article thumbnail

Financial Planning For Freelancers: 8 Tips To Budget And Save

Clever Girl Finance

Create a realistic budget 2. Without a steady paycheck or employer benefits, youre responsible for your own budgeting, savings, and future planning. Create a realistic budget Budgeting isnt just for nine-to-fiversits the lifeline of freelancers. Table of contents Why financial planning for freelancers is crucial 1.

article thumbnail

Try A No Spend Month To Reset Your Finances!

Clever Girl Finance

The basic no spend month rules Spend only on essentials : Rent/mortgage, food, insurance, transportation, and bills are allowed. Follow your existing budget : Stick to your pre-planned necessities and nothing extra. What Is The 70-20-10 Budget? Mistake #4: Giving up on the first hard day Saving is supposed to be tough.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Financial Planning for Life’s Big Adventures: How We Prepared for My Husband’s Appalachian Trail Hike

MainStreet Financial Planning

For our trip, we carefully budgeted and planned ahead: Gear & Resupply Packages: We spent approximately $4,000 on gear and pre-planned resupply shipments to help manage costs and ensure my husband has the essentials on the trail.

article thumbnail

Transcript: John Montgomery, Bridgeway Capital Management

The Big Picture

00:01:42 [Speaker Changed] The career plan originally was urban development and transportation. So that was my first career, was working with various bus and transportation companies to improve the quality of life in the cities. 00:03:32 [Speaker Changed] So from transportation to finance, that sounds almost, but not quite purposeful.

article thumbnail

Beyond Salary: Understanding Your Total Compensation

Yardley Wealth Management

Research shows that only 44% of workers negotiate, despite evidence that most employers expect workers to negotiate their compensation package and typically prepare their budgets for a bit of back-and-forth. The Art of Negotiations Professionals typically undervalue their bargaining power when accepting a new position.

article thumbnail

What are the Tax Brackets and Federal Income Tax Rates for the 2025-2026 Tax Year?

WiserAdvisor

Qualified transportation fringe benefit f. Qualified transportation fringe benefit The monthly limit for qualified transportation fringe benefits and for qualified parking has been increased to $325, up from $315 in 2024. State tax a. Child tax credit b. Medical Savings Accounts (MSA) c. taxes in 2025.

article thumbnail

Strategic Retirement Planning Guide for Single Women: Expert Financial Advice

Yardley Wealth Management

Factor longevity into your retirement planning by estimating your life expectancy and budgeting for additional years in retirement. Create a Retirement Budget Creating a retirement budget is essential for managing expenses and ensuring that your savings last throughout retirement.