Yardley Wealth Management

SEPTEMBER 10, 2024

The earlier you start investing, the more time your money has to grow through compounding. Take advantage of tax-advantaged retirement accounts such as 401(k)s, IRAs, and Roth IRAs to maximize your contributions and benefit from tax-deferred or tax-free growth. Learn more about retirement plan options here.

Retirement

Workable Wealth

NOVEMBER 25, 2020

When you actively contribute to your workplace retirement account, invest in a separate portfolio , and funnel money into your savings account, it can be difficult to open – let alone manage – another account. If you want to fund a Roth, it must be done with a conversion from your traditional 401(k) account.

Taxes

Trade Brains

JULY 17, 2025

Long Term: These funds are suitable for investors whose investment horizon is long-term (5 years or more) to withstand market fluctuations and to give the power of compounding a chance to work. Nevertheless, they are the most volatile in their nature, so they require a long-term outlook and a properly developed investment strategy.

Risk Tolerance

Carson Wealth

JUNE 9, 2025

Congrats again to the Dow on an amazing run and to all the investors over the years who have benefited by sticking to their investment plans. Investors cannot invest directly in indexes. The fasted 1,000 point milestone to milestone interval ever was only five days from 32,000 to 33,000 in March 2021.

Economics

Trade Brains

JULY 9, 2025

This poses a particular challenge for retirees who typically rely on fixed incomes from pensions, annuities, or savings accounts. Real Returns: The True Metric If your investments deliver 8% nominal annual returns , with 2.8% CPI, your real return is ~5.2%. But a deep dive into core inflation, and it shrinks to ~3.8% real return.

Retirement Planning

Trade Brains

JUNE 13, 2025

May 2025 marked a significant milestone in the country’s investing journey, as Systematic Investment Plans (SIPs) continued their record-breaking streak. What used to be a tool for the financially savvy urban elite has now become India’s favorite way to invest. It’s not just about the money. A staggering 8.56

Investing

Harness Wealth

JULY 31, 2025

In this article we explore capital gains fundamentals, tax brackets for 2025, strategic timing of asset sales, tax-loss harvesting, and leveraging tax-advantaged accounts to help you make informed investment decisions that minimize your tax burden. across all filing statuses. High-income investors may face an additional 3.8%

Taxes

Trade Brains

JULY 9, 2025

16% of the installed hydroelectric capacity in India is accounted for by the NHPC. Risk factor: The Ministry of Railways (MoR) and its affiliates account for the entirety of IRFC’s loan book. Through 30 power facilities, the firm has 8,140 MW of installed capacity (7,771 MW hydro and 369 MW renewable energy). points, or 0.18%.

Numbers

Nerd's Eye View

JANUARY 13, 2023

Also in industry news this week: A study suggests that simplification is the top reason consumers combine their investment accounts, signaling that the onboarding process for new advisory client assets is a value-add in itself.

Financial Planner

Walkner Condon Financial Advisors

SEPTEMBER 2, 2022

There are many types of accounts for individuals to employ as part of their saving and investment plan – IRAs, HSAs, FSAs, 529 plans, and more. However, there is one account that we haven’t covered before and doesn’t get a lot of attention when considering the alphabet soup of account types – an ABLE account.

Accounting

Nerd's Eye View

NOVEMBER 3, 2023

Among other measures, the proposal would amend the current 5-part test that determines fiduciary status for retirement accounts by defining as a fiduciary act a one-time recommendation to roll funds from a company retirement plan to an Individual Retirement Account (IRA), strengthen advice standards for independent insurance professionals, apply to (..)

Financial Planner

Nerd's Eye View

SEPTEMBER 29, 2023

Enjoy the current installment of "Weekend Reading For Financial Planners" - this week's edition kicks off with the news that RIA custodial platform Altruist announced that it is offering its portfolio accounting software for free to advisors who custody with the firm, offering the opportunity to advisory firms to reduce the costs of their tech stacks (..)

Financial Planner

Nerd's Eye View

AUGUST 30, 2024

Also in industry news this week: While many pre-retirees feel unprepared for retirement, longitudinal survey data suggest most will end up living a comfortable retirement, suggesting a role for financial advisors to show them projections of what their retirement could actually look like According to a recent survey, high-net-worth individuals are largely (..)

Financial Planner

Nerd's Eye View

AUGUST 11, 2023

Also in industry news this week: A bill that would allow funds in 529 plans to be used for postsecondary credentials, including the CFP certification, is gaining significant bipartisan support in Congress A recent survey identified key topics on which financial advisors and investors have mismatched views, from expected investment returns to how they (..)

Financial Planner

Nerd's Eye View

DECEMBER 25, 2023

We start with several articles on retirement planning: Data showing where American retirees currently stand, from their average net worth to how they spend each hour of the day How, according to a recent study, delaying Social Security benefits typically leads to greater lifetime wealth than claiming benefits early in order to reduce portfolio withdrawals (..)

Financial Advisor

Nerd's Eye View

APRIL 10, 2024

First is the fact that stocks (specifically because they carry a higher risk level) have not always outperformed bonds, and while stocks should carry a risk premium, advicers can turn to Monte Carlo simulations to consider a wider dispersion of outcomes, versus relying on 'expected' returns when developing investment plans.

Asset Allocation

Nerd's Eye View

JUNE 7, 2024

Also in industry news this week: Backers announced the new Texas Stock Exchange, which seeks to provide companies with a lower-cost alternative to the NYSE and Nasdaq, which, if successful, could create a more competitive landscape and potentially better execution and reduced trading costs for financial advisors and their clients The American College (..)

Financial Planner

Brown Advisory

OCTOBER 16, 2017

Investment Planning Options achen Mon, 10/16/2017 - 10:24 The decision to sell or hold a concentrated position may sound simple, but these situations are often more complex than they appear. They require the investor to reconcile investment dynamics, tax considerations and a variety of subjective, emotional factors.

Investment Planning

Brown Advisory

OCTOBER 16, 2017

Investment Planning Options. They require the investor to reconcile investment dynamics, tax considerations and a variety of subjective, emotional factors. Mon, 10/16/2017 - 10:24. The decision to sell or hold a concentrated position may sound simple, but these situations are often more complex than they appear.

Investment Planning

Darrow Wealth Management

AUGUST 30, 2022

Inherited cash, stocks, or a brokerage account. Inheriting money or taxable investment accounts has some big benefits. Jump-starting (or catching up on) retirement savings by investing the money in a brokerage account. Inherited IRA or retirement account. Then, you can treat the account as your own.

Accounting

Sara Grillo

AUGUST 25, 2023

I created this list of financial advisors for small accounts (less than $300,000 in assets) because there are alot of schmucks out there hawking crap products to people with portfolio of this size, and I don’t think it’s fair. Transform Retirement www.transformretirement.com Avg account size: Approx. Three Creeks Capital – Ryan A.

Financial Advisor

Tobias Financial

AUGUST 17, 2023

Are you considering opening a certificate of deposit (CD) account? Our CEO, Marianela Collado , CPA/PFS, CFP®, CDS®, was recently quoted in MarketWatch sharing her insights on the process of opening a CD account. It’s always good to know why you are investing in a CD and whether that helps you reach your long-term goals.”

Certification

Gen Y Planning

JUNE 1, 2022

That’s more than a whole percentage point higher than present inflation rates and a far cry above savings accounts. The average high-yield savings account is only paying 0.60% interest currently. So if you’re one of those people who has been complaining about how low the rate on your savings account is, then I-Bonds are for you.

Investment Planning

MainStreet Financial Planning

MARCH 15, 2023

Even though the federal government has rescued SVB and guaranteed all deposits over the FDIC insurance limit of $250,000 per account, that doesn’t mean they will be doing it again for other banks. In the United States, any individual account with a balance of up to $250,000 at a bank is insured. and are not protected by SIPC.

Insurance Coverage

Nerd's Eye View

MAY 21, 2024

What's unique about Dann, though, is how he has channeled the anxiety of having imposter syndrome, which still causes him to be nervous before every client meeting (despite having 17 years of experience in the financial advisory business), as a means to hold himself accountable to always be doing the best he can for his clients, which has allowed Dann (..)

Clients

Talon Wealth

OCTOBER 26, 2023

Set Up Automatic Contributions and Max Them Out Once you’ve created a budget, you can set up automatic contributions to your retirement accounts. Many employers offer matching contributions for 401(k)s and other investment plans. If your employer is one of them, take advantage by making the maximum contribution possible.

Retirement

WiserAdvisor

SEPTEMBER 6, 2023

Overindulgence in information can lead to poor decisions, and excessive monitoring of your retirement account balance can result in stress. Checking your retirement account balance too often can have a psychological impact on you. Therefore, exploring the optimal frequency for checking your retirement account is essential.

Accounting

WiserAdvisor

APRIL 12, 2023

When planning for retirement, one of the most important decisions you will likely make is which type of retirement account to use. The Roth Individual Retirement Account (IRA) and the pre-tax retirement account are two common options. What is a pre-tax retirement account? What is a Roth IRA?

Accounting

Good Financial Cents

AUGUST 11, 2022

If you have a million dollars to invest or anywhere close to that, the steps below can help you grow your money so it lasts a lifetime. Ad Robo-Advisors move with the market to ensure your investments. That plan that accounts for all your hopes, dreams, and wishes should then dictate the investments you choose.

Investments

Nationwide Financial

OCTOBER 18, 2022

As college costs rise, qualified tuition plans, or 529 college savings plans, can be an option for clients to save for their child or grandchild’s (or even their own!) These accounts can help your clients’ beneficiaries save for college and the funds can be used for various expenses relating to K-12 and higher education.

Clients

Darrow Wealth Management

OCTOBER 29, 2024

Without periodic rebalancing, your investment mix will change as the market fluctuates, falling out of alignment with your target investment mix. To rebalance your portfolio, you’ll buy and sell certain investments to realign to your accounts with your desired asset allocation.

Asset Allocation

WiserAdvisor

AUGUST 31, 2023

They can assess your financial situation, long-term goals, risk tolerance, and investment preferences to create personalized strategies. They can also help you optimize your savings and investment plans, ensuring that you maximize your earning potential while minimizing risks. Tax planning is not solely about federal taxes.

Financial Advisor

Good Financial Cents

OCTOBER 17, 2022

To sweeten the deal, Robinhood didn’t require account minimums, so even investors with limited capital could start investing. Gone were the restrictions of many investing platforms with account minimums and hefty trading commissions. Margin accounts? ? million individual brokerage accounts. X X X X X X ?

Commission

Integrity Financial Planning

OCTOBER 9, 2023

So, when referencing an income generation investment strategy, oftentimes, they refer to this concept of scheduled cash returns as a key characteristic of the investment strategy. What is a Total Return Investment Strategy? The total return strategy takes a different approach to an investment plan.

Retirement

Carson Wealth

OCTOBER 6, 2022

1. Employer match on 401(k) plans. There’s not a lot of mystery surrounding the 401(k) retirement and savings investment plan. 2. Health savings accounts. The health savings account, or HSA, can be a great tool to boost retirement savings. It’s been around for a long time.

Education

Carson Wealth

DECEMBER 1, 2022

Most employer retirement plans allow you to save on a tax-deferred basis, meaning that contributions into these types of accounts are not considered in calculating your taxable income. . Retirement plans, such as 401(k) and 403(b) plans, allow employees to contribute a portion of their salary up to a federal limit ($20,500 in 2022).

Retirement Planning

Good Financial Cents

SEPTEMBER 2, 2022

residents 18+ and subject to account approval. Ready to Start Investing? Whether you are hoping to start investing small amounts of money or you have a lump sum of cash to get started, you should know that investing isn’t necessarily a “set it and forget it” activity. Open an Account Today.

Investing