WiserAdvisor

JUNE 4, 2025

The financial planning industry is constantly undergoing change. Financial advisors should take these factors into account to ensure their clients receive the right experience. This article will discuss some of the most pivotal financial planning industry trends to watch out for this year.

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MainStreet Financial Planning

MARCH 15, 2023

Even though the federal government has rescued SVB and guaranteed all deposits over the FDIC insurance limit of $250,000 per account, that doesn’t mean they will be doing it again for other banks. Let’s review and recap how Federal Deposit Insurance Corporation (FDIC) insurance works and what other alternatives are available.

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Workable Wealth

OCTOBER 14, 2020

Financial planning can take your money game up a notch by bringing clarity, strategy, and intention to your financial life. A healthy financial plan gives you the tools to take control of your finances and start living your life with passion, purpose, and freedom. So what’s the value of a financial plan?

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WiserAdvisor

OCTOBER 31, 2023

Creating a financial plan is the first step toward achieving financial freedom. Financial plans are essential for setting your financial goals in motion. Not every financial plan stands the test of time, and multiple options can often lead you astray.

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Integrity Financial Planning

MARCH 19, 2023

Subsequently, SVB’s parent company, Silicon Valley Financial Group, saw their stock (NASDAQ: SIVB) dip more than 50% on Thursday morning, March 9 th , 2023. The rest is lent out, which is what grants you the interest rate you receive on your savings accounts, for example.

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Walkner Condon Financial Advisors

NOVEMBER 11, 2022

CONTRIBUTIONS ACCOUNTS. Employer-Sponsored Accounts such as 401(k) and 403(b). The maximum contribution amount for these respective accounts is $20,500 , with an additional catch-up contribution limit of $6,500 for individuals aged 50 or older. IRA Accounts. 529 College Savings Plans. TAX AND ESTATE PLANNING.

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Clever Girl Finance

DECEMBER 23, 2024

Freelancing is liberating, but without a solid financial plan, it can also be unpredictable. As a freelancer, you juggle not only your craft but also your finances, taxes, and retirement planning. That’s where financial planning for freelancers comes in. Plan for taxes ahead of time 4.

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MainStreet Financial Planning

JUNE 13, 2023

Update your life and disability insurance. Now more than ever you want to have appropriate life and disability insurance coverage, so if something unexpected happens your family will be OK. Start saving and investing in a brokerage account so you have funds saved up to meet these future expenses.

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Clever Girl Finance

AUGUST 19, 2024

Plan for long-term baby expenses 5. Review your maternity leave and insurance coverage 6. Update your life insurance policy 8. Create or revise your estate plan 9. Plan for emergency expenses 11. Explore Flexible Spending Accounts (FSAs) and Health Savings Accounts (HSAs) 12.

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International College of Financial Planning

JULY 31, 2023

Retirement is a time to embrace your dreams and live a contended retirement life, but it requires meticulous financial planning and preparation. Retirement planning is even more critical for self-employed individuals as they lack the safety net of traditional benefits like PPF or LTA.

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Truemind Capital

SEPTEMBER 8, 2024

Consider investing in safe, ultra-short-term liquid funds, currently yielding ~7.5%, offering a better alternative to bank savings accounts. #2 2 Adequate Life and Health Insurance Coverage Ensure you have sufficient health insurance—at least Rs 20 lakhs for a family of four in a metro city.

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Carson Wealth

AUGUST 4, 2022

Of course, there are always the everyday household expenses to account for in your post-retirement budget. Oh, and it doesn’t account for things like over-the-counter medications, dental care or long-term care costs. . Ways to Start Planning Early for Retirement Health Care Costs. Let’s start with the obvious: savings plans.

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WiserAdvisor

JULY 3, 2023

A financial advisor can help you understand the intricacies of financial planning for physicians. Below are 6 common financial planning mistakes physicians make: Even though financially well-off, physicians tend to make several financial mistakes. Need a financial advisor?

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Clever Girl Finance

APRIL 29, 2024

Not saving any of your monthly income When it comes to saving money, I’ve heard so many people complain that after they’ve paid their bills, they don’t have any money to contribute to their retirement accounts or to add to their emergency fund. For example, do you rent an apartment but don’t have renters insurance?

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WiserAdvisor

MAY 22, 2025

This article will also walk you through how to prepare, what to consider, and how to make sure your plan supports your healthcare costs in retirement. Below are 5 things you can do for retirement healthcare financial planning: 1. It can only be used by people who are covered under a High-Deductible Health Plan (HDHP).

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MainStreet Financial Planning

JUNE 2, 2022

Without sufficient insurance coverage, a homeowner is at risk of having to pay out of pocket to rebuild their home after a disaster. Here are the 8 types of insurance coverage that you will want to review to see if you have sufficient coverage for your home. Replacement cost coverage (aka “Dwelling”).

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Workable Wealth

NOVEMBER 11, 2020

But building a balanced meal plan takes more time and effort to accomplish. The same is true for a healthy financial plan. Not every financial planning task is exciting and groundbreaking, but each step secures your goals and vision for the future. Your coverage level is unique to you and your situation.

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Harness Wealth

DECEMBER 19, 2022

Gone are the days of only keeping your money in traditional banking, savings, and brokerage accounts — with compensation in the form of equity and digital assets such as crypto, it can be hard to keep track of all of your disparate accounts, assets, and investments. Create a complete picture of your personal net worth.

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International College of Financial Planning

SEPTEMBER 3, 2021

This is because you have been failing to plan your funds because of less time, following the old ways, peer pressure, less understanding of the financial markets, and so on. A financial advisor is a certified financial planner who is licensed and regulated to take mandate decisions on multiple aspects of financial planning.

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Clever Girl Finance

DECEMBER 13, 2023

By adding to your savings accounts slowly but surely, you can confidently grow your emergency fund over time. Automating your savings means setting up automatic transfers to send money from your checking account to your fund every month, twice a month, or however often you want.

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WiserAdvisor

JULY 27, 2023

Calculate potential income from investments, such as retirement accounts (401(k), IRA), and other assets. Create a Savings Plan: Calculate how much you need to save regularly to reach your retirement goals. Take advantage of catch-up contributions to retirement accounts, as you’re 50 years old.

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Gen Y Planning

JANUARY 5, 2022

Start by automating drafts from your checking account to an emergency fund. Set up recurring payments for your mortgage/rent, insurance, utilities, etc., Depending on the bill, you might decide to set up automatic drafts from your bank account or a credit card. Review Your Insurance Coverage .

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Gen Y Planning

OCTOBER 13, 2023

This likely means maxing out retirement savings accounts like a 401k or Roth IRA, and opening a brokerage account to continue saving beyond the “traditional” routes. You might even look to create a “bucket strategy” where you invest in different buckets or accounts based on different time horizons. Take your time.

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WiserAdvisor

DECEMBER 1, 2023

This article will shed light on why physicians particularly need financial advisors to navigate the financial intricacies of their lives. This can lead to financial instability in the long run. Financial advisors can also help physicians cater to significant life goals like saving for retirement.

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Truemind Capital

FEBRUARY 2, 2021

Insurance is needed when you have dependents and do not have sufficient assets to take care of them in case of any mishap. One should always opt for a pure term plan (pure cost for insurance coverage) when insurance is required. NPS offers you two approaches to invest in your account: Auto choice or Active choice.

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Cordant Wealth Partners

AUGUST 16, 2024

Tax planning for a transition out of Intel is critical. Medical It’s typical to get a year of COBRA as part of your separation package at Intel, which pays for continued health insurance coverage and allows you to stay on your Intel plan. 18 months of coverage is being offered for COBRA plus a $20k Healthcare bonus.

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Fortune Financial

JULY 12, 2023

Additionally, keeping up with changes in healthcare policies, insurance plans and available resources is crucial. Retirees should review their insurance coverage annually, compare plans and explore options that provide the necessary healthcare services at a more affordable cost.

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Fortune Financial

JULY 12, 2023

Additionally, keeping up with changes in healthcare policies, insurance plans and available resources is crucial. Retirees should review their insurance coverage annually, compare plans and explore options that provide the necessary healthcare services at a more affordable cost.

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Cordant Wealth Partners

DECEMBER 2, 2022

Tax planning for a transition out of Intel is critical. As part of your separation package at Intel, it’s typical to get a year of COBRA which pays for continued health insurance coverage and allows you to stay on your Intel plan. SERPLUS (Intel’s deferred compensation account). E*Trade Stock Account.

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WiserAdvisor

JANUARY 10, 2023

This article discusses 6 New Year financial resolutions that you can consider adopting to help you build a safer and more secure financial strategy for 2023. This is financial planning 101. You can estimate your current net worth by taking into account your assets like cash, real estate, cash, investments, gold, etc.,

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Clever Girl Finance

APRIL 19, 2023

By freeing up more money to put towards your emergency fund, you can more easily achieve your savings goal and build a solid financial foundation. Make it automatic Setting up automated transfers from your checking account to your emergency fund is a great way to ensure you consistently save money each month.

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Clever Girl Finance

APRIL 19, 2023

By freeing up more money to put towards your emergency fund, you can more easily achieve your savings goal and build a solid financial foundation. Make it automatic Setting up automated transfers from your checking account to your emergency fund is a great way to ensure you consistently save money each month.

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eMoney Advisor

DECEMBER 6, 2022

Billion-dollar disasters, inflation, and increased building costs mean a perfect storm is brewing for financial planners’ risk management strategies. Insurance in Financial Planning. The CFP® Board includes risk management and insurance in its financial planning principal knowledge topics for a good reason.

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Carson Wealth

APRIL 25, 2024

There are some things in life you just can’t plan for: an unexpected illness, job loss, death of spouse, disability. And while experiencing one of these major events can drastically impact your life, having an effective financial plan can help ensure that it doesn’t ruin your financial well-being.

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WiserAdvisor

MAY 3, 2023

Health and financial planning must go hand in hand to ensure you always have enough savings to tackle the unexpected. From medical expenses to the impact of illness or disability on your ability to earn a living, your health can have a significant effect on your financial well-being. What is health or medical financial planning?

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WiserAdvisor

MARCH 13, 2024

Investment planning also plays a crucial role in tax optimization, enabling you to minimize tax liabilities and maximize after-tax returns. Strategically selecting tax-efficient investment vehicles, such as retirement accounts, tax-deferred annuities, and municipal bonds, helps reduce the effect of taxes on your investment returns.

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Carson Wealth

DECEMBER 27, 2023

By Ryan Egolf, EA, Senior Tax Planner As the New Year quickly approaches, it’s time to put a bow on your 2023 financial plan. While this is by no means an exhaustive or comprehensive list of financial planning tools, these three broad areas will get you headed in the right direction.

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