Tue.Feb 04, 2025

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BLS: Job Openings Decreased to 7.6 million in December

Calculated Risk

From the BLS: Job Openings and Labor Turnover Summary The number of job openings decreased to 7.6 million on the last business day of December, the U.S. Bureau of Labor Statistics reported today. Over the month, hires and total separations were little changed at 5.5 million and 5.3 million, respectively. Within separations, quits (3.2 million) and layoffs and discharges (1.8 million) changed little. emphasis added The following graph shows job openings (black line), hires (dark blue), Layoff, Di

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Fun, Fair, and Flexible: The Leadership Philosophy that Drives a $40-Billion Firm with Jim Gold

Steve Sanduski

Guests: Jim Gold , CEO, Founding Partner, Board Member, and member of the Executive Leadership Team at Steward Partners Global Advisory. In a nutshell: In a recent article , one of Jim Gold’s colleagues described his leadership style as “fun, fair, but firm.” When I asked Jim about that quote and his firm’s culture, he swapped in “flexible.” All four of those words speak to how intentional Jim has been about creating a firm whose employees love where they wor

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Fannie and Freddie: Single Family Serious Delinquency Rates Increased in December

Calculated Risk

Today, in the Calculated Risk Real Estate Newsletter: Fannie and Freddie: Single Family Serious Delinquency Rates Increased in December Excerpt: Freddie Mac reported that the Single-Family serious delinquency rate in December was 0.59%, up from 0.56% November. Freddie's rate is up year-over-year from 0.55% in December 2023, however, this is below the pre-pandemic level of 0.60%.

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#FASuccess Ep 423: Expanding Across The Household By Helping (Affluent) Sandwich Generation Kids With Their Parents’ Financial Needs, With Cristina Livadary

Nerd's Eye View

Welcome everyone! Welcome to the 423rd episode of the Financial Advisor Success Podcast ! My guest on today's podcast is Cristina Livadary. Cristina is the CEO of Mana Financial Life Design, an RIA based in Los Angeles, California (but works virtually with clients nationwide), that oversees approximately $70 million in assets under management for 119 client households.

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8 Ways to Torture Your CFO

The office of the CFO is rapidly evolving, with more and more demands being placed upon the finance and accounting team each year. Join us in this webinar, where we share 8 things to NOT do when it comes to helping the CFO office advance in supporting the business. Learning Objectives: This course objective is to understand how best to support an organization's finance leadership.

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U.S. Courts: Bankruptcy Filings Increase 14 Percent in 2024; 33% Below Pre-Pandemic Levels

Calculated Risk

From the U.S. Courts: Bankruptcy Filings Rise 14.2 Percent Total bankruptcy filings rose 14.2 percent, with increases in both business and non-business bankruptcies, in the twelve-month period ending Dec. 31, 2024. This continues an ongoing rebound in filings after more than a decade of sharply dropping totals. According to statistics released by the Administrative Office of the U.S.

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Tax Strategies for High-Income Earners 2025

Yardley Wealth Management

The post Tax Strategies for High-Income Earners 2025 appeared first on Yardley Wealth Management, LLC. Tax Strategies for High-Income Earners in 2025. Table of Contents Introduction Smart Deduction Strategies for High-Income Professionals Leveraging Property-Related Deductions Maximizing Retirement Account Benefits Healthcare-Related Tax Benefits Advanced Income Management Strategies Strategic Income Deferral Charitable Giving Optimization Navigating the Alternative Minimum Tax (AMT) Capital Gai

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Alternative Investments Explained: What Are They, And How Are They Taxed?

Harness Wealth

Alternative investments offer investors access to startups, real estate, and other non-traditional opportunities beyond stocks and bonds. However, unlike stocks and bonds, alternative investments, or alts as theyre commonly known, have unique tax treatments and complex reporting requirements that investors should carefully consider before investing.

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Tax Compliance and Risk Management: Navigating Complex Tax Environments

Carson Wealth

Understanding Tax Compliance and Risk Management Ultra-high-net-worth individuals face unique tax challenges, including high rates and ever-changing complex tax codes. If managed improperly or inefficiently, tax issues could significantly erode your familys wealth and even lead to legal complications. While most taxpayers dont need to worry about estate and gift taxes, having significant assets can make them a challenge.

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Don’t Freak Out

A Wealth of Common Sense

I spent this past weekend doing what my family does most weekends — shuttling our kids around to their various games, practices and birthday parties. One of the best parts about having young children is so much of your time is devoted to their activities that you don’t have a lot of time to pay attention to the outside world. Some parents complain about being busy all the time but I find it to be a welcomed br.

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Transcript: Apollo’s Torsten Slok

The Big Picture

The transcript from this weeks, MiB: Apollo’s Torsten Slok on the US Economy & Trump 2.0 , is below. You can stream and download our full conversation, including any podcast extras, on Apple Podcasts , Spotify , YouTube , and Bloomberg. All of our earlier podcasts on your favorite pod hosts can be found here. ~~~ This is Masters in business with Barry Ritholtz on Bloomberg Radio.

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How to Streamline Payment Applications & Lien Waivers Through Innovative Construction Technology

Speaker: Dylan Secrest, Founder of Alamo Innovation and Construction Digital Transformation Consultant

Construction payment workflows are notoriously complex when you consider juggling multiple stakeholders, compliance requirements, and evolving project scopes. Delays in approvals or misaligned data between budgets, lien waivers, and pay applications can grind progress to a halt. The good news? It doesn't have to be this way! Join expert Dylan Secrest to discover how leading contractors are turning payment chaos into clarity using digital workflows, integrated systems, and automation strategies.

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Member Profile: Ray Smith - A Lifetime of Financial Service and Client Impact

NAIFA Advisor Today

Ray Smith has been a loyal member of NAIFA since 1976, calling Stillwater, OK, home. He is the founder of Ray Smith Wealth Management and has built a career in the financial services industry that spans over five decades. Ray's journey into the business started right after college when a fraternity brother suggested he explore the field. After taking the required tests, he joined a company that later transitioned into Ameritas, where he has stayed ever since.

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Is The Scare Over?

Random Roger's Retirement Planning

On Sunday I wrote a post that could be summed up by saying "I have no idea what will happen next but don't panic." Two trading days later and I can proudly say I still have no idea what will happen but panic is still not the answer. I've been repeating the exact same message in various places since long before the Financial Crisis. Things seem like they are different, and of course the details are, but the market reaction does not change.

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Tuesday links: contemporary capitalism

Abnormal Returns

Behavior Should the prospects for AGI change how you invest or work? (ofdollarsanddata.com) Joe Wiggins, "A key element of behaviour change is shifting incentives." (behaviouralinvestment.com) Venture capital The venture capital world has split in two. (sethlevine.com) Venture capital firm General Catalyst has launched its own wealth management operation, GC Wealth.

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New Book Launch!

Meb Faber Research

Big news out of the Faber household…a new book drops today! Except this time, it’s not mine, and it’s much more fun to read! My wife’s debut novel is out today, and it would mean the world to me and her if you picked up a copy… let me know what you think! The Department by […] The post New Book Launch! appeared first on Meb Faber Research - Stock Market and Investing Blog.

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You upgrade everything else. Why not your close process?

You wouldn’t keep using a 2009 flip phone - so why settle for outdated close processes? It’s time for an upgrade. SkyStem's Guide to Month-End Close Software walks you through what today’s best tools can do (and what your team shouldn’t have to deal with anymore). Get smart, fast, and a whole lot less stressed when it’s time to close the books.

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Research links: saving for the future

Abnormal Returns

Leveraged ETFs Variance drain is real with leveraged funds. (returnstacked.com) Levered ETF traders don't keep as much of the gains as you would think. (jeffreyptak.substack.com) Corporate finance Some evidence that IPO road shows matter. (papers.ssrn.com) A review of "The Making of Modern Corporate Finance: A History of Ideas and How They Build the Wealth of Nations" by Donald H.

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Wednesday: Trade Deficit, ADP Employment, ISM Services

Calculated Risk

Note: Mortgage rates are from MortgageNewsDaily.com and are for top tier scenarios. Wednesday: At 7:00 AM ET, The Mortgage Bankers Association (MBA) will release the mortgage purchase applications index. At 8:15 AM, The ADP Employment Report for January. This report is for private payrolls only (no government). The consensus is for 150,000 payroll jobs added in January, up from 122,000 added in December.

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Super Bowl Market Indicator – Myth or Truth?

Wealth Management

Breaking down whether the winner of the Big Game accurately predicts the direction of the stock market.

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The Why Behind Wealth: Understanding Key Financial Concepts

Walkner Condon Financial Advisors

Clint Walkner, Managing Partner at Walkner Condon Financial Advisors, explores the new technology revolution, artificial intelligence advancements and their impact on data growth and financial advising.

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Your Accounting Expertise Will Only Get You So Far: What Really Matters

Speaker: Victor C. Barnes, CPA, MBA

In the climb from contributor to leader, the rules quietly change. If you’re aiming for the summit, the air gets thinner—and what got you here won’t be enough to get you to the top (a concept first popularized by Marshall Goldsmith in his book What Got You Here Won’t Get You There ). What made you successful early in your finance career—technical accuracy, sharp analysis, flawless execution—won’t be what carries you to the next level.

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AssetMark Taps New CTO from BlackRock’s Aladdin

Wealth Management

Alex Pape, a former global head of product at Aladdin, will oversee the development of AssetMarks technology.

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US Exceptionalism Is the Only Game in Town

Advisor Perspectives

The dollar and US stocks have benefitted tremendously from recent global portfolio inflows. As of June 2023, the latest data available, foreigners owned a record 17% of US equities.

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Commonwealth Snags $320M Advisor from Cambridge

Wealth Management

Advisor David A. Schneider in New York City has left Cambridge after 17 years with the broker/dealer.

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Are Boomers Really Spending Their Children’s Inheritance?

Advisor Perspectives

Many of my Boomer clients share this perspective, wanting to make memories and savor experiences as they live fully in their retirement years.

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Live Demo - Supercharge your Month End Close

Automation generally supercharges any process and brings its value to the forefront. See how infusing automation such as ART (our month-end close solution), into your close can get you to the next level of closing. We will share a live demo of SkyStem's solution, ART and share the key elements of month-end close automation. Through ART, we'll take a look at: What month-end close automation entails Which process steps can and should be automated Benefits of achieving process automation, and Why i

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The Impact of Vanguard’s ETF Fee Cuts Will Vary by Category

Wealth Management

In some areas, Vanguard does not have the largest ETFs and could use the fee cuts to gain market share.

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Create Your Own Economy, Zoom In & Grow Your Practice

Advisor Perspectives

As an advisor and business owner, you need to realize you can create your own economy – an economy that you control and can leverage.

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Adjusted for Risk: Investing in AI Through Active ETFs

Wealth Management

VistaShares' Adam Patti explains the DeepSeek saga and what it means for the AI sector moving forward.

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Market Valuation: Is the Market Still Overvalued?

Advisor Perspectives

Here is a summary of the four market valuation indicators we update on a monthly basis.

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How To Overcome Change Fatigue In Finance With Neuroscience-Backed Strategies

Speaker: Kim Beynon, CPA, CGMA, PMP

The most overlooked, yet most critical, element of transformation is preparing people for change. Automation and AI aren't just technical upgrades, they’re cultural shifts which can challenge identities. That’s why change management isn’t a side project—it’s the foundation. In finance, where precision and process rule, navigating change can feel especially disruptive.

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Savvy Taps New Growth Officer to Bolster RIA Push

Wealth Management

The tech-driven advisor platform provider has also added RIAs representing $400M to its growing stable of affiliates.

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Better Together: Why Cities Are Man’s Greatest Invention and How We Could Fix them

Advisor Perspectives

The urbanist and economist Edward Glaeser called cities “man’s greatest invention,” but cities have hit a bit of a rough patch lately. Why are cities so important to human life? What has gone wrong with them? And what can we do to make urban life better?

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Direct Indexing Platform Frec Adds Portfolio Allocation Feature

Wealth Management

The functionality will enable investors to choose how to rebalance rather than have it done automatically.

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DeepSeek Is Just the Latest Hedge Fund Innovation

Advisor Perspectives

Hedge funds have long gotten bad press. Criticized for short selling, corporate agitation or destructive greed, their contribution to economic activity isn’t always clear.

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2025 Industry Index: How Top Advisors Are Scaling Smarter (and Faster) This Year

Where are top advisors focusing in 2025? AcquireUp’s 2025 Industry Index reveals it all. Based on insights from 200+ financial professionals nationwide, discover why 74% say seminars and referrals deliver the best ROI, how automation is helping advisors scale faster, and why only 8% are tapping into niche marketing (a major growth opportunity!). Whether you're refining your client acquisition strategy or scaling your practice, this report gives you the real-world data, benchmarks, and action ste