Nerd's Eye View

AUGUST 28, 2024

Historically, advisors haven't had many avenues to manage clients' 401(k) plan accounts, since unlike traditional custodial investment accounts, advisors generally lack discretionary trading authority in employer-sponsored retirement plans.

Assets 245

Assets Management Compliance Retirement Planning 245

Nerd's Eye View

OCTOBER 11, 2024

Also in industry news this week: Edward Jones, which added more new CFP professionals than any other firm last year, announced that it is planning to offer financial planning services nationwide, highlighting the value for RIAs and other firms of differentiating themselves amidst increased competition not only for clients, but also for advisor talent (..)

Financial Planner 246

Financial Planner CFP Financial Planning Retirement Planning 246

Nerd's Eye View

JANUARY 4, 2023

Financial advisors have a wide range of strategies at their disposal to create financial plans for their clients. And when it comes to retirement planning, one popular technique is the use of ‘guardrails’, which set an initial monthly withdrawal rate that can be later adjusted as the size of the client’s portfolio changes.

Retirement 246

Retirement Distribution Retirement Planning Asset Allocation 246

Nerd's Eye View

MAY 17, 2024

Also in industry news this week: The SEC this week announced a proposed rule that would require RIAs to collect and verify their clients' personal information in an effort to prevent illicit activity, though many firms likely are taking many of these steps already Why larger RIAs and those that have been acquired tend to have worse client and staff (..)

Financial Planner 238

Financial Planner Wealth Management Retirement Investment Planning 238

Nerd's Eye View

APRIL 21, 2025

When onboarding new clients, financial advisors often use a three-meeting cadence: a Discovery Meeting to gather information, a Presentation Meeting to discuss the plan, and an Implementation Meeting to finalize it.

Retirement 130

Retirement Clients Planning Estate Planning 130

Nerd's Eye View

APRIL 21, 2025

When onboarding new clients, financial advisors often use a three-meeting cadence: a Discovery Meeting to gather information, a Presentation Meeting to discuss the plan, and an Implementation Meeting to finalize it.

Retirement 130

Retirement Clients Planning Estate Planning 130

Nerd's Eye View

NOVEMBER 1, 2023

The backdoor Roth strategy can be valuable for clients whose high income levels preclude them from making regular contributions to a Roth IRA. Advisors also can support the backdoor Roth process by communicating with clients' tax preparers about the strategy and why they are recommending it for their mutual client.

Taxes 246

Taxes Accounting Clients Retirement Planning 246

NAIFA Advisor Today

MAY 12, 2025

Their appeal lies in their flexibility, tax advantages, and ability to help small business owners save more for retirement while reducing taxable income. As more clients look for impactful retirement planning strategies, understanding how cash balance plans work is more important than ever.

Planning 52

Planning Retirement Planning Retirement Tax Planning 52

Zoe Financial

JANUARY 27, 2025

The Five Phases of Retirement Planning Published January 29, 2025 Reading Time: 2 minutes Written by: The Zoe Team Retirement is a journey with distinct phases, each requiring its own focus and preparation. Its about striking a balance between enjoying your retirement and ensuring long-term security.

Retirement Planning 52

Retirement Planning Retirement Planning Taxes 52

Tobias Financial

JUNE 15, 2025

Retirement planning is deeply personal, and for single individuals, it comes with both unique opportunities and important considerations. Whether by choice or circumstance, retiring solo means you’re in full control of your financial decisions, but you also face distinct planning challenges that require thoughtful strategy.

Retirement 52

Retirement Financial Advisor Retirement Planning Taxes 52

Discipline Funds

MARCH 10, 2025

But 20 years is a long time and most of us aren’t disciplined to let our assets sit around for 20 years because we live our lives in the present. This is also what makes retirement planning so difficult – you effectively lose an asset in your portfolio when your income stops or declines.

Assets 75

Assets Portfolio Financial Planning Insurance 75

Yardley Wealth Management

DECEMBER 17, 2024

Retirement Planning: Looking Beyond the Basics For 2025, it’s essential to think beyond the standard “maximize your 401(k)” advice. While that remains important, consider diversifying your retirement strategy. Consider whether your business structure optimizes both liability protection and tax efficiency.

Financial Planning 52

Financial Planning Debt Management Retirement Planning Retirement 52

WiserAdvisor

SEPTEMBER 13, 2022

However, it may still be advised to start planning your retirement as soon as you can. Retirement planning is a long process. It can take several years to understand your future needs and accumulate enough savings to prepare for a financially secure retirement. every once in a while.

Retirement Planning 52

Retirement Planning Retirement Planning Budgeting 52

NAIFA Advisor Today

JANUARY 28, 2025

As a Retirement Income Certified Professional and a Life and Annuities Certified Professional, John advises clients on retirement planning, investment planning, and risk management. Zack is also skilled in presenting, emceeing, event planning, program management, and social media.

Financial Planner 52

Financial Planner Recruitment Financial Services Retirement Planning 52

WiserAdvisor

SEPTEMBER 14, 2022

However, it may still be advised to start planning your retirement as soon as you can. Retirement planning is a long process. It can take several years to understand your future needs and accumulate enough savings to prepare for a financially secure retirement. every once in a while.

Retirement Planning 52

Retirement Planning Retirement Planning Budgeting 52

Nationwide Financial

JANUARY 25, 2023

The start of a new year presents opportunities for clients to make positive changes for their financial futures. According to a recent Advisor Authority survey, powered by the Nationwide Retirement Institute®, only 20% of non-retired investors have confidence in their retirement plans despite market volatility.

Risk Tolerance 102

Risk Tolerance Retirement Planning Asset Allocation Retirement 102

Nationwide Financial

APRIL 19, 2023

As multiple recessionary signs flash red including bank failures, persistent inflation, and ongoing volatility, investors of all ages are increasingly nervous about the state of the markets and economy and what it means for their retirement plans and their ability to save for retirement.

Retirement Planning 96

Retirement Planning Retirement Clients Planning 96

James Hendries

AUGUST 24, 2022

But volatile markets aren’t necessarily a negative thing, especially when it comes to retirement planning. ” 2 From 1990 to the present, Japan’s annual economic growth has averaged less than one percent per year. Consider the alternative—something like Japan’s “Lost Decades.”

Retirement Planning 52

Retirement Planning Retirement Planning Asset Allocation 52

Trade Brains

JUNE 16, 2025

Key Advantages: Interest Rate: Presently 8.2% Both fixed-return instruments such as SCSS and FDs and low-risk market instruments or property-based income can be used to create an all-rounded retirement plan. as of Q2 FY 2025), payable quarterly. Tenure: 5 years, extendable by 3 years.

Retirement 52

Retirement Taxes Government Retirement Planning 52

Nerd's Eye View

MARCH 20, 2024

By distilling hundreds of pieces of information into a single number that purports to show the percentage chance that a portfolio will not be depleted over the course of a client's life, advisors often place special emphasis on this data point when they present a financial plan.

Communication 246

Communication Clients Risk Tolerance Financial Planning 246

Indigo Marketing Agency

JUNE 18, 2025

A timely video explaining how recent Federal Reserve decisions might impact retirement planning can position you as the go-to advisor for your niche. If you work with business owners, highlight how you helped a client reduce their tax burden by 30% while increasing their retirement contributions.

Financial Advisor 52

Financial Advisor Clients Education Healthcare 52

Covisum

MAY 6, 2022

Taking a closer look at both the annual earnings test and the lesser-known monthly earning tests can sometimes present exciting planning opportunities. There's a simple answer, but often it misses some nuance that will allow you to develop better claiming strategies for your clients.

Retirement Planning 52

Retirement Planning Retirement Planning Accounting 52

Covisum

JULY 1, 2022

An estimated 65 million people rely on retirement and disability benefits, and many are concerned about Social Security's future. The 2022 report presents new opportunities for financial advisors who know where to look.

Retirement Planning 52

Retirement Planning Retirement Financial Advisor Planning 52

Harness Wealth

APRIL 16, 2025

What works for a bootstrapped software company might prove limiting for a startup planning multiple funding rounds or seeking venture capital. For tech founders, S-corporations present a unique opportunity to optimize self-employment tax obligations through a strategic combination of reasonable salary, and distributions.

Startup 52

Startup Taxes Tax Planning Transportation 52

Random Roger's Retirement Planning

FEBRUARY 11, 2025

If you are a do-it-yourselfer but are presented some sort of model portfolio, great if you have an opinion about whether you do or don't want differentiation. Then ask whoever is presenting the model why they don't do it the other way. Locorr sent over a powerpoint presentation for the fund that included the following.

Portfolio 52

Portfolio Retail Taxes Clients 52

NAIFA Advisor Today

APRIL 18, 2024

David McKnight is a renowned financial advisor and expert in zero-tax retirement planning, having assisted thousands of Americans in achieving the zero percent tax bracket. He has frequently appeared in numerous national publications, including Forbes , USA Today , the New York Times , Fox Business , CBS Radio, and Bloomberg Radio.

Retirement 59

Retirement Retirement Planning Taxes Financial Advisor 59

International College of Financial Planning

JULY 9, 2022

When we are busy working to earn a living and spending time with our family, first thing needs to think about is Retirement Planning. Generally, people think about Retirement planning after retirement. To plan for retired life important thing is financial plan.

Certified Financial Planner 40

Certified Financial Planner Financial Planner Retirement Planning Retirement 40

WiserAdvisor

JANUARY 16, 2024

This data can serve as a baseline for tailoring your retirement plan, taking into account factors such as inflation, your current age, and your desired retirement age. Let’s consider a hypothetical scenario where your present household income is $90,000.

Retirement Planning 40

Retirement Planning Retirement Planning Financial Advisor 40

Harness Wealth

APRIL 16, 2025

Roth IRA conversions present a significant challenge for retirement planners: pay taxes now or later? Moving funds from traditional IRAs to Roth accounts triggers immediate taxation but promises tax-free withdrawals in retirement. Ready to explore whether a Roth conversion aligns with your retirement strategy?

Taxes 52

Taxes Retirement Retirement Planning Distribution 52

WiserAdvisor

DECEMBER 18, 2023

The answer to “how much you need to retire” is shaped by various factors, including the kind of retirement life you dream of, your age, and the expenses you anticipate during your retirement years. Retirement planning is not just about reaching a target savings number.

Retirement 81

Retirement Retirement Planning Risk Tolerance Healthcare 81

Ballast Advisors

APRIL 13, 2023

Understand the prospects and limitations of your business including when and how you’ll add to your retirement savings. Despite the best business plan, it is too easy to assume that your business is your retirement plan—and that could be a very costly mistake. Accessed on June 7, 2019.

Retirement Planning 40

Retirement Planning Retirement Planning Taxes 40

Harness Wealth

JANUARY 9, 2025

Both the Mega Backdoor Roth IRA and Mega Backdoor Roth 401(k) allow the additional contribution of funds to retirement plans after pre-tax and Roth contribution limits have been reached. Roth IRAs are also not subject to Required Minimum Distributions (RMDs), allowing more flexibility in retirement planning.

Taxes 52

Taxes Planning Retirement Retirement Planning 52

Carson Wealth

DECEMBER 1, 2022

In other words, your 20s present a financial challenge. . Take Advantage of Retirement Plans and Matching Contributions. Most employer retirement plans allow you to save on a tax-deferred basis, meaning that contributions into these types of accounts are not considered in calculating your taxable income. .

Retirement Planning 73

Retirement Planning Risk Tolerance Retirement Budgeting 73

Indigo Marketing Agency

FEBRUARY 8, 2025

This is a forum that allows you to share your whole story and make a compelling presentation. You can start hosting webinars by first choosing topics that matter to your audiencethings like retirement planning, wealth preservation, or smart investment strategies. What are the best ways to convert prospects into clients?

Financial Planner 52

Financial Planner Clients Marketing Marketing 52

Walkner Condon Financial Advisors

NOVEMBER 11, 2022

As we look forward to 2023, the IRS recently announced that the contribution limits for employer-sponsored retirement plans are going up. You may want to review your contribution amounts and adjust for January payrolls if your goal is to maximize funding your retirement plan contributions. . IRA Accounts.

Insurance Coverage 98

Insurance Coverage Retirement Planning Accounting Taxes 98

Million Dollar Round Table (MDRT)

JULY 21, 2022

This is the time to do comprehensive financial planning: retirement planning, investment planning, tax planning and estate planning. Help her focus on immediate needs, pay bills, monitor cash flow and review her investment portfolio.

Charitable Planning 97

Charitable Planning Estate Planning Retirement Planning Tax Planning 97

Indigo Marketing Agency

JUNE 19, 2023

They add confusion and remind me of the year I spent working for the Department of Defense, sitting through the worst PowerPoint presentations ever created. To learn more about our firm or to get a second opinion on your retirement plan, contact our office today. Finally, never use sub-bullet points. What Should You Bullet?

Retirement Planning 98

Retirement Planning Advertising Retirement Financial Advisor 98