Nerd's Eye View

NOVEMBER 1, 2024

Enjoy the current installment of "Weekend Reading For Financial Planners" - this week's edition kicks off with the news that SIFMA, which represents broker-dealers, investment banks, and asset managers, released a white paper that argues that CFP Board "increasingly functions as a de facto private regulator for CFP certificants" and proposes that CFP (..)

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Financial Planner CFP Certification Retirement Planning 188

Wealth Management

JUNE 10, 2025

RIA Edge Podcast: Schwab’s Jalina Kerr on How Resilient RIAs Can Turn Market Volatility Into Growth RIA Edge Podcast: Schwab’s Jalina Kerr on How Resilient RIAs Can Turn Market Volatility Into Growth Jalina Kerr of Charles Schwab shares how the most adaptive firms are expanding beyond portfolio management, into areas like estate and tax planning.

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Wealth Management Marketing Marketing Tax Planning 144

Harness Wealth

NOVEMBER 12, 2024

As the year comes to a close, now is the time to review potential financial moves to help minimize your tax burden heading into 2025. Proactive year-end tax planning can lead to significant savings and set you up for financial success in the new year.

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Tax Planning Taxes Planning Estate Planning 52

Workable Wealth

OCTOBER 14, 2020

Financial planning can take your money game up a notch by bringing clarity, strategy, and intention to your financial life. A healthy financial plan gives you the tools to take control of your finances and start living your life with passion, purpose, and freedom. So what’s the value of a financial plan?

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Financial Planning Planning Insurance Coverage Tax Planning 52

Nerd's Eye View

MAY 29, 2025

Financial planning is inherently complex, especially when it comes to data gathering, analysis, and crafting well-reasoned recommendations. investment strategies or tax planning) – can reduce cognitive overload for clients and keep meetings on track.

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Clients Communication Tax Planning Financial Advice 130

Nerd's Eye View

OCTOBER 28, 2024

Once the domain of membership associations that, especially amongst independent financial advisors, created a central space for networking and community, conferences were primarily built around professional development (i.e.,

Financial Advisor 148

Financial Advisor Tax Planning Financial Planning Planning 148

Carson Wealth

JANUARY 8, 2025

They consider your current financial situation, risk tolerance, and future objectives to help develop a comprehensive plan. This personalized approach can help you make financial decisions that are well-informed and strategically sound. The post Why Should I Hire a Financial Advisor?

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Financial Advice Financial Advisor Risk Tolerance Financial Guidance 69

WiserAdvisor

JULY 9, 2025

If you are someone who loves a good Do It Yourself (DIY) challenge, whether it is fixing your own car or kitchen sink, you might think investing is just another task you can master on your own. Self-investing, or DIY investing, is incredibly popular. But there is another group of investors who swear by their financial advisors.

Financial Advisor 52

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Yardley Wealth Management

DECEMBER 17, 2024

Interest rates remain a significant factor in financial planning, affecting everything from mortgage rates to investment returns. The past few years have taught us valuable lessons about the importance of building resilient financial strategies that can weather various economic conditions.

Financial Planning 52

Financial Planning Debt Management Retirement Planning Retirement 52

MainStreet Financial Planning

NOVEMBER 8, 2024

As December unfolds, it’s easy to overlook year-end tax planning amid the holiday hustle. However, dedicating a few moments now can lead to significant savings come tax season. To help you retain more of your hard-earned money and reduce your tax liability, consider these five strategic moves before the year concludes.

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Taxes Medical Education Retirement 98

Tobias Financial

JUNE 16, 2025

In contrast, your financial life often lacks such clear signals. Yet just like your vehicle, your financial plan benefits from regular maintenance and timely adjustments. At Tobias Financial Advisors, we view financial planning as an ongoing process designed to evolve with your life.

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Planning Engineering Financial Planning Financial Advisor 52

International College of Financial Planning

JULY 2, 2025

In today’s fast-changing financial world, one thing is certain—people need guidance. Rising incomes, complex tax rules, countless investment options, and growing aspirations have made personal finance decisions more challenging than ever. It is awarded globally by the Financial Planning Standards Board (FPSB).

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Financial Planner CFP Certified Financial Planner Certification 40

Yardley Wealth Management

FEBRUARY 18, 2025

In this article, we’ll break down the concept of waterfall wealth distribution, its benefits, and how it compares to traditional investment strategies. We’ll also explore the role of income tiers, provide real-world case studies, and highlight key considerations when implementing this strategy in your financial plan.

Wealth Management 52

Wealth Management Management Estate Planning Distribution 52

WiserAdvisor

JUNE 16, 2025

While you are busy earning, investing, and scaling your income, it is easy to overlook the importance of protecting what you have already built. And no, wealth preservation does not have to feel like another complicated layer to your financial life. million or $750,000 in investable assets to meet certain regulatory definitions.

Wealth Management 59

Wealth Management Taxes Insurance Assets 59

Wealth Management

JULY 2, 2025

Lothes focuses on estate planning for high net worth individuals including estate, gift and generation-skipping transfer tax planning, will and trust preparation, estate and trust administration, and charitable giving. Lothes is a partner at Gilmore, Rees & Carlson, P.C., located in Wellesley, Massachusetts.

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Distribution Estate Planning Wealth Management Planning 202

Yardley Wealth Management

FEBRUARY 4, 2025

In this comprehensive guide, we’ll explore proven strategies to help you minimize tax liability while staying compliant with current regulations. In this comprehensive guide, we’ll explore proven strategies to help you minimize tax liability while staying compliant with current regulations.

Taxes 52

Taxes Wealth Management Healthcare Retirement 52

Darrow Wealth Management

NOVEMBER 7, 2024

Exercise strategy: Timing: Consider the tax implications of exercising vested options before or after the IPO, timing of sales, and tax planning opportunities. Cash flow: Depending on the type of equity you have, exercising can be challenging given tax implications and having cash to buy the stock.

Taxes 98

Taxes Wealth Management Wealth Advisor Tax Planning 98

Wealth Management

JUNE 11, 2025

Whether clients support the policies with cash gifts or split-dollar, the discussion of options will necessarily involve a combination of insurance planning, tax planning, income and gift tax-oriented wealth transfer planning and investment planning.

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Wealth Management Insurance Estate Planning Clients 162

Tobias Financial

JUNE 2, 2025

Understanding how assets will be distributed, navigating tax implications, and aligning these decisions with your personal goals can feel overwhelming. Vanilla helps us create a clearer, more organized view of a clients estate by integrating their financial and legacy planning.

Estate Planning 52

Estate Planning Planning Financial Advisor Tax Planning 52

Zoe Financial

JUNE 20, 2025

The platform itself does not offer financial advice Scenario-Based Guide: Hypothetical Investor Examples – Scenario 1: Linda, 68 — Planning for RMDs and Legacy Background : Linda holds a significant Traditional IRA and is approaching required minimum distributions (RMDs). Self-Assessment Checklist: Are You on Track?

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Harness Wealth

DECEMBER 30, 2024

In these cases, the taxes owed would be triggered earlier than expected, which could disrupt the employees financial planning. This article should not be considered tax or legal advice and is provided for informational purposes only. Registration does not imply a certain level of skill or training.

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Taxes Compliance Compensation Planning Financial Advisor 52

Harness Wealth

APRIL 16, 2025

Tax planning serves as the cornerstone of the entire acquisition deal, extending far beyond a simple checkbox. Every element, from structure to price negotiations, hinges on understanding tax implications for all parties involved. To qualify for tax-free treatment under IRC Section 368 , attention to detail is essential.

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Taxes Tax Planning Startup Compliance 52

Harness Wealth

FEBRUARY 5, 2025

However, those in low- or no-tax countries, such as the UAE or Singapore, face additional hurdles. If you go to a zero-tax jurisdiction, like Singapore, you dont get the same benefits. tax on their income, making financial planning even more important. In such cases, an expat may owe full U.S.

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Taxes Compliance Accounting Government 52

Carson Wealth

JANUARY 28, 2025

Why Philanthropic Planning Matters There are two main reasons for taking the time and effort to make a philanthropic plan. When you have the resources to make an impact, this type of planning helps you pinpoint what you want to accomplish for your family, community, and society. Establish a budget and schedule for giving.

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Risk Management Nonprofit Management Compliance 52

Harness Wealth

MARCH 27, 2025

This avoids the double taxation that traditional corporations face, where profits are taxed at both the corporate and individual levels. Effective financial planning requires business owners to understand how their income is taxed, with their share of business income subject to individual, state, and local taxes.

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Taxes Compliance Consulting Financial Planning 52

Midstream Marketing

NOVEMBER 6, 2024

It will also help you build strong relationships and grow your financial advisory business. Are you aiming at young workers who need help with investing? Or are you focusing on older people who are concerned about estate planning for retirement or retirement income planning? Change your plan based on what you see.

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Harness Wealth

APRIL 17, 2025

However, when exercised, holders must calculate the spread between strike price and fair market value for Alternative Minimum Tax purposes. Documentation significantly impacts ISO tax planning. Companies provide Tax Form 3921 in January to detail the information needed for accurate calculations. Net Investment Income Tax.

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Taxes Tax Planning Planning Sales 52

Indigo Marketing Agency

JULY 2, 2025

Good CTA Examples (And a Few to Avoid) Great CTAs: “Download Our Retirement Planning Guide” “Join Our Webinar on Investment Strategies” “Get Your Personalized Financial Plan” “Subscribe to Our Weekly Financial Tips” Each of these is clear, benefit-driven, and actionable.

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Financial Advisor Retirement Planning Planning Media 52

Nerd's Eye View

DECEMBER 30, 2024

We start with several articles on retirement planning: Why considering a client's retirement time horizon and spending flexibility could lead to more accurate (and often higher) safe withdrawal rates than the simpler "4% rule" Four unique risks retirees face when drawing down their assets, from sequence of returns risk to tax risk, and how financial (..)

Financial Advisor 240

Financial Advisor Insurance Tax Planning Taxes 240

Darrow Wealth Management

MAY 7, 2025

The tax rate will depend on several factors, such as your holding period, type of asset, and your taxable income for the year. Depending on your income, it’s possible to sell a long-term investment and ‘pay’ tax at a 0% rate. We encourage you to discuss your situation with a CPA or professional tax preparer.

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Taxes Accounting Assets Retirement 72

Harness Wealth

APRIL 16, 2025

This situation became particularly acute with large conversions that generated substantial tax liabilities. Some investors employed sophisticated tax planning strategies involving initial conversion of larger amounts followed by selective recharacterization of underperforming portions.

Taxes 52

Taxes Retirement Planning Retirement Distribution 52

Yardley Wealth Management

SEPTEMBER 24, 2024

A financial professional can provide an impartial viewpoint, helping you see the bigger picture and make decisions based on facts rather than emotions. Time and Efficiency: Managing your finances can be time-consuming, requiring careful planning, research, and ongoing monitoring. It also includes estate planning.

Tax Planning 40

Tax Planning Wealth Management Risk Management Financial Planning 40

Harness Wealth

JULY 16, 2025

Instead of billing for time spent, fees are aligned with the tangible benefits clients receive—whether it’s strategic tax planning that reduces their liabilities, expert consulting that guides key decisions, or proactive advice that helps clients deal with complex financial landscapes. How is AI affecting pricing?

Taxes 52

Taxes Clients Compliance Tax Planning 52

Darrow Wealth Management

JANUARY 16, 2025

Then its a step-down in tax basis to the date of death value. If you sell at a loss, you can offset other investment gains plus an additional $3,000 against other taxable income in 2025. If your loss is greater than this amount, you can carry it forward to future tax years.

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Assets Estate Planning Taxes Wealth Management 98

Discipline Funds

DECEMBER 29, 2024

Good financial planning is all about asset and liability matching across time. A financial plan with an asset liability mismatch is likely to fail over time. Nothing will nuke your financial plan like high credit card debts and other high rate liabilities. Asset and Liability Matching.

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Financial Planning Planning Asset Allocation Retirement Planning 64

Yardley Wealth Management

AUGUST 27, 2024

Garry, Esquire, CFP®, MBA, Founder & CEO , and Accredited Investment Fiduciary® at Yardley Wealth Management, is ready to guide you through the process. Ready to Explore Your Options? If this sounds like something you ’ d like to explore, don ’ t hesitate to reach out.

Taxes 40

Taxes Wealth Management Distribution CFP 40

Zajac Group

APRIL 23, 2025

But for those interested in charitable giving, there may be a way to address the tax concerns associated with highly appreciated assets and give meaningfully over time. The amount you (or another beneficiary) receive from a CRAT remains consistent, regardless of how the trusts investments perform.

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Distribution Taxes Assets Tax Planning 52