Calculated Risk

MAY 8, 2025

year-over-year The number of homes actively for sale remains on a strong upward trajectory, now 31.1% There were more than 1 million homes for sale last week, crossing this threshold for the first time since December 2019. Last week boasted the highest number of new listings since mid-2022. compared to a year ago.

Sales

Calculated Risk

APRIL 15, 2025

At 8:30 AM, Retail sales for March is scheduled to be released. increase in retail sales. Any number below 50 indicates that more builders view sales conditions as poor than good. Wednesday: At 7:00 AM ET, The Mortgage Bankers Association (MBA) will release the results for the mortgage purchase applications index.

Retail

Calculated Risk

JULY 26, 2025

Other key reports include May Case-Shiller house prices, July ISM manufacturing index and July vehicle sales. This was originally a GSE only repeat sales, however there is also an expanded index. 10:00 AM: Pending Home Sales Index for June. Late: Light vehicle sales for July from the BEA. The consensus is for a 2.5%

Manufacturing

Calculated Risk

FEBRUARY 7, 2025

Today, in the Calculated Risk Real Estate Newsletter: 1st Look at Local Housing Markets in January A brief excerpt: NOTE: The tables for active listings, new listings and closed sales all include a comparison to January 2019 for each local market (some 2019 data is not available). In January, sales in these markets were up 6.4%

Marketing

Calculated Risk

JANUARY 14, 2025

t took a number of years following the housing bust for new home inventory to return to the pre-bubble percent of total inventory. of the total for sale inventory, down from a peak of 27.2% Then, with the pandemic, existing home inventory collapsed and now the percent of new homes is 22.4% in December 2022.

Marketing

Calculated Risk

NOVEMBER 7, 2024

Today, in the Calculated Risk Real Estate Newsletter: 1st Look at Local Housing Markets in October A brief excerpt: NOTE: The tables for active listings, new listings and closed sales all include a comparison to October 2019 for each local market (some 2019 data is not available). In October, sales in these markets were up 17.3%

Sales

Calculated Risk

JULY 16, 2025

Auto sales receded modestly on average, after consumers had rushed to buy vehicles earlier this year to avoid tariffs. Home sales were flat or little changed in most Districts , and nonresidential real estate activity was also mostly steady. A growing number of Districts cited labor shortages in the skilled trades.

Economics

Calculated Risk

MAY 21, 2025

The ICE Home Price Index (HPI) is a repeat sales index. ICE reports the median price change of the repeat sales. 1.5%), Phoenix (-1.2%), with more modest declines in Honolulu, Colorado Springs, Tucson, Sacramento, and San Diego Thats the largest number of markets with annual price declines since interest rates surged above 7.5%

Sales

Wealth Management

JUNE 27, 2025

Number 8860726. Michael joined AssetMark in 2010 and has held a number of leadership positions, including Head of National Sales and Consulting, Chief Client Officer, and President (2021–Present). Registered in England & Wales with number 01835199, registered office 5 Howick Place, London, SW1P 1WG.

Estate Planning

Calculated Risk

MAY 28, 2025

Industry noninterest income also benefited from other one-time items, such as gains on loan sales. Lower losses on the sale of securities also contributed to the increase in net income. The number of problem banks represented 1.4 The number of problem banks represented 1.4 percent of total loans.

Banking

Calculated Risk

NOVEMBER 26, 2024

The ICE HPI is a repeat sales index. ICE reports the median price change of the repeat sales. From Intercontinental Exchange (ICE): • Home price growth edged slightly higher in October to +3.0% (from +2.9%

Numbers

Calculated Risk

FEBRUARY 10, 2025

It took a number of years following the housing bust for new home inventory to return to the pre-bubble percent of total inventory. of the total for sale inventory, down from a peak of 27.2% Then, with the pandemic, existing home inventory collapsed and now the percent of new homes is 25.1% in December 2022.

Marketing

Calculated Risk

APRIL 16, 2025

Any number below 50 indicates that more builders view sales conditions as poor than good. The recent dip in mortgage rates may have pushed some buyers off the fence in March, helping builders with sales activity, said NAHB Chairman Buddy Hughes, a home builder and developer from Lexington, N.C.

Sales

Calculated Risk

NOVEMBER 1, 2024

The headline jobs number in the October employment report was below expectations, and August and September payrolls were revised down by 112,000 combined. This was lower than last year and suggests slightly less real retail sales this holiday season as last year. Earlier: October Employment Report: 12 thousand Jobs, 4.1%

Retail

Nerd's Eye View

NOVEMBER 4, 2024

This month's edition kicks off with the news that Holistiplan has announced the rollout of a new estate plan document extraction tool to stand alongside its highly popular tax return scanning tool – which highlights how advances in AI technology have allowed tools like Holistiplan to go beyond tax returns and scan nearly any kind of document (..)

Estate Planning

Calculated Risk

JANUARY 23, 2025

Here is their weekly report: Weekly Housing Trends ViewData for Week Ending January 18, 2025 Active inventory increased, with for-sale homes 25.1% For the 63rd consecutive week, the number of homes for sale has increased compared to the same time last year. above year-ago levels.

Numbers

Nerd's Eye View

JUNE 27, 2025

Also in industry news this week: While the estate tax exemption is slated to rise to $15 million in 2026 under Republican-proposed legislation, estate planning will remain a key topic for advisors and their clients across the wealth spectrum, from managing possible state estate tax exposure to ensuring that clients’ end-of-life preferences are (..)

Financial Planner

Wealth Management

JUNE 20, 2025

Number 8860726. Most clients want to know their ‘Am I OK numbers,’ and we can show a number or a summary, that is what makes it unique,” he said. Registered in England & Wales with number 01835199, registered office 5 Howick Place, London, SW1P 1WG. Registered in England and Wales.

Wealth Management

Calculated Risk

APRIL 17, 2025

from a year ago The number of homes actively for sale remains significantly higher than last year, continuing a 75-week streak of annual gains. Realtor.com has monthly and weekly data on the existing home market. Here is their weekly report: Weekly Housing Trends ViewData for Week Ending April 12, 2025 Active inventory climbed 31.2%

Numbers

Calculated Risk

JULY 12, 2025

The key reports this week are June CPI, Retail Sales and Housing Starts. 8:30 AM: Retail sales for June is scheduled to be released. increase in retail sales. This graph shows retail sales since 1992. This is monthly retail sales and food service, seasonally adjusted (total and ex-gasoline). increase in core CPI.

Retail

Calculated Risk

APRIL 8, 2025

Closed sales in March were mostly for contracts signed in January and February when 30-year mortgage rates averaged 6.96% and 6.84%, respectively (Freddie Mac PMMS). This was before the recent surge in economic uncertainty and stock market volatility that might impact existing home sales. year-over-year Not Seasonally Adjusted (NSA).

Marketing

Calculated Risk

JANUARY 15, 2025

Consumer spending moved up moderately, with most Districts reporting strong holiday sales that exceeded expectations. Vehicle sales grew modestly. Manufacturing decreased slightly on net, and a number of Districts said manufacturers were stockpiling inventories in anticipation of higher tariffs.

Economics

Calculated Risk

MARCH 15, 2025

The key reports this week are February Retail sales, Housing Starts and Existing Home Sales. increase in retail sales. This graph shows retail sales since 1992. This is monthly retail sales and food service, seasonally adjusted (total and ex-gasoline). The FOMC meets this week, and no change to policy is expected.

Retail

Calculated Risk

MAY 15, 2025

Any number below 50 indicates that more builders view sales conditions as poor than good. The use of sales incentives was 61% in May, the same rate as the previous month. The National Association of Home Builders (NAHB) reported the housing market index (HMI) was at 34, down from 40 last month.

Sales

Nerd's Eye View

JULY 25, 2025

Also in industry news this week: A recent report highlights the rapid growth of RIA "consolidators" , with advisors seeking them out for compliance and succession support, though concerns about a potential loss of autonomy and independence from joining one remain The Treasury has delayed until 2028 the effective date for a proposed Anti-Money Laundering (..)

Financial Planner

Calculated Risk

DECEMBER 29, 2024

Some of these questions concern real estate (inventory, house prices, housing starts, new home sales), and I posted thoughts on those in the newsletter (others like GDP and employment will be on this blog). How about housing starts and new home sales in 2025? I'm adding some thoughts and predictions for each question.

Economics

Wealth Management

JULY 3, 2025

Number 8860726. Related: Understanding the Client Retention Hurdle in RIA Sales “From LPL’s integrated and streamlined technology to the fact that they are self-clearing, everything LPL offers is with advisors in mind,” he said in a statement. Informa PLC's registered office is 5 Howick Place, London SW1P 1WG.

Wealth Management

Calculated Risk

JUNE 28, 2025

Other key reports include the June ISM Manufacturing survey, June Vehicle Sales and the Trade Deficit for May. -- Monday, June 30th -- 9:45 AM: Chicago Purchasing Managers Index for June. The number of job openings were down 3% year-over-year and quits were down 6% year-over-year. Late in the day: Light vehicle sales for June.

Manufacturing

Calculated Risk

JUNE 14, 2025

The key reports this week are May Retail Sales and Housing Starts. up from -9.2. -- Tuesday, June 17th -- 8:30 AM: Retail sales for May is scheduled to be released. decrease in retail sales. This graph shows retail sales since 1992. The consensus is for a reading of -6.0, The consensus is for a 0.5%

Retail

Calculated Risk

MARCH 21, 2025

Here is a table from ICE.

Numbers

Calculated Risk

NOVEMBER 14, 2024

It took a number of years following the housing bust for new home inventory to return to the pre-bubble percent of total inventory. of the total for sale inventory, down from a peak of 27.2% Then, with the pandemic, existing home inventory collapsed and now the percent of new homes is 20.8% in December 2022.

Marketing

Calculated Risk

APRIL 28, 2025

This survey might show the trend, but I wouldn't rely on the absolute numbers. The homeowner vacancy rate declined sharply during the pandemic and includes homes that are vacant and for sale (so this mirrors the low but increasing levels of existing home inventory ). National vacancy rates in the first quarter 2025 were 7.1

Numbers

Calculated Risk

MARCH 16, 2025

Weekend: Schedule for Week of March 16, 2025 FOMC Preview Monday: At 8:30 AM ET, Retail sales for February is scheduled to be released. increase in retail sales. Any number below 50 indicates that more builders view sales conditions as poor than good. The consensus is for a 0.7% The consensus is for a reading of -2.0,

Retail

Nerd's Eye View

JULY 8, 2025

We also talk about how James (once his firm started to receive a strong flow of leads) increased the friction involved for prospects to schedule an introductory meeting by requiring them to fill out a short form on their financial situation and disclosing the firms fees and asset minimums (leading to a higher percentage of meetings with good-fit prospects), (..)

Education

Calculated Risk

MAY 14, 2025

Also at 8:30 AM, Retail sales for April are scheduled to be released. increase in retail sales. Any number below 50 indicates that more builders view sales conditions as poor than good. Thursday: At 8:30 AM ET, The initial weekly unemployment claims report will be released. The consensus is for 0.1%

Retail

Calculated Risk

NOVEMBER 30, 2024

Other key indicators include the October Trade Deficit, the November ISM manufacturing index and November vehicle sales. -- Monday, December 2nd -- 10:00 AM: ISM Manufacturing Index for November. All day: Light vehicle sales for November. This graph shows light vehicle sales since the BEA started keeping data in 1967.

Manufacturing

Steve Sanduski

OCTOBER 27, 2024

Bringing in New Clients: Includes marketing and sales processes for attracting and converting prospects. Tracking Your Numbers: Encompasses tracking success metrics, including goals, revenue, expenses, profit margins, and client referrals. Building the Team: Involves processes for attracting, training, and retaining top talent.

Clients