Calculated Risk

SEPTEMBER 18, 2022

At the Calculated Risk Real Estate Newsletter this week: • Current State of the Housing Market • 2nd Look at Local Housing Markets in August • Mortgage Equity Withdrawal Still Strong in Q2 • Q2 Update: Delinquencies, Foreclosures and REO • California Home Sales off 24% YoY in August, Prices Up Only 1.4% YoY; August Existing Home Sales Forecast This is usually published 4 to 6 times a week and provides more in-depth analysis of the housing market.

Sales 246

Sales Marketing Marketing 246

The Big Picture

SEPTEMBER 18, 2022

This week, we speak with Albert Wenger , Managing Partner at Union Square Ventures. He co-founded 5 companies and was President of del.icio.us thru the company’s sale to Yahoo and was an angel investor in Etsy and Tumblr. Wenger is the author of World After Capital , describing the shift to a “Knowledge Age” and its implications for businesses & society.

Economy 201

Economy Economics Sales Management 201

Pragmatic Capitalism

SEPTEMBER 18, 2022

Here’s a good podcast I did earlier this month about Monetary Policy and the Federal Reserve. Jack and Justin are great friends of mine and run an excellent podcast called [ … ].

130

130

Abnormal Returns

SEPTEMBER 18, 2022

Markets By most measures, international stocks are cheap relative to the U.S. (wsj.com) How much do interest rates matter for the stock market? (awealthofcommonsense.com) A good reminder that the economy is not the stock market. (tker.co) Companies FedEx ($FDX) is an operational hot mess. (washingtonpost.com) The Uber ($UBER) hack is bad, real bad. (wired.com) Competition to straighten your teeth is growing.

Financial Advising 130

Financial Advising Engineering Economy Insurance 130

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Clients

Calculated Risk

SEPTEMBER 18, 2022

Expectations are the FOMC will announce a 75bp rate increase in the federal funds rate at the meeting this week, although some analysts think a 100bp rate increase is possible. From Merrill Lynch: "We think the Fed will read the incoming data as justifying another large 75bp rate hike, bringing the target range for the federal funds rate to 3.0-3.25%.

Banking 130

Banking Economics 130

oXYGen Financial

SEPTEMBER 18, 2022

![CDATA[ There sure is a lot of interest in interest rates these days. As the Covid-19 pandemic spread throughout the world and economic activity grounded to a halt, many Central Banks slashed interest rates and governments began to issue trillions of dollars in stimulus to ward off recession and economic pain. In the United States, the Federal Funds rate was cut to 0% and roughly $5 trillion.

Government 105

Government Economics Banking 105

Random Roger's Retirement Planning

SEPTEMBER 18, 2022

Barron's had an article about the recent attractiveness of short term debt after the recent jump in interest rates. The article is fine, I suppose I agree as I bought a couple of short term things for clients in Q2 yielding 2.4x% and then again this past week I bought a year treasury yielding 3.8x%. The real yields are unfortunately negative still but these are cash proxies, money I do not want to chase yield with or expose to risk.

Portfolio 75

Portfolio Clients Management Marketing 75

Sara Grillo

SEPTEMBER 18, 2022

The Transparent Advisor Movement’s mission is to promote ideals of clarity, modesty, integrity, dignity, and client advocacy in all aspects of financial advice, with a special focus on Advice Only, Flat Fee, and Hourly service models. There is a special emphasis on clear disclosure of services and their related fees. The Transparency Movement is the future of the industry – we welcome anyone who believes in our values to join us.

Financial Advice 59

Financial Advice Financial Advisor Communication Consulting 59

James Hendries

SEPTEMBER 18, 2022

Due to recent increases in the price of fuel, the IRS has increased the optional standard mileage rates for computing the deductible costs of operating an automobile for business, medical, and moving expense purposes for the second half of 2022. The standard mileage rate for computing the deductible costs of operating an automobile for charitable purposes is set by statute and remains unchanged.

Medical 52

Medical Taxes Financial Advisor 52

Advisor Websites

SEPTEMBER 18, 2022

Converting website visitors into clients can be tricky, especially in financial services. That's why we're sharing lead generation tips specifically for financial advisors on creating effective calls-to-action (CTAs) to convert more of your website traffic into business.

Financial Advisor 52

Financial Advisor Financial Services Clients Marketing 52

Speaker: Claire Grosjean, Global Finance & Operations Executive

Finance teams are drowning in data—but is it actually helping them spend smarter? Without the right approach, excess spending, inefficiencies, and missed opportunities continue to drain profitability. While analytics offers powerful insights, financial intelligence requires more than just numbers—it takes the right blend of automation, strategy, and human expertise.

Management