Cordant Wealth Partners

NOVEMBER 20, 2020

409(a) Nonqualified Deferred Compensation Plans present one of these opportunities. You willingly forgo income today with the faith that your company will survive many years into the future to make good on this liability to you—all for a tax benefit that tips the odds in your favor. The Benefits of Deferred Compensation Plans.

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NAIFA Advisor Today

AUGUST 5, 2022

In a competitive job market, businesses are looking to financial professionals for benefits to help them attract and keep talent. Nonqualified benefits, like deferred compensation plans, may be a good solution to appeal to executives looking for pre-tax opportunities beyond IRAs and 401(k) plans to accumulate greater wealth for retirement.

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Compensation Planning Retirement Planning Taxes 52

Zajac Group

JANUARY 24, 2023

If your employer has granted you incentive stock options (ISOs) , you’ve likely spent time researching the tax treatment. If so, you’ve probably read about the alternative minimum tax (AMT), and qualifying and disqualifying dispositions. Perhaps the complication has left you wondering: What does this mean to me as a taxpayer?

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Harness Wealth

MARCH 11, 2024

As a company founder, early startup employee, or small business owner, you may find yourself in a higher tax bracket as your business grows or you realize gains from equity compensation. But that doesn’t mean you simply have to accept a higher tax bill.

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Cordant Wealth Partners

JANUARY 28, 2021

Employees of what was formerly Mentor Graphics, now Siemens, may find that they are eligible for Siemens’ Deferred Compensation Plan (DCP) and wonder if they should defer their salary and/or bonus into the plan. The Benefits of Deferred Compensation. The Risks of Deferred Compensation Plans. Tax Benefits.

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Zajac Group

MARCH 20, 2023

Reason #5 – Tax Tradeoffs: So much of equity compensation and the decision to sell (or not sell) is tied to income tax. You might seek to defer income tax, simply, by not exercising options or selling shares. The closer you come to holding the entire market portfolio, the higher your expected return for the risk you take.

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Carson Wealth

MAY 4, 2023

The intent of stock option compensation is to align the interests of the employees with that of the company: The employee’s compensation increases as the stock price increases. Stock options can be either qualified or non-qualified, and the primary difference is how they are taxed.

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Taxes Sales Planning Tax Planning 52

Cordant Wealth Partners

SEPTEMBER 9, 2022

Source: Levels.fyi Planning opportunities with salary: Contribute to your 401(k), HSA, and (for those Level 67+) Deferred Compensation accounts to reduce your taxes today. Microsoft Compensation: Bonuses Bonuses are paid annually in September at Microsoft and typically range from 0-40% of your base pay.

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Engineering Taxes Insurance Accounting 52

Cordant Wealth Partners

SEPTEMBER 27, 2021

Planning opportunities with salary: Contribute to your 401(k), HSA, and (for those Level 67+) Deferred Compensation accounts to reduce your taxes today. The higher your level, the higher percentage of y our total compensation this cash bonus will represent. Stock compensation at Microsoft is offered via RSUs.

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Engineering Taxes Insurance Compensation Planning 52

Cordant Wealth Partners

AUGUST 16, 2024

Other pay : Certain employees can be eligible for “pay in lieu of redeployment” (9 weeks) and an “additional separation bonus” (8 weeks) It’s important to note that severance payouts are taxed as ordinary income in the year of payout. Tax planning for a transition out of Intel is critical.

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Cordant Wealth Partners

SEPTEMBER 8, 2022

This article will discuss the key features of the Microsoft 401(k) plan, and after reading it, you should leave with a clear game plan of how to: Maximize the match (free money! ) The key benefits of any 401(k) plan (including Microsoft’s) include: Free Money : A company match on your contributions.

Retirement Planning 52

Retirement Planning Retirement Planning Taxes 52

Zajac Group

JANUARY 10, 2023

After all, there is plenty to think about if you’ve been granted equity compensation. You might become mired in taxing technicalities, including AMT calculations. Can’t decide how to decide what to do with your equity compensation? Above that, you should also carve out the amount you’ll need to cover any taxes due on the sale.

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Taxes Planning Financial Planning Sales 52

Cordant Wealth Partners

DECEMBER 2, 2022

It’s important to note, severance payouts are taxed, and taxed as ordinary income in the year of payout. So, if you separate from the company near the end of the year, earning both a full year of salary plus severance payouts, you could be pushed into a higher tax bracket. Tax planning for a transition out of Intel is critical.

Planning 52

Planning Retirement Taxes Accounting 52

Zoe Financial

MARCH 22, 2023

Not all income is created equal – and different income sources also carry other consequences , especially regarding taxes. For example, the money you will withdraw from a Roth IRA would be tax-free, and some retirees jump in early to use their Roth IRA accounts. However, this is a mistake.

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Diamond Consultants

JUNE 28, 2023

They want to have a sense of ownership over how they run their practice—including the ability to hire and fire team members, distinguish themselves from their colleagues by marketing their business creatively, and be allowed to run their practice without as much interference from compliance. Yet he was unable to provide those services.

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Compliance Recruitment Clients Compensation Planning 52

Sara Grillo

AUGUST 14, 2023

I am a CFA® charterholder and financial advisor marketing consultant. I am an irreverent and fun marketing consultant for financial advisors. The word “fiduciary” is not a marketing term, not just something you throw out there to virtue signal. For those of you who are new to my blog, my name is Sara.

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Financial Advisor Fiduciary Duty Insurance Financial Advice 52

Prosperity Coaching

MAY 20, 2022

Financial Advisors Selling to Corporate Executives: Financial services are a diverse field because clients can range from blue-collar workers to high-income earners, all with vastly different needs. Read here: This is my 4th post in The Financial Advisor Ideal Client Blog Post Series: How to attract your ideal clients. Since […].

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Financial Advisor Financial Services Clients Compensation Planning 52

Carson Wealth

JULY 19, 2022

At their most basic level, executive compensation plans are designed to attract, retain and motivate top talent and leadership. But truly successful plans are designed to be much more than providing a high salary to a key employee – they support the business’s philosophies, values, and mission. .

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Cordant Wealth Partners

NOVEMBER 12, 2021

In this article, we cover what you need to know about the Microsoft Deferred Compensation Plan (DCP) for the upcoming enrollment period. Every November, the Microsoft deferred compensation plan opens for enrollment and salary deferral elections for the upcoming year. Next, let’s take a look at how to quantify that risk.

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Compensation Planning Planning Distribution Taxes 52

Cordant Wealth Partners

SEPTEMBER 5, 2022

Every November, the Microsoft Deferred Compensation Plan (DCP) opens for enrollment and salary deferral elections for the upcoming year. And every year, we hear similar questions from those eligible to allocate money into a deferred compensation plan. Second, what’s the magnitude of the tax benefit from deferring income?

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Nationwide Financial

MARCH 6, 2023

Even if a client believes they would not be subject to estate or gift tax under current law, you may want to re-examine the value of their assets to determine whether they exceed a lower exemption amount. Tax season has begun, and it’s not too early to think about planning for the 2023 tax year.

Tax Planning 78

Tax Planning Taxes Planning Distribution 78

Cordant Wealth Partners

OCTOBER 25, 2021

Faced with market share erosion, a big bet on manufacturing, and significant capital expenditures, the company’s future outlook is being reassessed by the market, analysts, and employees alike. What’s the risk of the Intel SERPLUS plan? Second, what’s the magnitude of the tax benefit from deferring income?

Compensation Planning 52

Compensation Planning Distribution Taxes Planning 52

Darrow Wealth Management

MAY 9, 2025

Restricted stock awards are different than restricted stock units (RSUs), stock options, and other forms of stock compensation. The restricted stock tax treatment, especially the ability to make an 83(b) election, is particularly important if you have RSAs. This guide will walk you through the key aspects of your RSA grant.

Taxes 85

Taxes Startup Wealth Management Planning 85

Brown Advisory

OCTOBER 6, 2020

Further, its bonds are backed by all property taxes within the district, which means that disadvantaged neighborhoods should receive priority attention from the District, while the costs of those projects are borne by the District’s strong and diverse overall economy.

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Executive Compensation Education Clients Compensation Planning 52

Brown Advisory

OCTOBER 6, 2020

Further, its bonds are backed by all property taxes within the district, which means that disadvantaged neighborhoods should receive priority attention from the District, while the costs of those projects are borne by the District’s strong and diverse overall economy. And Part of the Problem.

Executive Compensation 52

Executive Compensation Education Clients Compensation Planning 52

Zajac Group

MAY 20, 2025

If youre offered incentive stock options (ISOs) as part of your compensation package, you have an exciting opportunity ahead to build significant wealth. The key is to know what, exactly, youre being given, when your tax bill may be impacted, and how to incorporate your equity comp into your greater financial plan.

Taxes 52

Taxes Sales Portfolio Compensation Planning 52

Darrow Wealth Management

MAY 9, 2025

Restricted stock awards are different than restricted stock units (RSUs), stock options, and other forms of stock compensation. The restricted stock tax treatment, especially the ability to make an 83(b) election, is particularly important if you have RSAs. This guide will walk you through the key aspects of your RSA grant.

Taxes 62

Taxes Startup Wealth Management Planning 62