Ballast Advisors

OCTOBER 6, 2023

Claim the Home Energy Audit Tax Credit: IRS Guidance Explained 7 Tips to Navigate Healthcare Over 65 What’s Happening in the World of Higher Education?

Financial Planning 52

Financial Planning Planning Financial Planner Healthcare 52

Walkner Condon Financial Advisors

JUNE 2, 2023

The importance of getting women into financial planning feels like it should go without saying. Unfortunately, we’re not quite there yet as a society, since as of 2022, the Bureau of Labor Statistics reports only a third of financial advisors are women. In 2022, nearly 42% of the externships participants were women.

Financial Planning 98

Financial Planning Planning CFP Financial Advisor 98

Integrity Financial Planning

JANUARY 9, 2023

2] With higher prices in consumer goods, retirees may have had to reevaluate their withdrawals and spending on retirement accounts as their income became strained. Having to cover costs of immediate needs perhaps prompted reduced higher withdrawals from retirement accounts and tapping into savings just to keep the same standard of living.

Accounting 97

Accounting Retirement Economics Financial Planning 97

Integrity Financial Planning

MAY 16, 2023

In most cases, you can’t actually keep your money in your retirement accounts forever. Even if you don’t need the money from your retirement accounts, many of them will require you to begin withdrawing from them when you are 73 years old. [1] designated Roth 401(k) accounts in 2024 will not have to take RMDs in their lifetime. [4]

Accounting 88

Accounting Retirement Retirement Planning Taxes 88

MainStreet Financial Planning

JULY 6, 2023

“MainStreet Chalk Talk” The MainStreet Financial Planning Discussion Club When: Tuesday 7-18-23 at 7:30pm Eastern; 4:30pm Pacific ~30-45 minutes Recorded and able to retrieve for one week How : Zoom Meeting, Exclusive for Current Clients Register Here! Register Here!

Financial Planning 52

Financial Planning Planning CFP Clients 52

WiserAdvisor

JULY 1, 2022

That said, entrepreneurship can sometimes be cumbersome in spirit, especially in terms of financial planning. Long working hours, lack of financial security, irregular income, managing investors, liquidity issues, insufficient equity, and more, while juggling personal finances, can be a daunting task.

Financial Planning 52

Financial Planning Planning Financial Planner Retirement 52

MazumaBusinessAccounting

JULY 7, 2021

Financial planning is essential for anyone who wants to achieve financial independence. The goal of financial planning is to help you reach your financial goals, whether that be retiring by a certain age or having the money to open a new business. Establish personal & business financial goals.

Financial Planning 98

Financial Planning Planning Financial Planner Certified Financial Planner 98

Harness Wealth

JUNE 9, 2023

Recognizing the need for a financial plan is a significant first step toward the goal of achieving personal financial security. Table of Contents What is a Financial Plan? Table of Contents What is a Financial Plan? Why is Financial Planning so Important? Bureau of Labor Statistics.

Financial Planning 52

Financial Planning Planning Financial Planner Wealth Management 52

Nerd's Eye View

SEPTEMBER 20, 2023

30 years ago, when financial plans relied mainly on constant investment return projections derived from straight-line appreciation and time-value of money calculations, financial advisors began acknowledging and accounting for the variable and uncertain nature of investment returns.

Financial Planning 214

Financial Planning Risk Tolerance Retirement Planning Planning 214

Tobias Financial

JULY 14, 2023

We are thrilled to announce that our CEO Marianela Collado has been appointed to the Association of International Certified Professional Accountants (AICPA) Personal Financial Planning (PFP) Executive Committee. The AICPA PFP Executive Committee is dedicated to broadening the competency of CPA financial planners.

Financial Planning 52

Financial Planning Financial Planner Planning Accounting 52

eMoney Advisor

FEBRUARY 28, 2023

It would be difficult to create a holistic financial plan for any client without a full picture of their financial lives. Account aggregation gives financial professionals—and their clients—a complete and centralized view of the client’s financial information.

Accounting 71

Accounting Financial Planning Clients Assets 71

Abnormal Returns

FEBRUARY 4, 2024

humbledollar.com) Are you doing these seven things that represent 'real financial planning'? allstarcharts.com) Four steps to build a no-fuss portfolio including eliminating redundant accounts. (downtownjoshbrown.com) Should you invest in stocks when they are at all-time highs? collabfund.com)

Financial Planning 263

Financial Planning Accounting Portfolio Assets 263

Integrity Financial Planning

OCTOBER 17, 2022

Know these 3 ages that can help you get the most out of your retirement accounts. At age 50, workers with certain qualified retirement plans can make annual “catch-up” contributions in addition to their normal contributions. Age 59½ is the earliest you can withdraw funds from an IRA account and pay no early withdrawal penalty tax.

Retirement 95

Retirement Accounting Retirement Planning Distribution 95

Nerd's Eye View

SEPTEMBER 20, 2023

30 years ago, when financial plans relied mainly on constant investment return projections derived from straight-line appreciation and time-value of money calculations, financial advisors began acknowledging and accounting for the variable and uncertain nature of investment returns.

Retirement 205

Retirement Planning Financial Planning Risk Tolerance 205

eMoney Advisor

MARCH 21, 2023

Historically, staying the course and following a financial plan has outperformed rash investment decisions when there are times of uncertainty in the financial market. But it takes a strong plan—and no small amount of willpower—to do this. When the market is down, Roth conversions are essentially on sale.

Financial Planning 72

Financial Planning Planning Marketing Marketing 72

Abnormal Returns

APRIL 15, 2024

riabiz.com) Retirement accounts On the downside of holding non-traditional assets in an IRA. investmentnews.com) Why funds in pre-tax retirement accounts need to be adjusted for taxes. citywire.com) Adjustments are a natural part of life planning. contessacapitaladvisors.com) Financial plans rarely look better after a divorce.

Wealth Management 208

Wealth Management Asset Allocation Retirement Financial Planning 208

MainStreet Financial Planning

JUNE 23, 2023

There are a few specialized financial tools for individuals with disabilities. ABLE (Achieving a Better Life Experience) accounts are one of those options. ABLE accounts are specialized savings accounts designed to help individuals with disabilities and their families save and invest money for disability-related expenses.

Accounting 92

Accounting Healthcare Taxes Planning 92

eMoney Advisor

FEBRUARY 9, 2023

Of an estimated 104 million households seeking some level of financial advice, 88 million of those households want that advice from a financial professional. In this overview, we will explore the demographics of each stage, the financial planning needs of people in each stage, and strategies for serving them.

Financial Planning 95

Financial Planning Clients Planning Education 95

James Hendries

OCTOBER 21, 2022

If you’ve never engaged in financial planning and are unsure how to get started, this article is for you. A financial plan starts by evaluating your current financial situation and future expectations and can be created independently or with the help of a financial professional.

Financial Planning 52

Financial Planning Planning Budgeting Risk Tolerance 52

WiserAdvisor

SEPTEMBER 20, 2023

In this article, we’ll unravel the concept of vested balance, explain its significance, and delve into how it plays a pivotal role in shaping your retirement planning. To grasp how vested balance works and impacts your financial future, it’s essential to understand the notion of vesting. What is a vested balance?

Accounting 100

Accounting Retirement Retirement Planning Planning 100

MainStreet Financial Planning

FEBRUARY 17, 2023

Here is a summary of what it means, how it could affect our personal finances, and the importance of having a strong financial plan to handle such uncertainties. The good news is that it’s just an accounting gimmick; the tactic does not affect the payment of annuities, health benefits, or loans or withdrawals from the TSP.

Financial Planning 52

Financial Planning Planning Government Accounting 52

BlueMind

FEBRUARY 15, 2023

Category: Client Relations Financial planning is difficult for anyone, and even more so for someone who is a special needs person or has such a family member. Providing services and care for them can be a challenge as your financial strategy needs to be specifically unique for their needs but it can be a highly gratifying experience.

Financial Planning 97

Financial Planning Clients Planning Financial Advisor 97

Harness Wealth

OCTOBER 23, 2023

Key Takeaways: Accounting advisory services extend beyond traditional tax preparation to offer strategic financial guidance. Specialized areas can include estate planning and tax-efficient investment strategies. Table of Contents What Are Accounting Advisory Services?

Accounting 52

Accounting Taxes Strategic Planning Estate Planning 52

International College of Financial Planning

MAY 1, 2023

Financial planning is an important aspect of life that is often overlooked, especially by young professionals starting their careers. Proper financial planning can make a significant difference in achieving financial goals, building wealth, and ensuring long-term financial stability.

Financial Planning 52

Financial Planning Planning Financial Planner Budgeting 52

eMoney Advisor

DECEMBER 6, 2022

Billion-dollar disasters, inflation, and increased building costs mean a perfect storm is brewing for financial planners’ risk management strategies. Insurance in Financial Planning. The CFP® Board includes risk management and insurance in its financial planning principal knowledge topics for a good reason.

Financial Planning 97

Financial Planning Clients Planning Estate Planning 97

Fortune Financial

SEPTEMBER 5, 2023

Navigating Record-High Credit Card Debt With a Solid Financial Plan Credit card debt has reached a record high of $1 trillion despite high borrowing costs that may continue rising, according to recent data from the Federal Reserve. The information provided in these materials does not constitute any legal, tax or accounting advice.

Financial Planning 59

Financial Planning Planning Financial Advisor Budgeting 59

Fortune Financial

SEPTEMBER 5, 2023

Navigating Record-High Credit Card Debt With a Solid Financial Plan Credit card debt has reached a record high of $1 trillion despite high borrowing costs that may continue rising, according to recent data from the Federal Reserve. The information provided in these materials does not constitute any legal, tax or accounting advice.

Financial Planning 52

Financial Planning Planning Financial Advisor Budgeting 52

AdvicePay

JULY 7, 2022

The financial services industry is constantly evolving, and one of the evolutions underway right now is the rapid growth of the fee-for-service financial planning business model. Here are several ways advisors have adopted the fee-for-service business model in their financial planning and wealth management businesses.

Financial Planning 52

Financial Planning Planning Wealth Management Financial Services 52

WiserAdvisor

OCTOBER 20, 2023

You may consult with a professional financial advisor to better understand your financial history and the ensuing impact your past choices may have on your future financial planning. Additionally, each client receives comprehensive financial planning to ensure they are moving toward their financial goals.

Financial Planning 96

Financial Planning Planning Financial Advisor Wealth Accumulation 96

WiserAdvisor

MAY 3, 2023

Health and financial planning must go hand in hand to ensure you always have enough savings to tackle the unexpected. From medical expenses to the impact of illness or disability on your ability to earn a living, your health can have a significant effect on your financial well-being. What is health or medical financial planning?

Financial Planning 52

Financial Planning Planning Healthcare Medical 52

Abnormal Returns

JANUARY 10, 2024

slate.com) Financial plans Your financial plan should start with your goals. thefinancialbodyguard.com) Why financial goals need to have a why behind them. peterlazaroff.com) Why financial plans eventually become obsolete. whitecoatinvestor.com) Not every financial decision needs to be 100%.

Investing 196

Investing Investments Financial Planning Retirement 196

Carson Wealth

DECEMBER 28, 2022

While everyone has different financial goals and objectives, one smart strategy can be to reap the benefits of tax-advantaged accounts to help mitigate your tax burden, whether for today or down the road. What Are Tax-Advantaged Accounts? . There are two types of tax-advantaged accounts: . Tax-Deferred Accounts .

Accounting 98

Accounting Taxes Retirement Planning 98

Nerd's Eye View

APRIL 17, 2024

And while all may appear well on the surface – the client rarely contacts the advisor with problems but they show up for every annual meeting – they may actually be feeling quite disengaged with the financial planning services being provided. Questions such as "What is different from the last time we met?"

Clients 192

Clients Financial Planning Compliance Planning 192

Yardley Wealth Management

SEPTEMBER 24, 2021

The post 5 Steps for Creating a Financial Plan appeared first on Yardley Wealth Management, LLC. 5 Steps for Creating a Financial Plan. Garry offers the following advice for investors who are shell-shocked and don’t know where to turn in taking the first step in creating a financial plan: Have a plan.

Financial Planning 52

Financial Planning Planning Wealth Management Estate Planning 52

Sara Grillo

JANUARY 9, 2023

As the move to transparency in financial planning takes hold, regulations are changing in Colorado and other states. Here’s the triumph of virtue that financial planning transparency will (FINALLY) bring to planners across the country and the benefits to clients that come along with it. What should financial advisors do?

Financial Planning 52

Financial Planning Planning Financial Planner CFP 52

Nerd's Eye View

APRIL 29, 2024

In the implementation phase, financial advisors can review the estate planning documents to ensure they are appropriate to meet their client's needs and confirm that the client actually executes the documents. Sometimes, estate planning attorneys might be reluctant to work closely with a client's financial advisor.

Estate Planning 218

Estate Planning Clients Planning Financial Advisor 218

WiserAdvisor

JULY 3, 2023

A financial advisor can help you understand the intricacies of financial planning for physicians. Below are 6 common financial planning mistakes physicians make: Even though financially well-off, physicians tend to make several financial mistakes. Need a financial advisor?

Financial Planning 52

Financial Planning Planning Financial Advisor Medical 52