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What Is Budget Counseling And How Does It Work?

Clever Girl Finance

If you’re really struggling financially and aren’t sure which problem to tackle or how, budget counseling can help. Table of contents What is budget counseling? Does budget counseling affect your credit score? Articles related to counseling and budgeting Consider budget counseling to get your finances in order!

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6 Financial Planning Mistakes Physicians Make

WiserAdvisor

Medical professionals may also earn bountiful packages, which can offer them a high standard of living, eliminating the need to be more mindful of their money, save more, or prioritize their future financial security. Creating a budget can help physicians overcome these issues. A budget is like a snapshot of your financial health.

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Late Start on Retirement Savings? How to Try and Catch Up in Your 50s

WiserAdvisor

You can also consolidate high-interest debt into a lower-interest loan or use balance transfers to streamline your repayment efforts and reduce overall interest costs. Additionally, you can consider consulting with a financial advisor or credit counselor to explore debt management strategies tailored to your unique situation.

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How to Financially Prepare For the Unexpected

Gen Y Planning

What counts as an emergency is up to you, but it might be a sudden job loss, major home repair, unexpected medical bill, car repair, you name it. Growing your emergency fund won’t happen overnight, but there are a few simple ways to start saving: Budgeting : If you haven’t already, consider creating a monthly budget.

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19 Best Recession-Proof Jobs For All Skill Levels

Clever Girl Finance

Medical & healthcare providers (healthcare industry). Whether you’re a doctor, physician assistant, nurse, dentist, mental health professional, or radiographer, a job in the medical field is a great place to work during a recession. Credit and debt management counselors. A recession is no different.

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29 Yearly Goals Everyone Should Have!

Clever Girl Finance

Create a monthly budget that ties into your yearly goals Budgeting is also a foundational financial goal because this is what allows you to get a full picture of how much you’re making, how much you’re spending, and where there might be leaks in the ship. Some will be short-term, like saving for Christmas on a budget or vacations.

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19 Best Recession-Proof Jobs For All Skill Levels

Clever Girl Finance

Medical & healthcare providers (healthcare industry) Whether you’re a doctor, physician assistant, nurse, dentist, mental health professional, or radiographer, a job in the medical field is a great place to work during a recession. As people add to their credit card balances, more are going to need help managing their debt.