Calculated Risk

JANUARY 1, 2023

From Moody’s Analytics Senior Economist Lu Chen and economist Xiaodi Li: Apartment struck a balance, Office demand plummeted, and Retail remains flat Corporate profits squeezed under macroeconomic uncertainties and flexible work arrangements weakened office demand and continued to transform the sector’s fundamental. Moreover, new office demand isn’t always reflected through direct leases.

Retail 363

Retail Assets Investing Investments 363

Abnormal Returns

JANUARY 1, 2023

Markets Global stocks and bonds lost more than $30 trillion for 2022. (ft.com) The 60/40 portfolio had a historically bad year. (finance.yahoo.com) Apple ($AAPL) lost $846 billion in market cap in 2022. (marketwatch.com) 2022 was a big year for ETFs, except for a spot Bitcoin ETF. (theetfeducator.com) IPO proceeds fell off the table in 2022. (cnbc.com) Strategy Average annual stock market returns are not-so average.

Financial Advising 273

Financial Advising Medical Economics Government 273

Calculated Risk

JANUARY 1, 2023

The FDIC's official problem bank list is comprised of banks with a CAMELS rating of 4 or 5, and the list is not made public (just the number of banks and assets every quarter). Note: Bank CAMELS ratings are also not made public. CAMELS is the FDIC rating system, and stands for Capital adequacy, Asset quality, Management, Earnings, Liquidity and Sensitivity to market risk.

Banking 230

Banking Assets Media Insurance 230

Trade Brains

JANUARY 1, 2023

Fundamental Analysis of Tejas Networks: Broadband connectivity to homes and businesses is an essential service like gas, electricity, and water, especially with the onset of the pandemic. High-speed connectivity is an enabler of business continuity and resilience, it is the engine of e-commerce. And telecom equipment companies play a major role in enabling connectivity.

Government 141

Government Manufacturing Engineering Electronics 141

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Million Dollar Round Table (MDRT)

JANUARY 1, 2023

By Matt Pais, MDRT Content Specialist “I think I have a record for striking out 8-year-olds,” said Michael Paul Hosford , a 17-year MDRT member from Bastrop, Texas. That comes from his experience coaching his daughter’s softball team, an endeavor so important to Hosford that he has a policy not to miss practice or games during the season, even if it affects his work schedule.

Clients 98

Clients 98

oXYGen Financial

JANUARY 1, 2023

![CDATA[ Do you find yourself looking at the clock and seeing the same numbers each time? Maybe its 11:11 or 3:33? Finding that these repeating numbers make their way into every facet of your life, even including your totaled receipt from a recent purchase. It may appear that this is a mere coincidence to some, but for others, seeing this repetition is no accident.

Numbers 59

Numbers 59

Discipline Funds

JANUARY 1, 2023

Investing 52

Investing Investments 52

Advisor Perspectives

JANUARY 1, 2023

Switching broker-dealers/RIAs is a monumental decision for financial advisors. This white paper will teach you how to successfully evaluate potential B-D/RIA partners and find the perfect fit for your financial practice by sharing valuable insights and advice from advisors who’ve been through the process of switching firms. How to identify your critical decision factors.

Financial Advisor 52

Financial Advisor Financial Planning Planning Investing 52

James Hendries

JANUARY 1, 2023

Someone once told me that quitting smoking is easy. He had already done it a half-dozen times. The same can be said for many of the resolutions people make, whether it’s getting more exercise, eating right, or setting a self-improvement goal. In fact, according to research from the University of Scranton, only 46 percent of New Year’s Resolutions last longer than six months.

Food 52

Food Management 52

Abnormal Returns

JANUARY 1, 2023

Also on the site Why you should choose simplicity over complexity: the case against FSAs. (abnormalreturns.com) Top clicks this week Here is Eddy's 2023 Buy List. (crossingwallstreet.com) The best books Ben read in 2022 including "Die With Zero" by Bill Perkins. (awealthofcommonsense.com) A look at the best charts of 2022. (topdowncharts.substack.com) Six things that don't change in financial markets including the attraction of 'shiny objects.

Financial Market 274

Financial Market Portfolio Investing Investments 274

Speaker: Claire Grosjean, Global Finance & Operations Executive

Finance teams are drowning in data—but is it actually helping them spend smarter? Without the right approach, excess spending, inefficiencies, and missed opportunities continue to drain profitability. While analytics offers powerful insights, financial intelligence requires more than just numbers—it takes the right blend of automation, strategy, and human expertise.

Management

The Big Picture

JANUARY 1, 2023

Happy New Years! Settle in for some thoughts about the coming year, and the year that was: • All The Ways That Crypto Broke in 2022 : Fast forward a year, and the primary topics of conversation among even the most devout of the crypto faithful were more likely to be about Sam Bankman-Fried, the disgraced crypto co-founder of the fallen FTX empire, or whether they’d ever retrieve the coins trapped on bankrupt exchanges and lending platforms after a series of big digital-asset collapses. ( Bloombe

Media 291

Media Sales Assets Marketing 291