Nerd's Eye View

APRIL 8, 2025

Seth is the founder of Heartwood Financial Planning, an advisory firm affiliated with PlanMember Securities Corporation that is based in Fresno, California, and oversees approximately $100 million in assets under management for 850 client households.

Financial Planning 130

Financial Planning Clients Planning Financial Advisor 130

Nerd's Eye View

NOVEMBER 1, 2024

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Financial Planner 188

Financial Planner CFP Certification Retirement Planning 188

Wealth Management

JULY 17, 2025

Innovative CPA Group, which has been doing accounting and tax work since 2017, this month launched Innovative Asset Advisors Group, an RIA focused on investment management, financial administration, tax planning and preparation, and estate and trust strategies.

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Abnormal Returns

NOVEMBER 11, 2024

theirrelevantinvestor.com) How client expectations are changing. kitces.com) What it means to be a great adviser to retired clients. thinkadvisor.com) A year-end tax planning checklist. (citywire.com) Advisers The exchange fund is coming to the ETF space. kindnessfp.com) Why it's so easy to lose focus.

Wealth Management 162

Wealth Management Estate Planning Tax Planning Financial Advisor 162

Wealth Management

JUNE 10, 2025

RIA Edge Podcast: Schwab’s Jalina Kerr on How Resilient RIAs Can Turn Market Volatility Into Growth RIA Edge Podcast: Schwab’s Jalina Kerr on How Resilient RIAs Can Turn Market Volatility Into Growth Jalina Kerr of Charles Schwab shares how the most adaptive firms are expanding beyond portfolio management, into areas like estate and tax planning.

Wealth Management 138

Wealth Management Marketing Marketing Tax Planning 138

Abnormal Returns

NOVEMBER 18, 2024

justincastelli.io) Taxes Some speculation on what is next for the TCJA. kitces.com) Tax planning and wealth management go hand-in-hand. downtownjoshbrown.com) How tax deferment can backfire. advisorperspectives.com) 7 areas where advisers may be falling short with retired clients. thinkadvisor.com)

Wealth Management 147

Wealth Management Wealth Advisor Tax Planning Taxes 147

Covisum

MAY 30, 2025

When it comes to retirement income planning, taxes matter, a lot. Yet tax planning is often overlooked or oversimplified. The truth is, your clients tax exposure in retirement doesnt just depend on how much they withdraw each year, but how and from where those withdrawals happen.

Retirement Planning 52

Retirement Planning Taxes Retirement Planning 52

Zoe Financial

JUNE 20, 2025

At Zoe Financial, we’ve seen firsthand how proactive planning with a fiduciary advisor helps individuals protect and grow their wealth across generations. This guide consolidates what we’ve learned to help you refine, update, or pressure-test your current retirement and estate strategy with confidence.

Retirement Planning 40

Retirement Planning Retirement Planning Estate Planning 40

Yardley Wealth Management

DECEMBER 17, 2024

Garry Esquire, CFP®, MBA Founder & CEO of Yardley Wealth Management Setting meaningful financial goals in 2025 requires more than just wishful thinking – it demands a strategic, well-planned approach. Helping clients achieve their monetary aspirations, I’ve seen how proper goal-setting can transform financial futures.

Financial Planning 52

Financial Planning Debt Management Retirement Planning Retirement 52

Harness Wealth

APRIL 17, 2025

Your home office must serve as either your principal place of business, a space for meeting clients, or exist as a separate structure dedicated to business activities. These variables can significantly impact the final deduction amount, necessitating strategic planning to optimize this benefit.

Taxes 52

Taxes Tax Planning Professional Services Planning 52

Tobias Financial

JUNE 16, 2025

Life transitions such as marriage, divorce, the birth of a child or grandchild, career changes, retirement, an inheritance, or the purchase or sale of a home can all influence your broader financial picture. These events may affect your investment approach, tax planning strategies, insurance needs, and estate planning documents.

Planning 52

Planning Engineering Financial Planning Financial Advisor 52

Darrow Wealth Management

APRIL 21, 2025

While a Roth conversion may never make sense for some individuals, for others, early retirement years may be the best time to convert pre-tax accounts to tax-free Roth. Your current and projected future tax rate is often a main component of the decision, but there are other considerations and benefits as well.

Retirement 54

Retirement Retirement Planning Taxes Accounting 54

Midstream Marketing

DECEMBER 6, 2024

Explore how to reach potential clients by using educational content and CRM systems. It helps them connect with clients and grow their business. You will find tips to improve your online presence, attract more clients, and create successful campaigns. Clients now want financial advice online.

Marketing 52

Marketing Marketing Media Engineering 52

International College of Financial Planning

JULY 2, 2025

This is where competent, ethical, and client-first financial planners step in. Whether it’s investment planning, retirement planning, tax strategy, estate management, insurance planning, or holistic money management, the CFP designation proves that you can deliver advice that is both competent and client-centric.

Financial Planner 40

Financial Planner CFP Certified Financial Planner Certification 40

Wealth Management

JUNE 11, 2025

Ratner June 11, 2025 2 Min Read A client whose estate will remain non-taxable after 2025 has a policy in an irrevocable life insurance trust (ILIT) that was presumably purchased for estate tax liquidity.

Wealth Management 156

Wealth Management Insurance Estate Planning Clients 156

Harness Wealth

JANUARY 29, 2025

In this article, well examine the most effective end-of-year tax strategies to help maximize your deductions and reduce your taxable income. These contributions not only provide immediate tax relief but help secure longer-term financial stability during retirement. Available to taxpayers aged 70.5

Taxes 52

Taxes Medical Distribution Tax Planning 52

WiserAdvisor

JUNE 27, 2025

Let’s be honest, retirement isn’t what it used to be. The traditional blueprint of working until 65, collecting a pension, and retiring feels outdated, especially for mid-level professionals who’ve started thinking early about what their ideal retirement should look like. Start planning early. And the best way to do that?

Retirement 59

Retirement Planning Retirement Planning Taxes 59

Carson Wealth

JUNE 27, 2025

Unexpected events can derail your progress toward your goals and even your financial security if you don’t have a plan for managing them. Financial planning should ideally involve every area of your financial life because they are all interrelated. Tax planning. Tax planning is crucial. Plan for retirement.

Financial Planning 52

Financial Planning Planning Management Estate Planning 52

Wealth Management

JULY 2, 2025

Related: Planning for Older Clients and Those with Disabilities Many GRATs include a so-called “swap” power in which the grantor is permitted to substitute assets of equivalent value with the GRAT. Prior case law in the Southern District of New York (Morales v. Lothes is a partner at Gilmore, Rees & Carlson, P.C.,

Distribution 186

Distribution Estate Planning Wealth Management Planning 186

FMG

JUNE 17, 2025

Texting for financial advisors has shifted from being a novelty to a necessary part of client communication. Advisors now meet clients where they are: on their phones. Clients expect quick, personalized updates without having to wade through emails. ” This shows attention to detail and makes clients feel remembered.

Financial Advisor 52

Financial Advisor Communication Clients Financial Guidance 52

Midstream Marketing

NOVEMBER 6, 2024

Key Highlights Content marketing helps financial advisors stand out and earn trust from potential clients. When advisors share valuable content for a specific target audience, they can attract new clients and boost their online presence. Content marketing is a great strategic approach to find potential clients.

Financial Advisor 52

Financial Advisor Marketing Marketing Media 52

Harness Wealth

MARCH 6, 2025

A key first step is creating a clear, written contract with each client, explicitly stating your status as a freelancer or independent contractor. Legally, your clients are only legally required to issue a 1099-NEC for payments exceeding $600. On the whole, its advisable to consult a tax adviso r to develop a dependable tax plan.

Taxes 52

Taxes Consulting Professional Services Tax Planning 52

Harness Wealth

APRIL 16, 2025

Let us face ittech startups encounter a unique set of tax challenges that can make or break their financial future. The complex interplay between traditional tax regulations and the innovative nature of tech businesses demands smart planning from day one.

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Startup Taxes Tax Planning Transportation 52

NAIFA Advisor Today

MAY 12, 2025

Cash balance plans have quickly become one of the most popular options in the defined benefit spacenow representing over 50% of all such plans. Their appeal lies in their flexibility, tax advantages, and ability to help small business owners save more for retirement while reducing taxable income.

Planning 52

Planning Retirement Planning Retirement Tax Planning 52

Harness Wealth

APRIL 30, 2025

They receive copies of W-2s from employers, 1099s from clients, and other income-reporting documents. You need to keep detailed records of all digital asset transactions, and youre strongly advised to consult with a tax professional to maintain compliance.

Compliance 52

Compliance Taxes Accounting Consulting 52

Harness Wealth

JANUARY 10, 2025

The key benefits Reduced tax liability: So long as youre paying reasonable wages to your child, you can lower overall tax liability. For instance, children can earn a gross income up to $14,000 (2024) tax-free under the standard deduction, shifting income to a lower tax bracket. FAQs What is the Section 179 deduction?

Taxes 52

Taxes Assets Media Education 52

Indigo Marketing Agency

JULY 2, 2025

Good CTA Examples (And a Few to Avoid) Great CTAs: “Download Our Retirement Planning Guide” “Join Our Webinar on Investment Strategies” “Get Your Personalized Financial Plan” “Subscribe to Our Weekly Financial Tips” Each of these is clear, benefit-driven, and actionable. Stop guessing and start converting.

Financial Advisor 52

Financial Advisor Retirement Planning Planning Media 52

Nerd's Eye View

DECEMBER 30, 2024

We start with several articles on retirement planning: Why considering a client's retirement time horizon and spending flexibility could lead to more accurate (and often higher) safe withdrawal rates than the simpler "4% rule" Four unique risks retirees face when drawing down their assets, from sequence of returns risk to tax risk, and how financial (..)

Financial Advisor 240

Financial Advisor Insurance Tax Planning Taxes 240

Yardley Wealth Management

AUGUST 27, 2024

Tax-Free Transfers from Your IRA to Charity: A Smart Financial Strategy At Yardley Wealth Management, we understand that many clients want to make a difference while also securing their financial future. You can make tax-free transfers from your Individual Retirement Account (IRA) to support a charity while also benefiting yourself.

Taxes 40

Taxes Wealth Management Distribution CFP 40

Darrow Wealth Management

MAY 7, 2025

Tax filing status will also play a big role in determining your tax liability. Unrealized gains are not taxed, and you won’t owe taxes when selling assets held in tax advantaged retirement plans or IRAs, though there are tax implications when money is withdrawn.

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Taxes Accounting Assets Retirement 72

Sara Grillo

NOVEMBER 11, 2024

Andy Panko started a taxes in retirement Facebook group. It’s been difficult to leverage existing clients. I’ve been doing dinners, lunches and seminars for clients and encouraging them to bring people they know along and they can learn for free. It’s been difficult to get traction on it.” It’s a masked sales call.

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Clients Marketing Marketing Financial Advisor 59

Harness Wealth

MAY 2, 2025

Unless Congress intervenes, the TCJAs sunset will usher in a swathe of tax increases in 2026, with analysts estimating that over $4 trillion worth of tax hikes could take effect. Estate and gift tax planning Maximize gift tax exemption: Encourage clients to use the currently higher $13.61

Taxes 52

Taxes Clients Insurance Distribution 52

Harness Wealth

FEBRUARY 4, 2025

Risks: High fees, complex tax structures, performance variability, use of leverage, lock-up periods, and regulatory differences. Eligibility: Typically requires accredited investor or qualified client status due to regulatory restrictions. Can I hold alternative investments in my retirement accounts?

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Taxes Investing Investments Startup 52

Harness Wealth

MARCH 20, 2025

Home office space deductions Business equipment deductions Travel expense deductions Vehicle mileage deductions Business meal deductions License fee deductions Health insurance deductions Retirement contribution deductions How do I claim home office tax deductions? How Harness can help FAQs Am I eligible for home office tax deductions?

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License Taxes Insurance Consulting 52

Cornerstone Financial Advisory

MARCH 14, 2025

Well also share two estate planning examples to demonstrate how your faith and blessings from God can influence future generations. What Are the Biblical Principles of Estate Planning? At Cornerstone Financial Advisory, we have a saying we like to use with clients An inheritance is nice. Wisdom is better.

Estate Planning 52

Estate Planning Planning Ethics Healthcare 52

Carson Wealth

JUNE 26, 2025

The transition from employment to retirement can be complex. Retirement-related behavioral and financial changes raise many tax planning questions and opportunities. Provisional income is your adjusted gross income PLUS tax-free interest PLUS 50% of gross Social Security benefits. Suddenly, that will slow or stop.

Tax Planning 98

Tax Planning Retirement Taxes Planning 98

Nationwide Financial

AUGUST 23, 2024

Key Takeaways: Net Unrealized Appreciation (NUA) is the difference between the cost basis of employer securities in a retirement plan and their market value at the time of distribution. NUA is not taxed as ordinary income at the time of distribution, which can offer significant tax advantages. What is NUA?

Retirement 52

Retirement Retirement Planning Distribution Taxes 52