strategies. Discuss estate planning and how financial decisions can impact taxes.

Financial Advisor

Fintoo

JULY 17, 2025

We all want a life where we feel financially safe and secure—where the unexpected doesn’t knock down everything we’ve worked so hard to build. But in today’s unpredictable world, that sense of security can feel fragile. Have you ever asked yourself: If yes, you’re not alone.

Economy

Harness Wealth

MARCH 20, 2025

Retirement contribution deductions Contributions to retirement plans, such as SEP IRAs, Solo 401(k)s, and SIMPLE IRAs, offer significant tax advantages by reducing taxable income. These plans allow self-employed individuals to save for retirement while lowering their current tax liability.

License

WiserAdvisor

JUNE 27, 2025

To show you what’s possible and what’s necessary, if early retirement is something you want to pursue seriously. Even if you don’t plan to retire unusually early, starting your retirement planning now can dramatically improve your options later. What’s the earliest you can retire? That takes planning.

Retirement

Discipline Funds

DECEMBER 29, 2024

Retirement Planning Review your retirement goals and objectives. Are you on track to retire when you want to? If youre nearing or early in retirement consider building a bond tent to help you navigate this big emotional and financial shift. Do so before year-end and plan for next years RMD now.

Financial Planning

Indigo Marketing Agency

JULY 23, 2025

Instead of saying “Simplifying complex financial planning,” successful advisors get specific: “Retirement planning focused on reducing your lifetime tax bill for Dallas pre-retirees.” ” The difference is night and day in terms of lead generation.

Financial Advisor

Nationwide Financial

AUGUST 23, 2024

Key Takeaways: Net Unrealized Appreciation (NUA) is the difference between the cost basis of employer securities in a retirement plan and their market value at the time of distribution. NUA is not taxed as ordinary income at the time of distribution, which can offer significant tax advantages. What is NUA?

Retirement

Carson Wealth

JUNE 26, 2025

Retirement-related behavioral and financial changes raise many tax planning questions and opportunities. A trusted tax professional can help you implement these and other strategies to help you minimize taxes in retirement, helping your money last longer and you realize your goals.

Tax Planning

Carson Wealth

FEBRUARY 27, 2025

Like gardening or working out, tax planning is one of those activities where you get out what you put in. Tax planning is similar in the sense that you can put work in on the front end that youll reap benefits from later. Many of us just do tax preparation, dropping off a shoebox of documents with a CPA for the weekend.

Taxes