Nerd's Eye View

SEPTEMBER 27, 2024

Also in industry news this week: As brokerage firms have faced a wave of lawsuits regarding the low interest rates paid on cash sweep accounts, some legal experts believe that RIAs could also be targeted for legal action if they allow clients' uninvested cash to sit in a cash sweep account rather than investing it or moving it to a higher-yielding (..)

Financial Planner 245

Financial Planner Fiduciary Duty CFP Accounting 245

Million Dollar Round Table (MDRT)

MAY 21, 2023

By Jeffrey Scott, CFP, ChFC We sell an intangible asset that is nothing more than a promise to pay a particular amount at a specific point in time. We must convince our clients of the importance of life insurance in their individual lives. Here’s how we can do that.

Insurance 97

Insurance Communication CFP Clients 97

MainStreet Financial Planning

FEBRUARY 7, 2024

Ramona Johanneson from Arthur J Gallagher Risk Management joins our Chalk Talk series to give us the state of the insurance industry, starting with our largest investment, our home. Ramona’s expertise is personal insurance and she has been a producer for over 30 years.

Insurance 98

Insurance Risk Management Financial Advisor Financial Planning 98

Nerd's Eye View

DECEMBER 12, 2022

Combined with the continued availability of CE credit for CFP certification, CPA and EA licenses, and various Investment & Wealth Institute (IWI) and American College designations, Kitces Premier Members have a wide variety of opportunities to fulfill their CE requirements.

Education 246

Education CFP Certification License 246

NAIFA Advisor Today

JULY 5, 2023

Two weeks ago, I had the privilege of spending time with Nick Bowman, CFP, MS, CEP , in New York City at the Insurtech Insights Conference. Previously associated with Lion Street as an Advanced Sales Professional, Nick now serves as the CEO of Motif Insurance, a company that is revolutionizing the future of in-force life insurance.

Insurance 98

Insurance Management CFP Sales 98

Darrow Wealth Management

NOVEMBER 4, 2024

Stockbrokers, registered representatives, dual registered advisors, insurance agents, and other types of advisor-sales roles don’t always have to act in your best interest depending on the situation. In 2019, the CFP board announced CFP® professionals must adhere to a fiduciary duty when providing investment advice.

Financial Advisor 80

Financial Advisor Certified Financial Planner Fiduciary Duty Fee Only 80

Nerd's Eye View

JUNE 6, 2023

In this episode, we talk in-depth about how, while working with ultra-high-net-worth clients, Adam began to draw his own financial maps to help him better visualize his clients’ complex financial situations on one page (and then realized that by showing his financial planning maps to his clients, they became better engaged in the financial planning (..)

Assets 246

Assets Financial Advisor Financial Planning Insurance 246

Darrow Wealth Management

SEPTEMBER 25, 2023

And when something goes wrong, many homeowners are surprised to learn of gaps in their insurance coverage or their contractor’s. Addressing insurance risks before starting a home remodeling project Updating your homeowners insurance before starting work One key risk to address before starting a home construction project is insurance.

Insurance 105

Insurance Insurance Coverage Certification Wealth Management 105

Nerd's Eye View

SEPTEMBER 19, 2022

2022 marks the 50 th anniversary of the enrollment of students into the first Certified Financial Planner (CFP) course, and in the years since then, financial planning (and the process of creating a financial plan) has changed extensively.

Financial Planner 245

Financial Planner Certified Financial Planner Financial Planning CFP 245

Nerd's Eye View

DECEMBER 6, 2023

Financial coaches can address topics such as real estate, commodities futures, non-variable insurance, and government securities (none of which are included in the Investment Advisers Act's definition of a security), offer non-specific advice about investments to a general audience, and even obtain industry designations (like the CFP marks) without (..)

Investing 246

Investing Investments Retirement Planning Financial Advising 246

Million Dollar Round Table (MDRT)

SEPTEMBER 10, 2024

By Michael Joseph Haggerty, CPCA, CFP Life insurance or critical illness insurance isn’t something people often want to think about, let alone seek out an insurance agent or financial advisor to purchase. What people dream about, though, is buying their own home, which frequently requires a mortgage.

CFP 103

CFP Insurance Financial Advisor Clients 103

International College of Financial Planning

JULY 20, 2022

To become a certified financial planner (CFP), you must learn about risk analysis in-depth. Here are some of the key things you learn in risk analysis under CFP certification. The CFP examination program includes eight topics covering all aspects, from the program’s fundamentals to applying skills in the real world.

Risk Analysis 52

Risk Analysis Certification CFP Certified Financial Planner 52

International College of Financial Planning

SEPTEMBER 7, 2024

Whether you are already a professional in the financial sector or just beginning your journey, earning the Certified Financial Planner (CFP®) designation can be a game-changer. The CFP® Fast Track course offers a quick, efficient pathway to certification, allowing you to accelerate your career in the financial planning industry.

CFP 52

CFP Certification Certified Financial Planner Financial Planning 52

Nerd's Eye View

JULY 26, 2022

We also talk about how the tragedy of 9/11 (coupled with Amy’s personal loss of friends and colleagues) and seeing how underfunded life or disability insurance can seriously impact people's lives inspired Amy to return to college and get her undergraduate degree just so she could gain her CFP marks and become a financial planner, how even though (..)

Financial Planner 246

Financial Planner Management Planning Financial Advisor 246

NAIFA Advisor Today

FEBRUARY 8, 2023

Moore, CFP ® , grew up in the insurance and financial services business. Moore, CFP ® , founded W.C. His father, long-time NAIFA member William C. Moore Financial Services, LLC , and Moore remembers spending hours at his dad’s office, stuffing financial papers into plastic sheets and helping out any way he could.

CFP 98

CFP Financial Services Insurance 98

Sara Grillo

OCTOBER 21, 2022

There are better options than entering a predatory insurance or wirehouse training program and crossing your fingers (which is an AWFUL idea, by the way). Paraplanners can also hold various designations such as the CFP® certification , ChFC, Enrolled Agent, CPA, etc. What designations does a paraplanner usually have?

Insurance 98

Insurance Financial Planner Fee Only Financial Advisor 98

International College of Financial Planning

DECEMBER 9, 2024

The financial planning industry has witnessed remarkable growth, making the Certified Financial Planner (CFP) certification increasingly valuable for professionals seeking to advance their careers. Why Choose CFP Certification? Financial planning has emerged as one of the most rewarding career paths in the modern financial sector.

CFP 52

CFP Financial Planner Certification Certified Financial Planner 52

eMoney Advisor

JANUARY 12, 2023

Best for: All financial professionals, though most of the pro bono counseling opportunities are for CFP® professionals. E&O insurance: Yes, for CFP® pros in good standing who have completed training. Best for: Professionals with CFP®, CPA, ChFC®, CLU®, EA, CSLP®, or CDFA® credentials who want to help women.

Financial Planning 107

Financial Planning Planning Financial Planner CFP 107

International College of Financial Planning

DECEMBER 29, 2024

The CFP certification stands as the gold standard in financial planning, offering professionals a comprehensive pathway to excellence in this dynamic field. The CFP certification prepares professionals for these challenges through rigorous training and practical application.

CFP 52

CFP Financial Planning Planning Certification 52

International College of Financial Planning

APRIL 25, 2024

Achieving the status of Certified Financial Planner® (CFP®) represents a significant professional milestone in financial services. Recognized in over 27 countries globally, the CFP® designation is one of the most respected and widely acknowledged credentials in financial planning. What Is a Certified Financial Planner®?

Certification 52

Certification CFP Certified Financial Planner Financial Planning 52

NAIFA Advisor Today

SEPTEMBER 21, 2023

Richard (Rick) Demko is a licensed life insurance agent who speaks nationally to associations, consumers, and producer groups regarding proper life insurance planning strategies.

Financial Consultant 97

Financial Consultant License CFP Insurance 97

NAIFA Advisor Today

AUGUST 14, 2023

Nate Wyatt, CFP , always knew he loved numbers, but he also knew he wanted a career helping people. He took an internship at a bank and started his career in insurance and financial services right out of college. So, in his junior year in college, he switched his major from engineering to finance.

CFP 98

CFP Engineering Financial Services Insurance 98

NAIFA Advisor Today

DECEMBER 12, 2022

For Joshua O’Gara, CLU, ChFC, CFP , Owner and Founder of O'Gara Financial Group , entrepreneurship runs in the family. His entrepreneurial spirit—along with his college studies in economics and his desire to help people—made a career in insurance and financial services a perfect fit.

CFP 98

CFP Financial Services Insurance Economics 98

Darrow Wealth Management

FEBRUARY 13, 2025

Fee-only firms are unique as they do not receive commissions from selling financial products, such as insurance policies or investment products. The CERTIFIED FINANCIAL PLANNER professional (also CFP professional) designation is often considered the gold standard for financial planners. Do you have a unique situation?

Fee Only 56

Fee Only Financial Advisor Financial Planner Certified Financial Planner 56

Million Dollar Round Table (MDRT)

MAY 12, 2024

By Kennedy Sumarlie, CFP A year ago, I was talking to Mr. Prospect and his wife, who is a foreign citizen, regarding the importance of health insurance. He felt, however, that health insurance was not necessary because he was still young and there were many other more important priorities.

CFP 100

CFP Medical Insurance Budgeting 100

MainStreet Financial Planning

JULY 23, 2024

Insurance costs are on the rise, we are all feeling the impact on our wallets. of income on insurance premiums, 60% of that is for auto and home premiums. As a CFP® practitioner, I spend a few hours per month on continuing education. as additional named insured on the policy. The average American already spends over 5.3%

Insurance 98

Insurance Insurance Coverage Medical Financial Planning 98

Million Dollar Round Table (MDRT)

JANUARY 29, 2023

By Kennedy Sumarlie, CFP Most of the time, retirement plans and children’s education fund-related products require long-term discipline and consistent financial commitment. I avoid insurance jargon so it’s easier for people without an insurance background to understand. This feels challenging for some clients.

Clients 98

Clients Financial Planning Planning Retirement Planning 98

Abnormal Returns

JANUARY 23, 2023

kitces.com) CFP candidates are becoming more diverse. investmentnews.com) Why people don't buy disability insurance. (riaintel.com) The profession Why now is a great time to be a financial adviser. wealthmanagement.com) Advisers who control their own time feel the most job satisfaction. whitecoatinvestor.com)

Wealth Management 130

Wealth Management Financial Advising CFP Communication 130

MainStreet Financial Planning

JANUARY 5, 2023

Hidden Insurance Limits. Hosted by: Jennifer Bush , CFP®. Trouette Insurance Agency. You may be surprised at what your insurance won’t pay…. Join us for an enlightening conversation about how insurance companies use sub limits to limit their risk and reduce payouts on claims. Sign up here! Sewer Backup coverage.

Insurance 52

Insurance Financial Planning CFP Financial Advisor 52

International College of Financial Planning

JULY 10, 2023

CFP, or the Certified Financial Planner exam, is a significant milestone in becoming a certified financial planner. In this blog post, we will explore valuable tips to help you navigate the CFP exam and maximize your chances of success. The CFP exam’s content spans the entire CFP Board’s 72 Principal Knowledge Topics.

CFP 52

CFP Certified Financial Planner Financial Planner Financial Planning 52

Carson Wealth

JULY 12, 2022

So much of our world is filled with abbreviations surrounding insurance and investment products, processes, education and accomplishments. . Translating from the secret language of financial planning, the sentence would read “Tammy specializes in insurance. CFP ® – CERTIFIED FINANCIAL PLANNER.

Financial Advising 98

Financial Advising Financial Planning Ethics Financial Services 98

MainStreet Financial Planning

JANUARY 5, 2024

Do your financial goals align with your personal values -Automating financial processes to reduce stress and create a sense of financial balance -The role of emergency funds and insurance in promoting financial peace of mind The post Chalk Talk: Healthy Financial Habits for 2024 appeared first on MainStreet Financial Planning.

CFP 98

CFP Financial Planning Insurance Planning 98

International College of Financial Planning

FEBRUARY 23, 2024

Understanding Financial Planner Certification or CFP® Financial Planner certification is a professional credential awarded to individuals who have met specific education, examination, experience, and ethics requirements in financial planning. From a client’s perspective, working with a CFP® offers a sense of security and trust.

Financial Planner 52

Financial Planner Certification CFP Certified Financial Planner 52

Million Dollar Round Table (MDRT)

FEBRUARY 28, 2023

from India, Devang Patel, CFP, CLU , broke his leg playing volleyball. He had no health insurance, and his parents weren’t able to pay his medical bills. By Matt Pais, MDRT Content Specialist Not long after he came to the U.S. To Patel’s surprise, the doctor said, ”No charge – just pay it forward.”

CFP 98

CFP Medical Insurance Planning 98

Carson Wealth

DECEMBER 8, 2023

Petersen, CPA, CFP ® , CP, Affluent Wealth Planning The holidays are upon us! Review Life Insurance We review our life insurance policies for cash-value accumulation, looming term policy expiration dates, long-term care premium increases and adequacy of coverage.

Planning 143

Planning Retirement Planning Taxes Insurance 143

Million Dollar Round Table (MDRT)

JUNE 18, 2023

He’s an investment advisor representative and CFP with life and health insurance licenses. If you’re just another financial planner, investment advisor, wealth manager or life insurance agent, you’re faced with competition from hundreds — or thousands — of people who say they do the same thing as you.

Financial Planner 97

Financial Planner License Advertising Investment Advisor 97

Million Dollar Round Table (MDRT)

JUNE 4, 2024

Forte, FCII, CFP There should always be a holistic nature to financial planning. We should always look to have access to a great legal service, tax support, general insurance and mortgage insurance, with solutions for specific categories of client, such as those who are vulnerable. By Alessandro M.

Professional Services 96

Professional Services CFP Insurance Financial Advice 96