Darrow Wealth Management

FEBRUARY 9, 2025

The idea of living off dividends in retirement sounds nice, but investors often don’t realize how much money they’ll need invested to generate enough income from dividends to cover lifestyle expenses. Before you can evaluate stocks or bonds to invest in, you’ll need to develop the metrics you plan to use in the analysis.

Retirement 85

Retirement Asset Allocation Taxes Portfolio 85

Nerd's Eye View

NOVEMBER 1, 2024

At the same time, CFP Board has noted that advisors pursue the certification voluntarily and that its standards, which cover the entire financial planning process (unlike SEC and FINRA regulations that largely focus on investment management), help to raise standards for the industry as a whole at a time when advisors increasingly offer comprehensive (..)

Financial Planner 189

Financial Planner CFP Certification Retirement Planning 189

Wealth Management

JUNE 27, 2025

Michael was instrumental during AssetMark’s leveraged buyout transition to Genstar in 2013, its sale to Huatai Securities in 2016, its IPO in 2019, and its sale to GTCR in 2024. Q&A: What Was Behind Schechter’s Decision to Sell to Arax? He began his career in public accounting at Coopers & Lybrand, LLC.

Estate Planning 247

Estate Planning Marketing Marketing Wealth Management 247

Wealth Management

JUNE 26, 2025

Between 2014 and 2024, Mason transferred client funds into his own accounts and those of the two entities without clients’ authorization, according to the SEC. Mason, who ran Rubicon Wealth Management, a registered investment advisor in Gladwyne, Pa., He pleaded guilty to all of the criminal charges.

Clients 266

Clients Estate Planning Wealth Management Planning 266

Trade Brains

JULY 9, 2025

That means if your retirement plan underestimates medical costs, you risk serious shortfalls. over that period. If you planned to live on ₹1 lakh per month today, you might need ₹1.5 – ₹1.7 Prior to this, the inflation rate was 3.34% in March 2025 , 5.22% in December 2024, and 5.48% in November 2024.

Retirement Planning 59

Retirement Planning Retirement Planning Medical 59

Nerd's Eye View

JANUARY 31, 2025

Which could include measures such as additional time to comply with rules that have been adopted but not yet enforced and perhaps, more broadly, an approach from the SEC that focuses more on whether a firm has robust program controls and a strong fiduciary culture rather than seeking out specific, (sometimes minor) missteps and producing enforcement (..)

Financial Planner 245

Financial Planner Retirement Planning Compliance Valuation 245

Wealth Management

JULY 8, 2025

Sponsored Content Alternative Investments Summit: Navigating the New Frontier Alternative Investments Summit: Navigating the New Frontier Apr 11, 2025 Charles Schwab bank branch Mutual Funds Schwab Expands Roster of No Transaction Fee Mutual Funds Schwab Expands Roster of No Transaction Fee Mutual Funds by David Bodamer Jul 8, 2025 1 Min Read Wealth (..)

Wealth Management 206

Wealth Management Estate Planning Compliance Clients 206

Abnormal Returns

OCTOBER 28, 2024

(artofmanliness.com) Ben Carlson talks about the state of the retirement savings market with Shawn O'Brien, Director of Retirement at Cerulli Associates. riabiz.com) M&A deals in 2024 have been increasing in size. advisorperspectives.com) Does risk tolerance change in retirement? signaturefd-3437664.hs-sites.com)

Risk Tolerance 275

Risk Tolerance Retirement Financial Planning Insurance 275

Dear Mr. Market

DECEMBER 31, 2024

Because when it comes to financial planning, you’re ready to write it downand studies show that writing down your goals makes you 42% more likely to achieve them. Heres your top 10 financial planning checklist for the new year. Maximize Retirement Contributions Contribute as much as possible to your 401(k), IRA, or Roth IRA.

Budgeting 105

Budgeting Financial Planning Estate Planning Planning 105

Wealth Management

JUNE 27, 2025

I was amazed by some of the findings, including that 68% of the 414 respondents are currently using or plan to adopt AI-powered tools—only 32% had no plans to do so. Q&A: What Was Behind Schechter’s Decision to Sell to Arax? expansion with significant support from some large firms.

Wealth Management 159

Wealth Management Estate Planning Startup Financial Planning 159

MainStreet Financial Planning

OCTOBER 30, 2024

Whether it’s savings, retirement funds, or net worth, understanding where you stand can provide valuable perspective on your financial progress. million Percentage of Americans with a Will: 32% Caring.com’s 2024 Wills Survey indicates that only 32% of people in America have a will. million Ages 65-74, new worth $1.78

Retirement 98

Retirement Financial Planning Planning Accounting 98

MainStreet Financial Planning

NOVEMBER 8, 2024

As December unfolds, it’s easy to overlook year-end tax planning amid the holiday hustle. Maximize Your Retirement Contributions: Enhancing your retirement savings not only secures your future but also offers immediate tax benefits. However, dedicating a few moments now can lead to significant savings come tax season.

Taxes 98

Taxes Medical Education Retirement 98

MainStreet Financial Planning

JANUARY 10, 2025

A quote from one of my favorite books, The Little Prince by Antoine de Saint-Exupery says, A goal without a plan is just a wish. Whether you’re focused on building a retirement fund, saving for a big purchase, or simply improving your financial habits, setting clear, realistic goals and crafting a solid plan are the keys to success.

Budgeting 96

Budgeting Planning Retirement Financial Planning 96

Nerd's Eye View

JULY 25, 2025

in 2024 , with revenue up by 17.6%. Enjoy the current installment of "Weekend Reading For Financial Planners" – this week's edition kicks off with the news that Charles Schwab's annual RIA benchmarking study found that median firm AUM increased 16.6% net organic growth and larger firms seeing 5.0%

Financial Planner 147

Financial Planner Charitable Planning Recruitment Clients 147

Harness Wealth

NOVEMBER 12, 2024

Proactive year-end tax planning can lead to significant savings and set you up for financial success in the new year. Checklist: Year-end Tax Planning Strategies Review the following tax strategies with your tax advisor and/or financial advisor before the end of the year. GET STARTED 1. For those over 50, the limit is $8,000.

Tax Planning 52

Tax Planning Taxes Planning Estate Planning 52

Diamond Consultants

DECEMBER 18, 2024

But the end of 2024 was a stark reminder that the 2010s and early 2020s were a historical anomaly in terms of interest rates and market calm. It is essential to the future success of the firm, especially during a period in which more advisors than ever are leaving for independence or retiring from the business entirely.

Recruitment 52

Recruitment Retirement Assets Education 52

Abnormal Returns

DECEMBER 11, 2024

(peterlazaroff.com) Christine Benz Ben Carlson talks with Christine Benz, author of "How to Retire: 20 lessons for a Happy, Successful, and Wealthy Retirement." awealthofcommonsense.com) Steve Chen talks with Christine Benz about her book "How to Retire: 20 Lessons for a Happy, Successful, and Wealthy Retirement."

Retirement 147

Retirement Financial Advice Taxes Financial Planning 147

Wealth Management

JUNE 10, 2025

Many advisors experienced record years in 2023 and 2024, but now is the time to ask the difficult question: Am I growing because of my firm, or despite it? Evaluate Your Environment The third part of the gut check is environmental: Consider whether your firm provides enough value to justify your continued partnership.

Wealth Management 223

Wealth Management Financial Advisor Recruitment Management 223

Your Richest Life

NOVEMBER 26, 2024

Do you know when you want to retire? Are you saving enough for the retirement you want? Myth #2: You should plan to retire in your 60s With more people going back to school or changing careers later, holding off on retiring is becoming more common, too. And then, there are the un-retirees. for more information.

Retirement 52

Retirement Planning Fee Only Financial Planning 52

Darrow Wealth Management

MARCH 3, 2025

Stocks vs bonds historical returns by calendar year (1997 – 2024) Top takeaways: Between 1997 and 2024, the S&P 500 returned 9.7% While an investor’s timeline affects their risk tolerance and allocation decisions between stocks and bonds, it’s important to remember how long a retirement time horizon can truly be.

Risk Tolerance 78

Risk Tolerance Asset Allocation Assets Portfolio 78

Wealth Management

JULY 10, 2025

in summer 2024. Financial Planning: eMoney and Envestnet MoneyGuide Related: Former Citadel Quants Raise $36M for Fixed-Income Fintech We’re very solidly going to remain eMoney and MoneyGuide. The advisor experience and transitioning clients to their financial planning portal are heavy lifts that directly impact the end client.

Wealth Management 151

Wealth Management Estate Planning Clients Planning 151

NAIFA Advisor Today

FEBRUARY 6, 2025

Mike McGlothlin , CFP, CLU, ChFC, LUTCF, NSSA, Executive Vice President, Retirement, at Ash Brokerage , is the 2024 recipient of the Kenneth Black Jr. NAIFA and FSP merged in January 2024. Leadership Award. McGlothlin manages a staff of more than 65 employees and has maintained a 90% retention rate.

Ethics 138

Ethics Retirement Planning Education CFP 138

MainStreet Financial Planning

JANUARY 23, 2025

For 2024, the maximum taxable earnings subject to Social Security tax is $168,600. Review Your Estate Planning Documents Take some time to review the key documents in your estate plan, such as your will, power of attorney, and property deeds. If you notice any errors, you can easily request a correction online.

Estate Planning 92

Estate Planning Budgeting Taxes Insurance 92

The Big Picture

APRIL 17, 2025

It doesnt matter if it is Nvidia, Bitcoin, founders stock, or an employee stock option purchase plan (ESOP), sometimes the sheer size of a windfall is paralyzing. My buddy could pay off his mortgage and car loans, pre-pay the kids colleges, fully fund retirement accounts, and still have cash left over.

Investments 264

Investments Investing Accounting Startup 264

Wealth Management

JUNE 10, 2025

Bluespring made a similar move in March 2024 to merge two firms into a $1.4 RIA Bluespring Merges Two Texas-Based Firms to Create $1.4B RIA SilverStar Wealth moves from being a Kestra-affiliated firm to being part of Bluespring’s Texas-based LifeBridge Financial Group.

Wealth Management 165

Wealth Management Engineering Estate Planning Management 165

Nerd's Eye View

APRIL 18, 2025

Which, according to Kitces Research on Advisor Productivity, can lead to higher productivity for advisor teams (but can require an investment in staffing and higher-end planning services to meet their complex planning needs).

Financial Planner 195

Financial Planner Risk Tolerance Estate Planning Clients 195

Harness Wealth

JANUARY 9, 2025

Backdoor strategies are retirement contribution methods that allow individuals to bypass income limits and contribute to tax-advantaged retirement accounts. It also requires an individuals 401(k) plan to allow after-tax contributions and in-service withdrawals. Complex setup process.

Taxes 52

Taxes Planning Retirement Retirement Planning 52

Yardley Wealth Management

DECEMBER 17, 2024

Garry Esquire, CFP®, MBA Founder & CEO of Yardley Wealth Management Setting meaningful financial goals in 2025 requires more than just wishful thinking – it demands a strategic, well-planned approach. Interest rates remain a significant factor in financial planning, affecting everything from mortgage rates to investment returns.

Financial Planning 52

Financial Planning Debt Management Retirement Planning Retirement 52

Wealth Management

JULY 1, 2025

Van de Loo departed Edelman Financial Engines in 2024 after about 10 years in various roles. Related: Mercer Acquires $1.1B Boston-Area RIA This follows news earlier this year that Choreo brought on Roger Ochs , the former president and CEO of H.D. Vest Financial Services, as president.

Wealth Management 177

Wealth Management Estate Planning Planning Clients 177

Zoe Financial

DECEMBER 28, 2024

New Year, New Wealth: A Guide to Financial Resolutions for 2025 Updated December 30th, 2024 Reading Time: 7 minutes Written by: The Zoe Team As the New Year approaches, many of us set personal goals to make the coming year better than the last. A spending plan isnt about restrictionits about intentionality.

Estate Planning 40

Estate Planning Financial Advisor Accounting Wealth Advisor 40

Harness Wealth

JANUARY 29, 2025

These contributions not only provide immediate tax relief but help secure longer-term financial stability during retirement. 401(k) Plans: Contribute the maximum allowable amount for 2024 : $23,000 if youre under 50, or $30,500 if youre 50 or older. For the majority of people, however, April 15th will remain the deadline.

Taxes 52

Taxes Medical Distribution Tax Planning 52

Abnormal Returns

NOVEMBER 18, 2024

kitces.com) Tax planning and wealth management go hand-in-hand. wealthmanagement.com) The biz The 2024 Fidelity RIA Benchmarking Study is out. advisorperspectives.com) 7 areas where advisers may be falling short with retired clients. justincastelli.io) Taxes Some speculation on what is next for the TCJA.

Wealth Management 147

Wealth Management Wealth Advisor Tax Planning Taxes 147

Abnormal Returns

DECEMBER 4, 2024

Podcasts Christine Benz talks 2025 taxes with Ed Slott author of "The Retirement Savings Time Bomb Ticks Louder." morningstar.com) Dan Haylett talks with Christine Benz, author of "How to Retire: 20 Lessons For a Happy, Successful, And Wealthy Retirement." humbledollar.com) Have you signed up for daily e-mail newsletter?

Retirement 147

Retirement Estate Planning Taxes Assets 147

Darrow Wealth Management

FEBRUARY 26, 2025

When rates are low, corporations often retire high-cost debt in favor of issuing new bonds at a lower rate and a longer duration to lock in favorable rates. Retirement planning, like any type of robust financial planning, should include stress testing your investment strategy and financial plan.

Marketing 56

Marketing Marketing Retirement Portfolio 56

oXYGen Financial

JULY 13, 2025

With rising life expectancies and increased healthcare costs, many retirees face the uncomfortable possibility of running out of money during retirement. According to the 2024 Retirement Confidence Survey, 40% of workers fear they won't have. ]] It's a growing concern for Americans.

Retirement 59

Retirement Healthcare Planning 59

Nationwide Financial

AUGUST 14, 2024

In 2024, more Americans than ever are celebrating their 65 th birthdays. 1 As they reach the traditional retirement age, many are looking at their financial future with some degree of trepidation and doubt. For many soon-to-be retirees, the primary concern is not having a source of steady income that will last throughout retirement.

Clients 52

Clients Retirement Financial Planning Planning 52

Nerd's Eye View

JANUARY 13, 2025

We've also rolled out a new private community specifically for Directors of Financial Planning (DFPs), who are increasingly becoming the lynchpins that drive planning excellence in advisory firms… which is so in alignment with our own Kitces mission that we wanted to start hosting a community for DFPs to further foster their success!

Financial Advice 147

Financial Advice Ethics Education Financial Planning 147