Good Financial Cents

JULY 27, 2022

HELOCs and home equity loans are valuable financial tools that enable you to access the equity in your home without the need to take a new first mortgage. Since the proceeds can be used for just about any purpose, you can take either loan to make improvements on your home, or to cover other expenses.

Taxes 64

Taxes Planning Valuation Consulting 64

Nationwide Financial

JUNE 27, 2023

Key Takeaways: Securities-backed lending, or SBL, can be an attractive alternative to a HELOC, a personal loan or selling assets. These include a home equity line of credit (HELOC), a personal loan, or perhaps liquidating some non-retirement assets such as stocks or bonds.

Clients 52

Clients Retirement Portfolio Assets 52

Clever Girl Finance

FEBRUARY 21, 2024

Think about the cash flow ratio as how much cash flows in vs flowing out. You can use a gross figure or your actual take-home pay (aka net income) after taxes. Start by adding up your college loans, any consumer debt like credit cards, personal loans, car loans, and whatever other kind of debt you carry.

Assets 77

Assets Numbers Math Retirement 77