Nerd's Eye View

APRIL 8, 2025

In this episode, we talk in-depth about how Seth built and provides his input deliverable (which calculates the appropriate amount of tax-exempt housing allowance pastors can take based on their individual circumstances, and even prepares a request and subsequent resolution that the Church's Board can then use) to demonstrate his expertise to prospective (..)

Financial Planning 130

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Nerd's Eye View

MAY 10, 2024

Enjoy the current installment of "Weekend Reading For Financial Planners"– this week's edition kicks off with the news that a recent analysis from Morningstar suggests that the Department of Labor's (DoL's) new Retirement Security Rule (aka Fiduciary Rule 2.0)

Financial Planner 246

Financial Planner Retirement Planning Retirement Valuation 246

Nerd's Eye View

FEBRUARY 8, 2023

In addition, the TSP updated its website and introduced a smartphone app, which required participants to create new credentials and verify their personal information.

Planning 246

Planning Retirement Retirement Planning Government 246

Nerd's Eye View

FEBRUARY 12, 2025

While future retirees can find nonreduced benefit estimates on their Social Security statements or online accounts, those already receiving benefits don't have access to this information – making it necessary to find a different way to predict how much their payments will increase once the law is fully implemented.

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Retirement Government Clients Planning 245

Nerd's Eye View

OCTOBER 6, 2023

Also in industry news this week: A new advisor benchmarking study indicates that high-growth firms are excelling in 3 areas: client acquisition, "relationship alpha", and strategic scale A recent survey indicates that while advisors increasingly are leveraging home office investment models to save time and scale more efficiently, they often customize (..)

Financial Planner 246

Financial Planner CFP Certification Communication 246

Nerd's Eye View

AUGUST 25, 2023

Also in industry news this week: The SEC settled its first charges related to its new marketing rule with a firm that advertised 2,700% annual returns A survey suggests that older Americans prefer the term "longevity" to "aging", perhaps informing the way advisors discuss related issues with their clients From there, we have several articles on retirement (..)

Financial Planner 246

Financial Planner Retirement Retirement Planning Advertising 246

Nerd's Eye View

MAY 17, 2024

Also in industry news this week: The SEC this week announced a proposed rule that would require RIAs to collect and verify their clients' personal information in an effort to prevent illicit activity, though many firms likely are taking many of these steps already Why larger RIAs and those that have been acquired tend to have worse client and staff (..)

Financial Planner 238

Financial Planner Wealth Management Retirement Investment Planning 238

Nerd's Eye View

AUGUST 24, 2022

To start, the agreement should contain basic information about the adviser-client relationship, including who the client is (e.g., a single person, a couple, a business, or a retirement plan) and the date on which the agreement will become effective.

Electronics 242

Electronics Clients Retirement Planning Financial Advice 242

Nerd's Eye View

AUGUST 24, 2022

To start, the agreement should contain basic information about the adviser-client relationship, including who the client is (e.g., a single person, a couple, a business, or a retirement plan) and the date on which the agreement will become effective.

Electronics 238

Electronics Clients Retirement Planning Financial Advice 238

Yardley Wealth Management

JANUARY 21, 2025

The answer largely depends on your financial situation, but understanding the value these professionals bring can help you make an informed decision. Retirement Planning Retirement planning is one area where talking to a financial planner proves particularly worthwhile.

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Financial Planner Financial Planning Planning Retirement Planning 52

A Wealth of Common Sense

SEPTEMBER 18, 2024

Today’s Animal Spirits is brought to you by YCharts and Fabric: See here for 20% off your initial YCharts professional subscription Go to meetfabric.com/spirits for more information on life insurance from Fabric by Gerber Life On today’s show, we discuss: How Individual Retirement Accounts Changed the Stock Market Forever Social Security: (..)

Retirement Planning 105

Retirement Planning Retirement Insurance Accounting 105

Getting Your Financial Ducks In A Row

MARCH 13, 2023

However, there may be circumstances where it could make very good sense to separate your contributory IRAs from 401(k) plan rollovers – and it pertains to creditor’s rights. The article mentioned at the outset includes links to state law information with regard to these kinds of situations.

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Retirement Planning Accounting Planning Retirement 144

Yardley Wealth Management

DECEMBER 17, 2024

Retirement Planning: Looking Beyond the Basics For 2025, it’s essential to think beyond the standard “maximize your 401(k)” advice. While that remains important, consider diversifying your retirement strategy. Consider whether your business structure optimizes both liability protection and tax efficiency.

Financial Planning 52

Financial Planning Debt Management Retirement Planning Retirement 52

Carson Wealth

DECEMBER 8, 2023

Attorneys are telling us that 2024 is the time to review and change your estate plan as the lines may be out the door in 2025 for taxpayers wanting to make last minute changes to take advantage of the higher exemption amount. Lastly, I allocate the retirement plan contributions between Roth and Traditional 401(k) accounts.

Planning 143

Planning Retirement Planning Taxes Insurance 143

FMG

MARCH 3, 2025

Leave Space for Responses A common mistake is overloading posts with too much information. Instead of listing ten tips for retirement planning, share your top three and ask, What would you add to this list? For instance, many people feel overwhelmed by retirement planning.

Financial Advisor 52

Financial Advisor Media Retirement Planning Retirement 52

Tobias Financial

JUNE 15, 2025

Retirement planning is deeply personal, and for single individuals, it comes with both unique opportunities and important considerations. Whether by choice or circumstance, retiring solo means you’re in full control of your financial decisions, but you also face distinct planning challenges that require thoughtful strategy.

Retirement 52

Retirement Financial Advisor Retirement Planning Taxes 52

The Chicago Financial Planner

FEBRUARY 2, 2024

Ask them directly about ALL forms of compensation they will receive from working with you, and if they will disclose this information on an ongoing basis. Financial Fraud – Tips to Protect Yourself Annuities: The Wonder Drug for Your Retirement? Ask how they select the financial and investment products they recommend to clients.

Financial Advisor 249

Financial Advisor Financial Planner Fee Only Clients 249

Nerd's Eye View

APRIL 21, 2025

When onboarding new clients, financial advisors often use a three-meeting cadence: a Discovery Meeting to gather information, a Presentation Meeting to discuss the plan, and an Implementation Meeting to finalize it.

Retirement 130

Retirement Clients Planning Estate Planning 130

Nerd's Eye View

APRIL 21, 2025

When onboarding new clients, financial advisors often use a three-meeting cadence: a Discovery Meeting to gather information, a Presentation Meeting to discuss the plan, and an Implementation Meeting to finalize it.

Retirement 130

Retirement Clients Planning Estate Planning 130

FMG

MARCH 6, 2025

AI-powered search engines, including Googles AI Overviews and tools like ChatGPT, now generate responses by pulling information from multiple sources. AI prioritizes information from reputable sources secure media mentions in trusted finance publications and news sites. How Can Financial Advisors Adapt to AI-Powered Search Engines?

Financial Advisor 52

Financial Advisor Engineering Media Retirement Planning 52

Harness Wealth

MARCH 7, 2025

However, they also frequently work with clients whose businesses sponsor employer retirement plans that must adjust their systems and raise workers’ awareness to enable them to fully tap into their benefits. This article should not be considered tax or legal advice and is provided for informational purposes only.

Taxes 52

Taxes Retirement Financial Advisor Retirement Planning 52

Random Roger's Retirement Planning

OCTOBER 13, 2024

Pivoting, the Wall Street Journal had a very short interview with Alicia Munnell as she retires from the Boston College Center for Retirement Research at age 82. Munnell along with Teresa Ghilarducci are like the aunties of retirement which I am saying in a positive way. People shouldn't put effort into retirement planning?

Retirement Planning 98

Retirement Planning Retirement Planning Distribution 98

Sara Grillo

DECEMBER 16, 2024

Today I have Brian Williams of Northshire Consulting and were going to be talking about how financial advisors can help improve 401k plan access to the American people who are working at small businesses who currently do not offer them. What if the local baker had a 401k plan? Why are small business owners not offering 401k plans?

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Financial Advisor Planning Retirement Planning Consulting 52

Random Roger's Retirement Planning

JANUARY 6, 2025

It's not like this is a bad problem but there can be expensive mistakes made in this sort of scenario I want to believe that it is not realistic that if someone has a set of maybe five or six assumptions that go into their retirement plan, that not all of them would have a worst case outcome.

Retirement 52

Retirement Retirement Planning Insurance Medical 52

Random Roger's Retirement Planning

NOVEMBER 20, 2024

Where Sam writes about FIRE, he asked Bengen what a safe withdrawal rate would be for someone who retired, planning to need the money to last for 50 years instead of the typical 30 used for planning purposes. Now, Bengen says the worst case has bumped up to 4.7%, I'm not sure I'm on board with that (listen to the podcast).

Retirement 52

Retirement Retirement Planning Clients Engineering 52

Random Roger's Retirement Planning

MAY 14, 2025

trillion market for 401(k)-type retirement plans as crucial to this growth. " I am not saying people should check their 401ks every day but any day that someone does check, the information should be current. This quote made my eyes bug out. I'm always going to read something like that to mean we need more suckers.

Retirement Planning 52

Retirement Planning Portfolio Planning Assets 52

The Chicago Financial Planner

JUNE 13, 2022

I’m not discounting the great information CNBC and the rest of the financial media provides, but you need to take much of this with a grain of salt. This is a good time to lean on your financial plan and your investment strategy and use these tools as a guide.

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Risk Tolerance Marketing Marketing Financial Planner 188

Carson Wealth

SEPTEMBER 5, 2024

Be cautious of unsolicited calls: Medicare will never call you to sell you anything or to ask for your personal information. Know the common scams: Common scams include offers for free medical equipment or tests, fake Medicare plans, and calls claiming you need to provide information to keep your coverage. Talk to us today!

Healthcare 141

Healthcare Medical Planning Retirement 141

Darrow Wealth Management

MARCH 3, 2025

Retirement planning, like any type of robust financial planning, should include stress testing your investment strategy and financial plan. Over the long term, as your life changes, you’ll need to consider whether your weightings in stocks vs bonds is appropriate. After all, volatility is a when , not an if.

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Risk Tolerance Asset Allocation Assets Portfolio 78

Yardley Wealth Management

SEPTEMBER 10, 2024

Take advantage of tax-advantaged retirement accounts such as 401(k)s, IRAs, and Roth IRAs to maximize your contributions and benefit from tax-deferred or tax-free growth. Learn more about retirement plan options here. Aim to contribute as much as you can afford to these accounts each year to accelerate your retirement savings.

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Retirement Risk Tolerance Investing Investments 40

Harness Wealth

JANUARY 9, 2025

Both the Mega Backdoor Roth IRA and Mega Backdoor Roth 401(k) allow the additional contribution of funds to retirement plans after pre-tax and Roth contribution limits have been reached. Roth IRAs are also not subject to Required Minimum Distributions (RMDs), allowing more flexibility in retirement planning.

Taxes 52

Taxes Planning Retirement Retirement Planning 52

FMG

JULY 18, 2024

Finding more information is also easy, as the navigation is well-designed with a straightforward menu. The site then goes the extra mile by allowing visitors to sign up for a free assessment to see how their retirement planning is going and how they could improve it.

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Wealth Management Retirement Planning Financial Advisor Clients 97

Harness Wealth

APRIL 16, 2025

The fundamentals of Roth and traditional IRAs Traditional IRAs have long served as a cornerstone of retirement planning, offering immediate tax benefits through deductible contributions while deferring taxes until withdrawal. Ready to explore whether a Roth conversion aligns with your retirement strategy?

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Taxes Retirement Retirement Planning Distribution 52

Your Richest Life

NOVEMBER 26, 2024

Catch-up contributions and additional retirement savings vehicles, like IRAs, can help you increase your retirement savings. Check out our post, Retirement Planning: What Will Work Best for You? , for more information. For more information on the services offered, contact Katie today.

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Retirement Planning Fee Only Financial Planning 52

Getting Your Financial Ducks In A Row

FEBRUARY 24, 2025

Photo credit: jb Employers have been giving us lots of opportunities to make this decision of late: when leaving an employer, whether voluntarily or otherwise, we have the opportunity to rollover the qualified retirement plan (QRP) such as a 401(k) from the former employer to either an IRA or a new employer’s QRP.

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Planning Distribution Accounting Retirement 52

Indigo Marketing Agency

MARCH 5, 2025

When you take the savvy step of hosting educational seminars and webinars, you are strategically positioning yourself as an authority while providing valuable information to potential clients. Instead of a hard sell, youre offering insights that help them make informed financial decisionsbuilding credibility and goodwill in the process.

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Random Roger's Retirement Planning

FEBRUARY 5, 2025

Spending $10,000 you weren't expecting on some sort of repair would suck but having that completely undo a retirement plan would suck worse. The information, analysis and opinions expressed herein reflect our judgment and opinions as of the date of writing and are subject to change at any time without notice.

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Retirement Retirement Planning Medical Planning 52