Random Roger's Retirement Planning

JANUARY 22, 2025

The starting point today is the that Rational ReSolve Adaptive Asset Allocation Fund (RDMIX) has gone through a strategy change, renaming as the ReturnStacked Balanced Allocation & Systematic Macro Fund and keeping the same symbol. " balanced allocation and $1 of exposure to a systematic macro strategy."

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The Big Picture

JUNE 23, 2025

They, they had a very, very complex asset. They still do, it’s a little bit different now all these years later, but they had a tremendous amount of interest rate risk in those servicing right assets, right? And then yes, you can have credit risk and other types of assets as well. So it’s all of that good stuff.

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The Big Picture

JANUARY 21, 2025

And suddenly you could buy index funds that cover all of the major asset classes. I did it during the coronavirus collapse in 2020, and I did it again in 2022. And you, because they were stocks that traded on the, the market, you didn’t have to have an agreement with Vanguard or with Fidelity in order to sell those funds.

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The Big Picture

JULY 15, 2025

Just an incredibly storied career who has managed to put together such a straightforward and intelligent way to approach asset management. Like having, you know, cash or gold or all these different things that we would include in our multi-asset portfolios so that people would feel more confident in what was going on. Rich Bernstein.

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Random Roger's Retirement Planning

NOVEMBER 17, 2024

They have a net asset value (NAV) per share but because the number of shares is fixed, the market price that closed end funds trade at can vary significantly from the NAV. MDCEX is in Morningstar's Tactical Asset Allocation (TAA) category and the Fidelity info page for the fund offers the following comparison to other funds.

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Random Roger's Retirement Planning

MARCH 30, 2025

MCW also did great in 2021, 2020 and 2019. The prompt was a mention of the Cambria Global Asset Allocation ETF (GAA) somewhere and since the market has done so poorly, I though it would be worth revisiting. Occasionally of course, MCW gets pasted. It certainly has been valid the whole time.

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A Wealth of Common Sense

AUGUST 29, 2024

A reader asks: My asset allocation has been pretty conservative since the market run-up in 2020. My basic thesis is that the market is overvalued, and the only way I can keep myself in equities at all is to have a 60/40 stock/bond allocation.

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The Big Picture

AUGUST 23, 2023

Whether we are talking about important milestones in life or your asset allocation, don’t let your decision-making default setting be “auto-pilot.”

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The Chicago Financial Planner

JUNE 13, 2022

After a strong finish in 2020 and very solid returns in 2021, we’ve seen a lot of market volatility so far in 2022. Ideally you’ve been rebalancing your portfolio along the way and your asset allocation is largely in line with your plan and your risk tolerance. The S&P 500 index was down about 17.6%

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The Big Picture

SEPTEMBER 19, 2023

The transcript from this week’s, MiB: Elizabeth Burton, Goldman Sachs Asset Management , is below. Elizabeth Burton is Goldman Sachs asset management’s client investment strategist. It depends on your asset allocation. And they took it out of their asset allocation in favor of other strategies.

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Fortune Financial

OCTOBER 14, 2024

It has been my experience when reviewing portfolios that diversification is typically expressed simply as a number of various stocks owned, or owning a handful of asset classes, usually stocks of various sizes and geographies, and bonds of varying maturities.

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The Big Picture

NOVEMBER 14, 2022

My back-to-work morning train WFH reads: • Big Investors Are Giving Up on Crypto Markets Going Mainstream : Bitcoin as a portfolio diversifier hasn’t worked for investors Crypto won’t ‘find a home in institutional asset allocation’. Bloomberg ). Wall Street Journal ). • Morningstar ). Institutional Investor ). USA Today ).

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The Chicago Financial Planner

FEBRUARY 5, 2022

Kansas City won the 2020 game and the market had an up year in spite of the impact of COVID-19. Perhaps it’s time to rebalance and to rethink your ongoing asset allocation. That said, they did play in the AFC in their first year of existence but that’s getting too technical for this blog post. Take stock of where you are.

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The Chicago Financial Planner

NOVEMBER 8, 2021

After a significant drop in March of 2020 in the wake of the pandemic, the S&P 500 has staged an amazing recovery. The index finished 2020 with a gain in excess of 18%. If so, this is a good time to revisit your asset allocation and perhaps reduce your overall risk. Learn from the past .

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A Wealth of Common Sense

NOVEMBER 15, 2022

This is in stark contrast to the FOMO days of 2020 and 2021 when it felt like the only place to put your money was the. Those old stodgy blue chip stocks in the Dow that pay dividends and have stable cash flows are crushing the innovation-led stocks that have more potential than profits in 2022.

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Nationwide Financial

MARCH 27, 2023

Market disruption has driven investors to safety, with money market funds adding $143 billion in the latest week, the largest since March 2020. Over the past four weeks, money markets have added $300 billion, on par with surges in 2008 and 2020, bringing the total to a record $5.1 at the best level in nearly a year. from a year ago.

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Trade Brains

SEPTEMBER 26, 2024

It offers various services across various asset classes, including equity, fixed-income, and derivative securities. The exchange operates an “anywhere, any asset” trading platform. Indian households traditionally invested most savings in physical assets. However, financial asset allocation increased recently.

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Random Roger's Retirement Planning

APRIL 22, 2024

It offers this pie chart to show its current asset allocation. The fact sheet does not define what 75/25 means but the prospectus says it allocates 75% to long volatility and 25% to short volatility. Based on the pie chart, it looks more like a multi-asset fund than a volatility-centric alternative strategy.

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Discipline Funds

NOVEMBER 8, 2023

Asset Allocation The Discipline Index is our core benchmark index and has an average duration, as measured in the Defined Duration strategy , of 10 years. It’s a long only stock/bond index that seeks to generate growth, but will never be as low risk as a bond index or as risky as an all stock index.

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Fortune Financial

JUNE 21, 2022

Since I have written on the topic and its impact on financial assets on several different occasions I thought it would be worthwhile to revisit some of those ideas now that inflation has returned. While inflation tends to harm long-duration assets the most, it seems to do so to the benefit of lower duration assets.

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Random Roger's Retirement Planning

APRIL 17, 2024

It only dropped 6% during the Pandemic Crash in 2020 versus 12% for VBAIX. Reacting in the middle of 2022 after learning too much was allocated to risk assets? In terms of being less volatile and faring better during market it turmoil, TRTY Replication has worked looking backwards.

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Truemind Capital

JUNE 30, 2022

The liquidity support since 2008 and massive stimulus post March 2020 has inflated all the asset prices be it equity, debt, or real estate. This strategy based on possibilities is called tactical asset allocation which always leads to higher portfolio returns at a given level of risk. trillion to ~$8-8.5 Source: ICICI MF.

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eMoney Advisor

DECEMBER 27, 2022

In 2020, The Advisor Channel (founded by partners New York Life Investments and Visual Capitalist) created a hierarchy that categorizes financial needs and demonstrates how wealth management plays an important role in financial health. At this level, the focus shifts to growing assets for long-term success and longevity. September 17.

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Random Roger's Retirement Planning

AUGUST 28, 2022

Rodrigo and Mike manage the Rational/Resolve Adaptive Asset Allocation Fund (RDMIX). Also "capture the risk premiums associated with being long each asset class." It is certainly multi asset, not sure that it is true risk parity versus having been influenced by risk parity. My concern about this fund is how complex it is.

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James Hendries

SEPTEMBER 27, 2022

The LPL Research Strategic and Tactical Asset Allocation Committee is increasing its recommended interest rate exposure in its tactical allocation from underweight to neutral. from its August 2020 lows and has already seen the biggest move higher in yields since 1987, when rates moved higher by 3.2%.

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Darrow Wealth Management

MARCH 28, 2022

Having cash and investable liquid assets gives you flexibility for the unknown. A strong savings rate relative to your income can help you build reserves before retirement—and during retirement, the focus should be maintaining a reasonable and flexible withdrawal rate relative to your investable assets. Asset allocation.

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The Big Picture

SEPTEMBER 12, 2022

They run over $800 billion in client assets, and Kristen’s group, the North American Group, is responsible for about half of the revenue that that massive organization generates. BITTERLY MICHELL: … across asset classes is the way that I think about it. perspective, how you hold your assets is just as important as what you hold, right?

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Discipline Funds

JULY 25, 2023

The global financial markets are roughly 50% stocks and 50% bonds which means that the average annual real return for the Global Financial Asset Portfolio is about 4% per year before taxes and fees. A good financial plan needs to allocate assets using a time blocking asset allocation like our All Duration strategy.

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ClearMoney

NOVEMBER 4, 2021

As with many things in life, the truth is somewhere between the extremes: While both simulated and real-world data suggest momentum may not be suitable as a driver of long-term asset allocations, we believe momentum considerations can be integrated in a cost-effective way to help inform daily portfolio management decisions.

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Random Roger's Retirement Planning

NOVEMBER 11, 2022

A little less dramatic but more interesting is the idea we broached yesterday about extreme portfolio simplification becoming an appropriate asset allocation for an older retiree who is not cognitively impaired but wants to spend less time on their investments without hiring someone to help them.

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eMoney Advisor

MARCH 21, 2023

When surveyed in 2020 after the onset of the COVID-19 pandemic, advisors indicated that 85 percent of their clients who had a financial plan felt more prepared to weather market volatility than those who did not. Sources: 1 eMoney COVID-19 Pulse Research, May 5 – May 19, 2020, n=227 2 Liberto, Daniel. ” Investopedia , 2022.

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Random Roger's Retirement Planning

DECEMBER 16, 2024

That reality can change some of the calculus between endowments and individual investor accounts but there are things we can learn from their asset allocations all the same. If bonds were already in a positive trend like they were in the 2020 Pandemic Crash then managed futures will do well. BTAL went up of course.

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Random Roger's Retirement Planning

AUGUST 12, 2024

The most recent doubling took just four years from the week of April 5th, 2020 to where we are now which again is very short. Diversifying a small portion into strategies that should go up when the broad market goes down is a good way to go if you don't want to be a forced seller of assets after a large decline.

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Random Roger's Retirement Planning

OCTOBER 3, 2024

Over the last few days I've fished around looking at multi-asset ETFs that I perceive are intended to be either one fund, portfolio solutions or the major core holding with a little room left for maybe alternatives or thematic exposures or whatever. By my count it has not quite 60% in equities, 21.5% in cash, almost 6.5%

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Brown Advisory

OCTOBER 4, 2021

For investors with a portfolio covering multiple asset classes, the tasks of excising climate risk and finding new climate-related opportunities can be daunting. renewable electricity generation equaled nuclear generation and surpassed coal generation in 2020, and IEA anticipates further rapid growth going forward. Carbon footprint.

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Brown Advisory

OCTOBER 4, 2021

For investors with a portfolio covering multiple asset classes, the tasks of excising climate risk and finding new climate-related opportunities can be daunting. renewable electricity generation equaled nuclear generation and surpassed coal generation in 2020, and IEA anticipates further rapid growth going forward. Carbon footprint.

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Brown Advisory

SEPTEMBER 29, 2020

Endowment and Foundation Challenges: Managing Charitable Gift Annuities ajackson Tue, 09/29/2020 - 14:00 The charitable gift annuity is one of a number of donor-friendly solutions that nonprofit institutions can offer to donors. However, the management of underlying assets in a gift annuity pool is a different matter.

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