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Set Your Financial Goals for 2025: A Strategic Approach to Building Your Wealth

Yardley Wealth Management

The Foundation: Emergency Funds and Debt Management The cornerstone of any solid financial plan is having a robust emergency fund. In today’s economic climate, I recommend maintaining 6-9 months of living expenses in easily accessible accounts. Regarding debt management, consider the current interest rate environment.

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Top Insights Driving Financial Planning Strategies in 2025

WiserAdvisor

Financial advisors should take these factors into account to ensure their clients receive the right experience. They want a financial strategy that takes every aspect of their life into account, such as their income situation, investment goals, debt, risk appetite, and more. They are looking for something much more cohesive.

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Crisis Management Financial Planning: Preparing for Unexpected Events

Carson Wealth

Maximize your use of tax-advantaged accounts. Don’t neglect to account for unpredictable expenses like health emergencies or long-term care. Plan for retirement. Make sure you’re planning for the type of lifestyle you want to lead in the future. Create an estate plan.

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More than Just Health Insurance: Understanding and Leveraging Your Employee Benefits

Carson Wealth

Your full compensation package also includes your employee benefits—retirement accounts, insurance, personal time off, and much more. When accounting for benefits, your total compensation can be significantly higher than your base salary alone, and not taking full advantage of them could mean leaving money and opportunities on the table.

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How to Prepare for Lower Interest Rates

MainStreet Financial Planning

From locking in high yields on savings accounts to refinancing loans and adjusting your investment portfolio, there are steps you can take today to maximize the benefits of lower rates. Savings (Short-Term Focus) When interest rates fall, the returns on savings accounts and other short-term investments like CDs often decrease as well.

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Are You Holding Too Much Cash?

Darrow Wealth Management

If you’re saving for a major purchase in a year or two, that money should be kept in a safe interest-bearing account or investment, such as a high-yield savings account or Treasury. Two income families usually need less, around 3-6 months in emergency funds.

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Ten Steps To Creating A Solid Financial Plan For Yourself

Clever Girl Finance

A debt pay-off and spending plan (using your budget). A fully-funded emergency account. Should you have joint accounts or separate accounts? Having joint accounts is great, but I also believe in having your own personal savings accounts. But don’t feel like you need to keep your personal accounts secret.