Zoe Financial

JUNE 20, 2025

The platform itself does not offer financial advice Scenario-Based Guide: Hypothetical Investor Examples – Scenario 1: Linda, 68 — Planning for RMDs and Legacy Background : Linda holds a significant Traditional IRA and is approaching required minimum distributions (RMDs).

Retirement Planning 40

Retirement Planning Retirement Planning Estate Planning 40

Nerd's Eye View

JANUARY 1, 2024

Welcome to the January 2024 issue of the Latest News in Financial #AdvisorTech – where we look at the big news, announcements, and underlying trends and developments that are emerging in the world of technology solutions for financial advisors!

Retirement Planning 246

Retirement Planning Startup Clients Compliance 246

The Big Picture

FEBRUARY 27, 2023

equity valuations: “Baby-boomers’ huge flow of 401K plan contributions helped to drive equities higher; now that ~70 million Boomers are retiring, when do demographics flip this from a huge positive to a net drag?” aka The Hidden World of Failure ) (October 23, 2020) Stock Ownership : Distribution of Household Wealth in the U.S.

Distribution 325

Distribution Retirement Retirement Planning Taxes 325

Nerd's Eye View

JANUARY 13, 2023

Also in industry news this week: A study suggests that simplification is the top reason consumers combine their investment accounts, signaling that the onboarding process for new advisory client assets is a value-add in itself.

Financial Planner 241

Financial Planner Retirement Planning Retirement Compliance 241

Nerd's Eye View

NOVEMBER 4, 2022

From there, we have several articles on investment planning: While I Bonds have received significant attention during the past year, TIPS could be an attractive alternative for many client situations. A survey showing how millionaires allocate their assets and the importance they place on the recommendations of their financial advisors.

Financial Planner 240

Financial Planner Retirement Planning Financial Advisor Medical 240

Darrow Wealth Management

SEPTEMBER 19, 2024

Unlike most types of retirement plans, the SEP IRA is funded by the employer. A SEP IRA (Simplified Employee Pension Individual Retirement Account) is a type of retirement plan specifically designed for self-employed individuals and small business owners. What is a SEP IRA?

Retirement Planning 98

Retirement Planning Retirement Taxes Planning 98

Nerd's Eye View

MAY 1, 2023

GeoWealth has acquired its fellow TAMP First Ascent Asset Management, marrying GeoWealth’s tech-forward, open-architecture investment management platform with First Ascent’s 'concierge'-style investment and service-oriented solution (and its flat-fee TAMP business model).

Taxes 245

Taxes Retirement Planning Advertising Retirement 245

Darrow Wealth Management

APRIL 21, 2025

This approach typically provides greater benefits to those who have significant assets and high taxable income in retirement. Note: most beneficiaries who inherit a retirement account from a non-spouse can no longer ‘stretch’ the distributions over their lifetime.

Retirement 54

Retirement Retirement Planning Taxes Accounting 54

Carson Wealth

JUNE 28, 2023

Your retirement income plan may be sending up bubbles, too, whether around Social Security, retirement account distributions, taxes or somewhere else – and these holes need to be patched up right away. So, to help your retirement plan be more airtight, let’s look at a few of the common leaks.

Retirement Planning 52

Retirement Planning Retirement Planning Distribution 52

Getting Your Financial Ducks In A Row

OCTOBER 17, 2022

Two primary goals of the IRA were to provide a tax-advantaged retirement plan to employees of businesses that were unable to provide a pension plan; in addition, to provide a vehicle for preserving tax-deferred status of qualified plan assets at employment termination (rollovers).

Retirement 111

Retirement Distribution Taxes Retirement Planning 111

Getting Your Financial Ducks In A Row

FEBRUARY 24, 2025

Photo credit: jb Employers have been giving us lots of opportunities to make this decision of late: when leaving an employer, whether voluntarily or otherwise, we have the opportunity to rollover the qualified retirement plan (QRP) such as a 401(k) from the former employer to either an IRA or a new employer’s QRP.

Planning 52

Planning Distribution Accounting Retirement Planning 52

Harness Wealth

APRIL 16, 2025

Roth IRAs offer unique advantages including tax-free growth, no required minimum distributions during the owner’s lifetime, and potential tax benefits for heirs. This structure particularly benefits those expecting lower tax rates in retirement than during their working years. One of the Roth IRA’s most compelling features?

Taxes 52

Taxes Retirement Retirement Planning Distribution 52

WiserAdvisor

JULY 2, 2025

For individuals enrolled in a high-deductible health plan (HDHP), an HSA offers a structured way to build a healthcare reserve that grows with age and changing needs. When strategically managed, HSAs can serve as a secondary retirement account, specifically earmarked for medical expenses in later life. Roth IRA, HSA) accounts.

Healthcare 59

Healthcare Financial Advisor Management Medical 59

Your Richest Life

APRIL 15, 2024

Do you have a plan in place for your retirement? For many people, the extent of their retirement planning includes signing up for the plan at work – which is often more of a starting point than a comprehensive retirement plan. There are also 457 plans available for some private companies.

Retirement Planning 52

Retirement Planning Retirement Planning Taxes 52

Integrity Financial Planning

OCTOBER 17, 2022

Know these 3 ages that can help you get the most out of your retirement accounts. At age 50, workers with certain qualified retirement plans can make annual “catch-up” contributions in addition to their normal contributions. Some 401(k) plans allow this, and others do not. Required Minimum Distributions at age 72.

Retirement 95

Retirement Accounting Retirement Planning Distribution 95

Cordant Wealth Partners

SEPTEMBER 8, 2022

According to research firm Cerulli Associates, Fidelity is a leading 401(k) plan provider with over $2.4 trillion in assets and more than a third of total 401(k) assets. Microsoft can offer a broad range of investment choices for plan participants through this platform. Microsoft’s 401(k) provider is Fidelity Investments.

Retirement Planning 52

Retirement Planning Retirement Planning Taxes 52

Park Place Financial

NOVEMBER 29, 2022

Retirement Planning 5 Ways to Catch Up on Retirement Planning Later in Life Schedule a Complimentary Financial Review CLICK HERE TO SCHEDULE. Retirement is a significant investment, which is why so many financial experts recommend establishing goals and starting when still a younger adult. SIMPLE 401(ks) and IRAs

Retirement Planning 52

Retirement Planning Retirement Certified Financial Planner Planning 52

Darrow Wealth Management

SEPTEMBER 26, 2024

Further, unlike retirement accounts, assets in a brokerage account can be used for any purpose at any time without early withdrawal penalties. For high-income individuals, maxing out annual 401(k) contributions likely won’t be enough to maintain an equal lifestyle in retirement , especially if you wish to retire early.

Accounting 98

Accounting Retirement Taxes Distribution 98

Carson Wealth

MARCH 14, 2024

If you’re not, put a plan in place, get on the right track. 2. Leave It Where It Is You may elect to do nothing and leave your assets in your old 401(k). Be sure you know the details on balance requirements before you do – the account balance may need to exceed a certain balance to be allowed to stay in the plan.

Financial Advisor 143

Financial Advisor Taxes Retirement Planning 143

Harness Wealth

JANUARY 29, 2025

The IRS implements whats known as the wash-sale rule, which prohibits you from buying a substantially identical security within 30 days before or after the sale of a loss-producing asset. Charitable Contributions Consider donating appreciated assets such as stocks or real estate. Available to taxpayers aged 70.5

Taxes 52

Taxes Medical Distribution Tax Planning 52

Harness Wealth

APRIL 30, 2025

Evaluate entity structure implications , as S corporations may face lower tax rates on asset sales than C corporations, which potentially face double taxation on appreciated assets. The most common exit options include mergers and acquisitions, asset sales, stock sales, and employee ownership plans.

Taxes 52

Taxes Planning Tax Planning Sales 52

Darrow Wealth Management

NOVEMBER 20, 2023

If you think retirement planning moves stop at retirement, think again. Although it won’t make sense in every situation, retirement can be a unique opportunity for Roth conversions for some investors. The example above assumes the couple does not need the full distribution from the IRA to meet lifestyle expenses.

Retirement 104

Retirement Distribution Taxes Accounting 104

WiserAdvisor

SEPTEMBER 13, 2023

While grappling with various aspects of retirement planning, it is imperative to acknowledge a critical factor that often does not receive its due attention – longevity risk. While this is undoubtedly positive, it introduces the challenge of ensuring that your financial resources last an extended retirement period.

Retirement Planning 52

Retirement Planning Retirement Planning Risk Tolerance 52

MainStreet Financial Planning

MARCH 7, 2023

Form 1099-DIV is sent to investors who receive dividends and distributions. Form 1099-R reports distributions from pensions, annuities, retirement plans etc. Records for any stocks or other investments you sold in 2022, including crypto transactions or other digital assets. Did you have AMT? Do you have dependents?

Taxes 98

Taxes Retirement Planning Distribution Planning 98

Indigo Marketing Agency

JUNE 18, 2025

A timely video explaining how recent Federal Reserve decisions might impact retirement planning can position you as the go-to advisor for your niche. Strategic Content Distribution Creating exceptional content for financial advisors is only half the battle. Personal storytelling videos create powerful emotional connections.

Financial Advisor 64

Financial Advisor Clients Education Healthcare 64

Integrity Financial Planning

AUGUST 28, 2022

Understand the basics first, and then create an estate plan. Wills and trusts are both important estate planning tools with important differences. A will ensures property is distributed after your passing, according to your wishes, while a trust goes into effect as soon as you create it. A Will vs. a Trust.

Estate Planning 98

Estate Planning Planning Communication Retirement 98

WiserAdvisor

JUNE 27, 2025

To show you what’s possible and what’s necessary, if early retirement is something you want to pursue seriously. Even if you don’t plan to retire unusually early, starting your retirement planning now can dramatically improve your options later. What’s the earliest you can retire? That takes planning.

Retirement 59

Retirement Planning Retirement Planning Taxes 59

Fortune Financial

JUNE 2, 2023

Unlocking the Power of Net Unrealized Appreciation (NUA) Many workers receive company stock as part of their compensation package or can take advantage of a company 401(k) plan, choosing from a menu of mutual funds, exchange-traded funds and company stock for their investments. The remaining assets may be rolled over.

Retirement Planning 52

Retirement Planning Distribution Retirement Taxes 52

Random Roger's Retirement Planning

NOVEMBER 28, 2024

The first example to look at they call Leverage In The Strategic Asset Allocation via this table in the paper. The distribution of results are pretty even. These are easy to model. We'll use Fidelity Low Volatility Factor ETF (FDLO) as a proxy for low volatility for this post. The results here are consistent with the paper.

Asset Allocation 52

Asset Allocation Distribution Portfolio Taxes 52

Walkner Condon Financial Advisors

NOVEMBER 11, 2022

As we look forward to 2023, the IRS recently announced that the contribution limits for employer-sponsored retirement plans are going up. You may want to review your contribution amounts and adjust for January payrolls if your goal is to maximize funding your retirement plan contributions. . IRA Accounts.

Insurance Coverage 98

Insurance Coverage Retirement Planning Accounting Taxes 98

Yardley Wealth Management

FEBRUARY 4, 2025

Key deductions include: Mortgage interest payments on primary and secondary residences Property tax deductions (subject to SALT limitations) Home office deductions for qualifying spaces Maximizing Retirement Account Benefits Take full advantage of tax-advantaged retirement accounts to reduce your current tax burden: Contribute the maximum allowed to (..)

Taxes 52

Taxes Wealth Management Healthcare Retirement 52

Carson Wealth

OCTOBER 3, 2024

Plan for Healthcare Healthcare is one of the biggest uncertainties in retirement planning. There are approaches to investing in retirement that seek to align your risk tolerance with your need to turn investment assets into retirement income.

Retirement 96

Retirement Healthcare Retirement Planning Taxes 96

Darrow Wealth Management

NOVEMBER 17, 2022

Further, both examples ignore other sources of income, such as wages, pre-tax retirement account distributions, dividends, etc., Considering tax planning strategies to reduce the impact of the new MA surtax. Further, if you weren’t planning to sell the asset, it’s usually not advisable to do so for tax reasons alone.

Taxes 111

Taxes Wealth Management Tax Planning Planning 111

Carson Wealth

DECEMBER 1, 2022

Take Advantage of Retirement Plans and Matching Contributions. Most employer retirement plans allow you to save on a tax-deferred basis, meaning that contributions into these types of accounts are not considered in calculating your taxable income. . Determine an Appropriate Risk Tolerance for a Longer Time Horizon .

Retirement Planning 72

Retirement Planning Risk Tolerance Retirement Budgeting 72

Random Roger's Retirement Planning

DECEMBER 26, 2024

With this sort of multi-asset/strategy fund it would make sense that a prospective investor would expect that it will be a proxy for the underlying, gold in this case, to at least some extent. It produced a yield of 6-7% in a 4-5% world with only 5% exposed to risk assets. Dividends are not reinvested. The 95/5 blend is intriguing.

Taxes 52

Taxes Portfolio Assets Distribution 52

Fortune Financial

DECEMBER 23, 2022

Tax benefits and owner retirement savings options also make establishing a 401(k) plan a smart choice for employers. This guide will help you learn more about the advantages of offering retirement plans to employees, how to get started and options for effectively distributing plan information.

Planning 52

Planning Retirement Planning Retirement Distribution 52

Good Financial Cents

SEPTEMBER 29, 2022

That will give you an opportunity to invest in crypto on the same platform where you hold other assets. Crypto is considered to be an alternative asset that represents a diversification away from more traditional financial assets like stocks and bonds. Unlike most other assets, crypto is not backed by anything.

Investments 109

Investments Investing Retirement Planning Risk Tolerance 109