Calculated Risk

SEPTEMBER 5, 2023

The BEA released their estimate of vehicle sales for August today. This graph shows heavy truck sales since 1967 using data from the BEA. The dashed line is the August 2023 seasonally adjusted annual sales rate (SAAR). Heavy truck sales really collapsed during the great recession, falling to a low of 180 thousand SAAR in May 2009. Then heavy truck sales increased to a new record high of 570 thousand SAAR in April 2019.

Sales 340

Sales Marketing Marketing 340

Wealth Management

SEPTEMBER 5, 2023

The downside of auto features for retirement income.

Planning 321

Planning Retirement 321

Calculated Risk

SEPTEMBER 5, 2023

Today, in the Calculated Risk Real Estate Newsletter: Lawler: Single Family Rent Trends at AMH and Invitation Homes A brief excerpt: This article from housing economist Tom Lawler reviews some of the data included in my article last week Asking Rents Down 1.2% Year-over-year and adds some additional data from AMH and Invitation Homes. Below is a table showing single-family rent trends at AMH (formerly American Homes 4 Rent) and Invitation Homes, two large institutional investors in SF rental hom

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321

Wealth Management

SEPTEMBER 5, 2023

While most real estate ETFs are structured off equity, the AXS Real Estate Income ETF joins a smaller group of ETFs focused on real estate debt.

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Clients

Abnormal Returns

SEPTEMBER 5, 2023

Rates How an inverted yield curve affects stock and bond market returns. (mrzepczynski.blogspot.com) Utility stocks are battling higher fixed income yields. (wsj.com) High real yields are hurting the Federal budget deficit. (axios.com) Strategy Dollar-cost averaging makes downturns less painful. (awealthofcommonsense.com) On the mismatch between our investment horizons and our actual behavior.

Financial Advising 273

Financial Advising Budgeting Manufacturing Media 273

Wealth Management

SEPTEMBER 5, 2023

What might have been a framework to encourage more ethical investing has become a bureaucratic nightmare of box ticking.

Ethics 306

Ethics Investing Investments 306

Wealth Management

SEPTEMBER 5, 2023

The five-person BofA team brings 70+ years of collective experience serving wealthy clients, family offices and institutions to the year-old Fidelis

Banking 299

Banking Clients 299

Nerd's Eye View

SEPTEMBER 5, 2023

Welcome back to the 349th episode of the Financial Advisor Success Podcast ! My guest on today's podcast is Olivia Luper. Olivia is the Founder of Lexicon Advisor Marketing, a virtual outsourced digital marketing company that specializes in working with financial advisors to generate a steady flow of prospects. What's unique about Olivia, though, is how she started out as a ghostwriter creating content for financial advisors and their blogs, but saw first-hand that great content alone doesn't ge

Financial Advisor 245

Financial Advisor Marketing Marketing Media 245

Wealth Management

SEPTEMBER 5, 2023

Dr. Dorothy Kelso, brand strategy director and global head of SuperReturn, discusses how the current investment and macro environment are causing headwinds for private markets.

Marketing 299

Marketing Marketing Investing Investments 299

Calculated Risk

SEPTEMBER 5, 2023

An update: The first graph below shows the mix of sales since 1976 (Blue is cars, Red is light trucks and SUVs) through April 2023. Click on graph for larger image. The mix has changed significantly. Back in 1976, most light vehicles were passenger cars - however passenger car sales have trended down over time. Note that the big dips in sales are related to economic recessions (early '80s, early '90s, the Great Recession of 2007 through mid-2009 and the pandemic in 2020).

Sales 198

Sales Economics 198

Speaker: Claire Grosjean, Global Finance & Operations Executive

Finance teams are drowning in data—but is it actually helping them spend smarter? Without the right approach, excess spending, inefficiencies, and missed opportunities continue to drain profitability. While analytics offers powerful insights, financial intelligence requires more than just numbers—it takes the right blend of automation, strategy, and human expertise.

Management

Wealth Management

SEPTEMBER 5, 2023

Uncover the latest trends shaping the M&A sphere in 2023, driving strategic decisions and future success.

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Calculated Risk

SEPTEMBER 5, 2023

From Matthew Graham at Mortgage News Daily: Mortgage Rates Jump Higher Mortgage rates are noticeably higher to start the new week for most lenders although some lenders increased their costs nearly as much on Friday. Between the two business days (banks were closed on Monday), the average lender is up between 0.125% and 0.25% from Thursday afternoon. [ 30 year fixed 7.21% ] emphasis added Wednesday: • At 7:00 AM ET, The Mortgage Bankers Association (MBA) will release the results for the mortgage

Banking 170

Banking Economics 170

Wealth Management

SEPTEMBER 5, 2023

Ross Marino, founder & CEO at Advisor2x and creator of Wealth@Work, discusses advisor trends at the Wealth@Work conference.

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298

The Reformed Broker

SEPTEMBER 5, 2023

Wells Fargo cuts Disney’s price target to $110 from CNBC. The post Clips From Today’s Halftime Report appeared first on The Reformed Broker.

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Speaker: David Worrell, CFO, Author & Speaker

Your financial statements hold powerful insights—but are you truly paying attention? Many finance professionals focus on the income statement while overlooking key signals hidden in the balance sheet and cash flow statement. Understanding these numbers can unlock smarter decision-making, uncover risks, and drive long-term success. Join David Worrell, accomplished CFO, finance expert, and author, for an engaging, nontraditional take on reading financial statements.

Numbers

Wealth Management

SEPTEMBER 5, 2023

More than 7,000 advisor firms, 3.6 million client accounts and $1.3 trillion in assets were moved overall.

Accounting 290

Accounting Assets Clients 290

Alpha Architect

SEPTEMBER 5, 2023

Short term return anomalies are generally dismissed in the academic literature "because they seemingly do not survive after accounting for market frictions.” In this research, short term “factors” are taken seriously and the authors argue the standard parameters may not apply for short horizons. Do Short-Term Factor Strategies Survive Transaction Costs?

Accounting 121

Accounting Marketing Marketing Investing 121

Wealth Management

SEPTEMBER 5, 2023

Insider spoke with some architects who are working on office-to-residential conversions. Bisnow provided an overview of the outlook for the seniors housing sector, which is facing $2 billion in maturities coming due this year. These are among the must reads from around the real estate investment world to kick off the week.

Investing 290

Investing Investments 290

Advisor Perspectives

SEPTEMBER 5, 2023

The Q Ratio is the total price of the market divided by the replacement cost of all its companies. The latest Q-ratio is at 1.54, down from 1.56 in July.

Marketing 109

Marketing Marketing 109

Speaker: Erroll Amacker

Automation is transforming finance but without strong financial oversight it can introduce more risk than reward. From missed discrepancies to strained vendor relationships, accounts payable automation needs a human touch to deliver lasting value. This session is your playbook to get automation right. We’ll explore how to balance speed with control, boost decision-making through human-machine collaboration, and unlock ROI with fewer errors, stronger fraud prevention, and smoother operations.

Accounting

Wealth Management

SEPTEMBER 5, 2023

FDIC Started Marketing Signature Bank’s $33-Billion Commercial Loan Portfolio, Reported Bloomberg. Blackstone Published an Interview with its Global Co-Head of Real Estate Kathleen McCarthy. These Are Among Today’s Must Reads from Around the Commercial Real Estate Industry.

Portfolio 290

Portfolio Marketing Marketing 290

Million Dollar Round Table (MDRT)

SEPTEMBER 5, 2023

By Bryce Sanders Sometimes it’s easier to bring up business with strangers than friends. If people you don’t know tell you to “get lost,” it’s no big deal because you will probably never speak with them again. Problems develop when you approach your brother-in-law, former roommate or tennis partner. If these people have the potential to be great clients, how can you bring up business without ruining the friendship?

Clients 105

Clients Marketing Marketing 105

Wealth Management

SEPTEMBER 5, 2023

Opportunistic investors have snapped up loan portfolios in some of the first moves attempting to capitalize on distressed real estate.

Portfolio 290

Portfolio Sales Marketing Marketing 290

Cornerstone Financial Advisory

SEPTEMBER 5, 2023

Weekly Market Insights: September Stocks Open In Positive Territory Presented by Cornerstone Financial Advisory, LLC Falling bond yields–spurred by weak economic data–helped lift stocks to weekly gains. The Dow Jones Industrial Average advanced 1.43%, while the Standard & Poor’s 500 gained 2.50%. The Nasdaq Composite index increased 3.25% for the week.

Marketing 105

Marketing Marketing Economics Food 105

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Based off SkyStem's popular e-Book, the book of secrets to the month-end close will be revealed in this one-hour webinar. Learn leading practices when it comes to building a strong and sustainable month-end close that has room to grow and evolve. Learn about the power of precise estimates, why reconciliations are critical to closing the books, how and when to automate, and how the chart of accounts play into your close process.

Accounting

Wealth Management

SEPTEMBER 5, 2023

The addition of Grove Point brings Atria Wealth Solutions to almost $120 billion in assets across seven subsidiary businesses.

Assets 289

Assets 289

A Wealth of Common Sense

SEPTEMBER 5, 2023

I’m generally not a fan of completely rethinking your asset allocation just because you wish you would have invested in something else with the benefit of hindsight. Fighting the last war can be a damaging strategy if you’re constantly investing in the rearview mirror based strictly on performance. The proliferation of black swan strategies following the 2008 crash comes to mind.

Asset Allocation 103

Asset Allocation Assets Marketing Marketing 103

Wealth Management

SEPTEMBER 5, 2023

Personalize your marketing strategy to attract the clients you want.

Clients 246

Clients Marketing Marketing 246

Advisor Perspectives

SEPTEMBER 5, 2023

In this article, I shed light on 10 common pitfalls and provide strategies to avoid them, ultimately helping you add more value to your client relationships.

Financial Advisor 98

Financial Advisor Clients 98

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Like being inches from the end zone, many advisors are frustratingly close to their next level of success. You work hard. You put in the hours. But if your closing rate is stuck or your pipeline feels like a revolving door… something has to change. Most advisors are just one small shift away from dramatically increasing their revenue. The difference?

Sales

Wealth Management

SEPTEMBER 5, 2023

Personalize your marketing strategy to attract the clients you want.

Clients 246

Clients Marketing Marketing 246

Integrity Financial Planning

SEPTEMBER 5, 2023

Deciding when you claim Social Security is a key part of the puzzle for your retirement plan. You can withdraw as soon as you turn 62, but you can also delay your claim until you are 70 years old. There are pros and cons to each, so how do you know which age is right for you? Withdrawing at 62 People who withdraw before their “full retirement age” receive permanently reduced payments from their Social Security. [1] However, keep in mind that you’ll be receiving benefits for a longer period of ti

Retirement 91

Retirement Retirement Planning Planning Financial Planning 91

Carson Wealth

SEPTEMBER 5, 2023

After the best start to a year since 1997 for the S&P 500, stocks finally fell in August, ending a five-month win streak. The S&P 500 closed the month down 1.8%, but that was after a late-month rally brought it back from a loss of 5%. Stocks fell in August, as expected after a big start to the year. September is typically the worst-performing month, but there are some indications this year will buck that trend.

Marketing 89

Marketing Marketing Economy Compliance 89

The Irrelevant Investor

SEPTEMBER 5, 2023

Today’s Animal Spirits is brought to you by the Compound Network and Quartr: See here for Josh’s post on ten million downloads! See here for more information on the latest earnings updates from Quartr! And lastly, Amazon Prime Members: see here for a year of free Grubhub+: You’ll get free delivery fees on orders over $12 Exclusive deals and promotions 5% back on pickup orders On today’s show, we discuss: The post Animal Spirits: The Market Cap of Taylor Swift appeared first on The Irreleva

Marketing 82

Marketing Marketing 82

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Accounting