Calculated Risk

MARCH 13, 2025

From CoreLogic: CoreLogic: Borrowers Gained Over $280B in Home Equity in 2024 CoreLogic. today released the Homeowner Equity Report (HER) for the fourth quarter of 2024. Nationwide, borrower equity increased by $281.9 billion, or 1.7% year-over-year. The report shows that U.S. homeowners with mortgages (which account for roughly 61% of all properties) saw home equity increase by about $4,100 between Q4 2023 and Q4 2024, which is less than the gain of $6,000 in Q3 2023.

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Numbers Government Accounting Marketing 191

Abnormal Returns

MARCH 13, 2025

Strategy The stock market is a big distraction to the business of investing. (albertbridgecapital.com) Six reasons to avoid hedge funds, including high fees. (blogs.cfainstitute.org) Companies Jamie Dimon is no fan of Institutional Shareholder Services and Glass Lewis. (semafor.com) The DEI backlash as seen in corporate filings. (nytimes.com) Lego's operating margins are falling.

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Economy Media Investing Investments 157

Calculated Risk

MARCH 13, 2025

The Federal Reserve released the Q4 2024 Flow of Funds report today: Financial Accounts of the United States. The net worth of households and nonprofits rose to $169.4 trillion during the fourth quarter of 2024. The value of directly and indirectly held corporate equities increased $0.3 trillion and the value of real estate decreased $0.4 trillion. Household debt increased 3.1 percent at an annual rate in the fourth quarter of 2024.

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Abnormal Returns

MARCH 13, 2025

Books An excerpt from "Abundance: How We Build a Better Future" by Ezra Klein and Derek Thompson. (nytimes.com) A Q&A with Thor Hanson author of "Close to Home: The Wonders of Nature Just Outside Your Door." (grist.org) History Pardoning insurrectionists doesn't have a good historical track record. (theconversation.com) How the postal service shaped America.

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Media Economics 144

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Automation generally supercharges any process and brings its value to the forefront. See how infusing automation such as ART (our month-end close solution), into your close can get you to the next level of closing. We will share a live demo of SkyStem's solution, ART and share the key elements of month-end close automation. Through ART, we'll take a look at: What month-end close automation entails Which process steps can and should be automated Benefits of achieving process automation, and Why i

Accounting

Calculated Risk

MARCH 13, 2025

Today, in the Calculated Risk Real Estate Newsletter: The "Home ATM" Mostly Closed in Q4 A brief excerpt: During the housing bubble, many homeowners borrowed heavily against their perceived home equity - jokingly calling it the Home ATM - and this contributed to the subsequent housing bust, since so many homeowners had negative equity in their homes when house prices declined.

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Wealth Management

MARCH 13, 2025

The broker/dealer is embarking on a multi-year effort to restructure its home office to boost collaboration and client focus, with layoffs to come on the administrative side of the business.

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Clients 312

The Big Picture

MARCH 13, 2025

I have known Scott Galloway since way before his first book, The Four , came out in 2017. He had been on MiB prior, and it was my pleasure to intro it at NYU Stern when it first was published. As always, it was so much fun chatting with Scott on the Prof G podcast: Barry Ritholtz, the co-founder, chairman, and chief investment officer of Ritholtz Wealth Management and the host of the Masters in Business podcast, joins Scott to discuss his new book, How Not to Invest: The Ideas, Numbers, and Beha

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Investing Investments Wealth Management Numbers 146

Wealth Management

MARCH 13, 2025

Without the benefit of exploration, its easy to fall into the mind trap that says, Its all the same no matter where you go.

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Wealth Management Management 264

A Wealth of Common Sense

MARCH 13, 2025

Kevin Young joined me on the show to answer a question for a young financial advisor who is dealing with his first correction with nervous clients. We also touched on questions about when to sell Palantir, when to sell a rental house and how to deal with a regional recession in Washington DC. Further Reading: Mega Cap World Domination 1Exxon is back in the top 15 now so they might make a return visit.

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Financial Advisor Clients Marketing Marketing 124

Wealth Management

MARCH 13, 2025

The arbitration award concerned a Stifel brokers investments in structured notes, while the firm argued the clients were sophisticated and understood the risks.

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Planning Clients Investments Investing 264

Speaker: Kim Beynon, CPA, CGMA, PMP

The most overlooked, yet most critical, element of transformation is preparing people for change. Automation and AI aren't just technical upgrades, they’re cultural shifts which can challenge identities. That’s why change management isn’t a side project—it’s the foundation. In finance, where precision and process rule, navigating change can feel especially disruptive.

Management

Darrow Wealth Management

MARCH 13, 2025

What is a concentrated stock position? If one stock makes up more than 10% of your overall asset allocation, it’s probably too much. A diversified portfolio is the cornerstone of a risk-adjusted investment strategy. Since single stocks don’t move like the broader market, you’re exposed to much greater risk. Whether you inherited a concentrated stock position or have company stock as an employee or founder, the result is generally the same.

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Management Taxes Estate Planning Asset Allocation 83

Wealth Management

MARCH 13, 2025

As the $29 billion RIA continues to acquire and integrate firms, it hopes to connect advisors with common interests to drive a bigger philanthropic impact. Plus, its good for business.

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Calculated Risk

MARCH 13, 2025

What this means: On a weekly basis, Realtor.com reports the year-over-year change in active inventory and new listings. On a monthly basis, they report total inventory. For February, Realtor.com reported inventory was up 27.5% YoY, but still down 22.9% compared to the 2017 to 2019 same month levels. Now - on a weekly basis - inventory is up 27.8% YoY.

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Sales Numbers Marketing Marketing 162

Wealth Management

MARCH 13, 2025

Chris Millers work restructuring financial services teams at Schwab and AIG inspired him to launch EliteGate Wealth alongside a sister private equity startup.

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Startup Financial Services 250

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Where are top advisors focusing in 2025? AcquireUp’s 2025 Industry Index reveals it all. Based on insights from 200+ financial professionals nationwide, discover why 74% say seminars and referrals deliver the best ROI, how automation is helping advisors scale faster, and why only 8% are tapping into niche marketing (a major growth opportunity!). Whether you're refining your client acquisition strategy or scaling your practice, this report gives you the real-world data, benchmarks, and action ste

Clients

Validea

MARCH 13, 2025

Valideas Strategy of the Week series spotlights one of our guru-based models, offering a deeper understanding of the strategys core criteria, why they matter, and a look at how the model has performed over time. This feature combines educational insights with practical applications to help you better navigate these time-tested approaches. This Weeks Featured Strategy: The Benjamin Graham Value Investor Model This week, we turn to one of the most foundational and influential investment strategies

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Valuation Investments Investing Portfolio 52

Wealth Management

MARCH 13, 2025

The battle over federal student loan repayment plans could prove to be extremely consequential and costly to millions of borrowers.

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Planning 238

Advisor Perspectives

MARCH 13, 2025

The labor force participation rate (LFPR) is a simple computation: You take the civilian labor force (people aged 16 and over employed or seeking employment) and divide it by the civilian non-institutional population (those 16 and over not in the military and or committed to an institution). As of February, the labor force participation rate is at 62.4%, down from 62.6% the previous month and the lowest level since January 2023.

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Wealth Management

MARCH 13, 2025

This special episode of the Diamond Podcast for Financial Advisors is for firms with a focus on enhancing recruiting efforts and attract new team members.

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Financial Advisor Recruitment 205

Speaker: Claire Grosjean, Global Finance & Operations Executive

Finance teams are drowning in data—but is it actually helping them spend smarter? Without the right approach, excess spending, inefficiencies, and missed opportunities continue to drain profitability. While analytics offers powerful insights, financial intelligence requires more than just numbers—it takes the right blend of automation, strategy, and human expertise.

Management

Carson Wealth

MARCH 13, 2025

70% of family wealth is lost by the end of the second generation and 90% by the end of the third. Get our step-by-step guide to help you successfully pass your wealth to the next generation. Download Guide The post 7 Tips to Successfully Transfer Wealth to Your Kids appeared first on Carson Wealth.

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Advisor Perspectives

MARCH 13, 2025

There has been further indication that the U.S. will underperform during a negative market, according to DoubleLine's Jeffrey Gundlach.

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Marketing Marketing 64

Random Roger's Retirement Planning

MARCH 13, 2025

Barron's picked up on a point we've been making here for I don't know how long about CBOE Holdings (CBOE) having defensive qualities. CBOE is a client and personal holding. They talked about options trading increasing during times of turmoil, yes it does, but oddly it never mentioned the VIX Index or the word volatility. Other exchanges trade options too but my thesis has been that CBOE has this defensive attribute because the VIX option complex trades there.

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Management Portfolio Clients Taxes 52

Advisor Perspectives

MARCH 13, 2025

After a search for a new chief executive officer that lasted more than three months, Intel Corp. has decided Lip-Bu Tan is the best choice to salvage the company’s future. He’ll take up the most difficult job in the chip business, Bloomberg News reported on Wednesday evening.

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Speaker: David Worrell, CFO, Author & Speaker

Your financial statements hold powerful insights—but are you truly paying attention? Many finance professionals focus on the income statement while overlooking key signals hidden in the balance sheet and cash flow statement. Understanding these numbers can unlock smarter decision-making, uncover risks, and drive long-term success. Join David Worrell, accomplished CFO, finance expert, and author, for an engaging, nontraditional take on reading financial statements.

Numbers

SEI

MARCH 13, 2025

Uncertainty in capital markets is running rampant and putting U.S. stocks on the defensive. While it never feels good to see declines, they are actually a frequent occurrence. As alwaysbut especially in turbulent timeswe believe diversification is the best defense against volatility.

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Marketing Marketing 52

Advisor Perspectives

MARCH 13, 2025

Wholesale inflation eased significantly in February, slowing more than expected. The producer price index for final demand was flat month-over-month, down from 0.6% in January and lower than the 0.3% forecast. On an annual basis, headline PPI increased 3.2%, down from 3.7% in January and below the 3.3% forecast.

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WiserAdvisor

MARCH 13, 2025

Your choice of a financial advisor can impact your financial future just as much as your investments do. Financial planning is not only centered around your investment returns but also trust and peace of mind. The right financial advisor should feel like the perfect fit. Their guidance should make your financial journey smoother, not stressful. One big question many people face is whether to go with an independent financial advisor or one tied to a firm.

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Financial Planning Planning Financial Advisor Fiduciary Duty 40

Advisor Perspectives

MARCH 13, 2025

Warmer weather means that many animals come out of hibernation. Unfortunately for investors, market bears have also awakened from their slumber.

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Marketing Marketing 52

Speaker: Erroll Amacker

Automation is transforming finance but without strong financial oversight it can introduce more risk than reward. From missed discrepancies to strained vendor relationships, accounts payable automation needs a human touch to deliver lasting value. This session is your playbook to get automation right. We’ll explore how to balance speed with control, boost decision-making through human-machine collaboration, and unlock ROI with fewer errors, stronger fraud prevention, and smoother operations.

Accounting

SEI

MARCH 13, 2025

Discover why 43 of the top 100 asset managers choose SEI.

Assets 40

Assets Management 40

Advisor Perspectives

MARCH 13, 2025

As of Q4 2024, the latest Fed balance sheet indicates that household net worth has risen 186% since reaching its 2009 low. However, when adjusted for inflation, household net worth has actually increased by only 93% since the 2009 trough.

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Calculated Risk

MARCH 13, 2025

This will be something to watch. The Top 3 countries for tourist visits to the US in 2023 were: 1) Canada 31% in 2023 2) Mexico 22% in 2023 3) UK 6% in 2023 And it appears there has been a sharp decline in Canadians traveling to the U.S. United Airlines CEO noted that their weaker outlook is due to a drop in traffic: We've already started the process of where that capacity is coming out.

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Advisor Perspectives

MARCH 13, 2025

Our monthly workforce recovery analysis has been updated to include the latest employment report for February. The unemployment rate inched up to 4.1%. Additionally, the number of new non-farm jobs (a relatively volatile number subject to extensive revisions) came in at 151,000.

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Numbers 52

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