Yardley Wealth Management

SEPTEMBER 24, 2024

Financial professionals, such as financial advisors or wealth managers, undergo rigorous training and certification processes to develop the knowledge and skills needed to navigate complex financial matters effectively. It covers many aspects of your financial life, such as budgeting, saving, investing, insurance, and retirement.

Tax Planning

WiserAdvisor

JUNE 27, 2025

They max out a 401(k), skim through Social Security rules, maybe even dabble in stocks, but when retirement day approaches, they realize their savings, insurance, or investment mix just doesn’t add up. A bridge plan for health insurance (since Medicare only begins at 65). Control your tax bracket early in retirement.

Retirement

Wealth Management

AUGUST 11, 2025

Related: Wimbledon Winners Served a Major Tax Bill It wasn’t an easy financial decision, but I wanted to control my destiny. I’m not an accountant or tax lawyer, so I rely on great professionals. BR: You can insure for the basics—health, employees—but you can’t insure against a crash the way people might think.

Estate Planning

Trade Brains

JUNE 26, 2025

Home Insurance Premium Most lenders or banks require their borrowers to take policies that cover risks like fire, flood, and other natural disasters. Some lenders will also combine their life insurance policies with your EMI. How to avoid it: You are free to go with any insurer approved by the IRDAI. Think Again 7.

Banking

WiserAdvisor

JULY 1, 2025

Minimizing taxes and administrative costs : Strategic structuring can help preserve more of your estate for your beneficiaries. Bank accounts : Checking, savings, fixed deposits, certificates of deposit (CDs). Beneficiary-designated assets like life insurance or retirement accounts may bypass your will entirely.

Estate Planning

Nerd's Eye View

MARCH 24, 2023

Also in industry news this week: Top Democratic Senators are urging the Treasury Department to crack down on a range of estate planning strategies for high-net-worth individuals, including GRATs and IDGTs Amid fallout from recent bank failures, both Republicans and Democrats are considering whether current FDIC insurance limits should be increased (..)

Financial Planner

Nerd's Eye View

JULY 17, 2023

In the early days when financial advisors were first and foremost salespeople for insurance and investments products, the reality is that "advisor training and education" wasn't really about finance or advice… it was mostly just about learning how the company's products worked and how to effectively sell them to consumers.

Ethics

Nationwide Financial

JUNE 9, 2023

Key Takeaways: The last two years have been marked by the highest inflation rates in decades; your clients saving for retirement can use this to their advantage through short-term investments, tax deferral, and insurance products offering better benefits. This can mean an unexpected tax liability for the uninitiated.

Retirement

MazumaBusinessAccounting

MAY 31, 2022

Remember, the IRS recommends keeping tax-related documents for at least six years. Keep the following documents for one to three years: Paystubs Bank records Insurance policies Investment statements Mortgage statements Receipts for charitable contributors All business-related documents. for insurance purposes.

Certification

International College of Financial Planning

JULY 20, 2022

Here are some of the key things you learn in risk analysis under CFP certification. Insurance and Risk Contract. Legal principles in insurance. Life insurance needs analysis and policy analysis. Medical insurance. Insurance of business risk. The CFP certification is a globally recognized designation.

Risk Analysis

International College of Financial Planning

APRIL 25, 2024

This certification is recognized globally and showcases a deep, systematic understanding of personal financial management, including investment planning, risk management, tax planning, and retirement planning. Individuals who earn this certification are thoroughly prepared to offer expert financial advice.

Certification

International College of Financial Planning

FEBRUARY 23, 2024

At the heart of this profession lies the financial planner certification, a credential that not only signifies expertise but also opens doors to significant career opportunities. This certification is recognized globally and is considered a benchmark for competence and professionalism in financial planning.

Financial Planner

Carson Wealth

JULY 12, 2022

So much of our world is filled with abbreviations surrounding insurance and investment products, processes, education and accomplishments. . Translating from the secret language of financial planning, the sentence would read “Tammy specializes in insurance. Professional Certifications for Financial Advisors.

Financial Advising

Sara Grillo

OCTOBER 21, 2022

There are better options than entering a predatory insurance or wirehouse training program and crossing your fingers (which is an AWFUL idea, by the way). Paraplanners can also hold various designations such as the CFP® certification , ChFC, Enrolled Agent, CPA, etc. What designations does a paraplanner usually have?

Insurance

MainStreet Financial Planning

JUNE 13, 2023

You can request a social security number along with your baby’s birth certificate. Update your life and disability insurance. Now more than ever you want to have appropriate life and disability insurance coverage, so if something unexpected happens your family will be OK. Take advantage of tax breaks.

Insurance Coverage

International College of Financial Planning

OCTOBER 26, 2023

Their wisdom extends to suggesting tax-efficient avenues for pivotal life moments, be it education or the golden years of retirement. While many financial advisors find their niche in investment firms, banks, and insurance sanctuaries, some trailblazers opt for independence, establishing their advisory havens. Where Do They Shine?

Certified Financial Planner

MainStreet Financial Planning

MARCH 29, 2023

You can visit bankrate.com to see the current yields for many FDIC-insured high yield savings accounts. Deposits are insured by the FDIC and your account usually comes with checks or an ATM card. Most offer easy online access and most don’t have a physical bank location or ATMs. Current rates are 3.75%-4.30%.

Certification

Good Financial Cents

DECEMBER 22, 2022

Certificates of Deposit . Certificates of Deposit. From there, you’ll pay a 0.25% annual investing fee to access multiple portfolio options, advanced tax-savings tools, automatic portfolio rebalancing, and other perks. While not always the case, some states even offer tax breaks for contributing to a 529 plan.

Investing

BlueMind

FEBRUARY 15, 2023

Disability Tax Credit (DTC) The Disability Tax Credit was introduced by the federal government in 1988 due to the fact that a broader definition of disability became necessary and relief was required for the handicapped and those suffering from mental illnesses as well.

Financial Planning

Walkner Condon Financial Advisors

FEBRUARY 28, 2023

Pros: Liquid FDIC insured up to $250k Cons: The highest interest rates may require astronomical balances, and even then you likely can get a higher rate with an online savings account with no (or much lower) minimums. Certificates of Deposit (CDs) You can get CDs through your local bank or credit union or from a broker.

Accounting

International College of Financial Planning

SEPTEMBER 7, 2024

The CFP® Fast Track course offers a quick, efficient pathway to certification, allowing you to accelerate your career in the financial planning industry. Unlike the regular pathway that requires passing multiple exams over a year, the fast track allows eligible candidates to take just one exam and complete the certification in 3-4 months.

CFP

International College of Financial Planning

AUGUST 3, 2024

The financial planning and insurance industry offers a dynamic career path with immense growth potential. In this blog, we will explore the benefits of pursuing short-term courses in the insurance planning industry and how they can help you unlock your dream job with guaranteed placements.

Insurance

Trade Brains

DECEMBER 7, 2023

The course covers an introduction to personal finance, credit cards, life insurance, health insurance, investment instruments, loans, income tax and planning, budgeting and building a strong portfolio. Also, you will learn how to plan your taxes, credit score importance and how to budget your income to create a portfolio.

Budgeting

International College of Financial Planning

DECEMBER 29, 2024

The CFP certification stands as the gold standard in financial planning, offering professionals a comprehensive pathway to excellence in this dynamic field. Modern financial planners must navigate complex investment products, understand evolving tax regulations, and adapt to technological innovations.

CFP

Good Financial Cents

JANUARY 6, 2023

High-Yield Certificates of Deposit. High-yield savings accounts come with FDIC insurance , meaning your deposits are federally protected in amounts up to $250,000 per depositor per account. High-Yield Certificates of Deposit. No minimum deposit required * No maintenance fees * 24/7 access to your funds * FDIC insured.

Investing

Good Financial Cents

DECEMBER 9, 2022

1) Certificates of Deposit (CDs). For those of you who like to see the numbers, here’s an example of compound interest at work: Suppose you invest $1,000 in a five-year certificate of deposit, paying 5% and compounded annually. Most savings accounts, money market accounts, and certificates of deposit earn compound interest.

Investments

International College of Financial Planning

APRIL 20, 2022

This article will discuss the basics of financial planning , the education and certifications required to become a financial planner, and how to develop your financial planning skills and network. Education and Certifications for Becoming a Financial Planner Are you interested in becoming a financial planner?

Financial Planner

Harness Wealth

APRIL 5, 2023

Additionally, we’ll discuss the tax implications and risks associated with these strategies, helping you make informed decisions. The Federal Deposit Insurance Corporation (FDIC), a US Government agency, insures bank deposits up to $250,000 per person , depositor, bank, and ownership category.

Management

Darrow Wealth Management

OCTOBER 10, 2022

To find the best option for your cash, consider account minimums, existing banking relationships, limits on monthly deposits/withdrawals, fees, FDIC insurance, and so on. As an added bonus, Treasuries are exempt from state tax. Certificate of deposit is similar to a Treasury, except it may be less liquid.

Accounting

International College of Financial Planning

AUGUST 2, 2021

The simplest definition of the role of a financial advisor would of that of a person who helps individuals, families, and organizations make decisions related to their investments, taxes, insurance planning, retirement planning, estate planning, and money management. Insurance Companies. Accounting & Tax Planning Firms.

Financial Advisor

Good Financial Cents

DECEMBER 13, 2022

Certificates of Deposit (CDs) . The best high-yield savings accounts are FDIC-insured, so you are protected up to $250,000 per depositor per account. This type of retirement account is only available to individuals whose incomes fall under certain thresholds, yet it lets you save money for retirement on an after-tax basis.

Investing

Carson Wealth

JANUARY 4, 2024

This might mean going back to school to earn a master’s degree or a professional certification. Proper insurance coverage: One of the biggest risks for many people in their 30s is they’re still acting as if they’re invincible. This can include reviewing what insurance you have and if it’s still needed or if you need more.

Financial Planning

International College of Financial Planning

NOVEMBER 10, 2021

It wasn’t too long ago when investments would mean going to the bank and following the advice of the bankers or calling in neighborhood uncle to buy term-deposit certificates or insurance. You’d perhaps need to undergo special certifications as you enter the industry but MBA (Finance) remains a good starting point.

Investment Advisor

Clever Girl Finance

NOVEMBER 4, 2023

water, electricity, internet) Groceries and food budget Transportation costs and/or car payments Renters insurance Homeowners insurance Property taxes Health insurance Auto insurance Life insurance (e.g. Your essentials category would include: Mortgage payments or rent Utilities (e.g

Budgeting

Good Financial Cents

JANUARY 26, 2023

Step 3: Invest and Invest Aggressively I probably don’t have to tell you that you’re not going to be able to retire at 50 by investing in interest-bearing assets, like certificates of deposit. The software maximizes your returns with tax loss harvesting and helps you to reach your specific retirement goals with RetireGuide.

Retirement

Good Financial Cents

JANUARY 23, 2023

In a highly volatile market, deciding how to invest your money is as challenging as ever, which is why rising interest rates have led many investors toward the safety of savings accounts and Certificates of Deposit (CDs). You can apply for any FDIC-insured product listed on the platform. This is where SaveBetter comes in.

Accounting

Good Financial Cents

DECEMBER 29, 2022

A Roth IRA is a type of investment account that lets you invest after-tax dollars for retirement. From there, your money can grow tax-free, and you can withdraw your funds without having to pay income taxes once you reach retirement age. . #4: Open a Roth IRA. Risk level : Varies. 5: Build Up a High-Yield Emergency Fund.

Investing