Nerd's Eye View

MARCH 8, 2024

Enjoy the current installment of “Weekend Reading For Financial Planners” – this week’s edition kicks off with the news that RIA clients of an insurance broker providing Errors & Omissions (E&O) coverage saw a 213% increase in claims paid in 2023, attributed to significant jumps in suitability claims (likely stemming (..)

Financial Planner

The Chicago Financial Planner

FEBRUARY 3, 2022

Investors who are well-diversified may be hurt but generally not to the extent of those who are highly allocated to stocks. Review your asset allocation . If you haven’t done so recently, perhaps it is time to review your asset allocation and make some adjustments. Go shopping .

Asset Allocation

The Chicago Financial Planner

JUNE 13, 2022

Assuming that you have a financial plan with an investment strategy in place there is really nothing to do at this point. Ideally you’ve been rebalancing your portfolio along the way and your asset allocation is largely in line with your plan and your risk tolerance. Don’t miss any future posts, please subscribe via email.

Risk Tolerance

Abnormal Returns

NOVEMBER 21, 2022

Podcasts Jeff Ptak and Christine Benz talk with Feraud Calixte who is the founder and lead financial planner of Vantage Pointe Planning. riabiz.com) CI Financial ($CIXX) is planning to spin-off its U.S. riabiz.com) Retirement Why retirees should include Social Security into their asset allocation.

Financial Planner

The Chicago Financial Planner

FEBRUARY 5, 2022

Perhaps it’s time to rebalance and to rethink your ongoing asset allocation. Check out my freelance financial writing services including my ghostwriting services for financial advisors. Please contact me with any thoughts or suggestions about anything you’ve read here at The Chicago Financial Planner.

Investments

International College of Financial Planning

JULY 30, 2022

Certified Financial Planner (CFP) is globally the most respected financial designation for personal assets management. Credentials matter in any profession and when it comes to personal finance, there’s no certification more highly coveted than Certified Financial Planner.

Certified Financial Planner

The Chicago Financial Planner

NOVEMBER 8, 2021

If so, this is a good time to revisit your asset allocation and perhaps reduce your overall risk. Check out my freelance financial writing services including my ghostwriting services for financial advisors. Learn from the past . It is said that fear and greed are the two main drivers of the stock market.

Retirement

Validea

APRIL 17, 2023

Most investors pay close attention to their asset allocation. And that makes sense since research has shown that the asset classes a portfolio is allocated to drive the majority of its return over time. But asset allocation isn’t the whole story.

Assets

Carson Wealth

OCTOBER 26, 2022

If it sounds a bit complicated, it is — and I wouldn’t recommend repositioning your portfolio like this without involving your tax advisor and financial planner. She sells the shares in XYZ stock at a loss of $500,000 to offset the gain from the sale of her business. There are many, many moving parts.

Taxes

Park Place Financial

MARCH 14, 2022

For example, you can shift money between asset classes to reflect market changes and work with your financial adviser to create a diversified strategy. This can help bring you closer to your financial goals while also mitigating potential risks along the way. About Rebalancing Investments. Consider Your Age. When to Rebalance.

Portfolio

International College of Financial Planning

AUGUST 31, 2023

However, relying on a single asset class or Investment within an Asset class can be risky and limiting. Diversifying your investment portfolio is a vital strategy for managing risk, optimizing returns, and achieving your financial goals. This is where diversifying your investment portfolio comes into play.

Portfolio

International College of Financial Planning

DECEMBER 29, 2024

The CFP certification stands as the gold standard in financial planning, offering professionals a comprehensive pathway to excellence in this dynamic field. As markets evolve and client needs become more sophisticated, the demand for qualified financial planners continues to grow exponentially.

CFP

Workable Wealth

SEPTEMBER 16, 2020

Remember, each strategy has its pros and cons so the best way to maximize them is working with a financial planner who’ll help your portfolio reflect the right risk with your financial goals. The goal of diversification is for your portfolio assets to balance each other out by maximizing profit and minimizing risk.

Investments

Carson Wealth

DECEMBER 13, 2022

Financial service professionals call themselves lots of things — most of the time using the title established by their firm. Regulators of financial planning firms and accrediting bodies do not lay out differences in nomenclature. What Do Financial Advisors Do? A Financial Advisor works with clients. Are you a fiduciary?

Wealth Management

Your Richest Life

SEPTEMBER 10, 2024

Finding Your Best Investing Strategy Tip #2: Understand and Diversify Your Asset Allocation In addition to your goals, the asset mix in your portfolio should reflect your time horizon and risk tolerance. Alternative investment: An investment in asset classes other than stocks, bonds and cash.

Investments

eMoney Advisor

DECEMBER 27, 2022

As client expectations continue to evolve, there is an opportunity for financial planners to broaden and deepen their service offerings by providing holistic financial planning. Financial safety includes insurance and an emergency fund to help prepare for unforeseen events and risks.

Financial Planning

Your Richest Life

MAY 29, 2025

That can come in many forms, including budgeting apps, hiring a financial planner, or even just working with a friend as an accountability partner. It might be the slowdown you need to really dig into your investments and asset allocations.

Budgeting

Carson Wealth

DECEMBER 1, 2022

Talking with a qualified investment advisor can help you develop an asset allocation appropriate for meeting your financial goals. A financial advisor can also help you determine what types of accounts, such as taxable, IRA or Roth IRAs , are best to help you meet your goals.? Work With a Financial Advisor .

Retirement Planning

WiserAdvisor

JANUARY 27, 2023

High-Net-Worth Individuals (HNWIs) have a net worth of $1 million or more in liquid assets. In general terms, a high-net-worth individual is someone with substantial wealth and a mix of liquid assets, such as cash, stocks, and bonds, as well as non-liquid assets, such as real estate and privately-held businesses.

Wealth Management

Yardley Wealth Management

JUNE 12, 2023

Keeping our asset allocation and increasing our wealth. I have been doing this for 25 years now and I can tell you that every single person who has made me sell out because of anticipating some event or a market downturn has regretted it in the long run.

Wealth Management

Darrow Wealth Management

FEBRUARY 18, 2025

However, if you never engage a financial planner how will you know if your retirement portfolio can survive different market cycles? Stress testing a financial plan using simulations can find the probability of outcomes over a long-term plan. This produces a probability of success across all trials.

Retirement

International College of Financial Planning

MAY 29, 2023

Understanding Wealth Management Wealth management is helping high-net-worth individuals and families manage their financial assets and plan for their future financial needs. Wealth managers collaborate with their clients to develop customized strategies for asset allocation, tax planning, estate planning, and risk management.

Wealth Management

Fortune Financial

SEPTEMBER 25, 2023

Your risk tolerance will influence your investment strategy and asset allocation. Incomes and Expenses Evaluate your current financial situation. Key Credentials Financial certifications, also called financial designations, are credentials that investment and financial industry professionals use, according to Investopedia.

Wealth Management

Fortune Financial

SEPTEMBER 25, 2023

Your risk tolerance will influence your investment strategy and asset allocation. Incomes and Expenses Evaluate your current financial situation. Key Credentials Financial certifications, also called financial designations, are credentials that investment and financial industry professionals use, according to Investopedia.

Wealth Management

Tucker Advisors

NOVEMBER 3, 2021

“Because of issues like inflation, longevity, and income insecurity, to name just a few, the first step for any person preparing for retirement is to meet with a financial planner who specializes in retirement planning,” said Tucker Financial President Darren Petty. So, people move from fixed income, like bonds, into equities.

Retirement

Harness Wealth

JUNE 1, 2023

These services typically include: Wealth Management: Advisors can offer customized investment portfolios aligned with your risk tolerance, time horizon, and financial objectives. Financial advisors can handle asset allocation and portfolio management, monitoring your investments for adherence to your agreed-upon investment strategy.

Wealth Management

WiserAdvisor

SEPTEMBER 27, 2023

It is often advisable to consult with a tax advisor or financial planner who can run projections to determine the most tax-efficient strategy for your specific circumstances. Ensure that your 401(k) is well-diversified across different asset classes, such as equity, bonds, and cash equivalents.

Risk Tolerance

Validea

FEBRUARY 29, 2024

In this episode of Show Us Your Portfolio, we speak with Unlimited Funds founder Bob Elliott. We discuss the unique multi strategy approach he uses to manage his personal portfolio.

Portfolio

WiserAdvisor

NOVEMBER 21, 2022

As an individual or business owner, you have a unique set of circumstances, goals, and risk tolerance that are each necessary to consider when creating a successful financial plan. This is where a Certified Financial Planner (CFP) can step in. What is a Certified Financial Planner?

Certified Financial Planner

Discipline Funds

JULY 19, 2023

Modern Portfolio Theory focuses on assembling the optimal group of assets to achieve the best return per unit of risk. A diversified portfolio of 60/40 stocks/bonds, for example, is a wonderful portfolio, but in our All Duration model it works out to a homogeneous allocation with an average duration of 12 years.

Asset Allocation

Discipline Funds

NOVEMBER 17, 2023

And the only way that disaster happens is if your financial planner is making irrational projections about asset returns and your asset allocation. That’s a lifestyle DISASTER.

Financial Planner

Discipline Funds

JUNE 26, 2023

Names like Buffett and Bogle might be more recognizable to the common investor, but Markowitz had more influence on financial planning and asset allocation than any person in financial history. Perhaps more importantly, Markowitz was obsessed with automation and creating systems to allocate assets.

Asset Allocation

Carson Wealth

JUNE 14, 2022

Americans tend to pay for college through a combination of parents pitching in from their income (40%), college savings plan distributions (11%), scholarships and grants (25%), student loans (11%), children utilizing their income and assets (8%) and other resources (5%). A financial adviser can help you personalize a core/satellite approach.

Planning

Park Place Financial

SEPTEMBER 8, 2022

To ensure your estate plan meets your needs and wishes, review this family financial planning guide for the six fundamental components of family estate planning. . A will is a document stating who will receive your estate or assets and how much each beneficiary will get when you die. 2) Naming Beneficiaries for Separate Assets .

Estate Planning

Park Place Financial

SEPTEMBER 8, 2022

To eliminate your confusion about protecting your assets, learn the reality of the following estate planning fallacies. Family members or other loved ones depend on you for financial support. . Many people prepare their assets and estate for when they die, but death is not the only reason to contemplate estate planning.

Estate Planning

Nerd's Eye View

NOVEMBER 25, 2022

Several easy ways advisors can help find unclaimed assets and save money as the year comes to an end. We also have a number of articles on retirement planning: How advisors can incorporate Social Security benefits into a client’s retirement asset allocation.

Financial Planner

Nerd's Eye View

APRIL 25, 2025

Enjoy the current installment of "Weekend Reading For Financial Planners" – this week's edition kicks off with the news that a recent survey found that Americans' top "burning questions" when it comes to retirement include the amount they need to have saved to retire comfortably (with respondents expecting to need $1.26

Financial Planner