eMoney Advisor

FEBRUARY 9, 2023

Of an estimated 104 million households seeking some level of financial advice, 88 million of those households want that advice from a financial professional. In this overview, we will explore the demographics of each stage, the financial planning needs of people in each stage, and strategies for serving them.

Financial Planning

The Chicago Financial Planner

FEBRUARY 5, 2022

Kansas City won the 2020 game and the market had an up year in spite of the impact of COVID-19. Rather I suggest an investment strategy that incorporates some basic blocking and tackling: A financial plan should be the basis of your strategy. New England won the 2019 game and it was also an up year for the markets.

Investing

Integrity Financial Planning

OCTOBER 17, 2022

Know these 3 ages that can help you get the most out of your retirement accounts. At age 50, workers with certain qualified retirement plans can make annual “catch-up” contributions in addition to their normal contributions. Some 401(k) plans allow this, and others do not. Take Catch-up Contributions at 50. 3] IRS.gov.

Retirement

Yardley Wealth Management

SEPTEMBER 24, 2021

The post 5 Steps for Creating a Financial Plan appeared first on Yardley Wealth Management, LLC. 5 Steps for Creating a Financial Plan. Garry offers the following advice for investors who are shell-shocked and don’t know where to turn in taking the first step in creating a financial plan: Have a plan.

Financial Planning

Yardley Wealth Management

MARCH 1, 2022

The post Part 3: Tax-Wise Financial Planning appeared first on Yardley Wealth Management, LLC. Part 3: Tax-Wise Financial Planning In our last two pieces, we covered some tools of the tax-planning trade, as well as how to deploy them for tax-efficient investing. But tax planning isn’t just for your investments.

Financial Planning

Yardley Wealth Management

MARCH 1, 2022

The post Part 3: Tax-Wise Financial Planning appeared first on Yardley Wealth Management, LLC. Part 3: Tax-Wise Financial Planning. In our last two pieces, we covered some tools of the tax-planning trade, as well as how to deploy them for tax-efficient investing. . But tax planning isn’t just for your investments.

Financial Planning

Yardley Wealth Management

OCTOBER 7, 2020

The post Is COVID-19 affecting your Retirement Planning? Is COVID-19 affecting your Retirement Planning? Retirement Planning Financial Planning Risk. Over their lifetimes, most people have heard warnings and advice from retirement advisors about various aspects of their plans.

Retirement Planning

Indigo Marketing Agency

MAY 5, 2020

How To Grow Your Retirement Plan Business In The 2020 Economic Crisis. We’ve partnered with the experts at The Retirement Learning Center to update advisors on how the retirement plan landscape has been altered by the 2020 economic crisis. Save your spot today! John: Thank you, Claire.

Retirement

WiserAdvisor

JUNE 19, 2022

While the figure is stressful, financial planning for a baby can help you transition into parenthood smoothly. More importantly, if you are a single parent, you may have to consider the financial preparedness aspect more seriously. Here are some tips that can help you in planning for a baby financially: 1.

Financial Planning

Envision Wealth Planning

APRIL 10, 2022

Financial Finesse reported that 55% of women ages 30 to 55, with minor kids and household incomes less than $60,000 a year, report “high” or overwhelming” levels of financial stress. Causes of financial stress. Find relief by saving in your retirement plan. So what is causing this stress? Low savings rates.

Financial Planning

Yardley Wealth Management

JULY 10, 2020

The post Is Financial Planning a Pandemic Necessity? Is Financial Planning a Pandemic Necessity? Financial Planning magazine just released their annual tech survey and a corresponding article: Tech Survey 2020: Advisors losing faith in planning software. As always, hang in there. .

Financial Planning

Nationwide Financial

SEPTEMBER 27, 2022

In 2020, Hispanic Americans comprised nearly 19% of the overall population, a tremendous rise over the last 50 years. However, when it comes to larger purchases or longer-term financial plans, many Hispanic adults are doing things differently. Obstacles to retirement planning. For Hispanic Heritage Month (Sept.

Clients

Nationwide Financial

OCTOBER 10, 2022

That’s about even with 2020 numbers at the height of the COVID-19 pandemic, so investors’ recession expectations have not gotten worse or better. But recession fears increased among financial professionals; 82% said they were worried about an economic downturn, compared with 77% previously in 2020. View the infographic.

Retirement

Nationwide Financial

FEBRUARY 7, 2023

In recognition of Black History Month, we are highlighting the connections between wealth and well-being among Black consumers with a focus on raising awareness of the persistent gaps in financial planning and the links between financial health and personal well-being.

Retirement

Darrow Wealth Management

NOVEMBER 20, 2023

If you think retirement planning moves stop at retirement, think again. Although it won’t make sense in every situation, retirement can be a unique opportunity for Roth conversions for some investors. For high earners, converting an IRA to a Roth IRA while you’re still working could be the worst time of all.

Retirement

Yardley Wealth Management

OCTOBER 26, 2020

Social Security Retirement Planning . By Michael Garry Yardley Wealth Management October 26, 2020. Around 65 million Americans will receive more than $1 trillion in benefits during 2020, according to the Social Security Administration (SSA). Please contact us if you’d like to discuss your financial plan.

Wealth Management

Nationwide Financial

JUNE 21, 2023

Over the past several years, retirement investors have had plenty to worry about, from the outbreak of COVID-19 in 2020 to the spread of new coronavirus variants and tenuous trade relations with China in 2021 to the Ukrainian conflict in 2022. Volatility, in turn, often contributes to higher fear and anxiety for retirement investors.

Investing

Indigo Marketing Agency

DECEMBER 19, 2022

Dorsainvil, CFP®, they are on a mission to provide access to financial planning for “the rest of us.” Lazetta believes that solid financial advice is not just for the 1%. She was also named a Top 10 Financial Advisor by Investopedia. She has been recognized on the Investopedia 100 list since 2020. Peter Lazaroff.

Financial Advisor

FMG

OCTOBER 6, 2022

Technology is one of the most important components of a financial advisor’s business. From financial planning and risk analysis tools to marketing automation platforms , technology streamlines processes, increases productivity, and helps you grow your business faster. What Financial Adviors Should Look For in CRM Software.

Financial Advisor

Brown Advisory

APRIL 1, 2020

Strategic Planning in Volatile Markets ajackson Wed, 04/01/2020 - 09:31 Our conversations with clients usually cover topics that range beyond investment and financial affairs. FINANCIAL PLANNING Home Refinance. Financial Plans. Revisiting existing plans, and their assumptions, may be appropriate.

Strategic Planning

Brown Advisory

APRIL 1, 2020

Strategic Planning in Volatile Markets. Wed, 04/01/2020 - 09:31. Our conversations with clients usually cover topics that range beyond investment and financial affairs. FINANCIAL PLANNING. Financial Plans. Revisiting existing plans, and their assumptions, may be appropriate. Home Refinance.

Strategic Planning

Random Roger's Retirement Planning

APRIL 17, 2024

It only dropped 6% during the Pandemic Crash in 2020 versus 12% for VBAIX. The decision to go full All-Weather needs to be a financial planning decision not a reactionary decision to a bear market. In terms of being less volatile and faring better during market it turmoil, TRTY Replication has worked looking backwards.

Portfolio

Random Roger's Retirement Planning

AUGUST 1, 2022

Bodie still believes in this, here's a paper he wrote in 2020 , doubling down. He likes TIPS for their volatility profile and because they are real return and he is very concerned about what amounts to sequence of return risk hammering investors as they get close to retirement. Here's a link from me from 2012.

Portfolio

Yardley Wealth Management

MAY 25, 2021

5 Financial Advisor Hacks: A Cheat Sheet for People Saving For Retirement! The 24-hour news cycle can be a bit insane these days, especially in 2020 when the pandemic dominated the news and murder hornets were on the way. Many crazy things happen from day-to-day, but bad financial mistakes can be made when we are preoccupied.

Financial Advisor

Workable Wealth

NOVEMBER 25, 2020

Traditional IRAs operate similarly to your workplace plan. To add more tax-efficiency into your retirement planning, it’s also good to consider investing in a Roth IRA. . You fund a Roth IRA with after-tax dollars, the money grows tax-free, and qualified distributions remain tax-free in retirement. Revisit Your Goals.

Taxes

Darrow Wealth Management

MARCH 28, 2022

While modeling can’t fully insulate an investor from the impact of short-term events (nothing can), a detailed analysis can help investors understand the probability of outcomes by stress testing a financial plan to better assess the likelihood of success over the long-term. Plans that don’t bend, break. gain the next day.

Asset Allocation

Envision Wealth Planning

MARCH 1, 2022

In 2020, Equileap conducted an analysis of 19 gender criteria for the companies comprising the S&P 500. For example, an employer-sponsored 401(k) or 403(b) retirement plan is a wonderful perk. You may approach your plan administrator to convince them to add options that promote gender equity to your retirement plan.

Investing

Tucker Advisors

APRIL 4, 2023

But the Bureau of Labor data shows that something else has also occurred over the last four decades: People lost their pensions (defined benefit plans) and were forced into defined contribution plans, usually in the form of 401(k)s. Conversely, workers who only have 401(k)s or defined contribution plans, rose from 9 to 34%.

Retirement

Random Roger's Retirement Planning

SEPTEMBER 13, 2023

There is a balance to be struck there where you capture enough of the market's long term gains to make your financial plan work without necessarily riding it all the way down basis point for basis point. It was competitive, performance wise in 2020 and 2021 and due to being underweight mega cap tech it is lagging by a lot this year.

Portfolio

Good Financial Cents

AUGUST 11, 2022

Financial advisors I have spoken to on the topic agree, and here’s what a few had to say about the importance of investing with a plan or a goal in mind: “It’s best to have at least a basic financial plan before you start investing outside a 401k/403b. They didn’t have a plan. Ads by Money.

Investing

Indigo Marketing Agency

AUGUST 11, 2020

I recommend going over these topics in your foundational webinar: Who you are and why you’re passionate about financial planning. Here are some popular webinar ideas for financial advisors that have had high conversion rates in the past: 7 Financial Actions UC San Diego Physicians Should Take In 2020.

Financial Advisor

Yardley Wealth Management

MAY 29, 2020

The post Should Pre-Retirees Take a New Look at #Retirement Income? Should Pre-Retirees Take a New Look at #Retirement Income? By Michael Garry Yardley Wealth Management May 21, 2020. I recently was interviewed for an article in a national publication on retirement income, given the current market and job losses.

Retirement

Indigo Marketing Agency

APRIL 23, 2020

Marketing In A Crisis For Financial Advisors (Free Webinar). The hardest part of getting new clients as a financial advisor is the lack of urgency that people have when it comes to their financial plan. People can put off their financial plan, and their life insurance, and their college planning for years if not decades.

Financial Advisor

Cordant Wealth Partners

DECEMBER 11, 2020

There now exists a meaningful incentive for many long-time Intel employees to retire from Intel before May 2021. We’ve received many questions so far about the relevance and magnitude of these changes on one’s retirement plans. ” The most common questions we’ve received are: Is the change real?

Retirement

Fortune Financial

FEBRUARY 28, 2023

According to the Employee Benefit Research Institute (EBRI) , the following table shows the age of account holders and their average HSA balance at the end of 2020: Age Group Average Balance Less Than 25 $876 25-34 $1,899 35-44 $3,154 45-54 $4,064 55-64 $6,082 64 or Older $6,884 What are the Benefits of A Health Savings Account?

Retirement Planning

Carson Wealth

JANUARY 5, 2023

Qualified retirement plans – such as 401(k)s, 403(b)s and IRAs – offer clear tax advantages. Taxpayers with qualified retirement accounts are required to start taking distributions from the accounts once a certain age is reached. The RMD rules apply to all employer-sponsored qualified retirement accounts (401(k)s, 403(b)s, etc.)

Distribution

Carson Wealth

JULY 19, 2022

Executive compensation plans require knitting together four quadrants to form a total compensation and benefit strategy: direct compensation and benefits, short-term (annual) bonuses and incentives, longer-term bonuses and incentives, and special retirement plans. . Direct Compensation & Benefits.

Executive Compensation