Nerd's Eye View

JANUARY 31, 2025

Also in industry news this week: While RIA M&A deal flow hit record levels in 2024 (both in terms of volume and the speed of completing them), firm valuations saw relatively modest gains In its latest annual regulatory oversight report, FINRA joined the SEC in flagging the potential risks to firm and client data from the use of third-party vendors (..)

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Financial Planner Retirement Planning Compliance Valuation 239

Wealth Management

JUNE 26, 2024

Notice 2024-55 clarifies two exceptions to the 10% additional tax.

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Retirement Planning Distribution Retirement Planning 271

Nerd's Eye View

JUNE 23, 2025

In this article, Senior Financial Planning Nerd Sydney Squires draws on research from Morningstar that identifies 11 core motivators that influence how prospects choose their particular advisor. These motivators fall into three categories: emotional, financial, and situational ("other").

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Communication Retirement Planning Clients Financial Services 221

Nerd's Eye View

NOVEMBER 29, 2024

Also in industry news this week: While many financial advisors are paying close attention to the potential extension of sunsetting measures within the Tax Cuts and Jobs Act (TCJA) in the coming year, legislation related to retirement savings could be on Congress' agenda as well Fidelity is planning to change the default for its existing RIA non-retirement (..)

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Financial Planner Financial Advice Retirement Financial Advisor 246

Nerd's Eye View

APRIL 8, 2025

Seth is the founder of Heartwood Financial Planning, an advisory firm affiliated with PlanMember Securities Corporation that is based in Fresno, California, and oversees approximately $100 million in assets under management for 850 client households. Welcome everyone! Welcome to the 432nd episode of the Financial Advisor Success Podcast!

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Financial Planning Clients Planning Financial Advisor 130

Carson Wealth

DECEMBER 20, 2024

Strategic charitable giving not only benefits the recipient but can also create significant tax advantages for the giver. While many people approach their financial planning with careful strategy, its easy to overlook the same level of intention when it comes to charitable giving. It just needs to be given to a qualified 501(c)(3).

Financial Planning 116

Financial Planning Planning Estate Planning Taxes 116

Nerd's Eye View

SEPTEMBER 29, 2022

As an individual begins planning for retirement, one of the factors often considered is whether (and where) they might relocate to enjoy their retirement. a state’s income tax rules can have a significant impact on where they might choose to live. When evaluating their potential options across the U.S.,

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Taxes Retirement Retirement Planning Clients 246

Nerd's Eye View

AUGUST 2, 2023

Which means that financial advisors can play an important role in adoption planning – helping clients strategically plan for the costs involved in the process, including accessing tax credits that can significantly defray these expenses.

Taxes 246

Taxes Planning Financial Advisor Strategic Planning 246

Nerd's Eye View

NOVEMBER 1, 2024

At the same time, CFP Board has noted that advisors pursue the certification voluntarily and that its standards, which cover the entire financial planning process (unlike SEC and FINRA regulations that largely focus on investment management), help to raise standards for the industry as a whole at a time when advisors increasingly offer comprehensive (..)

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Financial Planner CFP Certification Retirement Planning 185

Abnormal Returns

APRIL 23, 2025

Podcasts Peter Lazaroff talks with Christine Benz about the most overlooked parts of a retirement plan. podcasts.apple.com) Taxes Roth 401(k) rollovers are tricky. peterlazaroff.com) Steve Chen talks all things Social Security with Devin Carroll, author of "Social Security Basics."

Retirement Planning 157

Retirement Planning Retirement Taxes Portfolio 157

Nerd's Eye View

FEBRUARY 8, 2023

government is the largest employer in the country, it can be especially helpful for advisors to be familiar with the ins and outs of (and recent changes to) the Federal government’s own defined contribution plan: the Thrift Savings Plan (TSP). But given that the U.S. While many features of the TSP (e.g.,

Planning 246

Planning Retirement Retirement Planning Government 246

Getting Your Financial Ducks In A Row

MARCH 10, 2025

Many of us are covered by one or more types of defined contribution retirement plans, such as a 401(k), 403(b), 457, or any of a number of other plans. What many of these plans have in common is that they are referred to as Cash Or Deferred Arrangements (CODA), as designated by the IRS. How, you might ask?

Retirement Planning 52

Retirement Planning Retirement Planning Compensation Planning 52

The Chicago Financial Planner

FEBRUARY 8, 2023

You’ve paid Social Security taxes over the course of your working life and you’ve earned these benefits. Many retirees and others collecting Social Security wonder about the tax treatment of their benefit. The answer to the question in the title is that your Social Security benefits may be subject to taxes.

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Taxes Retirement Financial Planner Financial Advisor 291

Nerd's Eye View

MARCH 28, 2025

Also in industry news this week: A recent survey indicates that younger "DIY" investors are more likely to be interested in working with a human advisor than their older counterparts, suggesting an opportunity for advisors to tap into this demographic (perhaps by setting minimum planning fees that ensure these clients can be served profitably today (..)

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Financial Planner Retirement Retirement Planning Clients 200

Carson Wealth

MAY 29, 2025

It probably depends on whether you have a strong plan in place for income during your retirement years. Having a retirement planning checklist can help make this final commute the time of reflection and joy it should be. These are staples of retirement and are great things to do to when every day is a Saturday.

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Retirement Planning Retirement Planning Taxes 52

Nerd's Eye View

MAY 17, 2023

Like native-born workers, foreign workers need to think about saving for retirement, planning for their children’s college, managing healthcare costs, and all manner of other financial goals. For example, the tax benefits of certain accounts can sometimes work in the other direction if a non-U.S.-born

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Taxes Investing Investments Accounting 246

Covisum

MAY 30, 2025

When it comes to retirement income planning, taxes matter, a lot. Yet tax planning is often overlooked or oversimplified. The truth is, your clients tax exposure in retirement doesnt just depend on how much they withdraw each year, but how and from where those withdrawals happen.

Retirement Planning 52

Retirement Planning Taxes Retirement Planning 52

Carson Wealth

MARCH 28, 2024

Retirement planning is a journey that generally takes decades to complete and most of us start out along the do-it-yourself path. More than likely, your first step was to enroll in an employer-provided plan such as a 401(k) or setting up an individual retirement account, also known as an IRA.

Retirement Planning 142

Retirement Planning Retirement Planning Taxes 142

Getting Your Financial Ducks In A Row

JUNE 23, 2025

Photo credit: jb When you have money in several accounts and you’d like to have that money consolidated in one place, the question comes up – Which type of account can be tax-free rolled over into which other type of accounts? Related posts: Do You Need to File a Tax Return This Year? This is known as a Roth Conversion.

Accounting 138

Accounting Taxes Planning Retirement Planning 138

Wealth Management

FEBRUARY 21, 2024

The intellectual case for getting rid of tax-advantaged retirement plans is strong, and the political case is catching up.

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Retirement Planning Retirement Taxes Planning 266

Nerd's Eye View

MARCH 13, 2024

Most of the time, people are subject to state taxes in the states where they live and/or earn their income. So when moving to a lower-tax state or another, their income tax burden likewise shifts to the new state along with them.

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Taxes Compensation Planning Retirement Retirement Planning 189

Nerd's Eye View

NOVEMBER 23, 2022

Among the several different types of retirement plans that are available to self-employed workers, solo 401(k) plans can offer the most flexibility and the ability to contribute the highest amount of tax-advantaged savings.

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Planning Distribution Assets Retirement Planning 246

Zoe Financial

JUNE 20, 2025

For high-net-worth individuals, continuously refining your strategy over time is what keeps your plan efficient and aligned with evolving goals. At Zoe Financial, we’ve seen firsthand how proactive planning with a fiduciary advisor helps individuals protect and grow their wealth across generations.

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Retirement Planning Retirement Planning Estate Planning 40

Wealth Management

JULY 2, 2025

As a result, financial advisors should start honing the services Gen X members will likely benefit from the most, including retirement planning, estate and tax planning and mortgage refinancing. trillion annually over the next decade as part of the great wealth transfer, a new report finds. trillion annually.

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Financial Advisor Estate Planning Wealth Management Financial Planning 161

A Wealth of Common Sense

FEBRUARY 6, 2025

Bill Sweet joined me on the show this week to discuss questions about the tax benefits of owning rental properties, the tax implications of an inheritance, retirement planning for military service members and how tariffs work. Further Reading: The U.S. Housing Market vs. The Canadian Housing Market The post The U.S.

Marketing 118

Marketing Marketing Retirement Planning Taxes 118

Abnormal Returns

FEBRUARY 24, 2025

thinkadvisor.com) Cutting IRS workers is going to make life more difficult for tax preparers (and payers). advisorperspectives.com) Retirement planning models are just uncertainty piled on uncertainty. (citywire.com) How Jacob Turner turned a professional baseball career into a wealth management business. crr.bc.edu)

Wealth Management 144

Wealth Management Retirement Planning Financial Advice Clients 144

Harness Wealth

APRIL 30, 2025

Without proper planning, taxes can unexpectedly take a large bite out of the proceeds, potentially reducing financial security and the legacy. When you understand various exit strategies and their tax implications early, you position yourself to make informed decisions that maximize after-tax value while ensuring a smooth transition.

Taxes 52

Taxes Planning Tax Planning Sales 52

Abnormal Returns

JANUARY 15, 2024

citywire.com) Taxes There simply aren't enough tax preparers to go around. obliviousinvestor.com) It's hard to say you are a holistic financial adviser without tax management. thinkadvisor.com) Retirement Baby Boomers were supposed to retire in penury. (riabiz.com) Avise is a cooperative platform for advisers.

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Financial Planner Wealth Management Retirement Planning Financial Advising 273

Abnormal Returns

APRIL 10, 2024

(morningstar.com) Dan Haylett talks with Eric Brotman, who is the founder and CEO of BFG Financial Advisors, about retirement as 'graduation.' humansvsretirement.com) Estate planning Why you should update your estate plans periodically. obliviousinvestor.com) Estate planning should most importantly include talking about it.

Estate Planning 259

Estate Planning Retirement Planning Retirement Taxes 259

Abnormal Returns

FEBRUARY 28, 2024

Podcasts Peter Lazaroff with five reasons you need a financial plan that have nothing to do with money. morningstar.com) Rick Ferri talks all things taxes with Kaye Thoma of Fairmark.com (bogleheads.podbean.com) Housing What's the bear case for housing prices? wsj.com) Retirement How rising interest rates affect retirement planning.

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Retirement Planning Retirement Financial Planning Taxes 284

Abnormal Returns

NOVEMBER 6, 2023

ft.com) Creative Planning has closed on its purchase of Goldman Sachs' ($GS) PFM unit. citywire.com) Creative Planning is expanding its reach in the retirement plan space. papers.ssrn.com) Taxes A 2023 year-end tax planning guide. investmentnews.com) M&A The RIA model continues to take share.

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Wealth Management Retirement Planning Tax Planning Financial Planning 261

Carson Wealth

JULY 3, 2024

Set up separate plans and goals for your business and your personal finances. It helps you plan for future expenses, allocate resources efficiently and stay on track with your financial goals. Identifying these risks early and having a plan to mitigate them can save your business from significant setbacks.

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Financial Planning Planning Retirement Planning Tax Planning 142

Yardley Wealth Management

JANUARY 21, 2025

Exploring the Benefits of Financial Planning appeared first on Yardley Wealth Management, LLC. Goal Setting and Planning Many people discover that talking to a financial planner is worth it simply for the structured approach to goal setting. The post Is Talking to a Financial Planner Worth It?

Financial Planner 52

Financial Planner Financial Planning Planning Retirement Planning 52

Abnormal Returns

FEBRUARY 21, 2024

(youtube.com) Retirement Why planning in retirement is so challenging. Rowe Price about non-financial considerations in retirement. morningstar.com) People work in retirement for any number of reasons. awealthofcommonsense.com) Taxes Do you know how to pay taxes on your Series I savings bonds?

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Retirement Retirement Planning Portfolio Management Taxes 270

Nerd's Eye View

JANUARY 26, 2024

The survey also suggests that a firm's tech stack can affect its ability to attract and retain clients, with 93% of advisors who said they work with state-of-the-art technology reporting that they have added new clients as a result of another firm's bad technology, and 58% of all advisors surveyed reporting they had lost new business due to bad technology. (..)

Financial Planner 244

Financial Planner Retirement Planning Financial Advisor Retirement 244

WiserAdvisor

JUNE 27, 2025

Start planning early. The essence of retirement lies in reclaiming your time, on your terms and with confidence. Yet far too many professionals delay the planning process. To show you what’s possible and what’s necessary, if early retirement is something you want to pursue seriously. And the best way to do that?

Retirement 59

Retirement Planning Retirement Planning Taxes 59

Talon Wealth

NOVEMBER 12, 2024

Even though retirees have contributed throughout their careers, a portion of those benefits could still be taxed, depending on your total income. Here’s how it breaks down for 2023-2024: If a couple’s total retirement income is between $32,000 and $44,000, up to 50% of Social Security benefits could be taxable.

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Taxes Planning Retirement Planning Tax Planning 52