The Better Letter

APRIL 6, 2023

Realistic Retirement Planning My children have consistently (and kindly) remarked about how grateful they are to have been able to graduate (with honors) from fine universities without any debt. Our retirement planning took a hit to do so. Much retirement planning advice focuses on saving more and saving earlier.

Retirement Planning 98

Retirement Planning Retirement Planning Education 98

Getting Your Financial Ducks In A Row

NOVEMBER 7, 2022

When you have the bulk of your financial assets in retirement plans, you might accidentally expose yourself to some risks that you haven’t thought about… since retirement plan assets are much more likely to be impacted by changes to legislation – as we have seen in the past. No related posts.

Retirement Planning 72

Retirement Planning Retirement Planning Accounting 72

WiserAdvisor

NOVEMBER 14, 2023

Retirement planning is an essential aspect of financial security, especially as one transitions from a phase of regular income to relying on savings and investments. With increased life expectancy, the modern retirement plan may need to account for not only a longer life but also for the increased expectations during this phase.

Retirement Planning 52

Retirement Planning Retirement Planning Healthcare 52

Talon Wealth

OCTOBER 26, 2023

Retirement planning can be a difficult and confusing process for couples. By focusing on a few key areas, setting financial goals, and doing your research, you can find ways to enjoy retirement together. Set Financial Goals In retirement, educate yourself on your financial situation and investment strategy.

Retirement Planning 52

Retirement Planning Retirement Planning Healthcare 52

Integrity Financial Planning

MARCH 13, 2023

The key now, if you have recently retired or you are about to retire, is to start putting those different pieces together to form a complete picture of what you have and what you may need going forward. 401(k) This is the most common kind of retirement account. 1] Traditional IRA IRA stands for Individual Retirement Account.

Retirement Planning 84

Retirement Planning Retirement Planning Taxes 84

Carson Wealth

AUGUST 25, 2022

often fail to consider sequence of return, housing, longevity, health or family risks faced in retirement. Focus on Your Retirement Plan Rather Than a Magic Number. would be “How do I plan for retirement?“ Consider breaking assets into three columns: cash, investment assets and personal property.

Retirement Planning 98

Retirement Planning Retirement Planning Certified Financial Planner 98

Carson Wealth

AUGUST 23, 2022

Retirement plans like 401(k)s and traditional or Roth IRAs can be an easy and effective way to save for retirement. Contributions to a traditional 401(k), IRA, and other retirements plans are usually deductible up to a limit. However, not all retirement plan contributions are tax deductible.

Retirement Planning 52

Retirement Planning Retirement Taxes Planning 52

Random Roger's Retirement Planning

AUGUST 18, 2022

I've talked about my asset allocation before being overwhelmingly in cash or cash proxies, about 25% in "normal" equity investments, my exposure to crypto these days might be 2-3% up from 1/2 of a percent from when I bought Bitcoin in late 2018 but down from 6-7% when Bitcoin was higher.

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Retirement Planning Retirement Planning Asset Allocation 66

Wealth Management

JUNE 16, 2023

billion retirement plan consulting business. In RIA news this week, Hightower announced its 3rd billion-dollar-plus acquisition this month, while SageView picked up a $5.2

Assets 91

Assets Retirement Planning Consulting Retirement 91

Park Place Financial

NOVEMBER 29, 2022

Retirement Planning 5 Ways to Catch Up on Retirement Planning Later in Life Schedule a Complimentary Financial Review CLICK HERE TO SCHEDULE. Retirement is a significant investment, which is why so many financial experts recommend establishing goals and starting when still a younger adult. SIMPLE 401(ks) and IRAs

Retirement Planning 52

Retirement Planning Retirement Certified Financial Planner Planning 52

Integrity Financial Planning

MAY 11, 2022

How much should Gen X have in their retirement accounts and when should they reach out to a financial advisor? Across their investable assets, Brian says they should have at least half a million or be aggressively saving at this point. The post Retirement Planning for Generation X appeared first on Integrity Financial Planning, inc.

Retirement Planning 52

Retirement Planning Retirement Planning Retirement Pension 52

WiserAdvisor

JULY 27, 2023

This advanced language processing technology has also greatly impacted the financial advisory sector, prompting a critical question: Can ChatGPT replace human financial advisors in retirement planning? Personalized guidance, empathy, and a deep contextual understanding are integral to effective retirement planning.

Retirement Planning 52

Retirement Planning Financial Advisor Retirement Planning 52

Wealth Management

OCTOBER 31, 2023

The deal adds over 350 retirement plans and about $13 billion in assets to Creative Planning’s existing retirement plan services team.

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Retirement Planning Retirement Planning Assets 102

Nerd's Eye View

JANUARY 26, 2024

Also in industry news this week: A House committee has advanced a bill that would extend several expired business-related tax measures from the Tax Cuts and Jobs Act and would increase the value of the Child Tax Credit The SEC released its examination priorities for 2024, which include a focus on advisers' adherence to their duty of care and duty of (..)

Financial Planner 184

Financial Planner Retirement Planning Financial Advisor Retirement 184

Nerd's Eye View

JANUARY 1, 2024

Welcome to the January 2024 issue of the Latest News in Financial #AdvisorTech – where we look at the big news, announcements, and underlying trends and developments that are emerging in the world of technology solutions for financial advisors!

Retirement Planning 198

Retirement Planning Compliance Startup Clients 198

Fortune Financial

FEBRUARY 28, 2023

The employer or plan participant can contribute pre-tax dollars into this account to pay for out-of-pocket health expenses. Check out our retirement planning playlist for tips on receiving the most from your benefits. What Can You Use HSA Savings For In Retirement? The HDHP is paired with a tax-favored HSA account.

Retirement Planning 52

Retirement Planning Retirement Planning Healthcare 52

Wealth Management

DECEMBER 4, 2023

AFS 401(k) Retirement Services and AFS Financial Group is a retirement plan and wealth management consulting firm with $2.3 billion in assets under advisement.

Retirement 109

Retirement Retirement Planning Wealth Management Consulting 109

Ballast Advisors

APRIL 13, 2023

Ending The Business If your business ends when you retire, and it isn’t a saleable asset, then you need a cessation plan. Understand the prospects and limitations of your business including when and how you’ll add to your retirement savings.

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Retirement Planning Retirement Planning Taxes 40

Nerd's Eye View

OCTOBER 17, 2023

Brad is the Co-Founder & CEO of Intellicents, an independent RIA with 12 offices across the country and headquartered in Albert Lea, Minnesota, that oversees $6 billion in assets under management for more than 3,000 client households.

Financial Planning 130

Financial Planning Planning Wealth Management Retirement Planning 130

Nerd's Eye View

JANUARY 31, 2024

In late 2019, Congress passed the Setting Every Community Up for Retirement Enhancement (SECURE) Act, introducing several significant changes to retirement planning. Of the many provisions in the bill, the so-called "Death of the Stretch" arguably received the lion's share of consternation from the financial advisor community.

Financial Advisor 210

Financial Advisor Estate Planning Nonprofit Taxes 210

Nerd's Eye View

MARCH 1, 2024

Nevertheless, given the contentious nature of the proposal as it currently stands (with the brokerage and insurance industries levying heavy criticism of the rule), its ultimate fate (including whether its scope might be narrowed) is likely to be determined in the courts.

Financial Planner 203

Financial Planner Retirement Retirement Planning Wealth Management 203

Fortune Financial

APRIL 11, 2024

As these resources lay idle, they may miss out on potential growth through investment returns, compounding the challenge of securing a comfortable retirement. This suggests that the total value of uncashed retirement plan checks could easily exceed $500 million cumulatively.”

Retirement 59

Retirement Retirement Planning Financial Advisor Accounting 59

Advisor Perspectives

JANUARY 20, 2023

Learn how our industry-leading asset allocation expertise can help participants make investment choices with more confidence and help employers reach their plan goals. Advice boosts workers’ confidence in choosing investments—from 35% to 65%.

Retirement Planning 52

Retirement Planning Asset Allocation Planning Investing 52

International College of Financial Planning

JULY 30, 2022

Certified Financial Planner (CFP) is globally the most respected financial designation for personal assets management. Earning the CFP designation requires a rigorous course of study covering investment planning, income taxation, retirement planning and risk management.

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Certified Financial Planner Financial Planner CFP Assets 52

Tobias Financial

APRIL 11, 2024

Edzai and Franklin will cover a wide range of essential topics including managing student debt, understanding employer-provided benefits, retirement planning fundamentals, holistic asset allocation for tax-efficient returns, risk management, and asset protection strategies.

Wealth Advisor 52

Wealth Advisor Financial Planning Asset Allocation Planning 52

Walkner Condon Financial Advisors

APRIL 6, 2022

With the death of a loved one, one question we often get is, “What assets are entitled to a step-up in basis and what assets aren’t entitled to a step-up in basis at death?” Examples of Assets That Step-Up in Basis. Examples of Assets That Do NOT Step-Up in Basis. The post What Assets Get a Step-Up in Basis at Death?

Assets 59

Assets Retirement Planning Estate Planning Taxes 59

Nerd's Eye View

JANUARY 5, 2024

Enjoy the current installment of "Weekend Reading For Financial Planners" – this week's edition kicks off with the news that comment letters submitted regarding the Department of Labor's (DoL) proposed Retirement Security Rule, which is intended to strengthen standards regarding the provision of certain retirement-related advice, reflect the (..)

Financial Planner 187

Financial Planner Retirement Retirement Planning Financial Advisor 187

WiserAdvisor

MAY 30, 2022

So, if you’re approaching—or have already reached—retirement, it’s critical to consider how to secure your savings and assets to live a comfortable retired life. There is no straightforward answer to this; however, you can take certain steps to secure your assets against the aforesaid factors.

Retirement 40

Retirement Assets Retirement Planning Risk Tolerance 40

Nationwide Financial

JANUARY 25, 2023

Last year’s considerable losses and market fluctuations underscore the need for clients to assess their retirement plans to ensure it aligns with their objectives, financial situations, timelines, and attitudes toward market volatility. You can help them start the year right by conducting a retirement checkup.

Risk Tolerance 102

Risk Tolerance Retirement Planning Asset Allocation Retirement 102

Wealth Management

AUGUST 2, 2023

The Oregon quartet specialized in retirement planning manages around $230 million in client assets.

Retirement Planning 98

Retirement Planning Retirement Assets Clients 98

Nerd's Eye View

JULY 28, 2023

Also in industry news this week: The SEC released a proposal that would require firms to take steps to eliminate or neutralize conflicts of interest when using predictive data analytics tools with clients A recent study found that financial advisors remain the top source of financial advice for consumers, with social media coming in well behind From (..)

Financial Planner 214

Financial Planner Financial Advisor Retirement Planning Financial Advice 214

Million Dollar Round Table (MDRT)

OCTOBER 1, 2023

Allocating retirement planning I introduce asset allocation with clients by dividing retirement life into two parts: basic life and high-quality life. After showing them that breakdown, I discuss the details of asset allocation. Try these three ideas from MDRT members around the world for inspiration.

Clients 77

Clients Asset Allocation Retirement Planning Transportation 77

Nerd's Eye View

NOVEMBER 23, 2022

Among the several different types of retirement plans that are available to self-employed workers, solo 401(k) plans can offer the most flexibility and the ability to contribute the highest amount of tax-advantaged savings.

Planning 213

Planning Distribution Assets Retirement Planning 213

Nerd's Eye View

DECEMBER 6, 2023

Notably, while many financial coaches satisfy the majority of these requirements – they are in the business of offering advice to clients and are compensated as such – they often steer clear of making specific securities recommendations, focusing instead on areas like budgeting, debt management, savings, and retirement planning.

Investing 235

Investing Investments Retirement Planning Financial Advising 235

Fortune Financial

JANUARY 30, 2023

When you have changed jobs during your career, it’s possible that you left behind a 401(k) plan when shifting between employers. million 401(k) plans with approximately $1.35 trillion in assets, according to a report by Capitalize. Check out our retirement planning playlist for more tips on getting the most from your benefits.

Assets 52

Assets Retirement Financial Advisor Accounting 52

Nerd's Eye View

MAY 17, 2023

Like native-born workers, foreign workers need to think about saving for retirement, planning for their children’s college, managing healthcare costs, and all manner of other financial goals. on a work visa – maintaining enough flexibility to preserve their assets should those plans change.

Taxes 227

Taxes Investing Investments Accounting 227

Advisor Perspectives

DECEMBER 12, 2022

When I heard that the investment management firm GMO had created a retirement planning tool to mitigate “sequence of returns” risk I looked forward to learning about it. After setting aside a stumbling block or two in its white papers, I found it to be the best platform for financial advisors I have ever seen.

Management 40

Management Assets Retirement Planning Financial Advisor 40