Carson Wealth

JUNE 28, 2023

Your retirement income plan may be sending up bubbles, too, whether around Social Security, retirement account distributions, taxes or somewhere else – and these holes need to be patched up right away. So, to help your retirement plan be more airtight, let’s look at a few of the common leaks.

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Integrity Financial Planning

SEPTEMBER 12, 2022

Saving for retirement is a long-term endeavor. It requires a different perspective on your wealth and income that accounts for your needs in different stages of your life, from the beginning of your working years through your retirement. Therefore, a strategy that is risk-balanced helps you achieve your retirement goals.

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Integrity Financial Planning

JUNE 12, 2023

As you plan for retirement, it’s important to consider tax optimization strategies to minimize your tax liabilities. Here are three key ways to optimize taxes in retirement, based on information from sources published between 2022 and 2023.

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Random Roger's Retirement Planning

DECEMBER 16, 2022

A few things from the last couple of days all with the theme of retirement planning mistakes to avoid. The 4% rule of course refers to the percentage that can be safely withdrawn from portfolio assets for a sustainable retirement (not running out of money). Lastly is a list of retirement mistakes from Brett Arends.

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Random Roger's Retirement Planning

DECEMBER 15, 2023

Unusual Whales (very worth following) Tweeted that "51% of Gen-Xers and 40% of Boomers have said they are 'significantly behind' their retirement, per CNBC." We Aren't Saving Nearly Enough For Retirement. 600,000-$800,000 are workable numbers for long term retirement planning. Barron's pegs Gen-X' perceived need at $1.1

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FMG

MARCH 6, 2025

AI engines also analyze context ensure your website content clearly defines your services, location, and specializations (e.g., “retirement planning for small business owners” or “estate planning in New York”). Use niche-specific keywords like retirement planning for physicians.

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WiserAdvisor

SEPTEMBER 13, 2023

While grappling with various aspects of retirement planning, it is imperative to acknowledge a critical factor that often does not receive its due attention – longevity risk. Longevity risk refers to the risk that people are living longer lifespans than previous generations.

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Darrow Wealth Management

OCTOBER 1, 2022

Is retiring with a mortgage a good idea? Retiring with a mortgage doesn’t typically pose a financial risk, and at times it’s the best financial decision. But paying off a mortgage before retirement has upsides also. Here’s when it may – and may not – make sense to pay off a mortgage before retiring.

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Cordant Wealth Partners

SEPTEMBER 8, 2022

As you would expect from an outstanding organization like Microsoft, it offers a very robust 401(k) to help employees save for retirement. This article will discuss the key features of the Microsoft 401(k) plan, and after reading it, you should leave with a clear game plan of how to: Maximize the match (free money! )

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Nationwide Financial

AUGUST 16, 2024

This scenario is becoming increasingly common, and you can be well-equipped to guide your farmer clients through the complex process of retiring without direct heirs. Develop a succession plan Based on the financial assessment and the client’s goals, develop a detailed succession plan.

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Integrity Financial Planning

FEBRUARY 20, 2023

The concept of retirement planning is simple. Despite changes in the economy or in life itself, the concept of planning your retirement has remained unchanged. We work, save, retire, and repeat for generations over. 2] This, however, does not mean that the retirement of your dreams is out of reach.

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Good Financial Cents

JANUARY 24, 2023

While they do share some similarities, there are enough distinct differences between the two where they can just as easily qualify as completely separate and distinct retirement plans. Either plan is an excellent choice, particularly if you’re not covered by an employer-sponsored retirement plan. Not exactly.

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Million Dollar Round Table (MDRT)

JUNE 27, 2023

Instead, your general practitioner may have referred you to that cardiologist to diagnose a specific heart problem. We want our clients, our prospects and those who refer us to understand what we’re great at and that we’re specialists in that field, much like cardiologists are specialists in their field.

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Harness Wealth

APRIL 16, 2025

Roth IRA conversions present a significant challenge for retirement planners: pay taxes now or later? Moving funds from traditional IRAs to Roth accounts triggers immediate taxation but promises tax-free withdrawals in retirement. This flexibility becomes increasingly valuable as your retirement portfolio grows more complex.

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Harness Wealth

MARCH 7, 2025

Additionally, we have news that FinCEN has announced an extension of the BOI reporting deadline and a temporary halt in enforcement, an analysis on the implications of wealth taxes in Europe, and a refresher on how the new ‘Savers Match’ program aimed at enhancing the retirement savings of millennials and Gen Z functions.

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Harness Wealth

JANUARY 9, 2025

Backdoor strategies are retirement contribution methods that allow individuals to bypass income limits and contribute to tax-advantaged retirement accounts. While a Mega Backdoor Roth IRA rolls these contributions into a Roth IRA, a Mega Backdoor Roth 401(k) converts them directly into a Roth 401k within the employer’s plan.

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Darrow Wealth Management

MARCH 3, 2025

While an investor’s timeline affects their risk tolerance and allocation decisions between stocks and bonds, it’s important to remember how long a retirement time horizon can truly be. For reference, a correlation of 1.0 The chart below shows how cumulative US stocks versus bond returns can impact a portfolio over time.

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Random Roger's Retirement Planning

JULY 4, 2025

Over the last couple of months or so, we've been talking about how the crazy high yielding, single stock, covered call ETFs are not proxies for their underlying or reference securities. Instead, they are products that sell the volatility of their underlying or reference securities. Big difference.

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Portfolio Numbers Management Taxes 59

MainStreet Financial Planning

MARCH 14, 2024

The IRS website has this helpful Tax Withholding Estimator you can use as a reference if you are unsure how much to withhold. Explore Tax-Advantaged Accounts: One way to lower your tax burden is to take advantage of your employer’s retirement plan if they have one by contributing pre-tax dollars into your 401(k) or 403(b).

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FMG

MAY 19, 2025

Add keywords your audience might use, like Financial Advisor | Retirement Planning or “Wealth Management | Tax Planning.” Include Keywords for Discoverability People search Instagram like they do Google, so include keywords like retirement planning, wealth advisor, or student loan help to boost discoverability.

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WiserAdvisor

JANUARY 16, 2024

Preparing for retirement is a significant life transition that demands a clear understanding of your financial situation. This data can serve as a baseline for tailoring your retirement plan, taking into account factors such as inflation, your current age, and your desired retirement age.

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Clever Girl Finance

JULY 24, 2023

The biggest benefit of maxing out your 401k is the chance to save more money for retirement. Articles related to 401k accounts and retirement savings Decide if you should max out your 401k to increase your retirement savings! 4 Reasons you should A 401k is one of the most common types of employer-sponsored retirement plans.

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Harness Wealth

APRIL 16, 2025

Leveraging retirement plans for tax advantages Tech entrepreneurs can create substantial tax advantages through Solo 401(k) plans, which allow contributions up to $69,000 in January 1, 2024 for those under 50. For growing tech startups, establishing company retirement plans serves multiple purposes beyond tax benefits.

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Random Roger's Retirement Planning

SEPTEMBER 2, 2022

There was also a reference to the term on an episode of The Simpsons. If an investor has $1 million for retirement and is expecting $40,000/yr and the tontine kicks out 8%, something like $100,000 into the tontine provides 20% of expected income with only 10% of assets, it presents an opportunity for capital efficiency. Stay tuned.

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Good Financial Cents

APRIL 1, 2023

Let’s take a deep look at both plans, and particularly at where each stands out. It’s one of the best strategies to supercharge your retirement savings, especially for early retirement. There's no time like the present to begin preparing for your retirement. This is what’s referred to as the IRS pro rata rules.

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Fortune Financial

AUGUST 8, 2023

Healthcare Costs After Retirement — Securing Your Parents’ Future Retirement is a long-awaited phase of life where individuals can enjoy the fruits of their labor and enjoy well-deserved rest. With medical expenses on the rise, planning for healthcare during retirement becomes crucial to ensure a secure future.

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Fortune Financial

AUGUST 8, 2023

Healthcare Costs After Retirement — Securing Your Parents’ Future Retirement is a long-awaited phase of life where individuals can enjoy the fruits of their labor and enjoy well-deserved rest. With medical expenses on the rise, planning for healthcare during retirement becomes crucial to ensure a secure future.

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Nationwide Financial

DECEMBER 1, 2022

Real returns” refer to the returns on their investments after you take inflation into account. This means that with qualified assets sitting in cash, retirement savings are at risk of being outpaced by inflation. For example, if the return for a bond mutual fund is 2% but inflation is 7%, the investor sustained a real return of -5%.

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Harness Wealth

JANUARY 29, 2025

These contributions not only provide immediate tax relief but help secure longer-term financial stability during retirement. 401(k) Plans: Contribute the maximum allowable amount for 2024 : $23,000 if youre under 50, or $30,500 if youre 50 or older. For the majority of people, however, April 15th will remain the deadline.

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Taxes Medical Distribution Tax Planning 52

International College of Financial Planning

JUNE 17, 2025

Introduction to GIFT City and Its Legal-Economic Status The Gujarat International Finance Tech-City, commonly referred to as GIFT City, is a landmark initiative by the Government of India aimed at creating a world-class financial centre within the country.

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Random Roger's Retirement Planning

NOVEMBER 12, 2023

The Wall Street Journal took what might be a sympathetic approach to 401k investors who might be feeling disillusioned by generally poor performance with the focus being on target date funds which have of course become a major staple of 401k plans. First, it's your retirement, how do you not care enough to engage just a little?

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Nationwide Financial

JANUARY 27, 2023

Legacy planning also represents an important opportunity for financial professionals. This refers to the client’s intentions to continue working with you, invest additional assets with you, and refer you to friends and family. Legacy planning gives you an opportunity to demonstrate your empathy.

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FMG

JUNE 13, 2025

Advisors offer insights on retirement, long-term care, or market trends over lunch at a local café or conference room. One advisor noted that these events draw not only current clients but also curious prospects who are actively exploring retirement planning options. How do I promote an advisor event effectively?

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Indigo Marketing Agency

MAY 5, 2020

How To Grow Your Retirement Plan Business In The 2020 Economic Crisis. We’ll review: – How has the retirement landscape been affected by COVID-19? – How can advisors grow their retirement business in the current crisis? I’m super excited to welcome the team at Retirement Learning Center.

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Random Roger's Retirement Planning

APRIL 9, 2024

He referred to the non-managed futures alts at "diversified alpha" but never specified what strategies to include with managed futures. Picture retiring in 2010 versus 2020. This has sort of been my positioning. Fun note, the 1878 banking crisis was mentioned in an episode of Deadwood. This is in the neighborhood of sequence of return.

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Random Roger's Retirement Planning

MAY 15, 2025

Price Action Lab had a blog post that amusingly referred to managed futures as being a long term commitment. That led to an older post that tried to figure out the optimal allocation to managed futures.

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Random Roger's Retirement Planning

JUNE 25, 2025

The literature refers to it being like a structured product. Speaking of things that are worth learning about even if you never use them, Calamos just launched an Autocallable Income ETF (CAIE). It appears that it is somewhere in the defined outcome/buffer/derivative income fund realm.

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