Random Roger's Retirement Planning

MAY 10, 2023

Sure, I'm $200,000 short of my goal but you know what, I beat the market five years in a row from 2009-2013." When you get close to retirement, you know what will matter? What will matter is whether you have enough to retire to the lifestyle you want plus maybe having some sort of margin for error in your accumulated savings.

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Aleph

SEPTEMBER 15, 2022

I have always kept my asset allocation around 70% risky, 30% safe. All that said, I haven’t had a good year prior to this since 2013. So what to do? For me, not much. I am near that now, and don’t feel the need to panic. I like the stocks that I own for me and my clients. We are up this year.

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Truemind Capital

OCTOBER 18, 2024

The assumption that asset prices will keep rising can quickly be challenged by things like escalating geopolitical tensions, a U.S. This is where our disciplined dynamic asset allocation approach will really shine, keeping us steady through any rough waters ahead. The enthusiasm was of course born from the US rate cut decision.

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ClearMoney

NOVEMBER 4, 2021

As with many things in life, the truth is somewhere between the extremes: While both simulated and real-world data suggest momentum may not be suitable as a driver of long-term asset allocations, we believe momentum considerations can be integrated in a cost-effective way to help inform daily portfolio management decisions.

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Truemind Capital

JANUARY 16, 2024

We maintain our underweight position to equity (check the 3rd page for asset allocation) due to an unfavorable risk-reward ratio. We continue to hold positions in large-cap value stocks and maintain no allocation to mid & small-cap funds. You can write to us at connect@truemindcapital.com or call us at 9999505324.

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Dear Mr. Market

APRIL 29, 2022

At the time of our writing in 2013 the market was climbing a “wall of worry” We always preach about people having short-term memory issues and emotions take hold more than does disciplined decision making. If you need a refresher from that time period where 2013 opened up the year +13%, it was very different from the -13.3%

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The Irrelevant Investor

JULY 19, 2016

These are two of my favorite quotes From The Intelligent Asset Allocator : Asset allocation is the only factor affecting your investments that you can actually influence. Ferri was an early champion of indexing and asset allocation for financial advisors. He taught me that asset allocation matters.

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The Irrelevant Investor

NOVEMBER 5, 2018

He has an infectious personality and I remember saying to Barry after I first met him in 2013. His famous paper, A Quantitative Approach to Tactical Asset Allocation is the most downloaded paper at the SSRN network. Holy s**t that guy's awesome." I first met Meb through his writing, like so many others.

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Brown Advisory

AUGUST 1, 2018

The potential for inversion is not a reason in and of itself to make changes in asset allocation, but the combination of higher short-term yields and additional equity market uncertainty does affect our thinking about portfolio positioning. Annualized Returns, 04/30/2013-06/30/2018 Source: Bloomberg, using ICE BofAML Benchmarks.

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Brown Advisory

AUGUST 1, 2018

The potential for inversion is not a reason in and of itself to make changes in asset allocation, but the combination of higher short-term yields and additional equity market uncertainty does affect our thinking about portfolio positioning. Bond Returns Since 2013. Annualized Returns, 04/30/2013-06/30/2018. Aggregate.

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Investing Caffeine

MAY 2, 2022

As you can see from the chart below, there have been no shortage of issues and events to worry about over the last 15 years (2007 – 2022): 2008-2009: Financial Crisis 2010: Flash Crash (electronic trading collapse) 2011: Debt Ceiling – Eurozone Collapse 2012: Greek Debt Crisis – Arab Spring (anti-government protests) 2012: Presidential Elections (..)

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Brown Advisory

MARCH 28, 2017

Assets in investments aligned to environmental, social or governance factors increased nearly fivefold between 2012 and 2016, according to US SIF Foundation. Still, nearly three out of four investors wait for their advisors to raise the topic of sustainability in relation to their portfolios, according to a 2013 survey by Calvert Investments.

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Brown Advisory

MARCH 28, 2017

Assets in investments aligned to environmental, social or governance factors increased nearly fivefold between 2012 and 2016, according to US SIF Foundation. . . Meanwhile, four out of five financial advisors wait for investors to begin the conversation, Calvert says. That can be a mistake.

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Truemind Capital

OCTOBER 22, 2021

Higher interest rates will lead to heavy mark to market losses on long-term debt papers and could lead to contagion in all the asset classes which have been inflated by massive systematic liquidity. Remember the taper tantrum of 2013? Having a 15-20% allocation in Gold could also help in times of hyperinflation.

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Brown Advisory

OCTOBER 4, 2021

As we will discuss in this article, we conduct climate-related research and analysis (as part of our overall research efforts) along several separate but integrated tracks to guide our asset allocation, manager research and portfolio construction efforts.

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Brown Advisory

OCTOBER 4, 2021

As we will discuss in this article, we conduct climate-related research and analysis (as part of our overall research efforts) along several separate but integrated tracks to guide our asset allocation, manager research and portfolio construction efforts. A 360-Degree Climate Evaluation. CARBON ATTRIBUTION” of SUSTAINABLE PORTFOLIOS .

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Brown Advisory

SEPTEMBER 22, 2017

Moreover, they must understand that the correlation of traditional factors with performance outcomes (such as portfolio returns and volatility) is highly sensitive to market conditions and the exact time-periods reviewed (Podkaminer, 2013). Deutsche Asset & Wealth Management White Paper. 2013(1): 1-15. Oxford University Press.

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Brown Advisory

SEPTEMBER 22, 2017

Moreover, they must understand that the correlation of traditional factors with performance outcomes (such as portfolio returns and volatility) is highly sensitive to market conditions and the exact time-periods reviewed (Podkaminer, 2013). Deutsche Asset & Wealth Management White Paper. 2013(1): 1-15. Oxford University Press.

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The Big Picture

SEPTEMBER 12, 2022

RITHOLTZ: Whereas the — and the market when — essentially didn’t get above 2000 to like 2013 or so. Everyone wants to — which is so intuitive now, but we became a lot more tactical with some of our allocations. Of course, we have strategic asset allocations, strategic portfolios.

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WiserAdvisor

JANUARY 23, 2024

For instance, events like a market downturn in June 2013 allowed some services to capture losses promptly, providing tax savings for clients. It is crucial to note that tax-loss harvesting is not about avoiding certain asset classes that are not doing well.

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Brown Advisory

JUNE 14, 2018

This was in 2013. As such, we’ve tried to account for this rising risk in our asset allocation work, leaning away from large caps and into smaller companies, in both the U.S. She commuted in a self-driving car for an extended period, and the car worked perfectly. The technology is there.

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Brown Advisory

JUNE 14, 2018

This was in 2013. As such, we’ve tried to account for this rising risk in our asset allocation work, leaning away from large caps and into smaller companies, in both the U.S. She commuted in a self-driving car for an extended period, and the car worked perfectly. The technology is there.

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The Big Picture

MAY 9, 2023

SALISBURY: So I led the European Special Situations Group from 2008 to 2013. So what we find, and then of course we have a multi-asset solutions business where we talk to clients about the entirety of their portfolio, their strategic asset allocation models. So we start with a strategic asset allocation.

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The Big Picture

NOVEMBER 8, 2022

Jeremy called and said, “Would you like to join the asset allocation team?” So he wanted a sort of non-quanty view input into the asset allocation process. And GMO was still sitting on a massive emerging market position in the asset allocation team. CHANCELLOR: Well, I said no initially. CHANCELLOR: Yes.

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Dear Mr. Market

OCTOBER 11, 2022

For some quick background, our first original review was written in June of 2013 ( click here to see that). Most recently we revisited the topic with an update in November of 2020 ( click here ) as we climbed out of one of the wildest years in world history amidst a global pandemic.

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The Better Letter

JANUARY 26, 2024

2013 : “[S]tock returns prospectively are very low.” Former Reagan White House Budget Director David Stockman has predicted market crashes in 2012 , 2013 , 2014 , 2015 , 2016 , 2017 , 2018 , 2019 , 2020 , 2021 , 2022 , and 2023. .” That year, as the S&P 500 barely broke even (2.10 percent), HSGFX did worse (1.64

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The Big Picture

MARCH 26, 2024

He wasn’t tactical asset allocator. It’s about long-term planning and strategic asset allocation and, and just understanding how markets work and how behavior comes into the mix. So my firm launched in 2013 with very little money. He is just, he’s just bearish all the time. TD was our custodian.

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The Big Picture

JANUARY 27, 2025

The parent company handles all the asset liability management side of things. They give us asset allocations, we go ahead and and and and invest those dollars. 00:32:17 But it’s, it is, it creates a, an interesting opportunity in different asset classes to refine excess returns.

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The Big Picture

NOVEMBER 25, 2024

Corey Hoffstein : So throughout 2013, I was doing a lot of this research. And so in 2013, I’m staring down my largest client, all of a sudden it becomes obvious. Most clients, whether they’re individuals or institutions, have some sort of benchmark, a policy portfolio, some strategic asset allocation that they start with.

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The Big Picture

JANUARY 31, 2023

I mean, by 2013, the household deleveraging was basically over, and the economy was gaining a lot of momentum. DUTTA: Well, to me, the ISM is the one that I harp on the most because there’s a cottage industry of people that just drive their entire asset allocation process off of it. You were at Merrill. RITHOLTZ: Really?

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