oXYGen Financial

DECEMBER 29, 2024

![CDATA[ Every holiday season, gift cards dominate wish lists across America, eclipsing popular items like AirPods, PlayStations, or vinyl albums from trending artists. Year after year, they've reigned supreme as the go-to present of choiceand for good reason. Their appeal lies in their simplicity: they're easy for the giver to purchase and provide the recipient with the flexibility to choose.

Economics 87

Economics 87

International College of Financial Planning

DECEMBER 29, 2024

In today’s increasingly complex financial landscape, professional financial planning education has become more crucial than ever. The CFP certification stands as the gold standard in financial planning, offering professionals a comprehensive pathway to excellence in this dynamic field. As markets evolve and client needs become more sophisticated, the demand for qualified financial planners continues to grow exponentially.

CFP 52

CFP Financial Planning Planning Certification 52

Calculated Risk

DECEMBER 29, 2024

Earlier I posted some questions on my blog for next year: Ten Economic Questions for 2025. Some of these questions concern real estate (inventory, house prices, housing starts, new home sales), and I posted thoughts on those in the newsletter (others like GDP and employment will be on this blog). I'm adding some thoughts and predictions for each question.

Economics 278

Economics Sales Numbers Investing 278

Abnormal Returns

DECEMBER 29, 2024

Top clicks this week Markets are always filled with contradictory data. (tker.co) We should be grateful for 2024's returns, especially if you avoided all the negativity. (allstarcharts.com) A different measure of rising S&P 500 concentration. (apolloacademy.com) No one can consistently call market tops and bottoms. (awealthofcommonsense.com) Revolution be damned, Bitcoin is now just another asset class.

Portfolio 173

Portfolio Assets Investing Investments 173

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Automation generally supercharges any process and brings its value to the forefront. See how infusing automation such as ART (our month-end close solution), into your close can get you to the next level of closing. We will share a live demo of SkyStem's solution, ART and share the key elements of month-end close automation. Through ART, we'll take a look at: What month-end close automation entails Which process steps can and should be automated Benefits of achieving process automation, and Why i

Accounting

Calculated Risk

DECEMBER 29, 2024

Weekend: Schedule for Week of December 29, 2024 Monday: At 9:45 AM, Chicago Purchasing Managers Index for December. At 10:00 AM, Pending Home Sales Index for November. The consensus is for a 0.7% increase in the index. At 10:30 AM, Dallas Fed Survey of Manufacturing Activity for December. This is the last of regional manufacturing surveys for December.

Sales 147

Sales Manufacturing Management Marketing 147

A Wealth of Common Sense

DECEMBER 29, 2024

Predicting the future is hard and forecasting is not really my forte so here’s my list of things that probably won’t happen in 2025: 1. You probably won’t get rich overnight.Someone will. Probably not you or me. 2. No one will predict the biggest risk or upside catalyst. The biggest risk this decade was a pandemic no one could have possibly seen coming.

Economics 130

Economics Marketing Marketing 130

Discipline Funds

DECEMBER 29, 2024

Financial discipline is about organization and that begins with a proper set of goals to achieve over time. The end of the year is an ideal time to start planning for the year ahead and make sure youre on target to achieve those goals. Here’s a list of things to consider checking as we head into 2025. Asset and Liability Matching. Good financial planning is all about asset and liability matching across time.

Financial Planning 64

Financial Planning Planning Asset Allocation Retirement Planning 64

Abnormal Returns

DECEMBER 29, 2024

Fund management The growth in the Microstrategy ETF ecosystem is unprecedented. (on.ft.com) The proposed Strive Bitcoin Bond ETF will invest in the debt of companies buying Bitcoin. (etf.com) Vanguard has struck a deal with the FDIC about its big bank holdings. (on.ft.com) Global What's behind the slowdown in Chinese productivity? (noahpinion.blog) Russia shot down another civilian airliner.

Economics 147

Economics Economy Media Banking 147

The Big Picture

DECEMBER 29, 2024

Avert your eyes! My Sunday morning look at incompetency, corruption and policy failures: The Walmart Effect : New research suggests that the company makes the communities it operates in poorereven taking into account its famous low prices. ( The Atlantic ) Oops! Consumers finally realize that Trump could worsen inflation. Fearing high prices, some are stocking up for what could be an expensive four years. ( Washington Post ) Americans have $27 billions in unused gift cards : At least two in f

Insurance 263

Insurance Government Accounting Marketing 263