Nerd's Eye View

SEPTEMBER 20, 2023

30 years ago, when financial plans relied mainly on constant investment return projections derived from straight-line appreciation and time-value of money calculations, financial advisors began acknowledging and accounting for the variable and uncertain nature of investment returns.

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Carson Wealth

AUGUST 25, 2022

By Craig Lemoine, Director of Consumer Investment Research. How much do I need for retirement?” Your financial needs in retirement can depend on dozens of factors – some known and some unknown. often fail to consider sequence of return, housing, longevity, health or family risks faced in retirement.

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WiserAdvisor

JULY 27, 2023

This advanced language processing technology has also greatly impacted the financial advisory sector, prompting a critical question: Can ChatGPT replace human financial advisors in retirement planning? Personalized guidance, empathy, and a deep contextual understanding are integral to effective retirement planning.

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Nationwide Financial

JANUARY 25, 2023

Last year’s considerable losses and market fluctuations underscore the need for clients to assess their retirement plans to ensure it aligns with their objectives, financial situations, timelines, and attitudes toward market volatility. Here are some key points to use with clients as you help them assess their retirement plans.

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International College of Financial Planning

JULY 10, 2023

How Investment Advisors Play a Significant Role in Managing Finances? The field of investment advisory presents a world of opportunities for individuals passionate about finance and investments. Their primary objective is to help clients make informed investment decisions, manage risks, and achieve financial objectives.

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Fortune Financial

SEPTEMBER 29, 2022

In our planning with clients, we like to employ a “pay yourself first” approach, especially as it relates to retirement planning. You may have been contemplating starting contributions to a retirement plan, or you may have been contributing small amounts and are worried that you are behind in the game.

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The Chicago Financial Planner

JUNE 13, 2022

Assuming that you have a financial plan with an investment strategy in place there is really nothing to do at this point. Ideally you’ve been rebalancing your portfolio along the way and your asset allocation is largely in line with your plan and your risk tolerance. Focus on risk. Do nothing.

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WiserAdvisor

MARCH 19, 2024

You may wonder how the rich keep their money and where they invest for high returns. While the lifestyles of the rich may appear out of reach for many, the strategies they employ to invest their money for high returns are often accessible to anyone willing to follow in their footsteps. How are the wealthy investing their money?

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WiserAdvisor

DECEMBER 18, 2023

The answer to “how much you need to retire” is shaped by various factors, including the kind of retirement life you dream of, your age, and the expenses you anticipate during your retirement years. Retirement planning is not just about reaching a target savings number.

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Don Connelly & Associates

APRIL 15, 2024

Many retirees are shocked by the amount of taxes they owe on their retirement income. The post How to Educate Clients About the Importance of Investing Beyond Their 401(k) appeared first on Don Connelly & Associates.

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Envision Wealth Planning

MARCH 1, 2022

Are you inadvertently harming women’s equity with your investing strategy? If you are investing to get the returns of the S&P 500 without considering how these investments affect women, then the answer is yes. Why does your investing approach matter from an investor’s perspective? stock market.

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Fortune Financial

APRIL 11, 2024

This scenario poses a stark challenge, particularly for those nearing retirement, potentially diminishing the financial resources available for their golden years. As these resources lay idle, they may miss out on potential growth through investment returns, compounding the challenge of securing a comfortable retirement.

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WiserAdvisor

MARCH 2, 2023

Investing an amount as big as a million dollars can be a big decision. As the world continues to recover from the pandemic and economies stabilize, the investment landscape is evolving rapidly. Here are some tips on where to invest 1 million dollars to ensure long-term financial security and stability.

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Fortune Financial

SEPTEMBER 25, 2023

Whether planning for retirement, saving for your children’s education or simply looking to grow your investments, finding the right wealth management services in Kansas City can make all the difference. Long-term goals typically encompass retirement planning, wealth preservation and estate planning.

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Yardley Wealth Management

MAY 30, 2023

Here are a few examples of how they can help with your financial planning: Create a Comprehensive Financial Plan: A fiduciary and fee-only advisor can work with you to create a comprehensive financial plan that takes into account your goals, assets, and risk tolerance.

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Good Financial Cents

AUGUST 11, 2022

I once had a client ask me, “Jeff, if you had a million dollars, how would you invest it?”. The reality is, there are a ton of different strategies I would personally use to invest $1 million dollars, and to help this seed money grow into even more cash over time. Ad Robo-Advisors move with the market to ensure your investments.

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Good Financial Cents

MAY 1, 2023

The contributions made to the account may be tax-deductible or non-deductible, depending on the individual’s income level and participation in an employer-sponsored retirement plan. The custodians are responsible for maintaining the accounts, processing contributions and withdrawals, and providing investment options.

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Talon Wealth

OCTOBER 26, 2023

Of course, one of the most important aspects of retirement planning is managing retirement taxes. Taxes can significantly impact the amount of money you’ll have for retirement. As such, you must be aware of any tax implications arising from your investments during your working years.

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WiserAdvisor

JANUARY 31, 2023

Long-term investment strategies are essential because they provide a less stressful way for individuals to achieve their financial goals. These strategies involve investing money in assets for a minimum of five years and more. Compound interest is the interest earned on both the initial investment and any accumulated interest.

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Fortune Financial

SEPTEMBER 25, 2023

Whether planning for retirement, saving for your children’s education or simply looking to grow your investments, finding the right wealth management services in Kansas City can make all the difference. Long-term goals typically encompass retirement planning, wealth preservation and estate planning.

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Carson Wealth

DECEMBER 1, 2022

CFP ® , Director of Consumer Investment Research. Invest in Yourself and Your Human Capital. Plus, investing in yourself early sets you up for higher lifetime earnings and the potential for building greater lifetime wealth. The earlier you invest in yourself, the earlier you will begin building additional wealth.

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Talon Wealth

AUGUST 26, 2023

Of course, one of the most important aspects of retirement planning is managing retirement taxes. Taxes can significantly impact the amount of money you’ll have for retirement. As such, you must be aware of any tax implications arising from your investments during your working years.

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WiserAdvisor

DECEMBER 15, 2023

Consider consulting with a professional financial advisor who can help you understand and employ suitable retirement investment strategies based on your income, age, and retirement expectations. This article explores different ways in which financial advisors can help you with wealth accumulation for retirement.

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International College of Financial Planning

JULY 9, 2022

When we are busy working to earn a living and spending time with our family, first thing needs to think about is Retirement Planning. Generally, people think about Retirement planning after retirement. To plan for retired life important thing is financial plan.

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Carson Wealth

APRIL 25, 2024

Investment strategy: Determine asset allocation and investment vehicles aligned with risk tolerance and financial goals. Retirement planning: Calculate retirement needs and contribute regularly to retirement accounts.

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WiserAdvisor

DECEMBER 13, 2023

The answer lies in smart and strategic retirement planning. Gone are the days when retiring at 60 was a one-size-fits-all goal. It’s time to rethink when to start stashing away those savings and how to modify your plan in a world that’s constantly changing. So, how do we tackle this?

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WiserAdvisor

MARCH 22, 2024

This inquiry paves the way for financial planning and unravels the complexity of individual aspirations, lifestyle choices, and the inevitable uncertainty of future needs. Enter the “10X rule” for retirement savings, a popular benchmark that simplifies the daunting task of retirement planning into a more tangible goal.

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Yardley Wealth Management

MAY 16, 2023

They can provide guidance and advice on investing, retirement planning, tax optimization, and more. Time-saving: Financial planning can be time-consuming, but by hiring a financial advisor , you can save time and energy, knowing that an expert is taking care of your finances.

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Fortune Financial

FEBRUARY 4, 2024

With our deep expertise and qualifications in NUA strategies, our experts are adept at navigating the complexities of tax-efficient retirement planning. Explore the Fortune Financial advantage in transforming how you manage your retirement assets and bringing you closer to achieving your financial dreams.

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Sara Grillo

APRIL 10, 2023

Today we’re gonna WAKA WAKA BREAK IT DOWN to the question, “Is crypto a good investment or is it as valueless as a rock?” Is crypto a good investment, or does it suck? Wright: So if gold is something a client could be invested in and potentially suitably recommended by an advisor, what is the argument against Bitcoin?

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Nationwide Financial

DECEMBER 7, 2022

Many near-retirees see their highest portfolio values just before retirement. Due to shorter investment horizons, these investors have less time to recover from portfolio losses. How should investors respond after this year’s cycle of market volatility has diminished investment returns?

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The Chicago Financial Planner

NOVEMBER 8, 2021

However, don’t get carried away and let greed guide your investing decisions. Manage your portfolio with an eye towards downside risk. What it does mean is that you need to use your good common sense and keep your portfolio allocated in a fashion that is consistent with your retirement goals, your time horizon and your risk tolerance.

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Clever Girl Finance

FEBRUARY 2, 2024

Starting early with investing for retirement is so important to secure your future self. This means that saving for retirement should be a component of your overall financial portfolio and wealth-building strategy. So, let’s discuss how to save for retirement in your 20s! The 401(k) Plan 2. Traditional IRA 3.

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Investing Caffeine

MAY 3, 2023

Rather than constantly scrolling through headlines on your mobile phone news app, here are some areas of focus and questions you should be asking yourself: · Investment Strategy: What type of investment strategy should you be utilizing to reach your retirement goals? Diversification: How diversified are your investments?

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Good Financial Cents

JANUARY 17, 2023

And how does it compare to the 401k and other retirement plans that exist? Employees Control the Investments. With most 401(k)s, you are limited to the investment options that your employer provides you. The investment control factor plays out in two ways: Employee choice of investment trustee.

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WiserAdvisor

SEPTEMBER 27, 2023

The 401(k) retirement plan is one of the most powerful tools. This tax-advantaged savings vehicle allows you to accumulate wealth steadily over a lifetime of diligent saving and investing. Moreover, since you postpone paying taxes on contributions and earnings until retirement, your investments get to grow more quickly.

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Good Financial Cents

JANUARY 26, 2023

Important Considerations if Retiring at 50 is a Real Goal 7 Steps to Retire at 50 Step 1: Start Saving EARLY! FAQs on Retiring Early at 50 It’s a big bold claim – retire at 50? So if you’ve got ambition and self discipline, maybe you really can retire at 50! 7 Steps to Retire at 50 Start Saving EARLY!

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