Clever Girl Finance

FEBRUARY 28, 2023

Maybe you overspent on a housing project or didn’t account for a last-minute expense, but your budget got blown again. Thus, a paper and pen option like a budget binder could be the tool to unlock your financial success. What is a budget binder? A budget binder is a visible way to use a zero-based budgeting system.

Budgeting 105

Budgeting Planning Accounting Management 105

Clever Girl Finance

AUGUST 10, 2023

Budgeting is one of the most important financial habits to develop. There are so many budgeting methods out there to choose from, but it’s not just creating a budget that will set you up for financial success. How do I plan for variable vs fixed expenses in my budget? What are average expenses for a household?

Budgeting 98

Budgeting Insurance Accounting Medical 98

Abnormal Returns

AUGUST 17, 2022

youngmoney.co) Personal finance Jim Dahle, "Insurance is all about transferring risk." vox.com) Why budgets don't work. (marketwatch.com) Comparisons There's really no upside to comparing yourself to others. getrichslowly.org) Four lies society tells us about consumption. nosidebar.com) You can't take it with you.

Retirement 261

Retirement Budgeting Insurance Management 261

Clever Girl Finance

FEBRUARY 11, 2025

If you’re thinking about using the cash envelope system to budget effectively, having the right cash envelope wallet is key. A well-organized wallet makes it easy to divide, access, and track your cash, helping you stay committed to your budgeting goals. The cash envelope system essentially puts you on a cash budget.

Budgeting 77

Budgeting Numbers Management Insurance 77

Clever Girl Finance

AUGUST 21, 2024

Setting a budget might sound about as fun as doing your taxes, but trust me, it doesn’t have to be a drag! Whether you’re just starting out or need a little refresher, let’s break down the key factors you should consider when setting a budget! Adjust as your budget as needed 7. What are necessities in a budget?

Budgeting 98

Budgeting Planning Retirement Transportation 98

Clever Girl Finance

JANUARY 16, 2024

There are many different ways to come up with your perfect budgeting strategy. Alongside your monthly budget, you should also have a bare bones budget waiting in the wings. Table of contents What is a bare bones budget? Who needs a bare bones budget? It’s a budget that only covers the necessities.

Budgeting 98

Budgeting Food Retirement Transportation 98

Clever Girl Finance

JULY 16, 2023

Budgeting as a couple is critical in managing your household finances. Your budget not only allows you to plan and track where the money will be spent, but it enables you to direct the course of your finances together. Table of contents 5 Steps to get started budgeting as a couple Expert tip What is the best way to budget as a couple?

Budgeting 98

Budgeting Communication Certified Financial Planner Accounting 98

Clever Girl Finance

FEBRUARY 10, 2023

Like many, you might shudder at the word budget. But the 50-30-20 budget and the 50-30-20 budget template prove it doesn't have to be difficult. A budget plans out exactly how you'll use your money and this can be tailored to suit your specific lifestyle and situation. What is a 50-30-20 budget?

Budgeting 98

Budgeting Taxes Transportation Healthcare 98

Clever Girl Finance

SEPTEMBER 5, 2024

But once I discovered the magic of budget templates, everything changed. Table of contents What is a budget template? The Best budget templates: Spreadsheets The Best budget templates: Apps Expert Tip: Find a budget template that works for you What are some key features to look for in a budget template?

Budgeting 98

Budgeting Accounting Management Banking 98

Clever Girl Finance

JULY 13, 2024

The 60/30/10 budget turns the traditional rules of budgeting upside down. Instead of focusing on discretionary spending, this budgeting rule emphasizes sprinting toward our financial goals. And although the 60/30/10 rule budget won’t work for everyone, many could use it to take their finances to the next level.

Budgeting 98

Budgeting Transportation Retirement Food 98

Clever Girl Finance

SEPTEMBER 7, 2023

In personal finance, where income, expenses, dreams, and aspirations converge, the budget emerges as a crucial tool. And when you have a family, creating a family budget becomes even more important. Table of contents What is a family budget? How does a typical family budget look? What is the average family monthly budget?

Budgeting 98

Budgeting Transportation Medical Insurance 98

Clever Girl Finance

DECEMBER 16, 2023

If you don’t feel like you truly have a strong handle on your finances, one possible cause for that is using a budgeting method that doesn’t work. While not everyone needs a to-the-penny balanced budget, some type of budgeting strategy or template is really important if you want to know where your money is going month after month.

Budgeting 98

Budgeting Retirement Accounting Taxes 98

Clever Girl Finance

DECEMBER 26, 2022

A budget is a critical piece of any successful financial picture. Without a budget, it is hard to know where you stand financially. Even if you have a healthy emergency fund, a budget will allow you to track how much money you are earning, saving, and investing every single month. What is a budget template?

Budgeting 98

Budgeting Management Accounting Planning 98

Clever Girl Finance

SEPTEMBER 2, 2022

After you’ve announced your relationship status and had your fair share of celebrating, it’s time to start planning for your big day with a wedding budget breakdown! This means putting together a wedding budget spreadsheet with percentages and categories. Why a wedding budget breakdown matters for your finances.

Budgeting 98

Budgeting Planning Transportation Insurance 98

MainStreet Financial Planning

JANUARY 23, 2025

Removing items you no longer own and adding new purchases will ensure your inventory is accurate and ready for insurance purposes if needed. Revise Your Annual Budget Look over your budget from the previous year and make adjustments for 2024.

Estate Planning 85

Estate Planning Budgeting Taxes Insurance 85

Clever Girl Finance

JANUARY 16, 2024

A quick Google search of budgeting methods will show you that there’s no shortage of options out there. There is, however, one particular budgeting method that could work well if you are just getting started with budgeting and more so if you don’t like the idea of a monthly budget. What is a paycheck budget?

Budgeting 98

Budgeting Accounting Banking Planning 98

Clever Girl Finance

SEPTEMBER 11, 2023

Like many, you might shudder at the word budget, or perhaps it sounds too boring or challenging to figure out. But the 50-30-20 rule and the 50 30 20 budget template prove it doesn’t have to be difficult. If you’re looking to simplify your budgeting process or are new to budgeting, then this might be the perfect match!

Budgeting 105

Budgeting Taxes Transportation Healthcare 105

WiserAdvisor

OCTOBER 4, 2022

These expenses may form a large part of your budget today but may not likely figure in the future. One reason for this is their dependence on Medicare and health insurance. Additionally, you would also have to account for health insurance premiums. These may or may be covered under health insurance.

Budgeting 102

Budgeting Retirement Healthcare Food 102

Good Financial Cents

MARCH 17, 2023

This information is critical if you want to create a budget and manage your money correctly. I’ll also share some budgeting and side hustle tips so you can get the most out of the money you earn. Note : $52,000 is the gross annual salary before any deductions for taxes, insurance, 401K, etc. How Does $25 an Hour Compare?

Budgeting 103

Budgeting Taxes Retirement Planning Food 103

The Big Picture

AUGUST 1, 2022

Between my home and office, I spend an obscene percentage of my discretionary budget at Amazon. The biggest problem is that warranties are treated as insurance, and every insurance claim involves pushback. I’ve been an Amazon customer since my college roommate gave me a gift certificate in 1998.

Advertising 361

Advertising Retail Electronics Insurance 361

eMoney Advisor

DECEMBER 13, 2022

million households in three key groups who want customized, actionable advice on budgeting, saving, investing, insurance, and planning to help provide peace of mind regarding their finances. Because budgeting was a hot topic with this group, get their attention by incorporating it into the outreach messaging.

Budgeting 84

Budgeting Clients Financial Planning Retirement 84

Good Financial Cents

DECEMBER 9, 2022

The best home insurance companies offer high-quality coverage that protects against damage to your home’s structure and your property, whether it is caused by lightning, winds, fire, or other covered perils. Best Rating N/A A A+ A- A++ A- Best Online Insurance Company Lemonade Our Partner See an Estimate J.D. Best and J.D.

Insurance 92

Insurance Insurance Coverage Electronics Budgeting 92

Nerd's Eye View

DECEMBER 6, 2023

Notably, while many financial coaches satisfy the majority of these requirements – they are in the business of offering advice to clients and are compensated as such – they often steer clear of making specific securities recommendations, focusing instead on areas like budgeting, debt management, savings, and retirement planning.

Investments 246

Investments Investing Retirement Planning Financial Advising 246

Integrity Financial Planning

NOVEMBER 20, 2023

This is also the time when considering medical insurance and Medicare options are both important. [1] Source: [link] The post Understanding the Four Phases of Your Retirement Budget Strategy appeared first on Integrity Financial Planning, Inc.

Retirement 88

Retirement Budgeting Medical Distribution 88

Clever Girl Finance

SEPTEMBER 28, 2022

There are many different ways to come up with your perfect budgeting strategy. Alongside your monthly budget, you should also have a bare bones budget waiting in the wings. What is a bare bones budget? It's a budget that only covers the necessities. That's why this is not a sustainable long-term budget.

Budgeting 59

Budgeting Transportation Retirement Food 59

Calculated Risk

MAY 7, 2024

“Even with the long-anticipated break in for-sale inventory, the surging cost of homeownership, further fueled by rising insurance and tax expenses, is holding potential home sales back, as is evident in the slow rise in sales compared with last year. emphasis added This was a smaller YoY increase than the 5.5%

Sales 182

Sales Budgeting Insurance Taxes 182

Carson Wealth

APRIL 19, 2024

Begin with a Budget As you enter the workforce, you’ll probably start making a lot more money than you ever have before. Having a budget will help you stay within your means. One helpful framework to consider is the 50/20/30 budget rule – a simple, yet powerful guideline for allocating your income.

Budgeting 143

Budgeting Retirement Accounting Strategic Planning 143

Carson Wealth

JULY 3, 2024

Have a Comprehensive Budget (and Stick to It) A well-structured budget is a roadmap for your business’s financial health. Regularly review your budget to ensure adherence and adjust as necessary. It helps you plan for future expenses, allocate resources efficiently and stay on track with your financial goals.

Financial Planning 142

Financial Planning Planning Retirement Planning Tax Planning 142

Advisor Perspectives

MARCH 10, 2024

In a move aimed at offering voters a pre-election giveaway, UK Chancellor Jeremy Hunt cut national insurance contributions by 2 percentage points in his spring budget. He had previously cut national insurance contributions by 2 percentage points in the autumn budget less than four months ago.

Budgeting 52

Budgeting Insurance 52

Clever Girl Finance

DECEMBER 23, 2024

Create a realistic budget 2. Secure health insurance and other benefits 7. Without a steady paycheck or employer benefits, youre responsible for your own budgeting, savings, and future planning. Create a realistic budget Budgeting isnt just for nine-to-fiversits the lifeline of freelancers. Plan for retirement 5.

Budgeting 52

Budgeting Financial Planning Planning Insurance 52

Truemind Capital

JULY 26, 2024

Gold should continue to be part of your portfolio with at least 10-15% allocation as portfolio insurance and not necessarily to generate higher returns. Gold prices plummeted by 8% after customs duty was cut in the budget. CONNECT WITH TRUEMIND ADVISOR The post Should you invest in Gold or Silver post the Budget?

Budgeting 65

Budgeting Investments Investing Portfolio 65

The Big Picture

AUGUST 11, 2024

Only this time, I have a lifetime of experience with what does and doesn’t work well, along with a somewhat more generous budget. With New York DMV closed, I spent the first 3 months of the lockdowns driving her hard, insured and inspected but without plates or registration.

Engineering 287

Engineering Budgeting Distribution Insurance 287

Your Richest Life

JUNE 3, 2024

And you work that into your budget to make sure you’re allocating more funds to those accounts for the rest of the year. Check Over retirement savings plans and health insurance Open enrollment begins in the fall, so you can use the summer to assess your benefits and make sure they’re working for you.

Budgeting 97

Budgeting Taxes CFP Retirement 97

Nerd's Eye View

OCTOBER 30, 2023

As someone who has been speaking at 50–70 conferences a year for 18 years myself, I've seen the good and bad of our wide range of industry events, from the industry associations to the broker-dealers and insurance companies and RIA custodians, the rise of vendor conferences and media-driven events, private company events, and more.

Financial Advisor 246

Financial Advisor Numbers Budgeting Financial Planning 246

Clever Girl Finance

OCTOBER 14, 2022

So you need to be brutally honest with yourself about any outstanding debt , student loans, or high expenses that are hurting your budget. In order to combat this, take some time to make a budget. You also want to find a budgeting method that works for you because it will help you manage your money better. Are you overspending?

Management 111

Management Budgeting Insurance Accounting 111

Nerd's Eye View

OCTOBER 17, 2022

As someone who has been speaking at 50-70 conferences a year for 18 years myself, I’ve seen the good and bad of our wide range of industry events, which are spread across membership associations, broker-dealers, insurance companies, RIA custodians, product manufacturers, media companies, private events, and more.

Financial Advisor 246

Financial Advisor Education Budgeting Management 246

Clever Girl Finance

JULY 6, 2023

After you’ve announced your relationship status and had your fair share of celebrating, it’s time to start planning for your big day with a wedding budget breakdown! This means putting together a wedding budget spreadsheet with percentages and categories. What is a decent budget for a wedding? Is $5,000 enough for a wedding?

Budgeting 52

Budgeting Planning Insurance Transportation 52