Fri.Apr 25, 2025

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Two of the Biggest Trends This Decade

A Wealth of Common Sense

There are two big economic trends this decade: 1. Consumers keep spending money no matter what. 2. Investors keep buying the dip no matter what. People keep waiting for these trends to break but they simply won’t. Not yet at least. What’s it going to take? One would imagine a recession would break the spending patterns for many consumers.

Economics 103
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Net Positive RIA Consortium Gains 5 Members, Strategic Partner

Wealth Management

Bogart Wealth, Guiding Wealth and three other RIAs are now among the nine firms seeking to make a positive impact on clients, employees, communities and the environment, with FP Transitions joining as a strategic partner.

Clients 225
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Consumer Sentiment Falls for Fourth Straight Month as Inflation Expectations Soar

Advisor Perspectives

Consumer sentiment fell for a fourth straight month in April as ongoing economic uncertainty and inflation worries continue to drag down consumer attitudes. The Michigan Consumer Sentiment Index plummeted to 52.2 in April, one of the lowest levels on record.

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Zephyr's Adjusted for Risk: Holistic Wealth Strategy and The Essential Role of Insurance

Wealth Management

Howard Sharfman, Senior Managing Director at NFP Insurance Solutions joins Ryan Nauman to cover the different roles insurance can play in creating a comprehensive financial plan, the correct tax treatment of life insurance, the integration of annuities into investment portfolios and the overall impact of insurance products on financial security.

Insurance 222
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How to Streamline Payment Applications & Lien Waivers Through Innovative Construction Technology

Speaker: Dylan Secrest, Founder of Alamo Innovation and Construction Digital Transformation Consultant

Construction payment workflows are notoriously complex when you consider juggling multiple stakeholders, compliance requirements, and evolving project scopes. Delays in approvals or misaligned data between budgets, lien waivers, and pay applications can grind progress to a halt. The good news? It doesn't have to be this way! Join expert Dylan Secrest to discover how leading contractors are turning payment chaos into clarity using digital workflows, integrated systems, and automation strategies.

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SEI awarded Mental Health America’s Bell Seal for Workplace Mental Health

SEI

SEI received a 2025 Gold Bell Seal for Workplace Mental Health from Mental Health America for its commitment to employee well-being.

52
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RIA Edge Podcast: Building Wealth Firms That Last with Mark DeLotto

Wealth Management

Mark DeLotto shares Simon Quick Advisors' evolution from family office to wealth management firm, discussing ownership culture, estate planning expertise and M&A strategy in wealth management.

More Trending

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Cetera Adds Advisors from Cambridge, PNC and Merrill

Wealth Management

One Indiana-based RIA has shifted his affiliation to Cetera, while two others have joined Cetera-affiliated firms in Illinois and Kentucky.

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US Stocks Trade Sideways Amid Weak Economic Data, Mixed Earnings

Advisor Perspectives

A three-day US stock rally took a breather amid deteriorating consumer sentiment and mixed corporate earnings that raised concerns about the impact of global trade war.

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Zephyr's Adjusted for Risk: From Mutual Funds to ETFs; Discussing Industry Transformation

Wealth Management

Victory Capital's Mannik Dhillon joins Ryan Nauman to discuss the rise of ETFs and the shift from mutual funds, the necessity of understanding investment strategies, the ongoing consolidation within the industry and the importance of diversification across investment processes and vehicles,

Investing 185
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Financial Crisis Seen as a Distant Threat at IMF Meeting

Advisor Perspectives

Banking leaders and policymakers gathered for the International Monetary Fund’s spring meetings downplayed the prospect of a looming financial crisis, despite warnings that the US-led trade war threatens global market stability.

Banking 52
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You upgrade everything else. Why not your close process?

You wouldn’t keep using a 2009 flip phone - so why settle for outdated close processes? It’s time for an upgrade. SkyStem's Guide to Month-End Close Software walks you through what today’s best tools can do (and what your team shouldn’t have to deal with anymore). Get smart, fast, and a whole lot less stressed when it’s time to close the books.

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Jury Delivers Split Decision in SEC Trial Against Massachusetts RIA

Wealth Management

Cutter Financial Group was found guilty of one violation of federal securities laws, but the jury opted against finding them liable for all the SECs accusations.

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Tax-Advantaged Accounts: A Powerful Addition to Your Financial Plan

Advisor Perspectives

A tax-advantaged account offers certain tax benefits to encourage individuals to save or invest for specific purposes, such as retirement, education or healthcare. These accounts can help you lower your taxable income, defer taxes or avoid taxes altogether if used for qualified expenses.

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Edward Jones Shuffles Leadership Amid Push to Bolster Financial Planning

Wealth Management

David Chubak to become wealth and field management head as Edward Jones continues to bolster its financial planning capabilities.

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Roth IRA Conversions in Retirement: How to Successfully Minimize Taxes & Maximize Wealth

Advisor Perspectives

Many retirees hold substantial assets in traditional IRAs and taxable brokerage accounts. When planning for retirement income and considering your legacy, Roth IRA conversions can be a strategic way to reduce your tax burden and maximize the wealth you pass on to your heirs.

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Your Accounting Expertise Will Only Get You So Far: What Really Matters

Speaker: Victor C. Barnes, CPA, MBA

In the climb from contributor to leader, the rules quietly change. If you’re aiming for the summit, the air gets thinner—and what got you here won’t be enough to get you to the top (a concept first popularized by Marshall Goldsmith in his book What Got You Here Won’t Get You There ). What made you successful early in your finance career—technical accuracy, sharp analysis, flawless execution—won’t be what carries you to the next level.

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Apollo Aims for Everyday Investors With ‘New Markets’ Group

Wealth Management

Apollo veteran Neil Mehta oversee the four business lines, including traditional asset management, defined contribution, tax-advantaged solutions and digital markets.

Marketing 151
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Chinese Equities: Investing in Stocks That Transcend Tariff Turmoil

Advisor Perspectives

A raft of reciprocal tariffs between China and the US could bruise China’s export revenues in the short term. But its domestically focused economic engine and shrinking dependency on US trade should minimize fallout in the long run.

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Tax Advisor Weekly – April 25, 2025

Harness Wealth

Congratulations to all tax practitioners on successfully navigating another challenging spring seasonyour dedication and expertise continue to be the backbone of our tax system. Enjoy the post-tax season breathing room! This week, we highlight significant IRS leadership changes as Acting Commissioner Gary Shapley was quickly replaced by Deputy Treasury Secretary Michael Faulkender amid reported tensions between Treasury Secretary Bessent and Elon Musk.

Taxes 52
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It’s Complicated

Advisor Perspectives

Asia-Pacific will likely be the hardest hit region from a steep increase in U.S. tariffs.

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Live Demo - Supercharge your Month End Close

Automation generally supercharges any process and brings its value to the forefront. See how infusing automation such as ART (our month-end close solution), into your close can get you to the next level of closing. We will share a live demo of SkyStem's solution, ART and share the key elements of month-end close automation. Through ART, we'll take a look at: What month-end close automation entails Which process steps can and should be automated Benefits of achieving process automation, and Why i

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MiB: Jeffrey Becker, Jennison Associates Chair/CEO

The Big Picture

This week, I speak with Jeffrey Becker , Chairman and CEO of Jennison Associates. Prior to joining Jennison in 2016, Jeff served as the CEO of Voya Investment Management, formerly ING. He held various positions with ING including Vice Chairman, Chief Operating Officer, and Chief Financial Officer. He is a member of the Economic Club of New York and also serves as an Advisory Board member of Institutional Investors U.S.

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Asset Allocation Quarterly: 2nd Quarter 2025

Advisor Perspectives

Uncertainty surrounding trade policy is a key driver of our forecast this quarter, which includes an increased probability of a recession.

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Q1 GDP Tracking: No Growth

Calculated Risk

The advance estimate of Q1 GDP is scheduled to be released on Wednesday, April 30th. The consensus is for a 0.2% increase in real GDP, quarter-over-quarter annualized - or essentially no growth in Q1. From BofA: We expect 1Q advance GDP to print at a weak 0.4% q/q saar , largely on the back of an import surge driven by front loading ahead of the tariffs.

Investing 165
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Q1 Tech Earnings Preview: Tariffs Chip Confidence

Advisor Perspectives

As major tech firms like Apple and Microsoft report, they face questions about the impact of tariffs. Q1 results may be discounted, with strength seen as pre-tariff demand.

52
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How To Overcome Change Fatigue In Finance With Neuroscience-Backed Strategies

Speaker: Kim Beynon, CPA, CGMA, PMP

The most overlooked, yet most critical, element of transformation is preparing people for change. Automation and AI aren't just technical upgrades, they’re cultural shifts which can challenge identities. That’s why change management isn’t a side project—it’s the foundation. In finance, where precision and process rule, navigating change can feel especially disruptive.

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Philly Fed: State Coincident Indexes Increased in 43 States in March (3-Month Basis)

Calculated Risk

From the Philly Fed : The Federal Reserve Bank of Philadelphia has released the coincident indexes for the 50 states for March 2025. Over the past three months, the indexes increased in 43 states , decreased in four states, and remained stable in three, for a three-month diffusion index of 78. Additionally, in the past month, the indexes increased in 39 states, decreased in seven states, and remained stable in four, for a one-month diffusion index of 64.

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Outlook on Municipal Bonds: Seeking Opportunity Amid Volatility

Advisor Perspectives

A historic sell-off enhances value, with high yields, strong fundamentals, and ample reserves mitigating policy risks.

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Weekend Reading For Financial Planners (April 26–27)

Nerd's Eye View

Enjoy the current installment of "Weekend Reading For Financial Planners" – this week's edition kicks off with the news that a recent survey found that Americans' top "burning questions" when it comes to retirement include the amount they need to have saved to retire comfortably (with respondents expecting to need $1.26 million), whether Social Security will be there when they need it (with those in Generation X particularly concerned about this issue), and whether inflation will rise afte

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ETF Market Booms: Record Launches & Sophisticated Strategies

Advisor Perspectives

Even with tariff uncertainty, there’s no stopping the engine of ETF creation. More than 288 new ETFs have already launched this year.

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2025 Industry Index: How Top Advisors Are Scaling Smarter (and Faster) This Year

Where are top advisors focusing in 2025? AcquireUp’s 2025 Industry Index reveals it all. Based on insights from 200+ financial professionals nationwide, discover why 74% say seminars and referrals deliver the best ROI, how automation is helping advisors scale faster, and why only 8% are tapping into niche marketing (a major growth opportunity!). Whether you're refining your client acquisition strategy or scaling your practice, this report gives you the real-world data, benchmarks, and action ste

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The Normal Seasonal Pattern for Median House Prices

Calculated Risk

Yesterday, in the CalculatedRisk Real Estate Newsletter on March existing home sales, NAR: Existing-Home Sales Decreased to 4.02 million SAAR in March; Down 2.4% YoY , I noted: On a month-over-month basis, median prices increased 1.7% from February and are now down 5.4% from the June 2024 peak. This is less than the normal seasonal increase in the median price for March.

Sales 147
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Tesla’s Cure for Musk’s Missteps Is More Musk

Advisor Perspectives

Tesla Inc. reported abysmal numbers for the first quarter on Tuesday evening. Naturally, Chief Executive Officer Elon Musk kicked off the call with a discussion on why he must fix America’s finances, facing down an army of alleged moochers.

Numbers 40
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Friday links: a fancier vocabulary

Abnormal Returns

Markets Leverage and the Treasury market go hand-in-hand. (on.ft.com) How historical market data can serve as a check on your biases. (wsj.com) Apple Apple ($AAPL) plans to shift its US iPhone production to India. (theguardian.com) The Apple ($AAPL) Watch has been a success. (sixcolors.com) AI When AI makes stuff worse. (slate.com) This AI radio host went unnoticed for months.

Media 147
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Tariff-Fueled Volatility Reveals Access to Best Ideas

Advisor Perspectives

How our open platform of best-of-breed managers allows us to distill complexity in the face of market turbulence by tapping into their collective intelligence.

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The New Way Remote Finance Teams Are Protecting Accuracy And Building Resilience In A Cyber-Threatened World

Speaker: Cheryl J. Muldrew-McMurtry

Remote finance teams are rewriting how the back-office runs—and attackers are taking notes. Disconnected workflows, process blind spots, and rising cyber threats have become more than just “growing pains”. They’re now liabilities. The challenge isn’t just team distribution, but building resilient systems that protect accuracy, control, and speed across every transaction and touchpoint.