Nerd's Eye View

APRIL 18, 2025

Which, according to Kitces Research on Advisor Productivity, can lead to higher productivity for advisor teams (but can require an investment in staffing and higher-end planning services to meet their complex planning needs).

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Financial Planner Risk Tolerance Estate Planning Clients 196

Yardley Wealth Management

JANUARY 21, 2025

With the complexity of modern financial decisions and the abundance of online resources, you might wonder if speaking with a financial planner is truly worth the investment. Investment Management Is talking to a financial planner worth it for investment guidance?

Financial Planner 52

Financial Planner Financial Planning Planning Retirement Planning 52

Getting Your Financial Ducks In A Row

MARCH 10, 2025

Many of us are covered by one or more types of defined contribution retirement plans, such as a 401(k), 403(b), 457, or any of a number of other plans. These plans are also often referred to as Qualified Retirement Plans (QRPs). As you defer money into your retirement account, each dollar that you defer could be worth as much as $1.65.

Retirement Planning 52

Retirement Planning Retirement Planning Compensation Planning 52

Abnormal Returns

MARCH 24, 2025

(crr.bc.edu) What do (different) surveys tell us about well-being in retirement? wealthmanagement.com) Parsing the differences in risk tolerance for a couple is tricky. kitces.com) A Q&A with Barry Ritholtz author of the new book "How Not to Invest." crr.bc.edu) The widow tax is real.

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Risk Tolerance Startup Financial Advisor Retirement 147

WiserAdvisor

JULY 2, 2025

Healthcare costs are rising at a pace that demands attention, particularly for individuals nearing retirement. Without proper planning, healthcare expenses can quickly consume a significant portion of retirement savings. They can build a more resilient financial strategy for retirement. increase from the previous year.

Healthcare 59

Healthcare Financial Advisor Management Medical 59

Yardley Wealth Management

FEBRUARY 18, 2025

In this article, we’ll break down the concept of waterfall wealth distribution, its benefits, and how it compares to traditional investment strategies. Key benefits include: Ensuring essential financial obligations are met first – Taxes, estate planning, and retirement savings take precedence.

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Wealth Management Management Estate Planning Distribution 52

WiserAdvisor

JUNE 13, 2025

It plays a crucial role in helping people achieve financial stability, prepare for retirement, and leave a lasting legacy for their families. In this article, we’ll walk through some of the most common investment mistakes retirees make. Mistake #3: Not keeping emotions out of investing Emotions and investing don’t mix well.

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Estate Planning Taxes Retirement Healthcare 59

WiserAdvisor

MAY 29, 2025

Consistent habits, disciplined investing, and patience form the bedrock of wealth creation, keeping financial security in mind. A long-term perspective allows you to ride out market volatility, avoid impulsive decisions, and benefit from the natural growth of your investments over time.

Accounting 59

Accounting Wealth Accumulation Investing Investments 59

WiserAdvisor

JUNE 4, 2025

Apart from new laws and changes in regulations, it is also important to pay attention to emerging investment trendsevery year. They want a financial strategy that takes every aspect of their life into account, such as their income situation, investment goals, debt, risk appetite, and more.

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Financial Planning Planning Financial Advisor Ethics 59

WiserAdvisor

JUNE 27, 2025

Let’s be honest, retirement isn’t what it used to be. The traditional blueprint of working until 65, collecting a pension, and retiring feels outdated, especially for mid-level professionals who’ve started thinking early about what their ideal retirement should look like. What’s the earliest you can retire?

Retirement 59

Retirement Planning Retirement Planning Taxes 59

Carson Wealth

JANUARY 23, 2025

By dividing your investments into these three buckets, you help create a clear plan for how and when your money will be used. By assigning clear purposes and timelines to each bucket, you help minimize behavioral risks like selling assets during market dips with the goal of helping your investments align with your priorities.

Financial Planning 52

Financial Planning Planning Risk Tolerance Financial Advisor 52

Steve Sanduski

DECEMBER 11, 2024

Whether you’re a senior advisor looking to move into a CEO role, managing the burnout that comes from decades of client reviews, or preparing for retirement, having a well-defined system in place ensures that clients remain well-served and your firm operates efficiently. But, please note, youre not going to use this verbatim.

Financial Advisor 52

Financial Advisor Clients Communication Planning 52

Random Roger's Retirement Planning

MARCH 22, 2025

I also owned the name for a couple of more risk tolerant clients. They are not intended to constitute legal, tax, securities or investment advice or a recommended course of action in any given situation. To me, that was a great mix of attributes. At some point along the way I lost faith in China from the top down and sold it.

Investing 59

Investing Investments Risk Tolerance Management 59

Tobias Financial

APRIL 8, 2025

As stock prices swing and the cost of everyday goods edges upward, the uncertainty can feel overwhelming, especially for those who rely on a fixed income in retirement. The overall theme that were really getting at is you really have to be aware of your risk tolerance and your financial plan, Chad shared.

Portfolio 52

Portfolio Risk Tolerance Marketing Marketing 52

Workable Wealth

OCTOBER 14, 2020

Want to retire early? A financial plan can define your current savings plan, investment allocations, risk profile, desired lifestyle, projected expenses, and more to achieve that goal. The right plan can help you invest, make better spending and savings plans, and develop healthy financial habits.

Financial Planning 52

Financial Planning Planning Insurance Coverage Tax Planning 52

Workable Wealth

MARCH 18, 2020

A 401(k) is a retirement savings vehicle sponsored by your employer. Through your 401(k), you’re able to contribute funds and invest them according to your risk tolerance and retirement timeline. In fact, many people contribute on auto-pilot without updating their investing preferences, if they contribute at all.

Risk Tolerance 52

Risk Tolerance Retirement Accounting Taxes 52

Random Roger's Retirement Planning

MAY 19, 2025

They do have a positive real return and having half the volatility of 60/40 would be appropriate for some people like maybe those with a very low risk tolerance or someone far enough ahead of where they need to be that they could be partially in game over mode. This quadrant style can be a valid way to go but I don't think it is ideal.

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Risk Tolerance Portfolio Management Taxes 52

Harness Wealth

APRIL 17, 2025

Net Investment Income Tax. Making the right stock option decision for your financial future Your investment timeline and personal risk tolerance should guide decisions about when to exercise and sell options. High-income earners face additional tax considerations with NSOs, potentially triggering both the 0.9%

Taxes 52

Taxes Tax Planning Planning Sales 52

Workable Wealth

JANUARY 20, 2021

People often fixate on the money aspects they can’t control, like the market or returns, instead of focusing on what they can control like savings, spending, investing, goal-setting, and more. Your money mindset informs the way you manage, save, spend, and invest your money. You might also try picturing your dream retirement.

Risk Tolerance 52

Risk Tolerance Retirement Financial Planning Investing 52

Yardley Wealth Management

SEPTEMBER 24, 2024

Whether it’s staying disciplined during market volatility or resisting the urge to make impulsive investment decisions, having a professional by your side can help you stay focused on your long-term goals. It covers many aspects of your financial life, such as budgeting, saving, investing, insurance, and retirement.

Tax Planning 40

Tax Planning Wealth Management Risk Management Financial Planning 40

Yardley Wealth Management

DECEMBER 10, 2024

The post Strategic Retirement Planning Guide for Single Women: Expert Financial Advice appeared first on Yardley Wealth Management, LLC. Without a partner to rely on for financial support, single women must take proactive steps to ensure a secure and comfortable retirement.

Retirement Planning 52

Retirement Planning Financial Advice Retirement Planning 52

The Big Picture

MAY 13, 2025

I had a friend that worked there, so I was a couple of years out of school in investor relations at Sunoco, and then I had a friend who said, you know, if you wanna get more into finance and investments, we have an opening at Vanguard. So I joined in the corporate division as an investment analyst. I think you’d really like it.

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Clients Investing Investments Management 130

Carson Wealth

MAY 8, 2025

Wondering how to prepare for retirement the smart way? Whether your dream is to travel the world, spend time with grandkids, or simply enjoy a slower pace, retirement is one of lifes biggest transitionsand it deserves a solid plan. Financial freedom in retirement doesnt happen by accident. Do you want to retire early?

Retirement 71

Retirement Retirement Planning Taxes Distribution 71

Nerd's Eye View

SEPTEMBER 20, 2023

30 years ago, when financial plans relied mainly on constant investment return projections derived from straight-line appreciation and time-value of money calculations, financial advisors began acknowledging and accounting for the variable and uncertain nature of investment returns.

Retirement 246

Retirement Planning Financial Planning Risk Tolerance 246

Nerd's Eye View

OCTOBER 18, 2024

Also in industry news this week: 43% of wealth management firms are frustrated with the effectiveness of their CRM software, spurred on by challenges with integrations and workflows, according to a recent survey The Social Security Administration this week announced a 2.5%

Financial Planner 246

Financial Planner Risk Tolerance Financial Planning Clients 246

BlueMind

SEPTEMBER 3, 2022

Category: Clients Risk. Determining the client’s risk tolerance is not an exact science and requires you to communicate with your client. What Does The Word “Risk” Mean For Your Clients? For financial advisors and their clients, “risk” means the possibility of losing money, investment, or a business venture.

Risk Tolerance 105

Risk Tolerance Clients Portfolio Financial Advisor 105

The Chicago Financial Planner

OCTOBER 21, 2021

Saving for retirement is a major undertaking for most of us. Health savings accounts (HSA) provide another vehicle to save for retirement. An HSA can serve as an additional retirement savings vehicle on top of your IRA or 401(k) to help cover healthcare and other retirement expenses. Qualified medical expenses .

Retirement Planning 193

Retirement Planning Accounting Retirement Planning 193

Abnormal Returns

DECEMBER 26, 2022

Podcasts Michael Kitces talks setting boundaries with Emily Rassam who is the Senior Financial Planner for Archer Investment Management. kitces.com) Christine Benz and Jeff Ptak discuss the recent "The State of Retirement Income" report. nytimes.com) Retirement How to optimize Social Security benefits as a widow.

Risk Tolerance 241

Risk Tolerance Financial Planner Financial Advising Compliance 241

The Chicago Financial Planner

FEBRUARY 5, 2022

Is this a valid investment strategy? As far as your investments, I think you’ll agree that the outcome of the game should not dictate your strategy. Rather I suggest an investment strategy that incorporates some basic blocking and tackling: A financial plan should be the basis of your strategy. Take stock of where you are.

Investing 184

Investing Investments Financial Planner Risk Tolerance 184

Nerd's Eye View

SEPTEMBER 20, 2023

30 years ago, when financial plans relied mainly on constant investment return projections derived from straight-line appreciation and time-value of money calculations, financial advisors began acknowledging and accounting for the variable and uncertain nature of investment returns.

Financial Planning 246

Financial Planning Risk Tolerance Retirement Planning Planning 246

Integrity Financial Planning

OCTOBER 9, 2023

When talking about retirement financial planning, we often take investment strategy at face value. But what does an investment strategy really consist of? An investment strategy is utilized to help your wealth not only retain its value against inflation but hopefully grow as well.

Retirement 98

Retirement Portfolio Investing Investments 98

Nerd's Eye View

AUGUST 28, 2024

Historically, advisors haven't had many avenues to manage clients' 401(k) plan accounts, since unlike traditional custodial investment accounts, advisors generally lack discretionary trading authority in employer-sponsored retirement plans.

Assets 246

Assets Management Clients Compliance 246

WiserAdvisor

MAY 26, 2023

Investment and risk are two closely related concepts. Risk refers to the potential for loss or negative returns when you invest your money in a market-linked security. There are different types of risks, including market, credit, inflation, and liquidity risk, among others. What is risk tolerance?

Risk Tolerance 59

Risk Tolerance Investing Investments Financial Advisor 59

Nerd's Eye View

AUGUST 28, 2024

Historically, advisors haven't had many avenues to manage clients' 401(k) plan accounts, since unlike traditional custodial investment accounts, advisors generally lack discretionary trading authority in employer-sponsored retirement plans.

Assets 245

Assets Management Compliance Retirement Planning 245

The Chicago Financial Planner

NOVEMBER 8, 2021

As someone saving for retirement , what should you do now? The PBS Frontline special The Retirement Gamble put much of the blame on Wall Street and they are right to an extent, especially as it pertains to the overall market drop. If so, this is a good time to revisit your asset allocation and perhaps reduce your overall risk.

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Retirement Marketing Marketing Financial Planner 130

The Chicago Financial Planner

JUNE 13, 2022

Assuming that you have a financial plan with an investment strategy in place there is really nothing to do at this point. Ideally you’ve been rebalancing your portfolio along the way and your asset allocation is largely in line with your plan and your risk tolerance. Focus on risk. Do nothing. Be a smart investor.

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Risk Tolerance Marketing Marketing Financial Planner 188

Good Financial Cents

JANUARY 26, 2023

Early retirement has become a popular financial goal. Even if you never retire early, just knowing that you can is liberating! Can You Really Retire at 50? Can You Really Retire at 50? Table of Contents Can You Really Retire at 50? FAQs on Retiring Early at 50 It’s a big bold claim – retire at 50?

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Retirement Taxes Accounting Retirement Planning 122