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Senate appears poised to pass legislation that would eliminate the long-established WEP and GPO provisions and increase the Social Security benefits of many state and local workers in the process From there, we have several articles on investmentplanning: While index funds are often viewed as 'passive' investments, advisors can add value for their (..)
Diversify Your Portfolio: Diversification is a key strategy for managing risk and reducing the impact of market volatility on your investments. By spreading your investments across different asset classes, sectors, and geographic regions, you can minimize the impact of downturns in any one area of the market.
The 20 th century has seen a rise in numerous investment options, among these the gilt mutual funds (MFs) have emerged as one of the most reliable investmentplans. Gilt funds primarily invest in government securities, which are issued by the Reserve Bank of India (RBI). Does Gilt MFs fit in your Portfolio?
Review Investment Allocations Markets evolve, and so should your portfolio. Remember: investing isnt about timing the market, its about time in the market. A little planning now avoids big headaches later. And My Portfolio Guide, LLC will be right here, cheering you on. New year, new financial you? Absolutely.
Long Term: These funds are suitable for investors whose investment horizon is long-term (5 years or more) to withstand market fluctuations and to give the power of compounding a chance to work. Written by Hiten Chauhan The post Top Performing High-Risk Funds That Delivered High Returns in 2025 – Are They in Your Portfolio?
Below are some of the mistakes you should avoid making to secure your wealth: Mistake #1: Not diversifying your investmentsInvesting too much of your money into one sector, one type of asset, or one region can expose your wealth to unnecessary risk. To protect your wealth, it helps to create a clear investmentplan.
Its a great way to invest in strong performers while maintaining balance in your portfolio. IRAs offer tax advantages and encourage consistent, long-term investing. Automation removes the temptation to skip or delay investing and turns it into a disciplined habit.
As the dollar has dropped by about 11% relative to other major currencies so far in 2025, international holdings have enjoyed a tailwind in US investors’ portfolios. The benefit is, when the dollar weakens, your international investments actually benefit.
Learn more about retirement plan options here. Diversify Your Portfolio Diversification is key to successful retirement investing. By spreading your investments across various asset classes, sectors, and geographic regions, you can reduce your portfolio’s overall risk.
Whether it’s chasing overpriced stocks during a bull run or exiting equity portfolios in a panic during a market fall, the problem is rarely the market itself. The CFP® program isn’t just about mastering technical modules on investmentplanning, taxation, retirement, or insurance. The real issue? It builds a mindset.
Whether it’s investmentplanning, retirement planning, tax strategy, estate management, insurance planning, or holistic money management, the CFP designation proves that you can deliver advice that is both competent and client-centric. What makes the CFP credential so respected?
When it comes to mutual fund investing, one of the biggest decisions an investor faces are whether to invest using Systematic InvestmentPlans (SIP) or a lump sum investment. A Systematic InvestmentPlan is a method of investing where you invest a specified fixed amount regularly (usually monthly) in a mutual fund.
Comprehensive financial planning involves budgeting, investmentplanning, tax optimization, debt management , insurance coverage, retirement strategy, and even estate planning. These new and emerging assets are now becoming part of how people transact, store value, and diversify their portfolios.
This is why having a globally diversified portfolio can benefit US-centric investors, as the US won’t always lead. Congrats again to the Dow on an amazing run and to all the investors over the years who have benefited by sticking to their investmentplans. Any bets on when it breaks 100k?
To stay ahead, you need: A well-diversified portfolio including equities, linkers, real assets, gold. For Indian retirees, that’s a structural challenge. A flexible withdrawal strategy that adjusts for real-world cost increases. Health coverage, scenario mapping, and smart cost management to ensure peace of mind.
a ski chalet), assessing whether it will lead to greater overall wellbeing, or, alternatively, more stress, is more challenging Enjoy the 'light' reading!
If you have a monthly salary of ₹1 Lakh+ Invest anywhere between 25% to 40%+ into diversified portfolios, depending upon your existing lifestyle and liabilities. On a regular basis, invest across a combination of large-cap, mid-cap and/or thematic funds in a target-level diversified portfolio.
Given the fact that this survey looks at financial professionals who manage portfolios, this is a very solid potential contrarian indicator. Additionally, the National Association of Active Investment Managers (NAAIM) Exposure Index came in at its lowest level in 17 months, suggesting RIAs are finally tossing in the towel as well.
When you actively contribute to your workplace retirement account, invest in a separate portfolio , and funnel money into your savings account, it can be difficult to open – let alone manage – another account. Open an IRA How many times have you sat down at the dinner table and said to your spouse, “After we eat, let’s open an IRA.”
To be clear though, the Mystery Fund is not intended to be a single portfolio solution. In real life, the Mystery Fund isn't suitable as a one portfolio solution despite being in the ballpark. The important takeaway is to not panic or get otherwise impatient in the periods where your portfolio lags which it will undoubtedly do.
While these shifts bring both challenges and opportunities, they also highlight the value of a well-diversified portfolio. Lately, several forces including trade policies, advancements in artificial intelligence (AI), and corporate cost-cutting have been shaping market movements.
podcast.moneywithkatie.com) Investing Everyone needs an investingplan, even a mediocre one. bestinterest.blog) How to de-risk a portfolio headed into retirement. (podcasts.apple.com) Katie Gatti Tassin talks wealth inequality with Matt Bruenig.
Let’s decode what RoDTEP really means in […] The post New RoDTEP Scheme Guidelines 2025: Key Insights for Every Export-Focused InvestmentPortfolio appeared first on Fintoo Blog. While it might sound technical, this policy is becoming central to India’s export strategy—especially after its latest 2025 update.
Also in industry news this week: The SEC this week announced a proposed rule that would require RIAs to collect and verify their clients' personal information in an effort to prevent illicit activity, though many firms likely are taking many of these steps already Why larger RIAs and those that have been acquired tend to have worse client and staff (..)
Also in industry news this week: While many pre-retirees feel unprepared for retirement, longitudinal survey data suggest most will end up living a comfortable retirement, suggesting a role for financial advisors to show them projections of what their retirement could actually look like According to a recent survey, high-net-worth individuals are largely (..)
Podcasts Brendan Frazier talks with Sten Morgan, the founder of Legacy InvestmentPlanning, about better communicating with clients. msn.com) Why follow-up questions are crucial in financial planning. kitces.com) How direct indexing can be used in bond portfolios. thinkadvisor.com)
We also have a number of articles on investmentplanning: A recent study indicates that rebalancing a portfolio on an annual basis is superior to longer or shorter time horizons. The long-term portfolio growth trajectory clients can expect when implementing a dollar-cost averaging strategy.
Every document that considers the facts around any particular asset class will invariably include that disclaimer, but constructing a portfolio consisting of a mix of equities, fixed income, and other assets requires investors and advicers to make some fundamental assumptions around long-term expected returns and correlations between assets.
But no matter if you’re considering wealth growth or income generation, your investment decisions will involve calculations around your risk tolerance and unique goals as well. Let’s cover these concepts briefly to better understand what an investment strategy entails. What is an Income-Generation Investment Strategy?
Enjoy the current installment of "Weekend Reading For Financial Planners" - this week's edition kicks off with the news that RIA custodial platform Altruist announced that it is offering its portfolio accounting software for free to advisors who custody with the firm, offering the opportunity to advisory firms to reduce the costs of their tech stacks (..)
Also in industry news this week: Changes to CFP Board’s procedural rules went into effect September 1 and are intended to make the disciplinary process more efficient for respondents as well as CFP Board staff, and to expand the CFP Board’s ability to pursue more complaints against CFP professionals A NASAA model rule follows in the footsteps (..)
Also in industry news this week: The SEC settled its first charges related to its new marketing rule with a firm that advertised 2,700% annual returns A survey suggests that older Americans prefer the term "longevity" to "aging", perhaps informing the way advisors discuss related issues with their clients From there, we have several articles on retirement (..)
Also in industry news this week: A recent survey has found that a majority of prospective financial planning clients across all age brackets are open to working with a remote advisor, creating opportunities for advisors to grow their businesses and for clients to find the ‘best’ advisor for their needs, regardless of their location A federal (..)
Portfolio rebalancing helps advisors uncover a new investmentplan of action that aligns with a client's long-term financial milestones. It also considers how the current market will impact asset diversification.
Also in industry news this week: A recent study has found that advisors who gain additional credentials tend to see a boost both in their confidence and in their business metrics, with the CFP certification standing out in terms of value The implications for RIAs of a proposed Treasury Department rule that would subject many firms to certain anti-money-laundering (..)
Also in industry news this week: How the SEC could target dually registered firms for enforcement of their duties to care for and manage conflicts of interest under Regulation Best Interest and the Investment Advisers Act to send a message to the industry and to clarify its expectations for these "dual-hatted" firms and their advisors Why a shift in (..)
We start with several articles on retirement planning: Data showing where American retirees currently stand, from their average net worth to how they spend each hour of the day How, according to a recent study, delaying Social Security benefits typically leads to greater lifetime wealth than claiming benefits early in order to reduce portfolio withdrawals (..)
Also in industry news this week: Backers announced the new Texas Stock Exchange, which seeks to provide companies with a lower-cost alternative to the NYSE and Nasdaq, which, if successful, could create a more competitive landscape and potentially better execution and reduced trading costs for financial advisors and their clients The American College (..)
InvestmentPlanning Options achen Mon, 10/16/2017 - 10:24 The decision to sell or hold a concentrated position may sound simple, but these situations are often more complex than they appear. They require the investor to reconcile investment dynamics, tax considerations and a variety of subjective, emotional factors.
InvestmentPlanning Options. They require the investor to reconcile investment dynamics, tax considerations and a variety of subjective, emotional factors. Role in Portfolio: Is this a growth or income asset? Can the asset’s attributes be replicated by other investments? Mon, 10/16/2017 - 10:24.
FINANCIAL PLANNING What is Portfolio Rebalancing? Investments can be risky since markets constantly fluctuate, but strategies are available to help you maintain a well-balanced portfolio. About Rebalancing Investments. How to Rebalance your Portfolio. Compare Portfolio Changes. Mitigate Risk.
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