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James and Pamela’s Big Dream

Yardley Wealth Management

James and Pamela’s Big Dream Excerpt from The Smart Person’s Guide to Financial Planning & Investments: A Simple and Straightforward Approach to Understanding Your Personal Finances By Michael J. Their retirement plan is strong, their kids are independent, and they are debt-free. So—problem solved, right?

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7 Best Personal Finance Courses in 2024 For Beginners

Trade Brains

7 Best Personal Finance Course s: Mastering personal finance as a beginner is a pivotal step toward financial well-being. From budgeting basics to investments, these courses offer a comprehensive foundation for managing your money in a better way. You can enroll in the course here. You can enroll in the course here.

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Worried about your future Social Security benefits? Fleshing out current concerns and common myths.

Yardley Wealth Management

Social Security Retirement Planning . She posits that the Social Security Trust Funds are expected to see shortfalls starting in 2031, three years earlier than expected, according to a new forecast from the Congressional Budget Office (CBO). Please contact us if you’d like to discuss your financial plan.

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What Is The 70-20-10 Budget?

Clever Girl Finance

If you don’t feel like you truly have a strong handle on your finances, one possible cause for that is using a budgeting method that doesn’t work. While not everyone needs a to-the-penny balanced budget, some type of budgeting strategy or template is really important if you want to know where your money is going month after month.

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14 Most Useful Personal Finance Ratios And How To Apply Them

Clever Girl Finance

The term personal finance ratios might give you flashbacks to math class, learning various formulas, equations, and ratios. Since finance is all about numbers, that can come in handy in many ways especially when making financial calculations! The 50/30/20 rule One common budget ratio is called the 50-30-20 rule.

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$35 An Hour Is How Much A Year?

Good Financial Cents

Tips for Budgeting With a 35/Hour Salary to Maximize Savings Types of Jobs That Pay 35/Hour Salary Final Thoughts on a $35/Hour Salary We’ve calculated the yearly income based on a $35 per hour wage, considering a normal 40-hour workweek. This information can serve as a useful tool for financial planning and budgeting.

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$30 an Hour Is How Much a Year?

Good Financial Cents

Calculation Breakdown Let’s break down the math to find out how much you could earn annually with a $30 hourly wage: Consider an average workweek of 40 hours and an average year consisting of 52 weeks. Just be a budget whiz, stay on top of those finances, and you’ll find that $30 an hour can go a long way. Utilities $300.00