The Big Picture

DECEMBER 30, 2024

He eventually became president of Merrill Lynch Asset Management, leading the division with a value-oriented approach and a focus on long-term fundamentals. He co-authored Investment Analysis and Portfolio Management , now in its fifth edition. Arthur Zeikel was a founding principal of Standard & Poor’s/InterCapital, Inc.,

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Nerd's Eye View

OCTOBER 18, 2024

Also in industry news this week: 43% of wealth management firms are frustrated with the effectiveness of their CRM software, spurred on by challenges with integrations and workflows, according to a recent survey The Social Security Administration this week announced a 2.5%

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Nerd's Eye View

AUGUST 28, 2024

Historically, advisors haven't had many avenues to manage clients' 401(k) plan accounts, since unlike traditional custodial investment accounts, advisors generally lack discretionary trading authority in employer-sponsored retirement plans.

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Nerd's Eye View

APRIL 18, 2025

Also in industry news this week: According to a recent survey, 40% of financial advisory clients would switch to an advisor who offers estate planning services, with help with specific tasks like beneficiary designations or tax strategies as the most sought-after service among respondents RIA M&A activity set a first-quarter record to start the (..)

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Abnormal Returns

MARCH 24, 2025

wealthmanagement.com) Parsing the differences in risk tolerance for a couple is tricky. (crr.bc.edu) The widow tax is real. thinkadvisor.com) Advisers The RIA model continues to take share. citywire.com) Flourish is buying Sora. kitces.com) A Q&A with Barry Ritholtz author of the new book "How Not to Invest."

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Darrow Wealth Management

MARCH 13, 2025

So if you have a large portion of your wealth tied to a single stock, here are six options to manage it. Morgan Private Bank) 6 ways to manage a concentrated stock position In no particular order, here are some strategies to reduce the risk of concentrated stock holdings. Gifting: Transferring stock to family members or trusts.

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Management Taxes Estate Planning Asset Allocation 77

Yardley Wealth Management

FEBRUARY 18, 2025

The post Waterfall Wealth Management: A Strategic Approach appeared first on Yardley Wealth Management, LLC. This structured method minimizes financial risk and maximizes efficiency by focusing resources on the most critical goals before addressing less pressing needs. While effective, they often lack a prioritization system.

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Abnormal Returns

DECEMBER 26, 2022

Podcasts Michael Kitces talks setting boundaries with Emily Rassam who is the Senior Financial Planner for Archer Investment Management. investmentnews.com) Practice management Why firms need to make compliance an ally, not an obstacle. mikemelissinos.substack.com) On the difference between risk tolerance and risk perception.

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Risk Tolerance Financial Planner Financial Advising Compliance 241

WiserAdvisor

JULY 2, 2025

Below are key areas where financial advisors add value in managing healthcare expenses: 1. Using Health Savings Accounts (HSAs) to manage healthcare costs in retirement A health savings account (HSA) is one of the most tax-efficient tools available for covering qualified medical expenses, both before and during retirement.

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Healthcare Financial Advisor Management Medical 59

Nerd's Eye View

JUNE 2, 2023

Enjoy the current installment of “Weekend Reading For Financial Planners” - this week’s edition kicks off with the news that a recent study found that advisory forms working with a younger client base tend to have relatively stronger growth in assets under management and revenue over time.

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Financial Planner Risk Tolerance Clients Financial Planning 246

WiserAdvisor

MAY 26, 2023

While no investment is entirely devoid of risk, and there is always some degree of threat to your money when you put it in the market, you can manage risk and protect your investments with some strategies. It is essential to choose investments that match your risk appetite to avoid unnecessary stress and surprises later.

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Darrow Wealth Management

MARCH 3, 2025

The choice between stocks and bonds depends on their individual circumstances, such as risk tolerance, time horizon, and financial goals. While an investor’s timeline affects their risk tolerance and allocation decisions between stocks and bonds, it’s important to remember how long a retirement time horizon can truly be.

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Risk Tolerance Asset Allocation Assets Portfolio 72

BlueMind

OCTOBER 25, 2022

Category: Clients Risk. When it comes to their investment portfolios many tend to have a low-risk tolerance and with the unsettling economic situation with the ongoing pandemic, the word “risk” has become even more of a fearsome word for clients. Related: How to Determine Your Client’s Risk Capacity!

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Risk Management Clients Risk Tolerance Management 97

Carson Wealth

JANUARY 8, 2025

While some individuals manage their finances independently or utilize automated platforms, the personalized guidance of a financial advisor may offer distinct advantages. One study found that an advisor-managed portfolio could produce an additional 3% value add annually over a self-managed (DIY) portfolio.

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Financial Advice Financial Advisor Risk Tolerance Financial Guidance 69

Yardley Wealth Management

SEPTEMBER 10, 2024

The post Investing for Retirement: Strategies for Long-Term Success appeared first on Yardley Wealth Management, LLC. Consider Your Risk Tolerance Knowing your risk tolerance is crucial when designing your retirement investment strategy. Remember, successful retirement investing requires patience and discipline.

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The Big Picture

FEBRUARY 5, 2025

Today, he’s founder and CIO of Capital Allocators and hosts a podcast by the same name, his book, So You Want to Start a Hedge Fund, Lessons for Managers and Allocators is the seminal work in the space. Barry Ritholtz : I mentioned in the introduction, we always seem to hear about the top 2% of fund managers who are the rock stars.

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Taxes Portfolio Assets Management 147

Nerd's Eye View

MAY 29, 2023

using two different risk tolerance assessments), which resonated with his target clients accustomed to built-in redundancies as a key part of operating nuclear power plants. And because nuclear power is a process-driven industry, the use of standard workflows was familiar ground for many of his prospective clients.

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Risk Tolerance Financial Advisor Clients Planning 246

Your Richest Life

JANUARY 27, 2025

Your investing strategy is a personal approach based on your goals, life stage and risk tolerance. Active investing involves a hands-on approach to managing your portfolio. Transaction fees, management fees, and capital gains taxes can eat into your returns. of professionally managed portfolios in the U.S.

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Investing Investments Risk Tolerance Portfolio 52

Yardley Wealth Management

JANUARY 21, 2025

Exploring the Benefits of Financial Planning appeared first on Yardley Wealth Management, LLC. Investment Management Is talking to a financial planner worth it for investment guidance? Risk Management and Insurance Another reason why talking to a financial planner is worth it involves risk management.

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Wealth Management

SEPTEMBER 6, 2022

When advisors address risk head-on with real world scenarios, it highlights the value of the relationship, encourages conversations that support long-term investing and helps align client goals with their risk tolerances.

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Nerd's Eye View

JULY 3, 2024

As a result, advicers have more options than ever to add value for their clients by tailoring investment portfolios that are specific to their unique needs, goals, and risk tolerance. In this guest post, Robert Hum, a Managing Director and U.S. size, industry, location) of early mutual funds.

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Portfolio Clients Risk Tolerance Accounting 189

BlueMind

SEPTEMBER 11, 2022

However, it should be well understood that a client’s financial profile includes their risk tolerance and their risk capacity. In this article, although we will be focusing on the latter one and why it is significant to determine your client’s risk capacity let’s first understand the difference between the two.

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Clever Girl Finance

OCTOBER 14, 2022

Although money cannot buy you happiness, it can bring a sense of security if you know how to manage your money correctly. Without a handle on money management, you may always feel like your life is one step away from a financial cliff. Let’s dive into how to manage your money the right way. Set up the right bank accounts.

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Management Budgeting Insurance Accounting 111

XY Planning Network

NOVEMBER 27, 2023

The beauty of our approach—building investment strategies based on academic research and rebalancing back to the target risk tolerance as markets move—is that we can find comfort in these times by revisiting the core tenets of our belief systems.

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Carson Wealth

JULY 8, 2025

You can choose something standard, have a standard portfolio tailored slightly to your needs, or have an investment advisor build a portfolio just for you based on your resources, needs, goals, timeline, risk tolerance, current market conditions, and more. One basic and popular strategy for building a portfolio is the 60/40 model.

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WiserAdvisor

AUGUST 26, 2022

When it comes to money management, there are a lot of different schools of thought. On the other hand, if you tend to struggle with budgeting or find financial planning overwhelming, then professional money management could be a better solution. Money management and financial planning are the first steps when DIYing your finances.

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Management Financial Advisor Financial Planning Retirement Planning 101

Yardley Wealth Management

AUGUST 20, 2024

The post Staying Disciplined: How to Stick to Your Financial Plan Despite Market Volatility appeared first on Yardley Wealth Management, LLC. Diversify Your Portfolio: Diversification is a key strategy for managing risk and reducing the impact of market volatility on your investments.

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Darrow Wealth Management

NOVEMBER 7, 2024

Seriously consider working with a firm like Darrow Wealth Management that specializes in stock option and IPO planning. Consider your risk tolerance and overall concentration. Sudden wealth advisors Darrow Wealth Management specializes in stock options and equity compensation. You only get one shot at this.

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Taxes Wealth Management Tax Planning Wealth Advisor 98

Carson Wealth

JANUARY 23, 2025

When it comes to managing your wealth and pursuing your financial goals, clarity can be key. By assigning clear purposes and timelines to each bucket, you help minimize behavioral risks like selling assets during market dips with the goal of helping your investments align with your priorities. What Is Bucketing?

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Financial Planning Planning Risk Tolerance Retirement 52

Tobias Financial

MARCH 16, 2025

A portfolio review can help you: Assess your investment objectives and confirm they align with your financial plan Evaluate your time horizon and risk tolerance Ensure proper diversification and asset allocation Review tax management strategies, including capital gains and the Net Investment Income Tax (NIIT) Monitor performance beyond just returns, (..)

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Investing Investments Risk Tolerance Asset Allocation 52

The Chicago Financial Planner

FEBRUARY 5, 2022

Any investment strategy that does not incorporate your goals, time horizon, and risk tolerance is flawed. Solid, well-managed active funds can also contribute to a well-diversified portfolio. Take stock of where you are. What impact have the solid stock market gains of the past three years had on your portfolio? Costs matter.

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Nationwide Financial

JANUARY 25, 2023

Review risk tolerance and current asset allocation strategy It’s important to ensure your clients’ portfolios align with their risk tolerance because taking too much risk can negatively impact their ability to navigate market fluctuations. You can help them start the year right by conducting a retirement checkup.

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Risk Tolerance Retirement Planning Asset Allocation Retirement 102

MainStreet Financial Planning

JULY 11, 2024

Each has unique benefits and drawbacks, and understanding these can help you decide which fits best with your financial situation, risk tolerance, and goals. Drawbacks: Requires property management: Owning rental property requires ongoing maintenance and management.

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Planning Risk Tolerance Education Investing 97

Trade Brains

JUNE 6, 2025

They have the flexibility to respond to market conditions with their approach to allocation, balancing risk and reward. Flexibility: Managers can make changes in allocations with market conditions. Balanced Risk: Merges stability from large-caps with growth prospects of mid and small-caps. Why Opt for Multicap Funds?

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Portfolio Investing Investments Risk Tolerance 52

Clever Girl Finance

MARCH 14, 2023

At the same time, you lower your exposure to the risks of each. Understand what risk tolerance means for you Investing in securities like stocks and mutual funds is risky. Luckily, there are ways to lower your risk (in addition to diversification) when investing while still growing portfolio income.

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Nerd's Eye View

AUGUST 19, 2024

Key components of this transition include client service oversight, sales oversight, strategy leadership, and financial management. Next, the founder and their successor(s) can work together to create a structured process to guide the operational transition between Generation 1 (G1) and Generation 2 (G2).

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Planning Risk Tolerance Clients Valuation 130

Random Roger's Retirement Planning

MAY 19, 2025

Swensen was the long time manager of the Yale Endowment and anything you might find about how the endowment was allocated under Swensen probably won't look very simple but he was a big advocate of simplicity for individual investors. Research Affiliates (RA) threw its hat in this ring with a long writeup about managed futures.

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