Nerd's Eye View

MARCH 24, 2023

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Financial Planner 245

Financial Planner CFP Certification Retirement Planning 245

Nerd's Eye View

JANUARY 13, 2023

Enjoy the current installment of “Weekend Reading For Financial Planners” - this week’s edition kicks off with the news that the Federal Trade Commission has proposed a nationwide ban on noncompete clauses in employee contracts, aiming to give employees more freedom to change jobs within the same industry.

Financial Planner 240

Financial Planner Retirement Planning Retirement Compliance 240

Nerd's Eye View

DECEMBER 16, 2022

We also have a number of articles on retirement planning: While weak stock and bond market performance has challenged advisors and their clients this year, these trends have likely increased the ‘safe’ withdrawal rate for new retirees.

Financial Planner 246

Financial Planner CFP Financial Advisor Retirement Planning 246

Nerd's Eye View

MARCH 22, 2024

Also in industry news this week: A recent survey suggests that advisors who best understand their prospects' and clients' unique needs and communicate their value and fees clearly could be best positioned to win and retain clients Why a dearth of advisor talent could spur additional M&A activity and 'poaching', and what firms can do to attract (..)

Financial Planner 246

Financial Planner Communication Retirement Electronics 246

Nerd's Eye View

DECEMBER 6, 2023

While commission-based models remain in use, fee-for-service models (including AUM, hourly, retainer, and subscription) have become increasingly popular. Over the past several years, the financial services industry has undergone a tremendous evolution in how financial advisers deliver and charge for their services.

Investments 246

Investments Investing Retirement Planning Financial Advising 246

Nerd's Eye View

OCTOBER 17, 2023

What's unique about Brad, though, is how he built a multi-billion-dollar advisory firm not by moving 'upmarket' to gather multi-millionaire clients, but instead leveraged his 401(k) retirement plan advisory firm to begin offering comprehensive financial planning to the employees of large companies as an added employee benefit, and in the process scaled (..)

Financial Planning 130

Financial Planning Planning Wealth Management Retirement Planning 130

WiserAdvisor

SEPTEMBER 13, 2022

The average retirement age in America is 63. However, it may still be advised to start planning your retirement as soon as you can. Retirement planning is a long process. It can take several years to understand your future needs and accumulate enough savings to prepare for a financially secure retirement.

Retirement Planning 52

Retirement Planning Retirement Planning Budgeting 52

WiserAdvisor

SEPTEMBER 14, 2022

The average retirement age in America is 63. However, it may still be advised to start planning your retirement as soon as you can. Retirement planning is a long process. It can take several years to understand your future needs and accumulate enough savings to prepare for a financially secure retirement.

Retirement Planning 52

Retirement Planning Retirement Planning Budgeting 52

Cordant Wealth Partners

SEPTEMBER 8, 2022

The Microsoft 401(k) retirement plan offers many excellent choices among actively managed and index funds. Action Items & Summary Microsoft’s 401(k) retirement plan is a significant benefit for those working for Microsoft, but you can’t capture those benefits unless you take action.

Retirement Planning 52

Retirement Planning Retirement Planning Taxes 52

Good Financial Cents

FEBRUARY 15, 2023

Schwab Minimum initial investment: $0 Commissions & fees: $0 for stocks, options, and ETFs; over 4,000 commission-free mutual funds. The investment service includes access to dedicated financial advisors and assistance with managing your employer-sponsored retirement plan. Get Started with Vanguard 4.

Investments 94

Investments Investing Commission Risk Tolerance 94

MainStreet Financial Planning

MARCH 7, 2025

Fee-Only, Flat-Fee Financial Planners: Transparent, Unbiased, and Cost-Effective A fee-only financial planner charges a fixed fee for financial planning services, regardless of the size of your portfolio. Unlike AUM-based advisors, they do not earn commissions or take a percentage of your investments.

Fee Only 52

Fee Only Financial Planner Financial Planning Financial Advisor 52

Darrow Wealth Management

FEBRUARY 13, 2025

Fee-only firms are unique as they do not receive commissions from selling financial products, such as insurance policies or investment products. The ability to advise on standard financial planning matters such as retirement planning should be table stakes (if not, red flag). Do you have a unique situation?

Fee Only 56

Fee Only Financial Advisor Financial Planner Certified Financial Planner 56

NAIFA Advisor Today

APRIL 29, 2024

Department of Labor‘s final fiduciary-only rule will force the vast majority of financial professionals offering retirement planning services and products into a fee-for-service model, unless Congress or the courts intervene.

Retirement Planning 52

Retirement Planning Commission Retirement Planning 52

Yardley Wealth Management

MAY 30, 2023

Furthermore, fee-only advisors don’t receive any third-party payments, unlike advisors who earn commissions from financial products they sell. Retirement Planning: A fiduciary and fee-only advisor can help you create a retirement plan that takes into account your retirement objectives and current financial situation.

Fee Only 52

Fee Only Risk Tolerance Ethics Retirement Planning 52

Ron A. Rhodes

JANUARY 6, 2024

The insurance lobby is against the imposition of the fiduciary standard by the DOL, as it will lower the excessive commissions often paid on the sale of Fixed Index Annuities…

Insurance 67

Insurance Commission Sales Fee Only 67

Good Financial Cents

SEPTEMBER 29, 2022

ETFs also can be traded with no commissions, and for as little as the cost of one ETF share. Traditional IRA: Best for Dedicated Retirement Planning. IRA plans are subject to Required Minimum Distributions (RMDs) beginning at age 72. Roth IRA: Best for Retirement Planning + Immediate Funds Access.

Investments 109

Investments Investing Retirement Planning Risk Tolerance 109

Fortune Financial

SEPTEMBER 25, 2023

Long-term goals typically encompass retirement planning, wealth preservation and estate planning. Certified Financial Planner (CFP) CFPs are professionals who have completed rigorous education, passed a comprehensive exam and have substantial experience in financial planning.

Wealth Management 59

Wealth Management Management Risk Tolerance Retirement Planning 59

Good Financial Cents

JUNE 11, 2023

They charge either a percentage of assets managed or a flat hourly rate that can run as high as several hundred dollars per hour, plus trading commissions and administrative fees. They are salespeople paid to push products, earning commissions and kickbacks when they do. In stark contrast, Personal Capital is an investment advisor.

Management 80

Management Investments Investing Accounting 80

Carson Wealth

AUGUST 28, 2022

They are paid a commission by their underlying broker/dealer or insurance company when a customer purchases a product, such as a mutual fund, annuity or life insurance policy. . The commission is not paid directly by the consumer. AUM Fee Model vs. Commission Model . Instead, it is built into the price of the product.

Financial Advisor 52

Financial Advisor Commission Insurance Financial Planning 52

Good Financial Cents

JANUARY 26, 2023

The stock market has returned an average of between 9% and 11% over the past 90 years and that’s the kind of growth that you’ll need to tap into if you want to retire at 50. Your retirement plan shouldn’t be. Get in touch with an Independent Financial Professional to see if you're on track to meet your retirement goals.

Retirement 122

Retirement Taxes Accounting Retirement Planning 122

Fortune Financial

SEPTEMBER 25, 2023

Long-term goals typically encompass retirement planning, wealth preservation and estate planning. Certified Financial Planner (CFP) CFPs are professionals who have completed rigorous education, passed a comprehensive exam and have substantial experience in financial planning.

Wealth Management 52

Wealth Management Management Risk Tolerance Retirement Planning 52

Good Financial Cents

APRIL 1, 2023

That means wages, salary, commissions, self-employment income, or contract income. When you turn age 72, you’re required to begin receiving distributions from the plan. This is always true when neither you nor your spouse are covered by an employer-sponsored retirement plan. Tax deferral of investment earnings.

Planning 95

Planning Distribution Taxes Retirement Planning 95

WiserAdvisor

AUGUST 18, 2023

Fee-only financial advisors Average cost: $200 to $400 an hour/ $1,000 to $3,000 per plan/ 1.18% to 0.59% of AUM Fee-only financial advisors are professionals who do not receive commissions from selling financial products. Instead, they charge fees directly to their clients for the services they provide.

Financial Advisor 52

Financial Advisor Commission Fee Only Financial Planning 52

Sara Grillo

MAY 10, 2024

One of my best clients who runs a business just hired another advisor to manage their 401k plan.” ” I’ve heard iterations of this: I’m a CPA and financial advisor, and my best tax return client just hired someone else to do their retirement planning. I’m a Social Security expert.

Clients 52

Clients License Retirement Planning Financial Advisor 52

Clever Girl Finance

SEPTEMBER 11, 2023

The Fidelity Learning Center features insights on investing, retirement planning, and other financial topics. Retirement planning tools Fidelity provides retirement planning tools , including calculators, educational content, and retirement income planning help.

Investments 98

Investments Investing Education Accounting 98

WiserAdvisor

AUGUST 3, 2023

A reputable financial advisor should provide a comprehensive range of services, including budgeting, debt management, insurance optimization, tax planning, retirement planning, estate planning, and investment management. A financial advisor’s service is equally significant when assessing their value proposition.

Financial Advisor 52

Financial Advisor Retirement Planning Fee Only Retirement 52

Darrow Wealth Management

OCTOBER 29, 2024

But depending on the investment options in the retirement plan, as the balance grows, it may be advantageous to customize your asset allocation. Trading costs vary by platform and commissions may apply if you’re not working with a fee-only advisor. Time-based rebalancing The timing of a rebalance can vary.

Asset Allocation 75

Asset Allocation Accounting Risk Tolerance Portfolio 75

Good Financial Cents

MARCH 20, 2023

Invest in the Stock Market Suggested Allocation: 40% to 50% Risk Level: Varies Investing Goal: Long-term growth The stock market is where most of us save for retirement already, mostly through the use of tax-advantaged retirement plans, like a 401(k), SEP IRA, or Solo 401(k). The best part?

Investments 98

Investments Investing Risk Tolerance Retirement 98

Envision Wealth Planning

MARCH 17, 2022

are paid through a commission. The individual or company is registered with either the Securities and Exchange Commission (SEC) or a state securities regulator. To find out if you are working with an actual investment adviser representative, go to the Securities Exchange Commission’s Investment Adviser Public Disclosure database.

Certified Financial Planner 52

Certified Financial Planner Investments Investing Financial Planner 52

International College of Financial Planning

SEPTEMBER 3, 2021

They may charge for their services either on a commission basis or hourly rates. However, our advice is to trust financial planners who either take a flat annual fee or charge per hour for managing your portfolio instead of charging a commission on every stock they buy or sell. How to Compensate Financial Advisors? Objectivity.

Financial Planner 52

Financial Planner Financial Advisor Certified Financial Planner Commission 52

Park Place Financial

SEPTEMBER 8, 2022

They register with the United States Securities and Exchange Commission ( SEC ) to gain the designation. . These financial professionals are only responsible for recommending products that suit their clients, and they may suggest the more costly products that earn them a higher commission. . Chartered Financial Analyst (CFA) .

Financial Advisor 52

Financial Advisor Fiduciary Duty Certified Financial Planner Financial Planner 52

Park Place Financial

NOVEMBER 29, 2022

Securities and Exchange Commission. 5 Ways to Catch Up on Retirement Planning Later in Life. How to Calculate How Much You Need to Retire. Retirement Plans [contact-form-7] Sign-Up for your Complimentary Financial Review Signup. derivative. Structured products are registered with U.S. Related Posts.

Certified Financial Planner 52

Certified Financial Planner Fiduciary Duty Retirement Planning Retirement 52

WiserAdvisor

JUNE 2, 2023

These professionals also hold expertise in various fields, such as retirement planning, tax management, estate planning, investment management, insurance, debt management, wealth management, and more. Securities and Exchange Commission (SEC) if they manage $100 million or more in assets.

Financial Advisor 40

Financial Advisor Financial Planner Wealth Management Portfolio Management 40

WiserAdvisor

APRIL 24, 2025

While the future can be unpredictable, the five to ten years before retirement are a great time to get a realistic picture of your lifestyle costs. At that point, you likely have a clearer understanding of what it takes to maintain your current standard of living, and that can be the starting point for your retirement planning.

Retirement 40

Retirement Retirement Planning Financial Advisor Healthcare 40

Clever Girl Finance

FEBRUARY 18, 2023

Specific examples of active income include your paycheck, commissions, bonuses, and tips. Which results in building wealth and is a key part of retirement planning as well. This is because you are trading your time and your services for the money you earn.

Portfolio 99

Portfolio Investments Investing Retirement Planning 99

Random Roger's Retirement Planning

JUNE 7, 2024

The way closed end funds typically get listed in the US is there is a selling concession (a commission of sorts) embedded in the offering price so they are issued at a premium to NAV which quickly corrects but maybe PSUS will be different. The US symbol will be PSUS and the OTC symbol for the one in Europe is PSHZF.

Retirement 94

Retirement Commission Budgeting Media 94

International College of Financial Planning

AUGUST 2, 2021

The simplest definition of the role of a financial advisor would of that of a person who helps individuals, families, and organizations make decisions related to their investments, taxes, insurance planning, retirement planning, estate planning, and money management. Banks & NBFCs. Brokerage Firms.

Financial Advisor 52

Financial Advisor Certified Financial Planner Certification Fee Only 52