NAIFA Advisor Today

JANUARY 28, 2025

As a Retirement Income Certified Professional and a Life and Annuities Certified Professional, John advises clients on retirement planning, investment planning, and risk management. His primary focus is to help people align their financial decisions with their values and truths to live enriching lives.

Financial Planner 52

Financial Planner Recruitment Financial Services Retirement Planning 52

WiserAdvisor

JUNE 13, 2025

Here’s what to focus on: List your assets: Include properties, investments, savings, retirement accounts, insurance, and personal valuables. Name your beneficiaries: Especially for accounts like 401(k)s, IRAs, and insurance policies. To protect your wealth, it helps to create a clear investment plan.

Estate Planning 59

Estate Planning Taxes Retirement Healthcare 59

MainStreet Financial Planning

MARCH 15, 2023

Even though the federal government has rescued SVB and guaranteed all deposits over the FDIC insurance limit of $250,000 per account, that doesn’t mean they will be doing it again for other banks. Let’s review and recap how Federal Deposit Insurance Corporation (FDIC) insurance works and what other alternatives are available.

Insurance Coverage 98

Insurance Coverage Insurance Accounting Banking 98

WiserAdvisor

JUNE 4, 2025

They want a financial strategy that takes every aspect of their life into account, such as their income situation, investment goals, debt, risk appetite, and more. Comprehensive financial planning involves budgeting, investment planning, tax optimization, debt management , insurance coverage, retirement strategy, and even estate planning.

Financial Planning 59

Financial Planning Planning Financial Advisor Ethics 59

Carson Wealth

OCTOBER 6, 2022

1. Employer match on 401(k) plans. There’s not a lot of mystery surrounding the 401(k) retirement and savings investment plan. Typically, an HSA is used by people with high-deductible health insurance plans to pay out-of-pocket expenses. 4. Group disability and group life insurance.

Education 98

Education Insurance Planning Retirement 98

Carson Wealth

DECEMBER 1, 2022

Purchase adequate insurance policies on your car, renters or homeowners insurance and consider life insurance if family members depend on you. Meeting with a qualified financial planning professional can help you begin building positive and lasting behaviors.?? 2 Time value of money calculations performed at [link] ?

Retirement Planning 72

Retirement Planning Risk Tolerance Retirement Budgeting 72

International College of Financial Planning

JULY 20, 2022

Insurance and Risk Contract. Legal principles in insurance. Life insurance needs analysis and policy analysis. Medical insurance. Insurance of business risk. CFP courses include Finance Courses, Financial Planning Courses , Risk Analysis & Insurance Planning Courses, Tax & Estate Planning Courses, etc.

Risk Analysis 52

Risk Analysis Certification CFP Certified Financial Planner 52

WiserAdvisor

AUGUST 31, 2023

They can assess your financial situation, long-term goals, risk tolerance, and investment preferences to create personalized strategies. They can also help you optimize your savings and investment plans, ensuring that you maximize your earning potential while minimizing risks. But their support does not end there.

Financial Advisor 90

Financial Advisor Retirement Risk Tolerance Estate Planning 90

Clever Girl Finance

MARCH 19, 2024

your short, mid-term, and long-term goals) The right types of insurance coverage (Life, health, disability, home, etc.) Now that you are aware of what to plan, let’s get into exactly how to create your financial plan. How to make a financial plan Below, you’ll find twelve steps for how to make a financial plan.

Financial Planning 98

Financial Planning Planning Budgeting Insurance 98

Trade Brains

DECEMBER 7, 2023

The course covers an introduction to personal finance, credit cards, life insurance, health insurance, investment instruments, loans, income tax and planning, budgeting and building a strong portfolio. Also, you will learn how to plan your taxes, credit score importance and how to budget your income to create a portfolio.

Budgeting 59

Budgeting Certification Education Asset Allocation 59

Truemind Capital

FEBRUARY 2, 2021

Someone suggested that one of his relatives is an insurance agent and he has been purchasing investment policies through him and he will introduce Rohit to him. Where should you invest? Below is the table with features of recommended investment options: What to keep in mind? NPS features are mentioned in the 4 th point.

Taxes 52

Taxes Planning Insurance Coverage Insurance 52

International College of Financial Planning

APRIL 25, 2024

This certification is recognized globally and showcases a deep, systematic understanding of personal financial management, including investment planning, risk management, tax planning, and retirement planning.

Certification 52

Certification CFP Certified Financial Planner Financial Planning 52

International College of Financial Planning

NOVEMBER 10, 2021

It wasn’t too long ago when investments would mean going to the bank and following the advice of the bankers or calling in neighborhood uncle to buy term-deposit certificates or insurance. a CFA your primary role would be to offer investment advisory services to HNI individuals, other institutions, and large businesses.

Investment Advisor 52

Investment Advisor Investing Investments Certified Financial Planner 52

International College of Financial Planning

MAY 20, 2024

Structured overview of the Integrated Diploma in Wealth Management program at ICOFP, highlighting the key components and requirements: Program Component Details Diploma 6 months Integrated Diploma in Wealth Management from International College of Financial Planning, New Delhi Certifications Included 4 national & international certifications in (..)

Wealth Management 52

Wealth Management Management Certification Certified Financial Planner 52

Sara Grillo

AUGUST 25, 2023

Pure fiduciaries These are advisors who hold no insurance or brokerage licenses and are considered pure fiduciaries. Clients are given full access to our entire offering (investments, retirement, college, insurance, tax, estate, etc.) Note: Ryan holds both insurance and FINRA licenses. 56 Capital Partners www.56capitalpartners.com

Financial Advisor 52

Financial Advisor Accounting License Financial Planning 52

Gen Y Planning

APRIL 3, 2023

For example, if you’re having a child , you might be overwhelmed with new financial considerations: college planning, life insurance, childcare costs, etc. Going abroad, you’ll have to consider potential foreign taxes, visas, travel costs, extra insurance, etc. Thus, investing is a financial plan’s bread and butter.

Financial Advisor 52

Financial Advisor Tax Planning Retirement Taxes 52

Fintoo

JUNE 26, 2025

Once confined to paper certificates, vaults, and real estate deeds, wealth today lives in the cloud, in digital wallets, on investment platforms, and across financial apps. Why cybersecurity is the new cornerstone of wealth protection in 2025 The way we understand, grow, and store wealth has transformed drastically.

Certification 66

Certification Investing Investments Wealth Management 66

WiserAdvisor

JANUARY 3, 2024

Consider consulting with a financial advisor who can help create a suitable investment portfolio for attaining your retirement goals. This article aims to offer insights into retirement investment planning that can empower you to build a nest egg that can pave the way to a financially secure and fulfilling retirement.

Retirement 52

Retirement Portfolio Investing Investments 52

Sara Grillo

OCTOBER 31, 2022

If the person is an insurance agent or solely a broker selling commission-based products, they will not have to file a Form ADV. Such folks will need to register with other entities, such as their state’s insurance commissioner or FINRA, respectively. Only certain types of financial professionals file a Form ADV.

Financial Advisor 110

Financial Advisor Commission Clients Compliance 110

International College of Financial Planning

JULY 30, 2022

Earning the CFP designation requires a rigorous course of study covering investment planning, income taxation, retirement planning and risk management. A Person who completes the CFP course is qualified to provide financial planning services to those with a high degree of financial responsibility.

Certified Financial Planner 52

Certified Financial Planner Financial Planner Assets CFP 52

Sara Grillo

AUGUST 14, 2023

The broker-dealer and insurance industries are still built around being opaque. Insurance is opaque. For example, there is nothing that says that an insurance agent’s recommendations can’t be made in the best interests of clients. Consumer Federation of America The ambiguity and the lack of clarity is detrimental.

Financial Advisor 52

Financial Advisor Fiduciary Duty Insurance Financial Advice 52

WiserAdvisor

JUNE 2, 2023

These professionals also hold expertise in various fields, such as retirement planning, tax management, estate planning, investment management, insurance, debt management, wealth management, and more. They help prepare a retirement plan based on a client’s financial needs and goals.

Financial Advisor 40

Financial Advisor Financial Planner Wealth Management Portfolio Management 40

eMoney Advisor

FEBRUARY 9, 2023

Financial Planning Needs: Retirement planning Education and family planning Obtaining appropriate insurance coverage Business and tax planning Significant asset purchases Strategies for Serving Clients in This Stage: Clients at this stage are experiencing life events — both large and small — that will impact their financial planning needs.

Financial Planning 95

Financial Planning Clients Planning Education 95

International College of Financial Planning

MARCH 31, 2023

The program comprises of six modules that cover a range of topics related to wealth management: Module 1: Introduction to Wealth Management Introduction to Wealth Management Wealth Management Process Wealth Management Strategies Module 2: Financial Planning & Analysis Introduction to Financial Planning Analysis of Financial Statements (..)

Wealth Management 52

Wealth Management Management Risk Management Ethics 52

WiserAdvisor

MARCH 30, 2023

A goal-based investing approach is one such strategy. It stands out as it focuses directly on your goals, determining the amount of money you need to achieve your financial goals, and then developing an investment plan designed to achieve those goals within a specific timeframe. 5 steps involved in goal-based investing 1.

Investing 52

Investing Investments Risk Tolerance Financial Advisor 52

International College of Financial Planning

DECEMBER 9, 2024

Career Advancement CFP professionals enjoy significant advantages in the job market, particularly in sectors like: Asset management Wealth management Insurance Retail banking Non-banking financial companies Financial Rewards CFP professionals, especially in metropolitan areas, can earn substantial incomes.

CFP 52

CFP Financial Planner Certification Certified Financial Planner 52

International College of Financial Planning

FEBRUARY 23, 2024

This globally recognized credential, offered by the Financial Planning Standards Board India (FPSB India), sets a high standard for financial planning competence, and acquiring it can open doors to numerous opportunities in wealth management, private banking, financial advisory, and investment planning.

Financial Planner 52

Financial Planner Certification CFP Certified Financial Planner 52

WiserAdvisor

SEPTEMBER 22, 2022

However, there are some ways to lower risk, amplify the chances of earning more returns, and above all, understand the market so you can make sound investment decisions. You can use the following process to invest your money safely: 1. Know your financial goals: Your goals are the foundation of your investment plan.

Investing 52

Investing Investments Insurance Retirement 52

International College of Financial Planning

DECEMBER 29, 2024

The CFP Program Structure Comprehensive Curriculum Design The CFP program offers a unique 4-in-1 certification structure that covers all essential areas of financial planning: Investment Planning: Understanding market dynamics, portfolio management, and asset allocation strategies Retirement and Tax Planning: Mastering retirement solutions and tax-efficient (..)

CFP 52

CFP Financial Planning Planning Certification 52

WiserAdvisor

AUGUST 26, 2022

A financial plan must include the following components: Your net worth. Insurance and premium payments. Property planning. Once you have your strategy, plans, and goals ready, you can then work towards achieving them. Your present and future financial goals. Your current monthly expenses. Your existing debt and taxes.

Management 101

Management Financial Advisor Financial Planning Retirement Planning 101

Brown Advisory

FEBRUARY 23, 2021

After all, I’ve spent my career helping people build and execute sensible, long-term investment plans. This includes cash in the bank, property, investments, debt, and insurance—held outright in your own name or in trust. Whether you plan to spend a few years, a few decades, or the rest of your life outside the U.S.,

Taxes 52

Taxes Assets Investment Planning Planning 52

Brown Advisory

FEBRUARY 23, 2021

After all, I’ve spent my career helping people build and execute sensible, long-term investment plans. This includes cash in the bank, property, investments, debt, and insurance—held outright in your own name or in trust. Whether you plan to spend a few years, a few decades, or the rest of your life outside the U.S.,

Taxes 52

Taxes Assets Investment Planning Planning 52

Clever Girl Finance

SEPTEMBER 26, 2023

Typical costs of homeownership include: Monthly expenses like your mortgage, utilities, rent, subscriptions, entertainment Insurance Maintenance and repairs Property taxes Heating/ventilation/air con systems With all of the above considered, would you still be living above your means, below or within it?

Budgeting 98

Budgeting Financial Planning Planning Electronics 98

Sara Grillo

DECEMBER 12, 2022

” Is it just the fees that are directly debited out of an account, or is the cost of a product (such as an insurance product) relevant? The advisors made the point that the cost of insurance can’t be separated from the “cost of service” or the commission the agent makes. Is that a fee? What do you think?

Financial Advisor 52

Financial Advisor Commission Clients Insurance 52

Dear Mr. Market

APRIL 6, 2022

As you’ll see in our LFW template, the following should be clearly written down so that there is no ambiguity and your final wishes are properly honored: List of personal contacts List of all financial, legal, and business contacts Exact location of all legal documents List of all financial/insurance accounts and associated files, documents, (..)

Estate Planning 52

Estate Planning Insurance Accounting Numbers 52

Gen Y Planning

NOVEMBER 1, 2022

But have you thought about the practicality of that choice, like the ongoing maintenance, property taxes, extended vacancy, travel costs, insurance, etc.? . What type of insurance coverage do you have? For example, at first, you may think you want to purchase a vacation home in your favorite sunny spot. What’s your current tax bracket?

Numbers 52

Numbers Insurance Coverage Taxes Insurance 52

International College of Financial Planning

JANUARY 15, 2024

Curriculum and Faculty: The Pillars of Excellence The financial planning curriculum focuses on investment strategy, taxation, retirement planning, insurance, portfolio management and estate planning, and. It focuses on broadening a student’s skillset.

Certification 52

Certification Financial Planner Certified Financial Planner Financial Planning 52